Answer:
Debit cash over and short for $56
Explanation:
In the United States, the 401(k) plan or Individual Retirement Account iS a defined
plan.
A defined contribution plan, often known as a cash or deferred arrangement, is a 401(k) plan.
What is a personal 401(k) plan?When you work for yourself or as a partner in a company where the only employees are the partners and their spouses, you can maximize your savings with an individual 401(k), also known as an i401(k).
What is a defined benefit plan in a single 401(k)?A Solo CB can be used in conjunction with a 401(k) Plan or as a standalone retirement plan. There is a compulsory contribution to a Solo CB because it is a defined benefit plan, but the plan also permits sizeable pre-tax retirement plan contributions, especially for business owners over the age of 50.
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The government reduces the corporate profit tax. As a result, corporate profits increase. This will _____ the non labor income of households, causing consumption to _____ and labor supply to ______
Answer:
this will increase the nonlabor income of households, causing consumption to increase and labor supply to increase
Explanation: due to a reduction in the corporate profits tax, a larger amount of salary will be paid to the nonlabor sector hence there is a rise in the income of nonlabor, as an increase in income their consumption will also increase, people, would like to work in different company and labor supply will also increase.
the open-market committee of the federal reserve announced that it plans to sell more government bonds to the public. this action will likely
It is likely that this will result in less money being available.
What is Open market?The phrase "open market" is often used to describe a near to free trade economic environment. The phrase is used to describe interbank trading in securities in a more precise, technical sense. There are little to no constraints on how enterprises can conduct themselves in a market that is open to competition.
A market without regulatory restrictions, such as taxes, license requirements, and government subsidies, is referred to as an open market. Without the influence of an outside market, buyers and sellers can freely exchange goods. Changes in demand and supply impact the pricing of products and services.
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you are hiring a manager to run your service operations for the southern region. based upon what we know about being able to adapt several different approaches in leadership, what is the best way to hire the manager to have the highest probability of success?
A hiring manger should hire a candidate that can adjust many Leadership behaviors based on situation and possess the traits of a follower.
Long-term benefit to the company comes from a candidate who can adjust to organizational changes. In a service firm, a person would also be prompt in making suggestions and fixing operational problems that arise during the manufacturing process.
In order to become a more successful leader, leaders have to understand where they are currently.
The 5 most common leadership styles are:
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a company had net cash flows from operations of $143,000, cash flows from financing of $376,000, total cash flows of $569,000, and average total assets of $3,880,000. the cash flow on total assets ratio equals:
Option B is correct. A company had net cash flows from operations of $143,000, cash flows from financing of $376,000, Total cash flows of $569,000, and average total assets of $3,880,000. the cash flow on total assets ratio equals 4.1%.
Net cash flows from operations = 133000
Divide by Average total assets = 3280000
Cash flow on total assets ratio = 4.1%
Option B 4.1% is correct.
Cash float is a degree of ways awful lot cash a business introduced or spent in general over a time period. Coins go with the flow is generally damaged down into coins glide from working sports, making investment sports, and financing sports on the announcement of cash flows, a common economic assertion.
Cash drift from operations is comprised of fees made as part of the regular route of operations. Examples of these coins outflows are payroll, the fee of goods sold, hire, and utilities. Coins outflows can range considerably whilst business operations are fairly seasonal.
A coins flow declaration suggests the exact amount of a company's cash inflows and outflows over a time frame. The earnings announcement is the maximum commonplace financial announcement and shows an enterprise's revenues and total costs, along with noncash accounting, such as depreciation over a period of time.
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Complete Question:
A company had net cash flows from operations of $133,000, cash flows from the financing of $356,000, total cash flows of $539,000, and average total assets of $3,280,000. The cash flow on total assets ratio equals:
Multiple Choice
A). 16.4%.
B). 4.1%.
C). 3%.
D). 16.5%.
E). 24.7%
barry newman's savings account has a balance of $1732. after 13 years, what will the amount of interest be at 5% compounded annually?
The yearly basis compounded interest rate of 5% seems to be $1533.94. (APPROX).
What exactly was meant by "interest"?
Interest is indeed the money borrowed or the expense of making loans. Investment is most frequently expressed as a annual percentage of something like the loan amount. The above portion is known as such loan amount cost of borrowing.
Briefing:
We use the formula:
A=P(1+r/100)^n
where
A=future value
P=present value
r=rate of interest
n=time period.
Hence
A=$1732(1+5/100)^13
=$3265.94(APPROX)
Hence interest =A-P
=$3265.94 - $1732
=$1533.94(APPROX).
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which of the following statements concerning mrp system operation is correct? a. research has shown that many companies are transitioning from safety stock to safety capacity as a means of dealing with uncertain demand. b. a properly used mrp system allows for minimal levels of safety stock. c. additional safety lead time is a common strategy for reducing inventory levels. d. all of these choices are correct.
The statements concerning mrp system operation that is correct is b. a properly used mrp system allows for minimal levels of safety stock.
What is MRP in operation?A Material Requirements Planning (MRP) system can be described as one that accelerates the manufacturing production process by determining what raw materials, components as well as the subassemblies that are neede which could based on demand and bill of materials (BOM).
Hence , properly used mrp system allows for minimal levels of safety stock.
Therefore, option B is correct.
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five friends go to a restaurant. they talk about how to divide the bill. under which of the following possible arrangements would you expect the group to spend the least? answer s: a. everyone pays only for what he eats (plus the prorate share of tax and tip) b. they divide the bill in five equal shares c. the riches person pays d. it is impossible to tell
Everybody should pay for their food, tax, and tips if we wish to calculate how much should be paid out the least. This is the best approach to do so.
Bill, what is it?An financial document that details the price a customer must pay for a good or service is referred to as a "bill." It is also regarded as a reminder for payments. First before payment is delivered, a bill is issued, and it is utilized once and right away.
Which is better, bills or invoices?You might receive an invoice from a business for services rendered, but when you get it, you only consider it to be a bill. A bill is a straightforward description of what is currently due, although the word "invoice" can suggest that payment conditions, such as "NET-30 days," have been negotiated.
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sports teams travel together. they compete against other teams. this increases their a.diversity. b.norm generalization. c.role structure. d.cohesiveness. e.informal leadership.
Sports teams travel together. they compete against other teams. this increases their role structure.
Hence, Option C is correct.
The purpose of organizational structure is to make it apparent who is responsible for what and where each individual stands in the hierarchy of authority. A director of an employee may answer to a vice president, who answers to the chief executive officer, who answers to the board of directors or the company's owners.A high school football player, for instance, simultaneously fulfills the responsibilities of student, athlete, classmate, etc. "A person in the role of a parent is supposed to care for their child and safeguard them from danger," is another illustration of a role.To know more about Role structure here
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what are the essential differences among working capital loans, open credit lines, asset-based loans, term loans, revolving credit lines, interim financing, project loans, and acquisition loans?
The essential differences among working capital loans, open credit lines, asset-based loans, term loans, revolving credit lines, interim financing, project loans, and acquisition loans
What is loan?
A loan is when money is lent to another person with the understanding that it would be repaid, along with interest. Before agreeing to provide a borrower a loan, lenders will take into account the borrower's income, credit score, and degree of debt.
The essential differences among working capital loans, open credit lines, asset-based loans, term loans, revolving credit lines, interim financing, project loans, and acquisition loans.
working capital loans : A working capital loan is often designed for small and medium-sized businesses to meet their working capital requirements. Working capital is the cash or resources needed to maintain an enterprise's daily short-term trade activities.
open credit lines : A credit line that is still active allows you to borrow money in little amounts, pay it back, and borrow again. It differs from a standard loan in that you often have to pay interest on the borrowed amount while the line is open for borrowing.
ASSET-BASED LOAN - An asset-based loan is one that a business takes out while offering the lender one of its assets as security. A business typically takes out an asset-based loan when it is having cash flow issues.
TERM LOANS – A term loan is a loan from a bank to a business that must be repaid over a certain period of time in regular shifts. The length of the term loan payback period may be short or long.
REVOLVING CREDIT LINE - A revolving credit line is a type of loan where a bank agrees to lend someone a certain amount of money in exchange for the right to let them borrow more money if portion of the original loan is repaid.
Interim finance : is a method of securing funding on a temporary basis for a project. It may also be referred to as bridge finance or gap financing. People or businesses use this type of financing for a specific objective.
PROJECT LOANS: These loans are often given to business borrowers for capital expenditures such as the establishment of new, expanded manufacturing facilities, building, etc.
Acquisition Loans: refers to the act of obtaining or acquiring something. As a result, an acquisition loan is a loan issued to a corporation to buy a certain asset, acquire another business, or for other predetermined goals.
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net marketing contribution reveals what is left after the manufacture and sale of the product to cover marketing, fixed costs and profit.T/F
This statement is False. Net marketing contribution does not reveal what is left after the manufacture of product and sale of the product to cover marketing, fixed costs and profit. It is a measure of the profit of a product or service from the marketing perspective.
It can be calculated by subtracting all the marketing costs from the total income generated by the product or service. It is a key measure of marketing effectiveness and is used to help understand and improve the contribution of marketing activities to the overall profitability of a business. Marketing involves a number of activities which include market research, product development, promotion, pricing, distribution, customer service, and more.
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According to the environment-industry-organization fit model. Cell 3 represents which of these environments? O Simple-stable environment O Complex-stable environment O Simple unstable environment O Complex-unstable environment O None of these.
According to the surroundings-industry-enterprise match model. Cell three represents: simple-risky surroundings.
The required details for Person–environment fit in given paragraph
Person–surroundings match (P–E match) is the diploma to which man or woman and environmental traits suit. Person traits may also encompass an man or woman's organic or mental needs, values, goals, abilities, or personality, at the same time as environmental traits ought to encompass intrinsic and extrinsic rewards, needs of a task or role, cultural values, or traits of different people and collectives withinside the man or woman's social surroundings. Due to its crucial implications withinside the workplace, man or woman–surroundings match has maintained a distinguished role in Industrial and organizational psychology and associated fields. Person–surroundings match may be understood as a particular sort of man or woman–scenario interplay that includes the suit among corresponding man or woman and surroundings dimensions.
Even even though man or woman–scenario interactions as they relate to match were mentioned within side the clinical literature for decades, the sector has but to attain consensus on a way to conceptualize and operationalize man or woman–surroundings match.
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vince, a speculator, expects interest rates to increase and purchases a put option on treasury bond futures with an exercise price of 95-32. the premium paid for the put option is 2-36. just prior to the expiration date, the price of the treasury bond futures contract is valued at 93-22. vince exercises the option and closes out the position by purchasing an identical futures contract. vince's net gain from this speculative strategy is $ .
Basis risk is the possibility that the position that a futures market is intended to hedge will not be impacted in the same way as the instrument that underlies the futures contract.
What exactly are business purchases?The phrase "buy" in accounting refers to acquiring ownership of a particular commodity or service by paying a particular amount of money. Contrarily, it occurs when money is traded for a particular good or service. People or companies that need goods or services often carry out the process.
What are expenditures and purchases?Unit 16. Terms like "costs," "purchases," and "expenses" are frequently used when referring to statements of profit and loss and other financial topics. They frequently refer to the same event, payments being made.
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presented below is selected information for sheridan company. answer the questions asked about each of the factual situations. (do not leave any answer field blank. enter 0 for amounts.) 1. sheridan purchased a patent from vania co. for $1,160,000 on january 1, 2018. the patent is being amortized over its remaining legal life of 10 years, expiring on january 1, 2028. during 2020, sheridan determined that the economic benefits of the patent would not last longer than 6 years from the date of acquisition. what amount should be reported in the balance sheet for the patent, net of accumulated amortization, at december 31, 2020?
At December 31, 2020, the amount that should be reported in the balance sheet for the patent, net of accumulated amortization, is $576,000.
This amount is calculated by taking the original patent cost of $1,160,000, multiplied by the remaining legal life of the patent (6 years) and then divided by the total legal life of the patent (10 years). ($1,160,000 x 6/10 = $576,000).
In return for publishing an enabling disclosure of the invention, the owner of that patent is granted the legal right to prevent others from creating, using, or selling the invention for a a period of time. In the majority of nations, patent rights are governed by private law, and in order to enforce them, the patent holder is required to file a lawsuit against a third party who violates the patent.
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In order to do what you want to do, you need to be around people who are doing it and in ______.
In order to do what you want to do, you need to be around people who are doing it and in places where it's happening.
What is this Proximity Principle about?In psychology, the proximity principle is one of gestalt principles of perceptual organization that states that people treat objects close together as a group. In social psychology, the principle holds that people closer together in a physical environment are more likely to form a relationship than those farther away.
Popularly, the Proximity Principle is one that states "In order to do what you want to do, you need to be around people who are doing it and in places where it's happening".
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the content we consume through a digitally connected device is called . group of answer choices multichannel marketing digital media omnichannel marketing integrated marketing communications
Websites, physical storefronts, catalogs, direct mail, emails, mobile devices, and other indirect and direct communication channels are all examples of multichannel marketing.
Search engine optimization, pay-per-click, social media marketing, content marketing, email marketing, mobile marketing, marketing analytics, and affiliate marketing are the eight key areas that make up digital marketing.
A multi-channel strategy for marketers entails constantly being where the customers are. It entails utilizing a range of media to interact with their audience. As consumer preferences and spending patterns continue to shift online, channels are expanding in number today.
Multi-channel marketing refers to the dissemination of marketing messages over a variety of media channels. Email, social media, print, mobile, display advertisements, television, and other channels may all be used for this.
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a broker who is not a realtor wishes to use written contracts to established her agency agreement with buyer-client. the broker should
A broker who is not a realtor desires to establish her agency relationships with buyer-clients through written contracts. A Texas lawyer should draft a contract form at the broker's request.
If a buyer ultimately submits an offer on a property with a different agency, a "buyer's representation agreement" or "buyer's agent agreement" might assure that at least some money is made to the agent. The may occur after the initial realtor has expended a significant amount of time, energy, and money assisting that buyer in obtaining the home of their desires. Having an exclusive contract with a real estate agent in place can be advantageous for everyone involved, especially if you utilize these suggestions to negotiate the conditions to your best advantage.
Your expectations and your mutual understanding can be stated in black and white. The buyer might then phone their agent in a fit of ecstasy to announce they have made up their minds about a property they had previously viewed with them and have signed a contract to buy the home there and then, without consulting or getting any help from their agent. This is fantastic for the buyer. For the agent who has put in months of labor without pay, it's not so fantastic.
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Performing Arts Pathway Jarrett will often work hand-in-hand with the Performing Arts pathway. He might need to hire a band for a wedding at his venue or a magician for a work holiday party. What other times might an event planner work with someone in the Performing Arts pathway?
Other times might an event planner work with someone in the Performing Arts pathway in school, children's hospitals, couple functions, etc.
What are Performing Arts pathways?Work in the invention, development, and production of theatrical and musical acts is included in the performing arts route. includes personnel at studios, performance venues, and practice spaces. Music, dance, and theatre make up the three primary performing arts subcategories.
In performing arts, artists utilize their vocal abilities, body language, gestures, and emotions to portray a narrative, their thoughts, and their feelings in a unique way. These are the professions that call for exceptionally competent individuals. This industry is least likely to be impacted by automation and technological improvements, according to a BBC investigation.
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customer service reps a) work with customers to resolve problems that arise at the time of purchase. b) work for producers calling on their intermediaries and their customers. c) provide technical assistance to order-oriented salespeople. d) work with customers to resolve problems that arise with a purchase, usually after the purchase has been made. e) are invaluable in working with business customers, but not with final consumers.
Customer service reps are invaluable in helping companies build relationships with their customers. They are responsible for resolving problems that arise at the time of purchase, as well as those that may arise after the purchase has been made.
They help customers understand product information, provide technical assistance, and answer any other questions the customer may have. They also work with intermediaries and producers, helping them to reach out to customers and build relationships. They also work with both business and final consumers, providing assistance and helping to build customer loyalty. Customer service reps are vital in helping companies build customer relationships and ensure customer satisfaction.
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Rick mendez bought stock for $5,000, using $2,500 of his own money and $2,500 borrowed from the broker. One month later, the stock is sold for $5,650. Interest owed to the broker is $30; brokerage commissions to buy and sell the stock totaled $300.
The rate of return earned by Rick Mendez from the stock investment is 12.8%.
What is the rate of return?The rate of return is the gain (or loss) earned from an investment expressed as a ratio of the initial investment cost.
For instance, the rate of return is the difference between the total costs of an investment and its sales proceeds, multiplied by 100.
The investment cost of stock = $5,000
Proceeds from the sale of the stock = $5,650
Broker's finance = $2,500
Interest on borrowed funds = $30
Brokerage commissions = $300
Total brokerage finance costs = $2,830
Net proceeds after brokerage costs = $2,820 ($5,650 - $2,830)
Investment using own funds = $2,500
Gain from investments = $320 ($2,820 - $2,500)
Rate of return = 12.8% ($320/$2,500 x 100)
Thus, we can state that Rick Mendez's investment in the stock yielded a return of 12.8%.
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Question Completion:What is the rate of return earned by Rick Mendez?
What outcomes are possible with speculative risk?
(1) nothing will happen, (2) there will be a loss, or (3) there will be a gain or profit, these are possible outcomes with speculative risk.
Along with the possibility of gain or profit, the other unique element of speculative risk is choice.
For example, no sane person would choose to experience a house fire, a car accident, or a serious illness (all of which are insurable risks) —
but every person who invests in a company or places a bet on a sporting event has made a conscious choice to expose themselves to speculative risk.
Speculative risk is not insurable primarily due to the potential for moral hazard.
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Financial Risks Unit Test (Connexus)
4/17/2023
1. What outcomes are possible with speculative risk?
Answer: all of the above
2. Which of the following choices incur speculative risk?
Answer: -stocks, -options,
3. What is risk reduction?
Answer: A strategy that reduces risk by minimizing the chance that the loss occurs or reduces the value lost.
4. What is risk transference?
Answer: A strategy where the risk of loss is shared with another person, entity or group.
5. Which of these options is a new type of insurance?
Answer: identity theft
6. Which of these choices are add-on options for insurance policies? Select the two correct answers.
Answer: -jewelry rider, -collision insurance
7. How much of the U.S. population is covered by some form of health insurance?
Answer: 92%
8. What is the largest health program in the United States?
Answer: Medicare
9. How are SSDI and SSI different?
Answer: SSDI is an insurance program paid out of the Social Security Trust fund and SSI is a needs-based program.
10. What is SSI?
Answer: a need-based program run by the SSA and only considers the financial need of the individual who is elderly or disabled
11. What does long-term care insurance provide?
Answer: It helps cover costs for the day-to-day care of people with chronic illnesses or medical conditions.
12. What does LTC usually cover?
Answer: day-to-day care
13. How might insurance be affected if the applicant has a dangerous job?
Answer: All of the options are possible.
14. What might happen if someone is dishonest on their insurance application?
Answer: The policyholder may be prosecuted for insurance fraud, which is a crime.
15. What is no-fault insurance?
Answer: Unlimited PIP mandated by the states to reduce the number of small and frivolous lawsuits.
16. Why does geographic location affect the cost of premiums?
Answer: Because insurance companies review the statistical history of claims for an area and if there is an increased risk of claims for accidents or theft, they will raise the premium.
17. Why is it important to review credit card charges every month to protect oneself against identity theft?
Answer: to identify any unauthorized charges so that they can be investigated as a potential red flag for identity theft
18. Which population is most often the victim of synthetic identity theft?
Answer: children
19. Why is it important to review credit card charges every month to protect against identity theft?
Answer: to identify unauthorized charges so that they can be investigated for identity theft
20. What is child identity theft?
Answer: someone uses the identity of someone who has minimal activity for their social security number to create a credit history
21. Can the Consumer Financial Protection Bureau or Better Business Bureau accredit companies? Does that agency require a fee for accreditation?
Answer: Only the BBB accredits companies, and it requires a fee for accreditation.
All of these answers are correct, hope this helps someone :)
consider the following information for a period of years: arithmetic mean long-term government bonds 7.9% long-term corporate bonds 8.0 inflation 3.5 what is the real return on long-term government bonds? note: do not round intermediate calculations and enter your answer as a percent rounded to 2 decimal places, e.g., 32.16. what is the real return on long-term corporate bonds?
The real return on long-term corporate bonds is 4.35%.
Long-term government bonds nominal return = 7.9%
Inflation rate = 3.5%
Real return is given by the formula:
Real Return = (1+Nominal return) (1+inflation) −1
substitute the Long-term government bonds nominal return and inflation calculated above:
Real Return = (1+7.9%) (1+3.5%) −1
= 0.042512077 = 4.25% (rounded to 2 decimal places)
Real return: 4.25%
Requirement 2: What is the real return on long-term corporate bonds? (Do not round intermediate calculations. Enter your answer as a percentage rounded to 2 decimal places (e.g., 32.16).)
Long-term corporate bonds return = 8.0%
Substitute the given values:
Real Return = (1+8.0%) (1+3.5%) −1
= 0.043478261 = 4.35% (rounded to 2 decimal places)
Real return: 4.35%
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phillipe established a revocable living trust naming himself, his spouse, and his two children as income beneficiaries, and his grandchildren as remainder beneficiaries. he funded the trust with $300,000. what is the value of the gift to this trust is:
The contribution to this trust has a value of zero dollars. No gifts are made to oneself when funding a revocable living trust, so this has no impact on gift taxes.
An living trust is what?A living trust is a legal arrangement created by a person (the grantor) to protect their property and decide how it will be transferred after their dying.
It's an estate planning technique that can help beneficiaries and family members avoid a protracted, visible, challenging, and oftentimes expensive probate process.
A contract is used to create a living trust. The terms of the Trust and the assets transferred by the Grantor to the Trust are clearly forth in the Agreement. The grantor appoints a trustee, who will, at a particular period, have control over those assets for the benefit of the beneficiaries.
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which of the following firms has the least incentive to advertise? a. a wholesaler of crude oil b. a restaurant c. a manufacturer of home heating and air conditioning d. a manufacturer of breakfast cereal
The following firms has the least incentive to advertise is a wholesaler of crude oil.
The process of drawing attention to a good or service via the use of advertising strategies. A product or service is highlighted in advertising in the hopes that customers would get interested in it. However, there are a variety of purposes, with commercial advertising being the most popular. It is often used to promote a certain commodity or service.
Commercial advertising sometimes aims to boost the consumption of their goods or services by "branding," which links a product name or image with specific traits in the minds of consumers. Direct-response advertising, in contrast, refers to advertisements that aim to prompt a quick sale.
Hence the correct option is A
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fetzer company declared a $0.15 per share cash dividend. the company has 320,000 shares authorized, 304,000 shares issued, and 12,800 shares in treasury stock. the journal entry to record the payment of the dividend is:
Debit Common Dividend Payable - $43,680; credit Cash $43,680.
Since stated payments to shareholders are often made within a year, Dividends Payable are categorised as a current obligation on the balance sheet.
Retained earnings are the cumulative gains that are kept by a firm rather than distributed to shareholders and are used to pay cash dividends.
The correct journal entry would thus be a debit to the retained profits account following the declaration and a credit of the same amount to the dividends payable account.
A corporation's payout of earnings to its shareholders is known as a dividend. A corporation is allowed to distribute a portion of its profit as a dividend to shareholders when it generates a profit or surplus.
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cheese is an input in the production of pizza if the price of cheeese increases we would expect the supply of
Cheese is an input in the production of pizza if the price of cheese increases we would expect the supply of pizza increases.
What do you mean by supply?
A basic economic notion called supply refers to the total amount of a particular commodity or service that is made available to consumers. If shown as a graph, supply can refer to the quantity offered at a certain price or the quantity offered throughout a range of prices.In economics, supply is referred to as the total quantity of a particular good or service that a supplier makes available to customers at a particular time and price. Usually, market activity determines it. For instance, increased demand can prompt a supplier to boost their supply.To know more about Supply here
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what is (at least) one way we could improve financial education in the us to help solve the financial capability issues?
Financial education in the us to help solve Start a budget, Understand your credit score, Schedule some time to learn.
what is Schedule?
To describe the time or manner in which something is planned to be completed. For instance, if something is finished on time, it is finished at the appointed hour.Two minutes earlier than expected, the plane touched down in Johannesburg. Everything proceeded as planned.Making a schedule keeps you on track to reach your objectives and encourages you to consider what you want to do each day, each week, and each month.Serial Timetable: A sort of schedule known as a serial schedule requires that one transaction be finished before beginning another. Non-serial Calendar: Multiple transactions run concurrently or simultaneously on a non-serial schedule.To learn more about Schedule refer to
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true or false: a 15-year mortgage typically requires higher monthly payments than a 30-year mortgage but the total interest over the life of the loan will be less. true or false: a 15-year mortgage typically requires higher monthly payments than a 30-year mortgage but the total interest over the life of the loan will be less. false true i don't know.
It is true that a 15-year mortgage typically requires higher monthly payments than a 30-year mortgage but the total interest over the life of the loan will be less.
What is the difference between a 15-year and 30-year mortgage?Although 15-year mortgages can be a reasonable option for some buyers, most homebuyers usually opt for 30-year fixed-rate loans.Our monthly payments can be more manageable if you take out a 30-year mortgage.Although a 15-year mortgage has larger monthly payments overall, the overall cost of the loan is lower.A 30-year mortgage often has a higher interest rate because banks are less risky with 15-year loans than 30-year loans, and because banks can afford to provide shorter-term loans more affordably than longer-term loans.The shorter loan is preferable if an investor can afford the larger payment, particularly if they are nearing retirement and will be reliant on a fixed income.To learn more about fixed income, refer:
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jasmine is the director of marketing for a chain of clothing stores. she has been given a set budget and needs to drive as many potential customers to her website as possible. which automated bidding strategy should she use in her campaign? maximize conversions
Jasmine, who is in charge of marketing, should utilize the "Maximize Click" bidding approach if she has a certain budget in order to attract as many potential consumers as she can to the website in her brand of apparel stores.
What is the short definition of a budget?It budget is an financial plan that projects future earnings and costs. A strategy, expressed simply, predicts future expenditures and savings in addition to anticipated revenue and expenses.
What makes it a budget?Budget comes derived the " Old French word bougette, which means "small sack." The British treasurer of the Exchequer is referred to as "opening" his budget, or container of records and accounting, when he presents his yearly financial statement.
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what economic does not directly affect prices demand
supply
marketing
scarcity
The economic factor that does not DIRECTLY affect prices is: "Marketing" (Option C).
What are the factors that directly affect prices in economics?Prices and interest rates fluctuate in response to changes in supply and demand. Prices will rise if something is in high demand and supply begins to dwindle.
Prices will decline if supply exceeds current demand. Prices might move higher and lower as demand grows or declines if supply is generally steady.
There are also four major market factors that influence price:
Expenses and costs.Demand and supply.Perceptions of Customers.Competition.Learn more about prices:
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