Insurance firms evaluate the likelihood of accidents by categorizing people in order to keep rates as low as possible. According to statistics, married drivers are better drivers. Consequently, they pay a reduced rate.
What is auto insurance meaning?A contract that you sign with the insurance provider known as auto insurance safeguards you from financial loss inside the case of an accident and theft. In exchange for a premium from you, the insurance provider guarantees to pay your losses in line with the conditions of your policy. Automobile, truck, motorcycle, and other types of road vehicles are covered by vehicle insurance. Its primary goal is to provide financial protection against liabilities that may result from linked events as well as property loss and personal injury caused by motor accidents.
Why is it important to have auto insurance?Auto insurance shields your funds so that you won't have to pay for collision-related damages out of pocket. Legal and medical expenses may be covered through coverage. You can avoid legal repercussions for not getting coverage by maintaining coverage.
The most significant sort of coverage you'll ever purchase is health insurance. This is due to the fact that if you will not have healthcare coverage and that something goes wrong, your life is at stake as well as your money. The purpose of health insurance is to cover the expense of medical care.
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a collective bargaining agreement covers a. wages. b. hours. c. terms and conditions of employment. d. all of these are correct.
A collective bargaining agreement covers
wages. b. hours. c. terms and conditions of employment.What is collective bargaining agreement?Collective bargaining can be described as the key means through which employers as well as their their organizations and trade unions can establish fair wages and working conditions.
It should be noted that collective bargaining agreement can be seen as the contract reached as a result of negotiations between representatives of a union as well as the employer.
Therefore, option D is correct.
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on november 1, alan company signed a 120-day, 8% note payable, with a face value of $9,000. alan made a december 31 year-end accrual for interest earned. what is the journal entry as of march 1 to record the payment of the note? (use 360 days a year.)
Credit Cash $9,240; debit Notes Payable $9,000; debit Interest Payable $120; debit Interest Expense $120.
What occurs when notes payable are debited?Debit your Cash account for the amount of cash received and credit your Notes Payable account for the liability if your business borrows money under a note payable. Your Notes Payable account will be debited and your Cash account credited after you return the loan.
A note payable is it a credit or a debit?The corporation credits the cash account, which it records as a liability on the balance sheet, and debits notes payable when repaying a loan. The corporation then takes into account the loan's interest rate.
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program-length advertisements on television that take an educational approach to communication with potential customers are known as
An infomercial is a type of commercial that uses television programming to inform viewers about a particular product or line of items.
An infomercial is a type of television advertisement that seems like typical TV content but is actually there to advertise or sell a certain commodity, service, or concept.
Usually, a toll-free number or website is included. They are most frequently employed as a type of direct response television (DRTV), and they are frequently program-length advertisements (long-form infomercials), with an average runtime of 28:30 or 58:30 minutes. Another name for infomercials is paid programming (or teleshopping in Europe).
In the United States, infomercials were frequently shown overnight, outside of prime time (generally from 1:00 to 6:00 in the morning).
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how do automatic stabilizers respond when output is above potential output? government spending falls and tax payments rise to help keep the economic expansion in check. rises and tax payments fall to help move the economy out of recession. rises and tax payments fall to help keep the economic expansion in check. falls and tax payments rise to help move the economy out of recession.
Automatic stabilizers respond when production exceeds potential production To assist rein in the economic expansion, government spending declines and tax revenues rise.
What impact do automatic stabilizers have?People's reactions to recessions are tempered by automatic stabilizers, which also help them survive if they lose their employment or their businesses suffer. As they increase aggregate demand when it lags, they also play a crucial macroeconomic function in reducing the length and severity of downturns. Without the direct involvement of policymakers, automatic stabilizers counteract swings in economic activity. Without any changes to the tax code or other legislation, when incomes are high, tax liabilities increase and a person is less likely to qualify for government assistance. A byproduct of earlier regulation was the development of automatic stabilizers. As long as no new laws are passed after they are in existence, they are effective. For instance, unemployment insurance has a self-correcting mechanism.
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define the term structural unemployment and distinguish it from frictional and demand-deficient unemployment. why might structural unemployment fall w
The business cycle is not only factor contributing to structural unemployment. Over past thirty years, United States has lost hundreds of thousands of well-paying manufacturing jobs as result of production shifting to countries like China with lower cost of living.
What is structural unemployment?Structural unemployment, a form of involuntary unemployment, results from a mismatch between the capabilities that employees in the economy can provide and those that employers seek in employees. Cyclical unemployment and frictional unemployment are the other two types of unemployment that economists have identified. One of these categories is structural unemployment. Because it necessitates either migration or retraining, structural unemployment can be challenging to overcome. Contrary to structural unemployment, which can be caused by short-term changes in demand from different industries, cyclical unemployment is caused by short-term variations in the overall labor market. Structural unemployment is frequently caused by people's inability to change industries, but it can also happen within sectors as technology changes the nature of work in a given field.
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) employee development under special issues in employee development what does the textbook attribute to possible causes of the glass ceiling?
An organization with a glass ceiling does not create a level playing field for its employees. The glass ceiling is an inaccessible barrier that prevents women and minorities from reaching higher position.
What is glass ceiling and why is it called so?The glass ceiling refers to the fact that qualified people who want to move up in the organizational hierarchy are suspended at lower levels, mostly because of discrimination based on sexism and racism. Therefore, the glass ceiling most commonly refers to vertical discrimination against women in companies.
The glass ceiling metaphor has often been used to describe the invisible barrier (“glass”) through which women can see elite status but cannot reach (“ceiling”).
Does the glass ceiling still exist in America?Despite the many advancements women have made in the workplace, the glass ceiling is clearly still there. Much of the work has been done by improving access to education so that girls enjoy equal opportunities with boys in many schools and colleges around the world.
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when assessing marketable securities as collateral, what should lenders generally avoid? a. consignment sales b. obsolete goods c. fixtures and leasehold improvements d. restricted or controlled stock
Lenders should normally stay away from restricted or controlled shares when evaluating marketable securities as collateral.
Which of the following risks are present when utilizing securities as collateral for securities lending?The major risks are that either the borrower goes bankrupt or that the value of the offered collateral decreases below what it would cost to replace the securities that have been borrowed. The lender would incur a loss of money equal to the difference between the two if both of these happened.
The fair market value of the assets used to secure a loan is referred to as collateral value. The most common method for determining collateral value is to examine recent sales prices of comparable assets or to have the asset assessed by a certified professional.
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which pricing tactic involves dividing the market into regions and setting different delivery prices for each region? group of answer choices fob pricing zone pricing uniform delivered pricing delivery segmentation
Zone pricing tactics involves dividing the market into regions and setting different delivery prices for each region .
What is a pricing strategy?Price is a key factor influencing consumer purchases. Therefore, businesses employ various pricing tactics, also known as pricing strategies, to help increase sales and profits and gain higher market share. When companies develop their own products, they are priced higher.
Why is Pricing Strategy Important?Pricing is important because it defines the value of your product to you and your customers – specific prices that let customers know if it is worth the time and investment.
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A marketing plan includes this marketing objective: "Create positive feelings
about our brand." What is the main problem with this objective?
Answer:
The main problem with this objective is that it is too vague and does not provide any specific target or measure for success. "Positive feelings" are subjective and can vary greatly from person to person, making it difficult to accurately track and measure progress towards this objective. A more specific and measurable objective might be something like "Increase brand awareness by X% among target audience within Y months" or "Increase customer satisfaction ratings by X% within Y months."
john opened a new bookstore and drafted a business plan. he described in detail the store's strategic plan, but no one seemed to be interested in his books due to the popularity of e-reading. to attract customers, john decided to also give out candles with each book purchase. john now operates a small candle shop in his town and abandoned the idea of opening a bookstore. this is an example of what strategy?
The answer is maximise organisation performance.
What is organisational performance?The actual output or results of an organization as compared to its expected outputs make up organizational performance (or goals and objectives).
The accomplishment of an organization's goals at the conclusion of a project or program is referred to as organizational performance.
Organizational performance, according to Richard et al. (2009), includes three distinct areas of business outcomes financial performance, performance on the product market and shareholder return.
The phrase "organizational effectiveness" has more meaning.
Many firms have tried, in recent years, to manage organizational performance using the balanced scorecard methodology, where performance is monitored and gauged along multiple dimensions
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you are the cio of a large manufacturing company. a software vendor approaches you with an offer to have your company serve as a beta site for a new human resource application. what would you consider before making a decision?
The CIO should speak with the top HR official and inquire as to whether the human resources division would profit from a new and maybe enhanced system.
An invitation to use your business as a beta test site for a new human resources application comes from a software manufacturer. What would you think about before deciding?The CIO must:
The highest-ranking human resources (HR) officer should be consulted to see whether the human resource division might benefit from a new or maybe enhanced system.Check to see if the HR department has any important requirements for the proposed application that are relevant to the business and are not provided in the application.Determine whether HR can afford to take a chance and use an application that hasn't been put to the test by a lot of organizations.Inquire with the HR representative about the department's capacity for locating and methodically notifying any problems with the tested application.Learn more about human resources division: https://brainly.com/question/14721472
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determining how many subordinates will report to each manager gives an organization its____
The amount of centralization, the range of management, and the chain of command within an organization are determined by the subordinates who report to each manager.
The number of employees who directly answer to a management is referred to as?The phrase "span of control," which is sometimes known as "span of management," is used in business management, particularly in relation to human resource management. A supervisor's direct reports or number of subordinates are referred to by this phrase.How many workers in a corporation report to a supervisor is referred to as the span of control.The number of subordinates that a supervisor or manager in an organization can effectively and efficiently oversee is referred to as the Span of Control. It usually has one of two widths: narrow or wide, which results in an organizational structure that is either flatter or more hierarchical.To learn more about Span of control refer to:
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scion co. manufactures automotive parts and wants to globalize. concerned about piracy, the company is willing and able to spend a lot of money to protect its intellectual property. which venture is best for scion co.?
Scion co. manufactures automotive parts and wants to globalize. License some of his designs to competitors in other countries venture is best for scion co.
A company can use a license to prevent other companies from manufacturing the company's designs.
What is licensing in design?A license allows you to design a product and have someone else manufacture and sell it for you to earn royalties.
What is licensing?A license is a legal agreement between two parties where the owner of an asset (the licensor) grants another party (the licensee) permission to use its brand, patent, or trademark. Getting Licensing Right Is Important To Protect Your Business
Why companies use licenses?Licensing is the making of patents, trademarks, copyrights, designs, and other intellectual property rights available to another company, usually in exchange for a portion of the proceeds or a fee. It's a quick way to generate income and build a business, as no manufacturing or selling is required.
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the macroenvironment is also known as the environment. multiple choice question. fixed internal external general
the macroenvironment is also known as general environment.
Describe macro environment through few examples?A macro environment is the collection of circumstances that impact the economy as a whole instead of just one industry or geographical area. The macro environment, in general, comprises developments in the GDP, inflation, employment, expenditure, and fiscal and monetary policy.
Why is a business's macroenvironment important?Macro-environment frequently denotes a state affecting the entire economy as opposed to just one single market segment. Business decisions will be influenced by the macro environment. There can be an impact on spending, investing, and borrowing activities when a macro environment is present.
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Answer: General
Explanation: I just did it
when an economy is operating inside its production possibilities frontier, we know that
engaging in efficient production
Explanation:
If it is using the same quantities of factors of production but is operating inside its production possibilities curve, it is engaging in inefficient production
which of the following is an example of a good leader in the context of business? a.a person who disobeys authority b.a person who relies on force to lead people c.a person who is efficient and does not delegate his or her duties d.a person who can influence others e.a person who is a dictator
The correct option is D. A good leader in the context of a business person who can influence others.
Extremely good leaders treat their groups with appreciation, gaining appreciation in going back. transparent: Being open and sincere makes work greater green and exciting. Trusting: leadership requires delegation–trusting their team to finish what they are assigned with excellence produces fantastic morale and mutual respect.
Exact leaders percentage a level of brilliance that permits them to encourage the hundreds in the direction of new ideas and innovations. Examples encompass Mahatma Gandhi, Oprah Winfrey, and Martin Luther King Jr. studying notable leaders is useful as it lets you analyze high-quality traits and behaviors to emulate.
They keep in mind it is an excessive honor and duty to serve those they have been given the privilege to guide. remarkable leaders attempt to be fantastic communicators. they're responsive and dependable and supply on their commitments.
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question 8 a data analyst who works with r creates a weekly sales report by remaking their .rmd file and converting it to a report. what can they do to streamline this process?
The correct choice is choice (C) Marginal product is at most, and incremental cost is at a minimum. The decreasing returns mean that once an extra unit of labor or output is value-added, the marginal productivity of labor or the incremental cost can decline or increase.
Marginal product is at the most, and incremental cost is at a minimum. once decreasing returns set in, the marginal product of labor starts to fall. The law of decreasing returns is often past the optimization level for a product.
Before the optimization level, a rise in one input issue ought to lead to magnified production. Once the optimization level is, adding a lot of input can really produce a diminished comeback.
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assume that a futures contract on treasury bonds with a face value of $100,000 is purchased at 93-00. if the same contract is later sold at 94-18, what is the gain, ignoring transaction costs?
Assume that a futures contract on treasury bonds with a face value of $100,000 is purchased at 93-00. If the same contract is later sold at 94-18, the gain, ignoring transaction costs is $1,562.50.
To calculate gain and loss on a trade - multiply the dollar value of a one-tick move by the number of ticks the futures contract has moved since you purchased the contract.The inventory costing method used by a corporation determines the amount of the cost of products sold. First in, first out (FIFO), last in, first out (LIFO), and the average cost method are the three techniques a business might use to record the amount of inventory sold during a period. When identifying expensive or rare artefacts, a particular procedure is used.To learn more about face value visit:
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the value of a house increased from $240,000 in 1970 to $1.29 million in 2000. find the absolute change and also the relative change as a percentage.
Relative change= (new value- reference value/ reference value) x100%
The absolute change and also the relative change = (12900000-240000/2400000)x100% = 5275%.
In any quantitative science, the terms relative modification and relative difference are wont to compare two quantities while taking into consideration the "sizes" of the items being compared, i.e. dividing by a standard or reference or starting value. The comparison is expressed as a ratio and is a unitlessnumber. By multiplying these ratios by one hundred they will be expressed as percentages so the terms percentage change, percent difference, or relative proportion difference are additionally ordinarily used.
The terms "change" and "difference" are used interchangeably. Relative change is commonly used as a quantitative indicator of quality assurance and quality control for continual measurements wherever the outcomes are expected to be the same.
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garage, inc., has identified the following two mutually exclusive projects. the required rate of return on both projects is 12%. which project should the company choose and why?
Based on the available information, the company should choose Project B. This is because it has a lower initial cost and higher expected after-tax cash flows.
Project A has an initial cost of $2,000,000 and is expected to generate $400,000 in after-tax cash flows for 5 years.
Project B has an initial cost of $1,500,000 and is expected to generate $600,000 in after-tax cash flows for 5 years.
The net present value of Project B is $241,310, compared to the net present value of Project A, which is only $102,372. Therefore, Project B offers the best return on investment, making it the most attractive option for the company.
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which of the following is true at the point where diminishing returns set in? a. both marginal product and marginal cost are at a maximum. b. marginal product is at a maximum, and marginal cost is at a minimum. c. marginal product is at a minimum, and marginal cost is at a maximum. d. both marginal product and marginal cost are at a minimum.
The correct choice is choice (C) Marginal product is at most, and incremental cost is at a minimum. The decreasing returns mean that once an extra unit of labor or output is value-added, the marginal productivity of labor or the incremental cost can decline or increase.
Marginal product is at the most, and incremental cost is at a minimum. once decreasing returns set in, the marginal product of labor starts to fall. The law of decreasing returns is often past the optimization level for a product.
Before the optimization level, a rise in one input issue ought to lead to magnified production. Once the optimization level is, adding a lot of input can really produce a diminished comeback.
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federal reserve banks must hold a certain portion of their deposits in reserve. this percentage is called the: g
The amount of reservable liabilities that commercial banks must keep onto rather than lend out or invest is known as the reserve ratio or cash reserve ratio.
What is cash reserve ratio?The reserve ratio is a crucial tool for an economy's monetary policy and controls the amount of money in circulation. Lowering the reserve ratio is one way the central bank can raise the amount of money in the economy. As a result, commercial banks have more money available to lend out, which raises the amount of money in an economy and vice versa.
What are the current CRR and SLR?
The SLR rate is currently 18.00%, the Repo rate is 5.90%, the Reverse Repo rate is 3.35%, the CRR rate is 4.50%, and the Bank rate is 6.15%, according to the RBI Monetary Policy.
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a portfolio has 3 stocks, apple 43.9%, starbucks 35.8%, and microsoft. the betas are apple 1.21, starbucks 0.82, and microsoft 0.69. calculate the beta of the portfolio to 2 decimal places.
If a portfolio is comprised of three stocks. Then the stock apple comprises 43.9% of the portfolio, Starbuck's 0.82, and Microsoft 0.69 and has a beta of 1.21. The portfolio beta is 0.772 .
Portfolio beta is calculated by using the given formula.
Here, the portfolio comprises of three stocks.
Portfolio beta = (Apple portfolio × beta)+[(1-Starbucks portfolio) × Microsoft beta]
βp = (43.9% × 1.21) + [(1 - 35.8%) × 0.69%]
βp = (0.531) + [.35 × 0.69%]
βp= 0.531 + 0.241
βp = 0.772
However, the portfolio beta tends to describe a relative volatility of an individual securities portfolio.
Hence, the portfolio beta is 0.772
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operations management focuses on . multiple choice question. the study of human behavior in workplaces scientific research for developing theories about human behavior that can be used to provide practical tools for managers managing the production and delivery of an organization's products or services more effectively using mathematics to aid in problem-solving and decision-making
Operations management focuses on managing the production and delivery of an organization's products or services.
Hence, Option C is correct.
What do you mean by operations management?
The entire operational system of an organization is under the control of operations management. Organizations need effective operations management to run their daily operations. All processes are under the control of operations management, which also deals with system design, operation, maintenance, and improvement issues.Operations and production efficiency, quality management, inventory management, and supply chain management are a few examples of operations management types. Operational efficiency gauges a business's profitability depending on how well it runs. The lean production example.To know more about operations management here
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questionable business practices according to antitrust agencies complete the following table by matching each of the scenarios to the concept of resale price maintenance, predatory pricing, or tying. scenario resale price maintenance predatory pricing tying rightround sells a wide variety of records to retail record stores. rightround recently pressed two new records: a popular pop punk album and a much less popular smooth jazz album. rightround requires record stores to order 15 copies of the smooth jazz album for every 120 copies of the pop punk album bought. citron is a firm that manufactures electric scooters. suppose citron sells its electric scooters to online retailers for $900 each and requires those online retailers to charge at least $930 to shoppers for each electric scooter. breezy hut is the only firm producing air conditioners. it costs $950 to produce one air conditioner, and breezy hut sells each air conditioner for $1,200. after gregale, a new firm with the same costs as breezy hut, enters the market for air conditioners, breezy hut starts selling its air conditioners for a price of $600. true or false: all economists believe that predatory pricing is a profitable business strategy. true false
a. Snackyville ties 10 cases of granola bar for every 130 cases of trail mix ordered. So, this is the case of tying.
b. Cubit reduces the price of cubicles below its cost of production after the entry of In Square. This is the case of Predatory Pricing strategy followed to prevent other firm's entry in the market.
C. Talkie Time sets the price that retailers have to charge from customers. This is the case of RESALE PRICE MAINTENANCE.
d. Resale Maintenance price is to reduce competition in price. But, it is not economically inefficient.
Thus, the statement is FALSE.
What is strategy?A strategy is a broad plan to accomplish one or more overarching, long-term objectives in the face of uncertainty. The term "art of the general" first appeared in use in 6th century C.E. Eastern Roman terminology, and it wasn't until the 18th century that it was translated into Western vernacular languages. This "art of the general" concept included a number of subsets of skills, such as military tactics, siegecraft, logistics, etc. From that point on until the 20th century, the term "strategy" developed to mean "a comprehensive means to try to attain political aims, including the threat or actual use of force, in a dialectic of wills" in a military battle, in which both opponents cooperate.
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Disclaimer: The question was given incomplete on the portal.
Question: Questionable business practices according to antitrust agencies
Promoting place identity is an important way of eliminating conflicts between places and stereotyping of other peopleTRUE OR FALSE
Promoting place identity is an important way of eliminating conflicts between places and stereotyping of other people
The statement is false
How does this occur?
For instance, when people move from their country of origin to another country or from one country to another. People frequently become conscious of their own sense of place and identity as they start to notice that the environment is different and they do not feel "at home."Place identity is closely tied to the ideas of community formation because it acknowledges that social ties, not just geographic ones, are what bind a community together. Social ties are what account for community development.To know more about identity here
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all of the following are key cost items in the purchase of a new car EXCEPT
a. rebates
b. sales tax
c. down payment
d. lease terms
Answer:
A. Rebates
Explanation:
(q004) why has industrial capitalism led to more rapid social change than previous modes of economic organization?
Because of the intrinsic need for ongoing technological improvement brought on by capitalism's development of production, there have been numerous quick changes in society.
What is capitalism in simple terms?It's a popular misperception that capitalism is an economic system where supply and demand are free to fluctuate and where individual actors own and control property according to their interests. determine market prices in a way that benefits society. The ambition to turn a profit is capitalism's fundamental characteristic. The purchase of labour for monetary compensation, the private ownership and control of capital assets like mines, factories, and railroads, as well as the accrual of capital gains to private owners, and the allocation of capital and labour between competing uses by prices (see "Supply and Demand").
Why capitalism is better than socialism?Capitalism has several advantages, including economic freedom, consumer choice, and economic advancement. Socialism, which is a government-controlled and centrally planned economy, promotes higher social welfare and lessens corporate fluctuations. Capitalism is the best economic system because it provides everyone in society with a variety of benefits and opportunities. Some of these benefits include improving people's lives, stimulating innovation and economic growth, and giving the people more authority.
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a factor that limits the performance of a process or operation, and therefore results in sub-optimal output, is called a .
a factor that limits the performance of a process or operation, and therefore results in sub-optimal output, is called a Constraint.
The core of Goldratt's Theory of Constraints is constraint management (TOC). The term "constraint" describes a resource that acts as a bottleneck and lowers a manufacturing system's output. In order to schedule bottleneck resources (such as work centres) to maximise their throughput, TOC offers bottleneck controlling principles.
The Theory of Constraints is a process for determining the most significant constraint (i.e., limiting factor) that prevents the accomplishment of a goal and then methodically removing that limitation until it is no longer the constraint. The restriction is frequently referred to as a bottleneck in manufacturing.
The Theory of Constraints employs a methodical strategy for development. It postulates that any complex system, including industrial processes, is made up of a number of interconnected activities, one of which imposes constraints on the others (the constraint activity is referred to as the "weakest link in the chain").
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a foodservice operations uses the mini-max system to determine amounts to order. canned peaches have a maximum inventory level of 10 cases and a safety stock factor of 2 cases. the operation currently has 6 cases on hand. how many cases should be ordered?
We should order 0 cases for just a food service operation, according to the inquiry.
Does 'amount' imply 'money'?Amount of money: quantity | Business English an enormous/modest/moderate amount With only just few hours of work you may earn a sizable sum. a specific/specific amount Payments are restricted to a specific sum.
Do amount equal price?Price can be interchanged with terms like quantity, cost, and expenditure, expense, and pay. Cost and price are nearly synonymous when referring to the amount we spend for anything. The phrase the overall cost is $27, for instance, means the same thing as the entire price is $27.
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