Bank loan applications require:

less information than online credit applications

only general information

detailed information from owners and the applying company

only partial responses to the questions asked

Answers

Answer 1

Answer:

detailed information from owners and the applying company

Explanation:

Banks require detailed information from the loan applicant and their company. The information is useful in assessing the applicant's eligibility for a loan.  When issuing loans, a bank is concerned about the borrower's ability to repay. For this reason, the need will require the applicant to state the loan's purposes, how they intend to repay, income tax information, and the collateral to be provided.

The applicant has to give detailed information to convince the bank that they should get the loan.


Related Questions

guidance and discipline strategies in emergency child care setting should ?

a. be individualized for each child
c. be consistent for each child
d. teach children acceptable behavior
e. teach children self control
f. all of above

Answers

As a licensed foster mom, the answer is F. All of above

Help, is a memo heading left aligned or center aligned?!?!

Answers

Answer:

left i believe

Explanation:

Memo and letters

A B

Email heading Includes the same information as the memo heading (To:, From:, Date:, and Subject:)

Flush left/Align left/Left aligned The alignment of text along the left margin, leaving a ragged right margin.

Flush right/Align right Aligning text along the right margin, leaving a ragged left margin.

Business Cycle
A
B
D
С
Public Domain
Which point of the business cycle represents a peak?
00
E

Answers

Answer:

A $ E

Explanation:

Business cycles are the fluctuations in economic activities, as indicated in varying GDP values. A full business cycle will have the economy experience periods of boom or peak and trough, which is the downturn.

The peak season is when the economy is operating at its optimal level. The economy is experiencing increased activities resulting in a high GDP value. Business and people incomes are high, while the rate of unemployment is low. The economy is flourishing at the peak period. In the graph points, A and E represents the peak.

Answer:

The answer is E.

Explanation:

A peak is the turning point from growth to decline, in which production has reached the highest level. In the graph, both A and E peak.

Also, I took the quiz and got a 100%.

The Rest of the Question:

Public Domain

Which point of the business cycle represents a peak?

B

C

D

E

The effect acids have on most metals is called _____.
dehydration coating corrosion ionization Automobile batteries contain _____. sulfuric acid hydrochloric acid acetic acid carbonic acid

Answers

Answer:

yes sir uryan

Explanation:

A pharmacy technician is:

someone who prepares meals for people who are taking medication.

someone who cleans up after a doctor.

someone who assists with measuring medication.

Answers

Answer:

someone who assists with measuring medication

Explanation:

A pharmist will ask you what your medication that is prescribed by doctors

then an pharmacy tecnician will get the prescribition ready

Answer:

c

Explanation:

John Taxpayer had a gross income of $2823,08 and $892.34 in deductions, How
much would John's paycheck be this month?
$1,930.74
$1,900.00
$2,823.08
$3,715,42

Answers

Answer:

$1,930.74

Explanation:

John's paycheck will be the diffidence between the gross income and deductions,

I.e., Paycheck = gross income - deductions

= $2,823. 08 - $892.34

= $1,930.74

Which of the following statements below lists the rules of entering transactions into the accounting equation?

Answers

Answer:

where is the stuff its just the question

Explanation:

The assets should always match the total of the equity and liabilities, and the accounting equation needs to be in balance. Thus, option D is correct.

What are transactions?

A transaction can be defined as the process where money, product, services, or anything is being transferred from one person to another person.

Selling, buying, receivables, and reimbursements are major categories of monetary operations that have an effect on the firm business and its balance sheet

According to the accounting rules and regulations, it is said that there are two columns that are the assets and the liabilities and every transaction has at least two effects. Also if in the end, the asset, and liabilities side does not match then reconciliation needs to be made. Therefore, option D is the correct option.

Learn more about accounting equations, here:

#SPJ2

The question is incomplete, The option will be:

a. The accounting equation can be out of balance only when payment will be received at a future date.

b. An asset account and a liability account are always affected.

c. Transactions entered into the accounting equation must involve cash and an equity account.

d. The accounting equation must always remain in balance so that assets always equal the sum of liabilities and equity.

You are trying to decide how to increase the amount you save. What could you do?
• When you get a pay raise, save the increase from each paycheck
• Each day drop your change in a jar and deposit it when the jar is full
. When you get a pay raise, save a portion of the raise from each paycheck
• Save any extra money that comes in such as birthday gifts or bonuses from work.
• Save any money that is left over at the end of each pay period.

Answers

Answer:

I would say All of the Above

Explanation:

Saving money can be done in many ways, in many styles. I hope this helps

The advertising industry was worth how much money in 1920?

$3,000

$300,0000

$3,000,000,000

$300,000,000

Answers

Answer:

3,000,000,000

Explanation:

let me now if I'm wrong

giving 80 points. Imagine that you are an economist whose job is to judge the impact of a new robotic assembly machine that is being widely adopted throughout the automotive industry. This new machinery has greatly increased the rate of new car production. However, it has also replaced many workers, leading to widespread job losses. In addition, although the supply of new cars may soon exceed demand, prices and profits have remained stable so far. In a brief paragraph, explain whether you would judge that this new technology has helped or hurt the overall economy. Be sure to clarify why you decided as you did. giving 80 points.

Answers

Answer:

I think it helped economy

Explanation:

I think Because If there will be facilitated car then there will be nice transportation and reserved visiting. Before looking my answer once you should look all information on internet too. I may be incorrect also.

Why are carpenters considered generalists?
O They are able to work independently.
O They supervise other workers on the operations team.
O They need an associate's degree for licensure.
O They are versatile and perform a variety of tasks.

Answers

Answer:

I feel like it's the last one but I could be wrong plz let me know

Explanation:

Answer:

They are versatile and perform a variety of tasks.

Explanation:

The additional $600 unemployment benefit ended on July 25, 2020. Even with the $300 Lost Wages Assistance Benefit, many Texans are being evicted from their homes and cannot provide basic necessities for their family. The unemployment rate is now over 7% in Texas, above our natural rate of unemployment. Did the government make the right decision with ending the extra $600 unemployment benefit from the CARES Act? Why or why not? Explain your position.

Answers

Answer: No they did not at this rate many of the citizens will go bankrupt and the economy will suffer a great lost do to the increase of the unemployment rate

Explanation:

Robert receives a salary of $60,000 per year, or $2,500 semi-monthly. How
much does his employer pay for his unemployment tax for the entire year?
A. no limit
B. $0
C. $840
D. $420

Answers

Answer:

B. $0

Explanation:

Unemployment tax known as FUTA (The Federal Unemployment Tax act) is imposed on employers based on the wage and salaries they pay their employees. Employers who pay $1500 and above per calendar quarter are mandated to pay FUTA. Unlike other payroll-based taxes, employers are not required to deduct FUTA from employees. Therefore, nothing should be withheld from Robert's income as unemployment tax.

20 POINTS AND NEED HELP FAST. You are trying to solve a problem with a computer system but cannot figure out what is wrong. You want to demonstrate your ability to collaborate. What should you do? (choose all that apply)

ask the opinions of your boss and coworkers

try alternative suggestions from coworkers

work alone to solve the problem, demonstrating your ability to concentrate

Answers

Select these two answers:

Ask the options of your boss and coworkers
Try alternative suggestions from coworkers.

Answer:

ask the opinion of your boss and co-worker

Explanation:

ask the opinion of your co worker and boss because it show how you can demonstrate communicate with othere people

People and blank careers are per suitors they like leader ship pools as well as sales they often have a good verbal abilities and talk to people into doing things their way

Answers

Answer:

Enterprising

Explanation:

Given that people in enterprising careers are those taking job positions such as Insurance Sales Agent, Lawyers, Arbitrator, Mediator, Sales or Retail Buyer, Head Cook, Construction Manager.

Hence, it practically correct to conclude that People in ENTERPRISING careers are persuaders they like leadership roles as well as sales, they often have a good verbal ability and talk to people into doing things their way

Do you think two different leadership styles can get along on a project? Why or why not? (Take your time)

Answers

Answer:

IT depends

Explanation:

In the world today there are many of countries allied together who work day i and day out to help each other, even if they have different leadership styles. But some countries decide not to, because of what they personally think of the other. So it's not that they can or can't get along it's that they can but they have to have some sort of positive relationship

Hope this helps :)

Which type of advertising does a business use to enhance its image in the market and society?

Through (BLANK) advertising, businesses try to enhance their reputation in the market as well as society.

Answers

Answer:

Public relations

Explanation:

Public relations are the efforts of a company to create good relations between itself and society. It uses the media to relay positive messages about the company to society. Public relations is about creating a goods reputation for the company in the eyes of the community.

In public relations, a company engages in activities that promotes its image in society. It may sponsor sports events,  engage in charity work, or partner with the community in other social activities. When such activities are highlighted in the media, they create a good reputation for the company.

Answer:

Public relations

Explanation:

Which of the following is a disadvantage of recruiting current employees?
Sometimes viewed as unethical
O Limits opportunities for bringing new ideas to a company
O Training could be more extensive and costly
O Requires frequent updates of job openings

Answers

Answer:

O Limits opportunities for bringing new ideas to a company

Explanation:

Recruiting current employees is the sourcing of new workers from the current workforce. It is also known as internal recruitment. Recruiting of current employees contrasts with external recruitments where a business advertises for vacant positions to the general public.

Recruiting from internal sources denies the business an opportunity to get workers with different experiences. External workers bring new ideas and new experiences to a business.

Which of the following statements about investing is TRUE?
1. Investing is a guaranteed way to make money.
2. Investing is best for short-term financial goals.
3. Investing is riskier than putting money in a savings accounts.
4. On average, putting money in a savings account earns a higher return than investing money in the stock market.

Answers

Answer:

3. Investing is riskier than putting money in a savings accounts.

Explanation:

Investing involves putting money in profits generating ventures. It is risky because the money invested may be lost should the venture make losses instead of profits. Investments activities include buying of shares and other marketable securities or starting and operating a business. Should the business or investment do well, the returns or profits can be attractive.

Saving is putting money aside for future consumption. Saving may be done through savings accounts that as safe and secure. Money saved is risk-free. The possibility of losing it is very minimal. Because money saved is kept safe, it does not generate much income for the owner.

Select the correct answer.
Job opportunities for dietitians are expected to grow this decade.
A. True
B. False

Answers

The answer is "A" aka true.

If you were to buy a municipal bond for $100 and it returned 1% per year for four years how much interest would you have after four years?

$100

$4

$40

$400

Answers

Answer:

$4

Explanation:

Every year, the bond will make a year of 1% of 100.

1% of $100 is equal to

=1/100 x $100

=0.01 x 100

=$1

In four years, the bond will have made $1 X 4

=$4 dollars

Keys that are related by tonic are said to be _____.
diatonic
enharmonic
relative
parallel

Answers

Answer:

A) Diatonic

Explanation:

Hope that helps

Answer:

its parallel

Explanation:

If root 2 = 1.44412 , find the value of root of root 2 minus 1 divided by root 2 plus 1

Answers

Answer:

0.7516567698

Explanation:

I have a good caculator!

Miguel choose to save for a car instead of traveling around Europe with friends. Though he was sad to miss the trip, he knew it was necessary if he wanted the car. What does this scenario BEST demonstrate?
A.
opportunity cost

B.
inflation

C.
passive income

D.
personal risks

Answers

Answer:

A. opportunity cost

Explanation:

Opportunity cost is the foregone benefit as a result of not choosing a particular option. It is the forfeited advantage in the decisions making process.

Miguel forfeited visiting Europe save for a car. He sacrificed the satisfaction of visiting Europe to buy the car. The sacrificed joy is the opportunity cost.

Answer:

opportunity cost

Explanation:

What is a loan?

I put:

A loan is when you borrow money temporarily from someone with the promise of paying it all back.

and got 100%

Answers

Answer:

see below

Explanation:

A loan is when one party receives money from another and promises to pay it back with interest. A person, firm, or country will seek a loan from a lender with a promise to repay within a specified period and with interest. The interest paid becomes the cost of the loan.

Taking is a loan is similar to borrowing money.  The loan amount is equivalent to the amount borrowed.

what features does each financial institutions have

Answers

The financial institutions provide loans and advances to the customers.

The rate of return is very high in case of investment made in this type of institution.

It also gives a high rated consultancy to the customers for their beneficial investments.

It also serve as a depository for their customers.

Target's Market Pantry is an example of which of the following brand types?
Private label brand
Generic
Name brand
Corporate brand

Answers

Answer:

Name brand. hope this helps

Practicing the marketing concept can be described as all activities in the business are done keeping the customers
needs/wants in mind while ignoring company goals, true or false?

Answers

True I hope tho helps!

What are some consequences of not helping your team with a project? (Take your time)

Answers

Answer:

F maybe umm ion know just not good so help ur team

Explanation:

xderfgvbcfde

1. You lose points

2. The full potential of the team is not met because one person did not contribute.

3. You seem unreliable.

Hope this helped you!

HELP A GURL OUT! Imagine that you are a manager in a restaurant. Each month you have to purchase supplies for the restaurant. A meat supplier offers you a kickback of 10% if you purchase meat from him, even though his prices are slightly higher than the competitors. What would you do? Why?
PLZ ANSWER I NEED HELP!!!

Answers

Answer:

Decline the offer

Explanation:

I would most likely decline the offer. The fact that he is selling for higher but is willing to go 10% proves the meat isn’t worth the more money. I would stick with my current supplier. Unless there is a significant difference between the meats, there is no reason for him to be selling it any higher than his competitors and the fact that he is offering a discount proves that.

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