Categories under ECOA on which creditors may not base credit decisions

Answers

Answer 1

Answer:

The Federal Trade Commission (FTC), the nation's consumer protection agency, enforces the Equal Credit Opportunity Act (ECOA), which prohibits credit discrimination on the basis of race, color, religion, national origin, sex, marital status, age, or because you get public assistance


Related Questions

what are the differences between legislation and case law?​

Answers

Explanation:

Step 1:  Find the differences

The first thing that we need to know is that another way of saying legislation is a statute.  

So according to https://www.quora.com, "Legislation is the creation of statutes (another word for laws). Statutes are statutory law.  Statutes, crafted and passed by legislatures and ratified by an executive authority, become law when the executive authority signs or ratifies them. They lay out in black-letter text, what the legislature intends the law to be."  This means that statutes become laws which go through a process of being ratified which is mostly for a short-term because it can be changed.

On the other hand, according to https://www.quora.com, "Case law, also known as common law, is a compendium of court decisions, which establish what the courts hold to be equitable and enforceable law, which is just and sensible - and under a constitutional system, what the meaning of the law must be, in order to align with the dictates of the constitution."  Case laws are the most concrete laws out there because of it being heavily impacted by the constitution during a case.

Answer:  Legislation is mostly for short term and Case law is for a longer term

an example of a passive electronic monitoring system is which of the following


1. A telephone call to the offender's home

2. GPS

3. Ankle monitor

4. All of the above

Answers

Answer:

the answer is 4. all of above

Explanation:

because we use magnet for GPS system you know the world already is a big magnet.

For first one.. Nowadays all scientist want to develop the application for telephone and They are working on electronic system and they must to know electron

A telephone call to the offender's home, GPS and Ankle monitor are all examples of a passive electronic monitoring system.

What is GPS?

The term GPS means Global Positioning System (GPS) is a U.S. owned utility service that provides users with positioning, navigation, and timing (PNT) services.

GPS system comprises of three segments: the space segment, the control segment, and the user segment.

Space Segment: The space segment provides a nominal constellation of 24 operating satellites that transmit one-way signals that give the current GPS satellite position and time.

Control Segment: The control segment provides and comprises of worldwide monitor and control stations that maintain the satellites in their proper orbits through occasional command maneuvers, and adjust the satellite clocks. Control Segment also tracks the GPS satellites, uploads updated navigational data, and maintains health and status of the satellite constellation.

User Segment: The User Segment consists of the GPS receiver equipment, which receives the signals from the GPS satellites and it uses the transmitted information to calculate the user's three-dimensional position and time.

What is Ankle Monitor?

Ankle monitor can be used like a bracelet-like device which transmits information about its wearer to a remote monitoring center. It generally relays this information via radio transmission or global positioning system and uses GPS technology.

Usually, it is locked in ankle to allow for constant monitoring. In many scenarios, an ankle monitor is used to determine the wearer’s location, usually as a condition of parole or house arrest.

Hence, option D is correct.

To learn more about GPS system here

https://brainly.com/question/1823807

#SPJ2

A federal statute imposed criminal penalties for killing certain specified animals that have been determined by Congress to be of importance to the tourism industry in the region in which the animal was located. Among the animals protected was the red fox. However, a state in which the red fox was located classified the animal as a varmint that could be destroyed at will by anyone with a general hunting license. A rancher who possessed a valid state general hunting license regularly shot and killed red foxes that ate his artichoke plants.

If the rancher is prosecuted under the federal statute and challenges the constitutionality of the law, which of the following is the strongest constitutional argument in support of the federal statute?

a. The commerce power.
b. The Necessary and Proper Clause.
c. The police power.
d. The power to regulate federal lands.

Answers

Answer:

c.

Explanation:

If for example  in a neighborhood , people have different rules as to what goes on their rented private lands and while the neighbor with blue house allows bugs as a cruelty free zoning opportunity ,the neighbor with the red house made it well known that any bugs that are on his land can be hurt and killed with any process as long as it doesn't affect his property.The bugs where killed but as the blue neighbor disagrees they go to the townspeople to settle if those bug should have been transported to the blue house.In this case the case should be given to the closest authority which is the police. please correct this story to explain the situation at hand.

Discuss the basic principles of transformative constitutionalism​

Answers

Answer:

Transformative constitutionalism often includes an endorsement of justiciable socio-economic rights and substantive equality. It also endorses a form of legal reasoning that is conscious of the interplay between morality and law.

The principles of transformative constitutionalism are the process of judges' responsibility to justify their decisions with the application of law and morals.

What is the purpose of transformative constitutionalism?

It seeks to give greater normative force to the constitutional laws already established on the protection of human rights, with greater implementation of democracy under its decisions.

Therefore, transformative constitutionalism assists in influencing jurisdiction to consolidate democracy and the rule of law.

Find out more about transformative constitutionalism here:

https://brainly.com/question/14039343

#SPJ2

Which is characteristic of an exit wound?
Minimal bleeding typically appears.
It is typically a large wound.
Gunpowder grains are often found around it.
It often has a smooth appearance.

Answers

Answer B all exit wounds will always be bigger then the entry because of the dump of force into the intended target

The characteristic of an exit wound is that is typically a large wound.

What is an exit wound?

Exit wounds have a large shape in round or oval more than the entry wound. It is usually caused due to bullet and missile attacks on the person's body.

Therefore, the exit wound is always bigger as the force in the bullet takes away body tissues or bones with it that leaves a huge mark on a person's body from where the bullet exits.

Learn more about exit wounds here:

https://brainly.com/question/21464626

https://brainly.com/question/7282608

Onyango is employed by Tropical College in Nairobi as a driver while he was transporting some of the college students to the city centre after classes; His attention was diverted when he saw some girls playing netball in a field next to the road. He lost control of the bus which then landed in a ditch and Wafula one of the students aboard was injured. Wafula seeks your advice as to whether he should sue the college or Onyango for damages for negligence. What advice would you give Wafula?

Answers

Answer:

Wafula should sue the college

Explanation:

The college is responsible for keeping the student's safe atleast while they are still in the custody of the school. The college is also responsible for hiring drivers in whose hands the life of the students lies during transport. Therefore based on the narration given, which gives clear evidence showcasing negligence on the path of the driver. In other to forestall future occurence, the college should be sued for their driver's negligence being the employer. The college may decide to come up with more rigorous employment tests when hiring to forestall avoidable mistakes of this sort in the future.

Why should political parties have intra party elections

Answers

Answer:

To pick the best canidate/ representative to be the face of the political party

Explanation:

8. As a minor, you risk what penalty if you pass a stopped school bus?

A. O Jeering from the school kids
B. O A high speed chase
C. O License suspension
D. O Other

Answers

Answer:

C.

The others make no sense.

Agreed with guy above

Which of the following illustrates an agent's fiduciary duty?
A. An agent believes that her principal is making a poor business
decision, but she enters the agreement on behalf of her
principal as instructed.
B. An agent makes a deal with a client that will result in greater
profit for her principal, even though her own bonus is likely to
be less
C. An agent believes that her principal is making a poor business
decision, so she refuses to enter the agreement on behalf of
her principal as instructed.
D. An accountant agent lacks knowledge about a unique
situation in her principal's finances, so she consults with other
accountants

Answers

Answer:

B

Explanation:

I think this is B just because it seems to be the one answer where the agent really commits to helping the client - C is also a viable answer but I think its B - Good Luck!

Need help with drivers Ed questions

Answers

Answer:

traditional and non traditional intersections

Explanation:

Pretty sure it’s the second one

which option would best fit in this diagram in the bubble labeled 3? helppp plz​

Answers

Answer:

letter d

Explanation:

state supreme court's

Answer:

The correct answe is  A. U.S. district courts

Explanation  

I just took the test

: Công ty Cổ Phần Bình Minh nộp thuế GTGT theo phương pháp khấu trừ thuế, tháng 01/20xx đã gửi các đại lý bán lẻ 5.000 sản phẩm Z với giá chưa thuế GTGT là 44.000 đồng/sản phẩm, thuế suất thuế GTGT sản phẩm Z là 10%, cuối tháng các đại lý còn tồn kho 1.000 sản phẩm. Xác định thuế GTGT đầu ra tháng 01/20xx của Công ty Cổ Phần Bình Minh là:
a. 16 triệu đồng.
b. 17,6 triệu đồng.
c. 20 triệu đồng.
d. 22 triệu đồng.

Answers

Answer:

A 15. vgeghhhjdt to the yyyyyyuihfgj

3. Tòa án hoãn phiên họp sơ thẩm khi:
A. Người yêu cầu vắng mặt lần thứ nhất không có đơn xin xét xử vắng mặt
B. Người yêu cầu đã được triệu tập hợp lệ lần thứ hai mà vẫn vắng mặt
C. Kiểm sát viên vắng mặt
D. Người yêu cầu vắng mặt lần thứ nhất có đơn xin xét xử vắng mặt

Answers

Answer:

D. Người yêu cầu vắng mặt lần thứ nhất có đơn xin xét xử vắng mặt

Explanation:

2. What weakness and what strength is coronavirus exposing our society ?

Answers

The weakness is that a lot of people are dying but I feel like the wake up call is that this ain’t no joke and we need to stay inside imagine if a zombie apocalypse happens this is an example of how people would act sad but true
coronavirus is exposing how some people are less trusting of health guidelines, and how far some people will take free rights, even if it will hurt our country. it’s exposing that we are prepared for these types of situations, and that we need to work on not being divided. the strengths it’s exposing are how helpful people can be towards each other, and how while we are somewhat divided,

Protecting the crime scene helps in identifying
the suspect.
a wrongful death.
the cause of death.
the victim.

Answers

- the cause of death

By surveying the crime scene (that is intact), investigators are able to determine if the cause of death was due to the environment/surroundings.

vì sao quy chế pháp lý hành chính của người nước ngoài ở Việt Nam hạn chế hơn so với công dân Việt Nam

Answers

Answer:

I'm sorry I don't know about this

Which crime is growing at such a significant rate that retailers should expect about a 10–15 percent annual increase of occurrences?
burglary
embezzlement
robbery
shoplifting

Answers

Answer:

I think robbery because of population growth.

Shoplifting because retail is within small clothing or jewelry stores.

Under the Texas penal code one definition of “intoxicated” involves not having the normal use of ones mental or physical abilities as a result of consuming ?

Answers

Answer:

Alcohol

Explanation:

taking alcohol makes some changes in ones behavior

Define the term gender imbalance and state two negative effects that this may have in the workplace?

Answers

Answer:

Gender inequality is the social process by which men and women are not treated equally.

..

..

Gender discrimination has a significant impact on mental and physical health worldwide. It can limit peoples' access to healthcare, increase rates of ill health, and lower life expectancy. While it is true that women live longer than men on average, they experience higher rates of ill health during their lifetimes.

Asking yourself whether your mind is currently occupied by things that can take your concentration off the road is something you should do ______.

Answers

iebwbehwhjwjshehhee wuwiuehe.hwjwje ...

get your mind to think about other things so your concentrated

4. Why is vaping so dangerous to your health?
Please help I need this answer I know it’s not hard but I need to write a sassy about this

Answers

Answer:

El vapeo encharca los pulmones

Por lo que personas sensibles, como los asmáticos, podrían empeorar su situación y tener una crisis. Por otro lado, se puede tener un problema cardiovascular por inhalación masiva de nicotina y se puede producir un edema pulmonar cardiogénico (Epnc)

Explanation:

True or False.
Section 1981 provides similar relief to an aggrieved employee as Title VII.

Answers

In that section in 1981 the answer is true

A rock band was about to begin a grueling four-month world tour. The band's manager telephoned a massage therapist and said that he would like to reward the band for all their hard work on the tour by booking massages for all of the band members immediately after the last show in the tour. The therapist agreed to perform the massages at a deeply discounted rate because she secretly was a devoted fan of the band and excited to have the opportunity to meet the band members. Just before the first scheduled performance, the band's singer developed a rare throat infection, and as a result, the band had to cancel the tour at great expense. The manager notified the massage therapist that her services would not be needed. The therapist objected and demanded that the manager arrange for her to perform the massages for the band at a different time.

a. Is there a contract?
b. Was it breached?

Answers

Answer:

a. There is a contract between the band manager and the massage thereapist because the elements of a contract (mutual assent, expressed by a valid offer and acceptance; adequate consideration; capacity; and legality) are fully satisfied.  However, it is a conditional contract.  The condition for executing the contract was missing as a result of the occurrence of the unforeseen event.

b. The contract was not breached.  It was frustrated because an unforeseen event occurred and prevented the contract from being performed as agreed.  The band manager can still rearrange the massages to be performed at a different time.

Explanation:

Though the massage therapist heavily discounted the rate of the massages, there is still adequate consideration because she was using the opportunity to satisfy her excitement to meet the band members while at the same time collecting some fees for her work.  A contract may be frustrated with the occurrence of an unforeseen event after the contract is entered, especially when the event is not within the control of the parties as in this case.

Which is characteristic of an exit wound?
Minimal bleeding typically appears.
It is typically a large wound.
Gunpowder grains are often found around it.
It often has a smooth appearance.

Answers

Gunpowder grains are often found around it

what is the role of police in protecting human right

Answers

Answer:

The police should protect the people without any discrimination as the law is equal for all.

The police must respect human dignity, uphold and protect human rights.

The police should ensure that the person detained should have access to their family and legal representative or any medical help

Explanation:

Ngành nghề nào nhà nước cấm đầu tư.?

Answers

Answer:

Ngành, nghề cấm kinh doanh

Các hoạt động liên quan đến mua bán mại dâm. Kinh doanh pháo nổ trừ pháo tín hiệu, pháo thỏa thuận theo quy định của cơ quan nhà nước có thẩm quyền. Mua bán người và các bộ phận của con người. Kinh doanh hoạt động văn hóa nghệ thuật xâm phạm an ninh quốc gia và đạo đức xã hội.

vận dụng cặp phạm trù nguyên nhân và kết quả trong giả quyết tai nạn giao thông

Answers

Answer:

srryy i have know Idea im here for points

What is Legal Process of Khula in Pakistan

Answers

Answer:

To apply for Khula the wife would need to file a suit for Khula in the Family Court under the West Pakistan Family Courts Ordinance, on the grounds that she feels she can no long live with her husband “within the limits prescribed by Allah' and such a statement on oath made in her suit would be sufficient to establish ...is needed

Explanation:

if my answer helps you than mark me as brainliest

The Victorian legislation which provides guidelines for solicitors to disclose information about costs.

Answers

Answer:

costs disclosure

Explanation:

The Victorian legislation provides guidelines for legal fee disclosures by solicitors to their clients. The legislation requires that solicitors must disclose legal costs in a cost disclosure statement as soon as they engage a client. This prevents the penalties or invalidity of a legal claim to costs. Exceptions may however apply where legal costs do not exceed $750 or client is government or commercial entity.

Capacity and authority are two important concepts with regards to the normal day to day functioning of a company. With the aid of authoritative text, critically discuss the form and substance of these concepts.

Answers

Capacity occurs in the form of abilities whereas authority occurs in the form of  power.

Capacity refers to the ability of a person to use the given information for making a decision. A person that lacks capacity it means that its mind is impaired and he is unable to make a decision at that time while on the other hand, authority is the legitimate power that a person or a group of persons possess and use it over other people. In capacity, the person has something in the form of abilities whereas in authority, the person has something in the form of power which they used to implement its decision over other people.

https://brainly.com/question/24353112

Other Questions
Yiyi's favorite kind of comedy is the kind that wasn't supposed to be funny in the first place. What kind of film does Yiyi love mostA. slapstick comedyB. campy comedyC. situation comedyD. physical comedy A sales associate listed a condo for $205,000. A sales associate from a competing office called the listing associate to inform him of a verbal offer of $190,000 on the property. The listing associate did not present the verbal offer. Which statement applies to this situation (f^3-5f+25)-(4f^2-12f+9) What is the inverse of the function ? f(x)=x+1 over x?plato Co fluence fedur state? How did elements get to earth? Last year, you purchased a stock at a price of $64.00 a share. Over the course of the year, you received $2.20 per share in dividends and inflation averaged 2.7 percent. Today, you sold your shares for $69.00 a share. What is your approximate real rate of return on this investment 4. Develop the following outlines into a beautiful story and supply a suitable title.A poor boy in a village..........walk door to door for job...........finds no job.........one day find a wallet with a large amount of money ..........find an identity card in the wallet with phone number..........a business company's owner's wallet............ decides to return it...........phones the man..........the man comes.........pleased with the boy..............gives him Rs. 1000/- as reward........... man praise his honesty... ....the man offer him a good job in his company............ works hard with honesty promoted to the post of manager...............handles the company..... becomes a co-owner of the company after the man's death........ lives a successful life.......... Need help with this last problem. Not sure what is the answer The smoke from the fire went ...... into the sky. (into/up/to/onto) He began to listen to what Madeline said about God forgiving you he began to believe that God would forgive him, that God would forgive the most dreaded sin, and that God would be there to catch him.No corrections needed.This is a run-on.This is a comma splice.This is / contains a fragment. Katie brought 5/6 pounds of candy to a slumber party tori brought 1/3 pound of candy how much candy did the girls have altogether PLEASE HELP ASAP?!!!!! I need help please anyone Describe two ways how social media platforms are abused for xenophobia The first US presidential election is curious because . I believe that he was concerned ________ all those matters which his wife metioned. A. upon B. over C. above D. with Need help!given rectangle ABCD find m if you......starting a new company, how could you raise money? A.are B. was C. had been D. were P,W,R & S form the vertices of a quadrilateral. PQR = 74 degrees RSP = 121 degrees Find the value of SPQ Which graph represents the function f(x)=|x1|3 ?