Money serves as a medium of exchange, a store of value, and an accounting unit. Money is valued as M1 and M2 in economics. M1 deals with real coins or currencies that are extremely liquid and can be utilized right away as a medium of trade. M1 and near cash, which includes money market funds, CDs, savings deposits, etc., make up M2, on the other hand.
It belongs to both M1 and M2 because it comprises both cash and the amount that Andrew withdrew from his deposit account. Andrew has a roll of quarters that he just withdrew from the bank to do laundry.In a money market account that belongs to M2 because M2 is made up of money market funds, Darnell has $30,000 in it.Eleanor has a $7,000 two-year certificate deposit that is part of M2 because certificate deposits are a part of the money supply.To know more about Money, refer to this link:
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COMPLETE QUESTION:
Identify whether each of the following examples belongs in M1 or M2. If an example belongs in both, be sure to check both boxes. Example M1 M2 Andrew has a roll of quarters that he just withdrew from the bank to do laundry. 0 0 Darnell has $30,000 in a money market account. Eleanor has $7,000 in a two-year certificate of deposit (CD).
regardless of the products or services it sells, an entrepreneurial business requires an extensive knowledge of local geography to effectively distribute its products or services to its customers.
An entrepreneur is someone who creates and/or finances one or more enterprises, taking on the most of the risks and benefiting from the majority of the gains.
Starting a business is a practice of entrepreneurship. The entrepreneur is frequently viewed as an innovator, a source of fresh concepts for products, services, businesses, and operational methods. According to more detailed definitions, entrepreneurship is the process of planning, organizing, and running a business venture, including managing any risks that may be involved.
According to more detailed definitions, entrepreneurship is the act of planning, organizing, and overseeing a business venture, together with any related risks, with the goal of making a profit. This procedure typically resembles managing a small business. People who launch these enterprises are typically referred to as entrepreneurs. Although starting and running a business are at the heart of most definitions of entrepreneurship, many start-up businesses fail because of a variety of factors, such as "lack of funding, poor business decisions, government policies, an economic crisis, lack of market demand, or a combination of all of these.
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collision insurance covers your vehicle against risks such as falling objects, hail, and other non-accident situations.
The vehicle is made drivable by comprehensive physical damage coverage, which guards against these dangers.
What is physical damage?Physical damage is defined as actual physical harm to a property that, whether due to an accident or otherwise, materially reduces its usability, marketability, or value. This includes, but is not limited to, damage brought on by fire, the destruction of tangible property, construction flaws, land subsidence, earth movement, or slippage, flood, earthquake, war, civil insurrection, or riot, as well as damage resulting from these events. It is not considered physical damage if there is asbestos, lead paint, or radon gas in the home on the property. Physical damage refers to actual, unintentional physical loss or damage to the aircraft, also referred to as loss. It excludes, however, loss of use and any potential residual value depreciation after repairs have been made.
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Land acquired so that it can be resold in the future is listed on the balance sheet as a(n) _______________, but land acquired for use in the operations of a business is listed on the balance sheet as a(n) _______________.
a. current asset, long term asset.
b. long term asset, investment.
c. investment, long-term asset.
d. property, plant, and equipment asset, intangible asset.
e. none of the above
Land acquired so that it can be resold in the future is listed on the balance sheet as a(n) long term asset, but land acquired for use in the operations of a business is listed on the balance sheet as a(n) investment.
What is land held for future use on a balance sheet?On a company's balance sheet, land is categorized as a long-term asset because it normally isn't anticipated to be converted to cash within a year. The asset with the longest life span is thought to be land.
The land is regarded as a non-operating asset until it is utilized. Unallocated cash and marketable securities, loans receivable, idle equipment, and undeveloped land are examples of typical non-operating assets.
On the balance sheet, land is classified as an investment under category b because it can be sold again in the future. Land that is bought with the intention of earning money later on is documented as Land Held for Investment and is kept apart from land held for operations.
Hence, option B is correct.
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True or False: Businesses may immediately expense research and experimentation expenditures or they may elect to capitalize these costs and amortize them using the straight-line method over a period of not less than 60 months.
It's accurate to say this. Businesses have the option of immediately deducting research and experimentation costs or choosing to capitalize these costs and amortize them using the straight-line technique over a minimum of 60 months.
Can I deduct the money I spent on research and development?Under typical tax legislation, R&D expenses are classified as capital expenditures and are not deductible until the research project is given up on or is shown to be useless. The cost can be amortized or written off over a number of years, though, provided your R&D spending qualify for special tax treatment.
When purchasing an asset, which costs can be capitalized?When an asset is prepared for use, its capital costs are added to its cost. Their funds cover the costs of setup, building, labor, transportation, and other things. Capitalized costs are first recorded on the balance sheet at the cost at which they were incurred.
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in general, groups organized on behalf of businesses and industries have more lobbyists and more financial resources than citizen groups.
true, groups organized on behalf of businesses and industries have more lobbyists and more financial resources than citizen groups.
In its original sense, lobbying related to efforts to influence legislators' votes, typically in the lobby outside the legislative chamber. Lobbying is any endeavor by people or private interest organizations to influence government decisions. Any political system will inevitably involve some type of lobbying.
The practice of lobbying, which has drawn particular attention in the US, can take many different forms. Before legislative committees, group representatives may testify. Government representatives may be "buttonholed" in hotels, resorts, or private residences.
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Danahy Corporation manufactures a single product. The following data pertain to the company's operations over the last two years:
Variable costing net operating income, last year $ 52,000
Variable costing net operating income, this year $ 68,000
Fixed manufacturing overhead costs released from inventory under absorption costing, last year $ 4,000
Fixed manufacturing overhead costs deferred in inventory under absorption costing, this year $ 6,000
What was the absorption costing net operating income this year?
Multiple Choice
$62,000
$74,000
$70,000
$66,000
$74,0000, This year's revenue under absorption costing is equal to this year's revenue under variable costing plus the fixed manufacturing overhead cost deferred in inventory. This year's revenue is $68,000 + 6000 = $74,000.
How is net operating income calculated using absorption costs?The finance manager can estimate how much the company may incur in production costs by using the absorption costing formula: (materials + labor + variable production overhead + fixed production overhead) (number of completed units).
What are the two costs of absorption limitations?Absorption costing has the drawback of distorting the picture of a company's profitability. Additionally, it is useless for product line comparisons or analysis intended to increase operational and financial efficiency.
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GR8 Products, Inc., warrants its goods to be free of defects. Heck issues an instrument to obtain goods from GR8 that prove defective. With respect to payment on the instrument, Hecka.is liable only to a subsequent holder of the instrument.b.has a universal defense against it.c.cannot avoid it.d.has a personal defense against it.
GR8 Products, Inc., warrants its goods to be free of defects. Heck issues an instrument to obtain goods from GR8 that prove defective, and Heckhas a universal defense against it. Option B
What are warrants?Generally, In the world of finance, a warrant is a kind of asset that grants the holder the right to purchase or sell stock at a predetermined price known as the exercise price.
Typically, this stock is the stock of the firm that issued the warrant. Both warrants and options are contractual financial instruments that provide the holder specific rights to acquire stocks. This is what makes them comparable to one another.
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TRUE/FALSE. You should change the marital status linked to your credit card account should you become married, separated, or divorced.
True, because of your gender or marital status, credit card firms cannot refuse you credit or provide you less favorable terms.
What exactly does "credit card" mean?A sort of credit facility offered by banks is a credit card, which enables users to borrow money up to a pre-approved credit limit. Customers can use it to transact in the purchase of goods and services.
How can I improve my credit?Pay the minimum amount required each month, or more if you are able to, and make sure your payments are made on time. Paying down the balance on a credit card as soon as you can is the easiest approach to lower the interest that is charged. If you only make the minimum payments, it could take several years to pay off even a tiny credit card bill.
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On-a-Roll, Inc. amortizes its copyright of $20,000 over 20 years. Miss Hap, the bookkeeper, forgot to record the amortization in the current year. The effect of this mistake causes ______.
On-a-Roll, Inc. amortizes its copyright of $20,000 over 20 years. Miss Hap, the bookkeeper, forgot to record the amortization in the current year. The effect of this mistake causes net income and asset to be overstated.
Overstated balance means the amount of balance is more but it should be less. It can happen due to error or omission.
As copyright amortization entry should be Amortization expense a/c debit to copyright a/c credit
Amortization expense is carried to profit and loss account which reduces the net income or profit. As the entry is not recorded therefore it will increase the net income. Hence net income balance will be overstated.
Amortize cause asset balance to decrease, but due to this mistake asset balance is not get reduced which results in asset balance overstated.
This mistake can be solved by recording the entry in the financial statements.
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liam has just set up a network connection for jls tyre's administration and wants to ensure that the ip addresses are functioning correctly with the nic. liam just wants to cross-check that basic internet connection is up and running for the corporation by visiting 's servers. in such a situation, analyze which of the following addresses liam should visit to ensure that the network connection has been successful.
To ensure that IP address is working properly, and network connection has been successful, Liam should check ping 8.8.8.8.
Hardware components on a network are identified by their IP (Internet Protocol) addresses. These devices can interact with one another and exchange data on a network or the internet thanks to the addresses.
A series of numerals are separated by periods to form each address. To uniquely identify each computer, router, and site on the internet, we require billions of IP addresses. Unique numbers will eventually run out, hence an ipv6 system has been created that address this issue. Your machine will also have two IP addresses if it is linked to both the web and the local network. Both a private and public IP address will be assigned to you locally and internet, respectively.
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due to the market inefficiencies created by , one of the roles of government is to limit their market power or even to eliminate them entirely
Due to the market inefficiencies created by monopolies, one of the roles of government is to limit their market power or even to eliminate them entirely.
How are natural monopolies governed by the government?In most instances of natural monopolies that the government permits, there are regulatory bodies in each area to act as the general public's watchdog. Usually, public commissions or state-run departments of public utilities are in charge of regulating utilities.
Why does the government typically control the costs, output, and caliber of products and services created by natural monopolies?to guarantee lower pricing for customers than would be the case in the absence of regulation. The sole vendor in a market is a pure —-. the variation in a company's total revenue caused by a single unit change in the amount of output produced and sold.
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a ____________ is the share of profits or percentage of sales a franchisee pays to a franchisor.
Royalty is the sales percentage or profit share that a franchisee pays to the franchisor.
What is the name given to the share of profits paid by a franchisee to a franchisor?
A franchise (or franchising) is a system of product or service distribution that involves a franchisor, who creates the brand's trademark or trade name and a business system, and a franchisee, who pays a royalty and frequently an upfront fee for the right to operate under the franchisor's name and system. The "franchise," though technically the agreement that binds the two parties, most frequently refers to the enterprise that the franchisee runs. The term "franchising" most frequently refers to the process of developing and disseminating a brand and franchise system.
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Which of the following are the four underlying strategic management concepts that determine the scope of a firm?
a. transaction costs
b. core competencies
c. economies of scope
d. economies of scale
the core competence of strategic management that determine a firm's scope
What are the main skills?A company's core capabilities set it apart from the competitors and provide it a competitive edge on the market. Instead of physical or monetary assets, a company's core competencies typically refer to its set of abilities or experience in a particular activity.
What do the top ten life skills consist of?The ten core strategies and techniques for developing life skills are listed by NICEF, UNESCO, and WHO as ability to solve problems, critical thinking, effective communication, decision-making, innovative thinking, interpersonal skills, self-awareness building skills, compassion, and coping with stress and emotions.
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during the baroque period in england _____________ was considered brittan’s greatest architect.
During the baroque period in England Gian Lorenzo Bernini was considered Britain’s greatest architect.
What is architecture?Architecture is referred to as an innovative technique or artwork based on building or physical structures that aims at creating cultural values for upcoming generations to understand the importance of history.
One of the most important Baroque architects was Gian Lorenzo Bernini. His name would become associated with the development of dramatic settings that sought to generate strong emotions as the Rome-based aesthetic spread throughout Europe.
The excellent structural compositions of Bernini are also well recognized. St. Peter's gallery was the location of his most imposing design.
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Qu Previous Question 3 A company's strategy is most accurately defined as; a.the competitive maneuvers and business approaches that a company is using to maximize its profitability and increase the wealth of its shareholders. b.managemeht's game plan for being highly profitable and having the biggest market s c.the choices management has made in trying to execute its customer value proposition and d.the combination of competitive business approaches management is employing to increase Qu any company in the industry. O Qu its profit proposition. revenues, reduce costs, and earn attractive profits. e.management's commitment to pursue a particular set of actions in attracting and pleasing Qu customers, competing successfully, capitalizing on opportunities to grow the business, ao responding to changing market conditions, conducting operations, and achieving the targeted financial and market performance. Answ
A company's strategy is most accurately defined as Management's commitment to pursue a particular set of actions in attracting and pleasing Qu customers, competing successfully, capitalizing on opportunities to grow the business. Hence, option E is correct.
What is the company's strategy?A company's plans for how it will act and make decisions in order to accomplish its goals and objectives are outlined in its business strategy. A business plan outlines the steps the organization must take to accomplish its objectives, which can help direct decisions on resource allocation and recruiting.
A plan outlining how a corporation will accomplish its objectives is known as a business strategy. Although there are many distinct business strategies, cost leadership, differentiation, and focus are a few typical examples.
Thus, option E is correct.
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l’oréal engages in _______ on mtv’s the hills: new beginnings by strategically featuring their makeup products being used by cast members to reach the product’s target markets.
l’oréal engages in product placement on mtv’s the hills: new beginnings by strategically featuring their makeup products being used by cast members to reach the product’s target markets.
What is product placement?Product placement can be described as the form of advertising which is been usd by most of the company whereby the branded goods and services are featured in a production that targets a large audience.
It should be noted that the Product placement, can as well be described as the embedded marketing, because it can be seen as a marketing technique where references to specific brands or products are incorporated into another work, such as a film or television program, with specific promotional intent.
Therefore, it is one whereby there is a strategically featuring involving the makeup products being used by cast members to reach the product’s target markets.
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the process of supplier categorization is important for a number of reasons. this process forces the buying organization to communicate cross-functionally to develop some system for ranking the suppliers. two main items that are considered in the categorization process are: * the of the contract with an individual supplier and * the to the buying firm's business strategy.
The process of supplier categorization is important for a number of reasons. This process forces the buying organization to communicate cross-functionally to develop some system for ranking the suppliers. two main items that are considered in the categorization process are: * the dollar amount of the contract with an individual supplier and * the critically of the supplier to the buying firm's business strategy.
What is supplier categorization?
The categorization of suppliers is based on elements like the outcomes of the certification process, performance assessment, and strategic importance. The development of a company's supplier portfolio and risk management are based on supplier classification.
This process tries to classify suppliers after the granting of new or revised contracts on a regular basis. Suppliers can be divided into strategic, tactical, and commodity categories.
How would you classify a supplier?
There are four types of suppliers, according to ITIL:
Strategic Suppliers.Tactical Suppliers. Operational Suppliers. Commodity Suppliers.Read more about suppliers
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A frequent reason for a stock split is to: _________
The trading environment can be made more liquid and the stock can appear more inexpensive. In a stock split, the number of shares in circulation rises and the price per share falls accordingly, while the market capitalization and value of the company remain constant.
Is it better or worse to split stocks?The majority of the time, stock splits are implemented when a company's stock price has grown to a point where it can be prohibitive for new investors. A split is a sign of growth or the possibility of expansion in the future, and it frequently occurs. A newly split stock's price can also increase if more investors become interested due to the lower nominal share price.
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When satisficing, a decision maker selects the best solution. True False
The decision-maker uses the satisficing strategy, choosing the first option that satisfies his or her minimum criteria of satisfaction. Hence the above mention statement is false .
What is Satisficing ?A manager's values define his or her ethics and have an impact on the alternatives, choosing criteria, and performance measurements that are used in the decision-making process.
When making decisions, satisficing means aiming for an outcome that is acceptable or satisfactory rather than the best one. Satisficing focuses https://brainly.com/question/14925666on practical effort when faced with tasks rather than exerting maximal effort to achieve the ideal result.
The satisficing decision-maker always choose the first option that pleases them, according to the satisficing decision-making paradigm. It might have nothing to do with the ideal answer.
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Buying behavior may be defined as the decisions and actions of people involved in buying and using products. Which of the following is normally included major focus in the study of buying behavior?
(a) Institutional buying behavior
(b) Personal buying behavior
(c) Consumer buying behavior
(d) Governmental buying behavior
The option that is normally included as major focus in the study of buying behavior is consumer buying behavior. The Option C is correct.
What does Buying behavior involves?In marketing, a buyer behavior means the decision and acts people undertake to buy products or services for individual or group use. Also known as “consumer buying behavior” often applies to individual customers in contrast to businesses.
This behavior is a driving force behind any marketing process and involves understanding why and how people decide to purchase product or why they are so loyal to one particular brand is the number one task for companies that strive for improving their business model and acquiring more customers.
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65 High transportation costs are a disadvantage for companies that
Multiple Choice
• are service based.
• ship large, bulky products.
• produce and ship products regionally.
• use customization.
• ship component parts.
Transportation costs are the expenses related to the transportation of raw materials and finished products. High transportation costs are a disadvantage for the companies that ship large and bulky products.
What are transportation cost?The transportation costs refers to costs incurred by an company for movement of their goods from one place to another. Transportation costs are related to transportation operations including raw materials, driver wages, employee salaries, vehicle maintenance, vehicle operations, and finished products. Transport costs can be fixed or variable.
The companies that need to transport large and bulky product as a part of their business operation, high transportation costs are a disadvantage for them and that gets included in the cost of the product.
Therefore, companies that ship large, bulky products, high transportation cost are a disadvantage for them.
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_____ are necessary to plan for facility expansion.
a. Long-range forecasts b. Intermediate-range forecasts c. Make-to-order operations d. Make-to-stock operations
Planning for a facility requires long-range forecasts. Usually lasting three years or longer,
Long-range forecasting: what is it?Long-range forecasts offer details on anticipated upcoming atmospheric and oceanic conditions, averaged over timescales of one to three months. Long-range forecasts are generated by the IFS coupled ocean-atmosphere model, just like the medium and extended ranges.
What are short- and long-term forecasts?Long-range projections often cover the next one to five years, whereas short-range forecasts typically cover the next three to twelve months. Organizations employ a variety of forecasting methods, such as trend analysis, regression analysis, and surveys.
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when investigating a solution, what information is it important for you to identify?
Factors that affect recall and information quality is information is it important for you to identify.
What is information quality?Information quality refers to the standard of the content of information systems. In pragmatism, it is commonly referred to as "The adequacy of the information offered." IQ frameworks also provide a useful method for accurately and thoroughly assessing DQ/IQ.
You need to be aware of some standards for good data. Learn more about the five qualities of quality data in the following paragraphs: accuracy, completeness, reliability, relevance, and timeliness.
Thus, Factors that affect recall and information quality.
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bema is a finance manager for glorious gardens, a wholesale florist. as finance manager, which of the following would be one of bema's responsibilities?
a) Preparing tax returns
b) Preparing financial statements
c) Planning for spending funds on long-term assets, such as plant and equipment
d) Production planning and resource development
Bema's responsibilities as a financial manager include budgeting for long-term assets such as plant and equipment. Thus, the correct choice is (c) Planning for spending funds on long-term assets, such as plant and equipment.
What exactly is term budgeting?A budget is an estimate of revenue and costs for a given period of time that is generally created and re-evaluated on a regular basis. Budgets may be created for an individual, a group of individuals, a company, a government, or almost anything else that generates and spends money. Budgeting is essential for managing monthly spending, preparing for life's unexpected occurrences, and being able to buy big-ticket things without falling into debt. Keeping track of how much you make and spend does not have to be a chore, does not require you to be a math genius, and does not preclude you from purchasing the items you desire. It simply implies that you'll know where your money is going and will have more control over your budget.
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7) Choose the best answer.
John is an ice cream shop owner specializing in selling various kinds of soft-served ice cream. One day, John decides to poll several customers to see what kind of ice cream they prefer to eat and soon discovers that most would actually prefer hand-dipped ice cream. He decides to begin offering hand-dipped ice cream, realizing that he can charge more for it, and thus make more profit. This scenario is an example of what economic principle?
the law of economic gain
the law of supply
people respond to incentives
the law of demand
people respond to markets
The economic principle that has been reflected here would be the the law of economic gain. Option A
What is the law of economic gain?The term "economic principle" refers to a broad range of economic rules and ideas that define or explain how an economy works to meet the limitless demand in the market while having a restricted amount of resources at its disposal.
Numerous things influence economic growth. Respect for the law and the preservation of property rank among these issues in importance. John has gone ahead to discover the type of ice cream his customers prefer.
The laws of supply and demand are the foundational principles of economics. In fact, the combination of these two rules produces practically every economic occurrence or phenomena.
People must make trade-offs.What you give up to obtain anything is what it costs.Individuals respond to incentives; rational people think on the periphery.Read more on economic principles here: https://brainly.com/question/3441298
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Which checking account would be best for kiera? account
A bank account is labeled Minimum Balance with entries[tex]500[/tex]dollars, [tex]250[/tex]dollars[tex], 50[/tex] dollars.
A bank account is a financial record of the financial transactions between a bank and a customer that is kept by a bank or other financial organization. The terms and conditions for each type of account each financial institution offers are set by the institution itself. These accounts are categorised into categories that are easily understood, such as deposit accounts, credit card accounts, current accounts, loan accounts, or many other types of accounts. A consumer could have multiple accounts. When a customer opens an account, the money they deposit with the financial institution is recorded in the account they choose. Loan loaders allow for the withdrawal of money.
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A bank account is labeled Minimum Balance with entriesdollars, dollars dollars.
A bank account is a financial record of the financial transactions between a bank and a customer that is kept by a bank or other financial organization. The terms and conditions for each type of account each financial institution offers are set by the institution itself. These accounts are categorised into categories that are easily understood, such as deposit accounts, credit card accounts, current accounts, loan accounts, or many other types of accounts. A consumer could have multiple accounts. When a customer opens an account, the money they deposit with the financial institution is recorded in the account they choose. Loan loaders allow for the withdrawal of money.
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in the event of a crisis, your company should be ready to respond immediately. therefore, having a crisis management plan is an important preparatory step. the ceo and pr director should handle external communication. additionally, your company should appoint a crisis team of five to seven employees who are responsible for executing the crisis management plan. this team will be responsible for implementing the plan and communicating important information internally.
First, there needs to be communication between the CEO and the PR director. They must rely on the crisis team because they will be in charge of carrying out the plan at that point.
A disruptive and unforeseen occurrence that poses a risk to an organization or its stakeholders must be handled through the crisis management process. The 1980s saw numerous large-scale industrial and environmental disasters, which gave rise to the subject of crisis management.
A crisis management team's job is to reduce tension. When a crisis is anticipated and resolution plans are in place, a crisis management team is effective. Employees and shareholders should be informed of the problem as soon as possible by the crisis management team.
First, a plan is required. Communication between the CEO and the PR director is necessary first. The crisis team will then be in charge of carrying out the plan, therefore they must rely on them. Communication between the two sides is necessary.
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specialty insurers such as those offering surety bonds, aviation insurance, and livestock mortality insurance usually
Specialty insurers that provide livestock mortality insurance, surety bonds, and aviation insurance typically centralize the underwriting process.
What tasks are carried out by underwriters?The degree of business risk for insurers is evaluated by underwriters. By appropriately valuing investment risk, underwriting contributes to the establishment of suitable premiums, the creation of a market for securities, and the setting of reasonable borrowing rates for loans. Insurance underwriters assess the risks associated with insuring individuals and assets and determine a risk's price.
Who is a part of the underwriting process?Your lender must first confirm the details of your income, assets, debt, and property in order to grant you the loan. Underwriting is the name given to this process. The level of risk that a lender will tolerate if they decide to provide you a loan is determined by an underwriter, a financial expert who evaluates your financial condition.
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Which of the following is NOT protected by copyright?
A)Trade secrets
B)Photographs
C)Written music
D)Newspapers
Newspapers released prior to 1927 are exempt from copyright and are deemed to be in the "public domain." Hence option D is correct .
What is Copyright ?A copyright is a sort of intellectual property that, typically for a certain period of time, grants its owner the sole authority to reproduce, transmit, adapt, exhibit, and perform a creative work.
The creative work could take the form of something musical, artistic, educational, or literary. A creative work's original expression of a concept is what copyright is meant to protect, not the idea itself. A copyright may be susceptible to restrictions based on factors of public interest, such as the fair use doctrine in the US.
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of the following, which one is the most positive feature of whole life insurance for a person who wants a more structured way to save?
The best aspect of whole life insurance for someone looking for a more organized way to save is that it grows cash value.
What does a life insurance cash value mean?Everlasting life insurance policies frequently incorporate a savings feature called cash value. The cash value might increase over time at either a flexible interest rate, depending on your specific policy. Through a life insurance loan, you can take out a loan against the cash value of your policy.
How quickly does cash value in life insurance grow?Usually, it takes two to five years for a life insurance policy's cash value to begin to increase. Once it has grown, you can typically access it in accordance with the terms of the policy. You can only get the cash value of your coverage while you're still alive.
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