Answer:
$20,000
Explanation:
Calculation to determine what the borrower must make as down payment
Using this formula
Down payment=Cost -(Cost *Maximum loan-to-value ratio)
Let plug in the formula
Down payment=$100,000-($100,000*80%)
Down payment=$100,000-$80,000
Down payment=$20,000
Therefore the borrower must make a down payment of at least: $20,000
What is project management?
A delivery company employed several messengers to deliver packages by car to nearby towns. The company also allowed some employees to use company cars for personal use from time to time. A clerical employee had her car in a body shop because she had run a red light and been broadsided by another vehicle. This was the second time she had run a light and been hit. She borrowed a company car for the weekend and was using it to do some grocery shopping. The employee negligently went through a red light and crossed the path of a rented van. The man driving the van swerved to avoid the employee and struck a light post and several parked cars, severely damaging the van. At the time of the accident, the driver of the van was exceeding the posted speed limit; he would have been able to avoid hitting the light post and the cars had he been going the proper speed. The leasing company that had rented the van to the driver brought a lawsuit against the delivery company employee and the delivery company. The jurisdiction retains traditional contributory negligence rules. If the delivery company prevails in the lawsuit, what is the most likely reason
Answer:
The delivery company had no reason to know that its employee had a poor driving record.
Explanation:
In a dispute where an injury happened contributory negligence is the failure of the plaintiff to adequately protect themselves in a situation or if their actions contributed to a negative incident.
This reduces or stops the amount they can be compensated with.
In the given scenario the employee negligently went through a red light and crossed the path of a rented van. The man driving the van swerved to avoid the employee and struck a light post and several parked cars, severely damaging the van. At the time of the accident, the driver of the van was exceeding the posted speed limit; he would have been able to avoid hitting the light post and the cars had he been going the proper speed.
The delivery company will prevail if they said that the had no reason to know that its employee had a poor driving record.
This will attribute the accident to the negligence of the plaintiff and he will not be able to collect any compensation
1. What is a business plan?
Answer:
It's simple, what you want to do with your business. Or what your planning to do with it.
When communicating significant deficiencies in internal control noted in a financial statement audit of a nonissuer, the communication should indicate that
A. The purpose of the audit was to report on the financial statements, not to provide assurance on internal control.
B. The deficiencies noted were not detected within a timely period by employees in the normal course of performing their assigned functions.
C. The expression of an unmodified opinion on the financial statements may be dependent on corrective follow-up action.
D. Fraud or errors may occur and not be detected because of the inherent limitations of internal control.
Three key takeaways from the history of credit in america
The Diners Club Card in 1950 was the first credit card. The Franklin National Bank situated in Long Island, New York, issued the first bank credit card in 1951.
The profitability of credit cards did not last long before others saw it and by 1953, and 60 credit card programs were in the United States.It recorded the ability to pay back debts and proved responsible for their repayment.Following are the key purchases from American credit history:
Credit history is a record of your debt repayment abilities and of your responsibility for repaying it.Includes the number and types of credit accounts you have credited, the duration of your account's opening, the amount owing, the quantity of available credit, whether you pay bills on time, and the number of recent credit requests.You will earn rewards for strong credit history, like cheaper rates on mortgage loans and automotive insurance.Learn more:
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Explanation:
I hope this image will help you
Behavioral targeting is the practice of ______. Multiple choice question. visiting a retail store to inspect merchandise but them purchasing online using information from cookies for directing online advertising from marketers to online shoppers forwarding a marketer-initiated message to others via electronic channels posting video blogs of merchandise purchase
Answer:
using information from cookies for directing online advertising from marketers to online shopper
Explanation:
wifty’s Shop can make 1000 units of a necessary component with the following costs: Direct Materials $28000 Direct Labor 6000 Variable Overhead 3000 Fixed Overhead ? The company can purchase the 1000 units externally for $43000. The unavoidable fixed costs are $2000 if the units are purchased externally. An analysis shows that at this external price, the company is indifferent between making or buying the part. What are the fixed overhead costs of making the component?
Answer:
$4,000
Explanation:
Cost of buying = Direct Material + Direct labor + Variable overhead + Avoidable fixed costs
$43,000 = $28,000 + $6,000 + $3,000 + Avoidable fixed costs
$43,000 = $37,000 + Avoidable fixed costs
Avoidable fixed costs = $43,000 - $37,000
Avoidable fixed costs = $6,000
Fixed overhead costs of making = Avoidable fixed costs + Unavoidable fixed costs
Fixed overhead costs of making = $6,000 - $2,000
Fixed overhead costs of making = $4,000
So therefore, the fixed overhead costs of making the component is $4,000.
An oil well exploded in Western Colorado, killing three workers. The well was owned by Denver-Carrington, a large multi-national oil company. The families of the workers are suing Denver-Carrington, claiming the company was negligent in maintaining the oil well. In its defense, Denver-Carrington offers two documents. The first is a monthly maintenance report filled out by the company's regional safety inspector, indicating that the oil well was inspected and found to be in good working condition every month from the day it was built until the day it exploded. The second is an e-mail, written by the same inspector to the CEO of the company, which was written a few hours after the incident and provides a physical description of the damage to the pump and the surrounding area. The plaintiffs object to both documents as hearsay. The judge should: a. Preclude both documents. b. Admit the monthly maintenance report but not the e-mail. c. Admit the e-mail but not the monthly maintenance report. d. Admit both documents.
Answer: . b. Admit the monthly maintenance report but not the e-mail.
Explanation:
The monthly maintenance report can be admitted because it was done without the extraordinary circumstance of the oil well explosion occurring. This is unlike the email that was only done after the well exploded.
The point it, the regional safety inspector made the maintenance reports without an explosion happening so there is less chance of bias. The email was however sent after the explosion so could be biased in order to avoid a law suit.
The manager of a clothing store in the mall has hired five new employees for the summer. All of them have just graduated from high school and will only work the three summer months before leaving for college. After the initial week of training, the manager continues to scrutinize and direct them in every detail of their job. Each time they make a mistake they are reprimanded, told their pay may be docked, and reminded that there are always other people who will gladly take their place. This manager is using the approach to management known as:
Answer:
Theory X
Explanation:
It is correct to say that this manager is using the management approach known as theory X, which is a philosophy that says employees work only for the benefits they receive, and that they avoid job responsibilities, so management must be inflexible and follow the hierarchy of functions, with the manager being responsible for a high degree of supervision of the work and the responsibility of the employee for any error.
Theory X may not be ideal for the current administration, where the focus of organizations are people and the formation of a culture focused on innovation and collaboration.
Characteristics of budgets include: (Check all that apply.) Multiple select question. a focus on the past. typically span a month, quarter or one year. expressed in monetary terms. formal statement of a company's plans. typically span 5 to 10 years. expressed in nonfinancial terms.
Answer:
I. typically span a month, quarter or one year.
II. expressed in monetary terms.
III. formal statement of a company's plans.
Explanation:
A budget is a financial plan used for the estimation of revenue and expenditures of an individual, organization or government for a specified period of time, often one year.
Basically, budgets are usually compiled, analyzed and re-evaluated on periodic basis such as monthly, quarterly or annually.
Some of the important characteristics of budgets include:
I. It typically span a month, quarter or one year.
II. It's expressed in monetary terms.
III. It's a formal statement of a company's plans.
Furthermore, some of the benefits of having a budget are; it aids in setting goals, earmarking revenues and resources, measuring outcomes and planning against contingencies.
Over time, 3M has relied on the results-only-work-environment (ROWE) framework and has morphed into a highly science-driven innovation company. At 3M, employees are encouraged to spend 15 percent of their time on projects of their own choosing. If any of these projects look promising, 3M provides financing through an internal venture-capital fund and other resources to further develop their commercial potential. This real-world scenario best illustrates
Answer: output controls.
Explanation:
The real-world scenario best illustrates output controls. Output control refers to the technique that is used in analysing the output that is provided by a firm.
Output control focuses on the measurable results that are within an organization. Since the company encourages its employees to spend 15 percent of their time on projects of their own choosing and the ones who looks promising are financed to develop their commercial potential, this refers to output controls.
Product differentiation by incumbents act as an entry barrier because a. incumbents will take legal action if new entrants do not differentiate their products. b. it helps a firm to derive greater economies of scale. c. new entrants cannot differentiate their products. d. new entrants will have to spend heavily to overcome existing customer loyalties.
Answer:
d. new entrants will have to spend heavily to overcome existing customer loyalties.
Explanation:
When the product is different and can be recognized by an incumbent so the same should be acted as the entry barrier as the new entrants should spend more amount so that they would able to overcome the loyalties of the customer that are pre-existed in the market
So according to the given situation, the option d is correct
And, the remaining of the options should be incorrect
Product differentiation by incumbents act as an entry barrier because new entrants will have to spend heavily to overcome existing customer loyalties. Hence option D is correct.
Product differentiation by incumbents can act as an entry barrier for new competitors because established firms have already built brand loyalty and customer relationships. This makes it difficult for new entrants to attract customers away from the existing offerings.
To overcome this barrier, new entrants would need to invest significantly in marketing, advertising, and promotion to differentiate their products and create their own customer base. This can require substantial financial resources and marketing efforts to establish brand recognition and gain customer trust and loyalty.
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3.
How is net profit determined ?
han
Answer:
Net profit: Calculate the net profit (aka net income) by subtracting total expenses from total revenue to see exactly how much a company profits (a new profit) or loses (a net loss). A company's net income over time is a great indicator of how well or poorly its management team runs the company.
Explanation:
hope it is helpful for you have nice dayHow do I view my work schedule Six Flags?
Answer:
you should have an username and password and just log in with six flag . try going to https://six.flag.team
Explanation:
I hope that help you
Name the institutions which provide technical education in nepal and describe any one of them
Answer:
The institutions which provide technical education in Nepal are:-
i)Tribhuwan University (TU)
ii) Mahendra Sanskrit University (MSU) iii) Lumbini Bauddha University (LBU) iv)Kathmandu University (KU)
v)Purbanchal University (PurU)
vi) Pokhara University (PokhU).
If my dad decides to buy a smokeshop but my mom doesn’t put her or our names on it will we lose anything money wise? I know his names on the house so that worries me but if she doesn’t sign anything will we lose anything? Pls don’t answer if you dont know
1. sorry about earlier
part one of the question) whoever buys the smokeshop via your dad, if his name is on it, then he will be the one recieving the money. and if he decides to put your name onto the smokeshop or your mom on it later, then he has to pass it down to whomever he passes it down to, such as his family (you, your mother, grandparents, etc...) so id say that the money will go via your father.
2.yes so if his name is on the house then he will be the one recieving the money and you will not loose money i dont think if he owns that smokeshop. so there is nothing to really worry about other than having to pay bills for lights and things. other than that you should be okay, i am not sure if YOU should put your name up for the smokeshop because i do not know your age. . but other than bills, light bills, water bills, and things you should be okay, if your father sells the things at his smokeshop then he should be making pay.
if this isnt what you are asking i apologize for this answer, i think this is what the question is asking though. have a good day :D
again sorry about earlier... with the 24 thing that was immature
Medical science is an important sector all over the globe
Answer:
Medical scientists also conduct research to find treatments to un-treatable conditions. Medical science matters because it is the foundation of a strong healthcare system. When medical science is well resourced, patients conditions are diagnosed quickly and correctly, leading to correct and efficient treatment.
Answer:
medical science is an important sector all over the globe . It is related to human life .it has various field with many profession ranging from basic level to a higher level various work like preparing and dispensing drugs taking of diagnosing and treating peoples body elements suggesting for preventive measures are related to taking care of human life . India for medical science and various professional professionals related to it are important for human lifeTrue or false: Regulations prohibit insider trading. It is illegal for anyone to transact in securities to profit from inside information, that is, private information held by officers, directors, or major stockholders that has not yet been divulged to the public. True false question. True False
Answer:
the answer for this would be true
Which of the following is likely to happen when a new business opens in a community?
The community loses money.
Community taxes decrease.
Community taxes increase.
The flow of money in the community increases.
Answer:
community taxes decrease
Self-insurance means:
Question 4 options:
A. Insuring your voice.
B. Buying health insurance.
C. Assuming your own financial risk for some of your property.
D. Buying extra insurance from your insurance company.
Answer:
assuming your own financial risk for some of your property
Answer:
Assuming your own financial risk for some of your property
4. Write 5 examples for each of small, medium and large occupation categories. help please
Small and mid-size enterprises are businesses that maintain revenues, assets or a number of employees below a certain threshold. Each country has its own definition of what constitutes a small and medium-sized enterprise Certain size criteria must be met and occasionally the industry in which the company operates in is taken into account as well.
in a quiz for Marks and given for correct answer and negative marks are given for incorrect answer if Jacks score 20 five successive rounds 25,-5,-10,15 and 10, what was total at the end
Answer:
35
Explanation:
I believe he has 35 marks at the end but I could be wrong.
Stephanie volunteers at an organization that collects and distributes clothing to those in need. As she is packing boxes to send overseas, she finds a donated item of clothing that perfectly suits her sense of style and would be a versatile item to add to her own wardrobe. Stephanie sets the item aside to take home with her. According to virtue-based ethics, why is Stephanie's action unethical? Stealing is always wrong. Her action cultivates the vice of greed. Her action will deprive needy recipients of clothing. She is not following the instructions she was given.
Answer: Her action cultivates the vice of greed
Explanation:
Greed is an attitude that most be dealt with unless it exposes you to what you can't control, an uncontrollable desire births greed most times, it's better individuals put their desires in check before becomes a thing of shame.
Stephanie taken some portions of the clothes which she think would suit her is display of greed.
what is a business plan
Answer:
A business plan is a written document that describes in detail how a business usually a startup may defines its objectives and how it is to go about achieving its goals.
Answer:
According to Wikipedia, A business plan is a formal written document containing the goals of a business, the methods for attaining those goals, and the time-frame for the achievement of the goals.
describe the role of agriculture and Forestry University producing human resources to related to agriculture and Forestry in Nepal
Answer:
The Agriculture and Forestry University (AFU) was established in Rampur, Chitwan, Nepal in 2010 which is the first technical university in the country. The university aims at producing highly skilled human resources required to work on quality research and development in agriculture.
Explanation:
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The role of agriculture and Forestry University producing human resources to related to agriculture and Forestry in Nepal is to produce producing highly skilled human resources required to work on quality research.
What is the essence of the Forestry University ?The department of a company tasked with locating, hiring, screening, and training job applicants is known as human resources (HR). Employee salaries, benefits, and terminations are all handled by HR departments. The first technical university in Nepal, the Agricultural and Forestry University (AFU), was founded in Rampur.
The institution seeks to provide the highly qualified labor force needed to carry out top-notch agricultural research and development.
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essica is a one-third owner in Bikes-R-Us, an S corporation that experienced a $45,000 loss this year (year 1). If her stock basis is $10,000 at the beginning of the year, how much of this loss clears the hurdle for deductibility (assume the at-risk limitation equals the tax-basis limitation)
Answer:
$10,000
Explanation:
Calculation to determine how much of this loss clears the hurdle for deductibility
Amount allocated = ($45,000 x 1/3)
Amount allocated=$15,000 of loss
Since the amount Allocated is loss of $15,000 and her STOCK BASIS is the amount of $10,000 at the beginning of the year which means that she is allowed to Deduct only the amount of $10,000 of the allocation which represent the amount of her STOCK BASIS.
Therefore how much of this loss clears the hurdle for deductibility will be $10,000
Setsuko wants to start a business of her own. She does not have enough savings, so she approaches her bank to obtain short-term funds for operations. The bank agrees to lend her $10,000 as she has requested. In this scenario, the type of funding obtained by Setsuko can be regarded as a
The type of funding obtained by Setsuko is the line of credit.
The following information should be relevant for the credit line:
It is treated as a flexible loan.It is an amount of money i.e. defined and can be accessed whenever it is needed and after that, it could be repaid instant or over a period of time. It is for a short period of time.Since in the given situation, it is mentioned that:
Setsuko obtained the funds for the short term.Bank lent her $10,000.Therefore we can conclude that the type of funding obtained by Setsuko is the line of credit.
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What is a kiosk?
A. A stand-alone structure that offers information or a place to make
purchases
B. A display located at the end of an aisle in a store
C. A place that displays merchandise so that people can see it from
the street
D. A place in a store where people make purchases, including
impulse buys
Answer:
A kiosk is basically a structure where people can obtain information or make purchases. (Example: Information kiosk for a museum/visitor center).
Given this, one can clearly see that the correct answer is A. "A stand-alone structure that offers information or a place to make purchases."
Let me know if this helps
Answer: A stand-alone structure that offers information or a place to make purchases
Explanation: Just took the test
Fill in the blank: Data-inspired decision-making can discover _____ when exploring different data sources. 1 point if a decision was properly made where the largest amount of data is which experts can give advice what the data has in common
Data inspired decision making can discover what the data has in common is the answer to this question.
Data inspired decision making can discover the trends that are the same in different sources of data.
A trend in data analysis is a pattern that is recurring or common across the different data sources. Such patterns when noticed help in the establishment of facts that can help in decision making
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A plaintiff sued a defendant in a patent infringement suit. To sustain his claim, the plaintiff was required to demonstrate the formula for a common chemical compound. The plaintiff produced three well-known chemistry texts containing explanations of the formula and asked the court to take judicial notice of the formula for the compound. Must the trial judge take judicial notice of the formula
Answer:
Yes
Explanation:
A judicial notice is defined as a rule concerning recognition not evidence by a court where a fact that is very well known and attested that there is no room for doubting the fact.
There is no need for formal presentation of evidence.
I'm the given scenario the plaintiff produced three well-known chemistry texts containing explanations of the formula and asked the court to take judicial notice of the formula for the compound.
Since the formula is well known and even contained in well known chemistry texts, the court should take judicial notice of the formula
