If you need to take out a $60000 student loan 2 years before graduating, which loan option will result in the lowest overall cost to you: a subsidized loan with 6.5% interest for 10 years, a federal unsubsidized loan with 5.8% interest for 10 years, or a private loan with 5.0% interest and a term of 13 years? How much would you save over the other options? All payments are deferred for 6 months after graduation and the interest is capitalized.

Answers

Answer 1

I'd opt for a Subsidized loan at 6.5% interest for 10 years.

What distinguishes a subsidized loan from an unsubsidized loan?

While you are enrolled in school at least half-time or during deferment periods, interest on your subsidized loans does not accrue. Loans for graduate and undergraduate students that are not based on financial need are known as unsubsidized Loans.

An unsubsidized direct loan is a federal loan?

The U.S. Department of Education (ED) offers federal student loans called Direct Subsidized Loans and Direct Unsubsidized Loans to assist eligible students in paying for higher education at a four-year institution, a community college, or a trade, career, or technical school.

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Related Questions

What are the property of multiplication?

Answers

The most commonly known properties of multiplication are commutative property, associative property and identity property of multiplication.

According to the question,

We have the following information:

We need to find the names of the properties of the multiplication.

There are most commonly three properties of multiplication which are used most often:

Commutative property of multiplication which states that the product of two integers will always remain same even if we change their order.

Associative property of multiplication states that the product of three integers will always be the same even if we change the bracket from the first two to last two.

Identity property states that the product of an integer and 1 is always that integer.

Hence, the most commonly known properties of multiplication are commutative property, associative property and identity property of multiplication.

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In terms of paying less in interest, which is more economical for a $ 90,000 mortgage: a 30 -year fixed-rate at 8.5% or a 15 -year fixed-rate at 8% ? How much is saved in interest? Use the following formula to determine the regular payment amount.

PMT=P({r}/{n}}{1-(1+{r}/{n})⁻ⁿ⁺})

Select the correct choice below and fill in the answer box within your choice.
(Do not round until the final answer. Then round to the nearest thousand dollars.)
A. The 30-year 8.5% loan is more economical. The buyer will save approximately $___ in interest.
B. The 15 -year 8% loan is more economical. The buyer will save approximately $___ in interest.

Answers

The total interest you pay over the course of a 30-year loan is significantly higher than the same amount over the course of a 15-year loan.

How do you calculate total amount interest?

The principle refers to the borrowed funds that are granted for a specified time period. Interest is the additional sum that must be returned to the lender for the use of the borrowed funds. The principle amount is multiplied by the number of periods and interest rate to determine simple interest.The periodic interest payments are added up to determine the total amount of interest, which is then divided by the loan balance to obtain a percentage. The estimate is predicated on you making all of your payments on time. Additionally, the calculation makes the assumption that you'll keep the loan for its entire term.Simple interest is calculated using the following formula: Interest = Principal x Rate x Time.

Given data :

Rate = 90000

time = 30 years

interest = 8.5%

Applying formula

Interest = Principal x Rate x Time.

Interest on a 30 year loan at 9.5% per year would be equal to $182,436.76

Interest on a 15 year loan at 9.0% per year would be equal to $74,311.19

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How do you find the genotype and phenotype ratio?

Answers

The genotypic ratio is the distribution pattern of the genes in the offspring obtained after a genetic cross.

The phenotypic ratio is the distributionn pattern of the physical characteristics in the offspring obtained after a genetic cross.

To find a phenotypic ratio, we look at the alleles of the parent organisms and estimate how often those genes will be exhibited by the offspring.

Phenotype is the constellation of observable traits; genotype is the genetic endownment of the individual.

Phenotype = genotype + development (in a given environment).

The genotypic ratio and the phenotypic ratio may not necessarily be the same.

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What is square root of -36 classified as

Answers

Answer:

undefined

Step-by-step explanation:

The square root of any negative number is undefined because there is no possible solution. - × - = + and + × + = +

Slope = ½; (h, k) = (1, -2) find the slope-point

Answers

The linear equation with a slope of 1/2 and that passes through the point (1, -2) is written in point-slope form as:

y = (1/2)*(x - 1) - 2

How to find the equation of the line?

For a linear equation with a slope m and a known point (h, k), the slope-point form is written as:

y = m*(x - h) + k

Where y and x are the two variables.

Here we know that the slope is 1/2, and the known point is (1, -2), then the values on the equation above are:

m = 1/2

h = 1

k = -2

Replacing that in the general formula for the linear equation in the slope-point form that is written above, we will get:

y = (1/2)*(x - 1) - 2

That is what we wanted to find.

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What is 3/4 as a division problem?

Answers

After division, 0.75 is 3/4 as a division problem.

In the given question we have to find what is 3/4 as a division problem.

The given division problem is 3/4.

With the help of the division formula Dividend = (Divisor Quotient) + Remainder, we can confirm the quotient and the remainder of the division. If the remaining is 0, we can multiply our quotient by the divisor to see if it is accurate. The quotient is accurate if the product equals the dividend.

To solve this division problem we divide 3 by 4. The answer should come in the decimal form because 3 is less than 4. So we take decimal to solve this.

Now the solution of the given division problem is:

3/4 = 0.75

Hence, 0.75 is 3/4 as a division problem.

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When an integer is subtracted from 8 times the next consecutive even integer, the difference is 86. Find the value of the greater integer.

Answers

Step-by-step explanation:

x = the integer number

8×(x + 2) - x = 86

8x + 16 - x = 86

7x = 70

x = 10

x + 2 = 12

the larger integer is 12.

The ratio of the measure of the sides of a triangle is 2:3:6, and the perimeter is 187cm. What is the measure of the largest side?

Answers

The measure of the largest side of the triangle is 102cm.

What is ratio?

Ratio, is a term that is used to compare two or more numbers. It is used to indicate how big or small a quantity is when compared to another. In a ratio, two quantities are compared using division.

For example, 2:3:6 shows the ratio of the sides of a triangle. The perimeter which is the addition of the triangle is 187cm.

Therefore the measure of each side will be given as:

2/11×187= 34cm

3/11×187= 51cm

6/11×187= 102cm

This means that the measure of the three sides are 34cm, 52cm, and 102cm.

Therefore the measure of the largest side is 102cm

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What is 1+1+q+q++1+1+1

Answers

The value of the expression 1+1+q+q++1+1+1 is 5 + 2q.

What is an expression?

Expression simply refers to the mathematical statements which have at least two terms which are related by an operator and contain either numbers, variables, or both. Addition, subtraction, multiplication, and division are all possible mathematical operations.

As an illustration, the expression x + y has the terms x and y with an addition operator between them.

The expression will be:

= 1+1+q+q++1+1+1

= 5 + 2q

The value is 5 + 2q.

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Answer:

5+2q

Step-by-step explanation:

Is X 2 a factor of x³ 3x² 5x 6?

Answers

The factor theorem states that x+2 is a factor of x³+3x²+5x+6.

What are the factors?

A factor is a number that completely divides another number.

To put it another way, if adding two whole numbers results in a product, then the numbers we are adding are factors of the product because the product is divisible by them.

The numbers that can divide a number exactly are called factors.

There is therefore no residual after division.

The numbers you multiply together to obtain another number are called factors.

A factor is therefore another number's divisor.

So, the expression is: x³+3x²+5x+6

Check whether x+2 is the factor:

Then,(x = -2)

p(-2) = (-2)³+3(-2)²+5(-2)+6

p(-2) = - 8 + 12 - 10 + 6

p(-2) = 0

Therefore, the factor theorem states that x+2 is a factor of x³+3x²+5x+6.

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Correct question:
Examine whether x+2 is a factor of x³+3x²+5x+6

how do you find the a5​

Answers

Answer: you just do the thing with a line going down the equal sign and do everything on one side that you do on the other

Step-by-step explanation:

angle PKW is 180 degrees if two additional rays were added, call them ray j and ray s respectively. how would you draw the diagram

Answers

The angle with 180° is a straight line, and the ray can be drawn in any way.

What is a ray?

The definition of ray in maths, that it is a part of a line that has a fixed starting point but no endpoint.

Given that, angle PKW is 180 degrees and two additional rays were added,

The figure has been attached in answer.

We know when an angle measures 180° it makes a straight line and on it, we can draw as many ray as we want and in any way.

Hence, The angle with 180° is a straight line, and the ray can be drawn in any way.

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Graph the system of inequality and shade the solution.

3x-2y<4
-2x-6y<-12

Answers

Answer: See attached.

Step-by-step explanation:

      First, we will graph the two inequalities. We will graph as we would with normal linear equations.

      However, they both use the < sign, so we will shade above a dashed line.

      The solution to this system of inequalities is where the shaded parts overlap. You can see that in the attachment I have labeled it as such.

Which pair of triangles is congruent by the ASA postulate?

Answers

In the concept of geometry, the pair of triangles that are congruent by the ASA Congruent Theorem are the pairs that have two corresponding angles and an included side that are congruent to each other.

Congruent:

Congruent refers the identical in shape and size.

Given,

Here we need to find in which pair of triangles is congruent by the ASA postulate.

As per the Angle-Side-Angle Congruent Theorem (ASA) states that when two triangles are considered congruent if they have two corresponding angles that are congruent and an included side that are congruent to each other.

So, this one included side is the side that is lie between the two congruent angles in each of the triangles.

Therefore, the triangle which form the pairs of angles given has two corresponding angles and an included side that are congruent to each other in each triangle.

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I need the answer ASAP, I can’t find a single person who has the same problem (I’m not very good at math)

Answers

Answer:

4

Step-by-step explanation:

3(-5x-5) + 19x = _x - 15

-15x-15+19x = _x - 15

4x - 15 = _x - 15

It has to be the same on both sides so 4 would go in that blank.

Answer: 4

Step-by-step explanation:

Laura has a deck of 10 cards numbered 1 through 10. She is playing a game of chance. This game is this: Laura chooses one card from the deck at random. She wins an amount of money equal to the value of the card if an odd-numbered card is drawn. She loses $5 if an even-numbered card is drawn.

(a) Find the expected value of playing the game.

(b) What can Laura expect in the long run, after playing the game many times?
(She replaces the card in the deck each time.)

Laura can expect to gain money.

Laura can expect to lose money.

Laura can expect to break even (neither gain nor lose money).

Answers

We will observe that the anticipated value is $0, indicating that Laura should anticipate neither winning nor losing any money after a significant number of games.

What is the expected value?

The predicted result of an experiment with N outcomes, each with a probability of p1, p2,..., pn, is:

EV = x₁*p₁ + ... + xₙ*pₙ

The results in this situation are:

x₁ = drawing an unlucky card = -$6

If there are five odd cards in a deck of ten cards, the probability is:

p₁ = 5/10 = 1/2.

x₂ = drawing a 2 = $2

There is only one 2 card on the deck, so the probability of drawing it is: p₂ = 1/10

x₃ = drawing a 4 = $4

p₃ = 1/10

x₄ = drawing a 6 = $6

p₄ = 1/10

x₅ = drawing a 8 = $8

p₅ = 1/10

x₆ = drawing a 10 = $10

p₆ = 1/10

So the expected value will be:

EV = (-$6)*(0.5) + ($2 + $4 + $6 + $8 + $10)*(1/10)

EV = 0

Thus, we will observe that the anticipated value is $0, indicating that Laura should anticipate neither winning nor losing any money after a significant number of games.

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What is the value of P in the equation x2 12y?

Answers

The value of P is 3

Given general formula for a parabola is x2 = 4py ………….(a)

Also given that x2 = 12y …………..(b)

Equating (a) and (b), we get

x2 = 4py ≅ x 2 = 12y

⇒ 4py = 12y

Canceling the 'y' on either sides, we get

⇒ 4p= 12 p= 3

When the general formula for a parabola is x2 = 4py. The value of p in the equation x2 = 12y is 3.

In mathematics, a parabola is a plane curve which is mirror-symmetrical and is approximately U-shaped. It fits several superficially different mathematical descriptions, which can all be proved to define exactly the same curves. One description of a parabola involves a point and a line

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A man has 35 coins in his pocket, all of which are dimes and quarters. If the total value of his change is 650
cents, how many dimes and how many quarters does he have?
Your answer is
number of dimes equals?
number of quarters equals ?

Answers

Answer:

18.5714285714..r4455ttrd

at castle rock school 575 students ride their bikes to school. If this number is 92% of the school enrollment then how many students are enrolled?

Answers

The number of students enrolled in castle rock school is 625

How to find the number of seats in the theatre

information from the problem

At castle rock school 575 students ride their bikes to schoolin the theater

If this number is 92% of the school enrollment

how many students are enrolled = ?

The question is a percentage problem, percentage deals with a fraction hundred and used as follows

92%

= 92 percent

= 92 / 100

= 0.92

The factor 0.92 of the total number gives 575 students

let the total number be x

0.92 * x = 575

0.92x = 575

x = 575 / 0.92

x = 625

The total number of students is 625

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Use the discriminant to determine how many and what kind of solutions the quadratic equation 2x^2 - 4x = -2 has.

Please explain how you got the solution.

20 Points! Thanks!

Answers

Answer: One Real Solution

We can Identify the coefficients a, b, and c from your equation because as it says, it is in the format of the quadratic equation ( ax^2 + bx + c = 0 )

a=2,b=-4,c=2

Now we can use the discriminant to determine how many solutions this has using the equation b^2 - 4ac

Once we plug in our coefficients:

(-4)^2 - 4 x 2 x 2

Once we simplify, we get 0.

One real solution.

I hope this helps.

In this case, we first need to simplify the given quadratic equation 2x² - 4x = -2, and to do so, we perform the following simplification steps:

For a quadratic equation of the form ax² + bx + c = 0, the discriminant is calculated using the following formula:

   Δ = b² - 4ac

In this case, we have that the equation that we must solve is 2x²-4=-2, which implies that the corresponding coefficients are:

a = 2b = -4c = 2

By introducing these values into the formula we get:

         Δ = b² - 4ac = (-4)² - 4·(2)·(2) = 0

Therefore, the discriminant for the given quadratic equation is Δ=0=0, which is zero, and indicates that the equation 2x²-4=-2 has only one real root.

We can say: It has a Real solution.

the radius of a circle is 13 in. Find its area to the nearest whole number

Answers

Area of circle = [tex]{ \purple{ \sf{π{r}^{2}}}}[/tex]

here [tex]{ \purple{ \sf{π = \frac{22}{7}}}}[/tex]

and radius is 13 in.

now put the value..

22/7×(13)²

22/7×169

22×24.14

531.08

approx to 531.1.

Find the mode of this data set

Answers

Answer:

5, 4, 7

Step-by-step explanation:

5 and 4 and 7 step by step explanation:

Carlos finished his English assignment in
1/3 hours Then he completed his chemistry assignment in 3/4
hours. How much more time did Carlos spend on his chemistry assignment?

Answers

Answer:

5/12

Step-by-step explanation:

we need to subtract these 2 fractions

3/4-1/3

to start we change so they can have common denominators and both of them can be 12

3x3/4x3-1x4/3x4

9/12-4/12

5/12

hopes this helps please mark brainliest

If x-10=22,then x is equal to

Answers

Answer:

Step-by-step explanation:

x = 32

x - 10 = 22

add 10 to both sides of the equation

-10 + 10 = 0

22+ 10 = 32

x = 32

72 items to ship 6 in each case how many cases total

Answers

12, 72 items in total to ship if each case holds 6 you must do 72/6 which gives you 12,

Answer is 12

The unknown number of cases that to be shipped if there are 72 items to ship 6 in each case is 12.

How many number of cases in total will be shipped?

To determine the total number of cases needed to ship 72 items, we need to divide the total number of items by the number of items in each case. In this case, we have 72 items to ship and each case can hold 6 items.

When we divide 72 by 6, we get 12. This means that there are 12 groups of 6 items that can be packed into cases. Each group represents one case.

Therefore, the total number of cases needed to ship 72 items is 12. Each case will contain 6 items, and there will be 12 cases in total.

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Marlene used the Distributive Property to find the product of 6 and 0.82. Which expression shows the Distributive Property?

Answers

The Distributive property on the expression gives a result of 4.9 and the distributed expression is (2 + 4) * 0.82

How to apply the Distributive property on the expression?

From the question, we have the following parameters that can be used in our computation:

The expression is given as:

The product of 6 and 0.82

Mathematically, this expression can be represented as

6 * 0.82

To apply the distributive property,

We need to express 6 as the sum of two numbers

So, we have the following representation

6 * 0.82 = (2 + 4) * 0.82

Remove the brackets

6 * 0.82 = 2 * 0.82 + 4 * 0.82

Expand the terms of the expression

6 * 0.82 = 1.64 + 3.28

Evaluate the sum

6 * 0.82 = 4.92

Hence, the solution is 4.9

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What is a quadrilateral mention 6 types of quadrilaterals?

Answers

A quadrilateral is a figure having four sides and four angles. The six types of quadrilaterals are rectangle, square, parallelogram, rhombus, kite and trapezoid.

According to the question,

We have to name six types of quadrilaterals by first defining a quadrilateral.

A quadrilateral is a figure where it has four sides and four angles. These sides and angles may sometimes be equal to each other and sometimes may be not. However, in all quadrilaterals, the sum of all four angles is 360°.

Six types of quadrilateral are rectangle (opposite sides of rectangle are equal), square (all sides are equal and each angle is a right angle), parallelogram (opposite sides are parallel and equal), rhombus, kite and trapezoid.

Hence, a quadrilateral is a figure having four sides and four angles. The six types of quadrilaterals are rectangle, square, parallelogram, rhombus, kite and trapezoid.

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Jenna bought some apples for $1.25 per pound and some avocados for $4 per pound. Altogether, she spent $14. 25 for 7 pounds of apples and avocados. What is the total number of pounds of avocados Jenna bought?

A. 1
B. 2
C. 3
D. 4
E. 5

Answers

The total number of pounds of avocados Jenna bought is B. 2

What is a linear equation?

A linear equation is an algebraic equation of degree one. In general, the variable or the variables(in the case of a linear equation in two variables) the variables are x and y.

Assuming Jenna bought x pounds of apples and y pounds of avocados.

Altogether she bought 7 pounds of apples and avocados.

x + y = 7...(i)

Altogether, she spent $14. 25.

1.25x + 4y = 14.25...(ii)

Now multiplying eqn(i) by 1.25 and subtracting from eqn(ii) to cancel out the variable x, we get

2.75y = 5.5.

y = 2 pounds of avocados and hence 5 pounds of apples.

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Emy has 13 1/4 kilograms of sweet potatoes.She gave away 5 12 kilogramsof corn to her neighbors.how many kilograms of corn than potatoes did she gave away?

Answers

Answer:

2 1/4 kg

Step-by-step explanation:

Factor 100x² 140xy + 49y²

Answers

Answer:

100 times square times Y 49 gives= 14000

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