Answer: True
Explanation:
If a bank has $120,000 of checkable deposits, a required reserve ratio of 20 percent, and it holds $40,000 in reserves, then the maximum deposit outflow it can sustain without altering its balance sheet is
Answer:Maximum deposit outflow sustainable without altering its balance sheet is $20,000
Explanation:
Given
Check able deposits =$120,000
Required reserve ratio= 20 percent
Reserve=$40,000
Maximum deposit outflow sustainable = (Reserve - percentage of checKable deposits)/ 1- required reserve ratio
(40,000 - 0.2 x 120,000) / 1-0.2
(40,000-24,000) / 0.8
16,000/0.8
=$20,000
Why do people donate to charitable organizations? Check all that apply.
•to do what is right
•to support a cause
•to develop their skills
•to earn college credit
•to spend time with friends
The act of helping others, donating to volunteering, or charity your time, will give you an improved feeling of well-being. The correct option is 'B' and 'C'.
What is Charitable Organizations?
The understanding that you've sacrificed time and/or money to help others create or need approving the change in the world is a stunning thing.
Your monetary donations can belong to causalities that promote more useful health, fund medical investigation, stock food stakes, or sponsorship organizations that fight poverty.
Investing in charities is like creating an investment towards a more useful destiny for your employees and your corporation
Therefore, The people donate to charitable organizations to help for a reason. The correct option is 'B' and 'C'.
Find more information about Organizations here:
https://brainly.com/question/10954392
Answer:
A B C
Explanation:
Ann Chovies, owner of the Perfect Pasta Pizza Parlor, uses 20 pounds of pepperoni each day in preparing pizzas. Order costs for pepperoni are $10.00 per order, and carrying costs are 4 cents per pound per day. Lead time for each order is three days, and the pepperoni itself costs $3.00 per pound.
1. At what point should she re-order pepperoni?
a. 80 pounds remaining.
b. 40 pounds remaining.
c. 60 pounds.
d. 20 pounds.
e. 100 pounds.
2. If she were to order 80 pounds of pepperoni at a time, what would be the length of an order cycle?
a. 4 days.
b. 5 days.
c. 3 days.
d. 0 days.
e. .25 days.
3. If she were to order 80 pounds of pepperoni at a time, what would be the average inventory level?
a. 60 pounds.
b. 20 pounds.
c. 100 pounds.
d. 40 pounds.
e. 80 pounds.
4. If she were to order 80 pounds of pepperoni at a time, what would be the total daily costs, including the cost of the pepperoni?
a. $60.00.
b. $64.10.
c. $64.00.
d. $65.00.
e. $63.20.
5. What is the economic order quantity for pepperoni?
a. 40 pounds.
b. 80 pounds.
c. 100 pounds.
d. 20 pounds.
e. 60 pounds.
Answer and Explanation:
The computation is shown below;
1. Reorder point is
= Daily demand × lead ime
= 20 × 3 days
= 60 pounds
2. The length of the order cycle is
= Order quantity ÷ demand rate
= 80 ÷ 20 pounds
= 4 days
3. The average inventory level is
= Order quantity ÷ 2
= 80 ÷ 2
= 40 pounds
4. The total daily cost is
the cost of the pepperoni = daily demand × cost per pound
= 20 × 3 pound
= 60
Daily ordering cost is
= daily demand ÷ ordering quantity × ordering cost
= 20 ÷ 80 × $10
= $2.50
And, the daily holding cost is
= ordering cost ÷ 2 × holding cost
= 80 ÷ 2 × 0.04
= $1.60
Now the total daily cost is
= $60 + $2.50 + $1.60
= $64.10
5. The economic order quantity is
= (√2 × annual demand × ordering cost ÷ carrying cost)
= √2 × 20 × 10 ÷ 0.04
= √10,000
= 100
"In terms of the exercise, what price will the client report for tax purposes in relation to the price at which the stock is sold to the buyer of the call?"
What is the standard deviation of a stock that has a 10% chance of earning 18%, a 10% chance of making 11%, a 40% chance of making 5%, and a 40% chance of making 22%?
A. 7.95%.
B. 13.70%.
C. 7.78%.
D. 13.05%.
Answer:
A. 7.95%.
Explanation:
Calculate the expected rate of return for the investment as follows:
[tex]\begin{aligned}
\text { Expected rate of return } &=(\text { Probability } \times \text { Rate of return })+(\text { Probability } \times \text { Rate of return })+\\
&(\text { Probability } \times \text { Rate of retum }) \\
=&(0.40 \times 15 \%)+(0.50 \times 10 \%)+(0.10 \times-3 \%) \\
=& 0.06+0.05-0.003 \\
=& 0.107[/tex]
Calculate the standard deviation of the investment as follows:
[tex]\begin{aligned}
\text { Standard deviation }=&\left\{\begin{array}{l}
\text { Probability } \left.\times(\text { Return }-\text { Expected return })^{2}\right)+ \\
\text { (Probability } \left.\times(\text { Return }-\text { Expected return })^{2}\right)+ \\
\text { (Probability } \left.\times(\text { Return }-\text { Expected return })^{2}\right)
\end{array}\right.[/tex]
=[tex]\sqrt{\left(0.40 \times(0.15-0.107)^{2}\right)+\left(0.50 \times(0.10-0.107)^{2}\right)+} \\
=\sqrt{0.0007396+0.0000245+0.0018769} \\
=\sqrt{0.002641} \\
=0.05139066063011[/tex]
A company reports basic earnings per share of $3.50, cash dividends per share of $1.25, and a market price per share of $64.75. The company's dividend yield equals:
a. 1.93%
b. 2.14%
c. 4.67%
Answer:
$1.93
Explanation:
The earnings per share is $3.50
Cash dividend per share is $1.25
Market price per share is $64.75
Therefore the company's dividend yield can be calculated as follows
= 1.25/64.75
= 0.0193 × 100
= $1.93
Hence the company's dividend yield is $1.93
With the exception of malpractice, liability for torts committed by others in a firm cannot be imposed on the shareholders of
Answer:
A Professional Corporation.
Explanation:
The most important part about having an effective organizational culture is to:
a. ensure that all your values are expressed clearly in the mission statement.
b. reinforce the values in employees through cards, pins and desk sets.
c. include the values in employee on-boarding sessions.
d. ensure that words are aligned with behaviors.
Answer:
d. ensure that words are aligned with behaviors.
Explanation:
Of course, we can argue that it is not all about expressing clearly the organization's culture in the mission statement or writing them on cards, pins, desk sets, etc which may not even make any difference among employees, neither is simply including the values in the employee recruitment process.
However, what really matters is that the organization ensures all the words about the organization's culture on paper are aligned with the behaviors of employees as they carry out their assignments.
For example, an organization that merely writes on paper that it doesn't tolerate discrimination in the workplace on the basis of race, gender, etc, and yet still allows open discriminatory practices has failed to align words with behavior.
You want to buy a new sports coupe for $92,500, and the finance office at the dealership has quoted you an APR of 74 percent for a 60 month loan to buy the car
a. What will your monthly payments be? (Do not round intermediate calculations and round your answer to 2 decimal places, e.g., 32.16.
b. What is the effective annual rate on this loan? (Do not round intermediate celculations. Enter your answer as a percent rounded to 2 decimal places, e.g. 32.16.)
a. Monthly payment
b. Effective annual rate
Answer:
a) we must first determine the effective interest rate
effective monthly interest rate = APR / 12 = 7.4% / 12 = 0.617%
monthly payment = present value x annuity factor
present value = $92,500
PV annuity factor, 0.617%, 60 periods = 50.024
monthly payment = $92,500 / 50.024 = $1,849.12
b) effective annual rate = (1 + 7.4%/12)¹² - 1 = 0.076562 = 7.66%
Metro Corporation will spend $1 million for special manufacturing equipment. Shipping and installation charges will amount to $175,000 and an initial increase in net working capital of $50,000 will be required. The equipment will replace an existing machine that has a salvage value of $85,000 and a book value of $140,000. If Metro has a current marginal tax rate of 34%, what is the amount of the initial outlay for this project
Answer: (1121300)
Explanation:
The initial outlay for the project will be:
Machinery purchase price = =-1000000-175000 = (1,175,000)
Less: Proceed from old machine =
= =85000+(140000-85000) × 34% = 103,700
Net working capital = 50,000
Initial outlay = (1121300)
Use this information to answer the question. All numbers are in millions.
Population of the nation 125
Size of the labor force 75
Number of employed workers 50
Number of unemployed workers 25
What is the unemployment rate for this nation?
a. 5 percent
b. 20 percent
c. 25 percent
d. 33 percen
Answer:
25 percent
Explanation:
Thoroughly and completely explain Invention ii. Distinguish between invention as a process and invention as a result and give 2 examples of each. iii. We live on a planet with finite resources which makes continued economic growth difficult to maintain. Please explain how invention as a process and invention as a result might be impacted by a slow growth /no growth economy. iv. What can we do about this problem
Imagine you are in the process of buying a new car. Give at least two examples of both qualitative and quantitative data that you would consider in your purchase decision. Explain and defend your choices provide several qualitative attributes and several quantitative characteristics you would consider important when purchasing a car.
Answer: Qualitative data cannot be recorded numerically at the initial stage, but can be later converted into numerical data for statistical purposes.
Quantitative data is conclusive in summary, can be recorded numerically first hand.
Explanation:
Qualitative data cannot be recorded numerically at the initial stage, but can be later converted into numerical data for statistical purposes.
Quantitative data is conclusive in summary, can be recorded numerically first hand.
Qualitative variables examples;
Colour of the car
Driver experience
Quantitative variables:
Size of the car
Horse power of the engine -
Accounting, inventory management, and shipping are part of order fulfillment and referred to as __________ operations.
A) Back-office
B) Customer-facing
C) Front-office
D) Logistics
Answer: back office
Explanation:
The back office in an organization is simply the part of the organization that is made up of the employees that deals.with administration and also tge support personnel and are typically not required to face the customers or clients like the front office employees.
Some of the back-office functions are IT services, Regulatory compliance, shipping, record maintenance, settlements, accounting, etc.
An oligopolist will increase production if the output effect is:_____.
a. less than the price effect.
b. equal to the price effect.
c. greater than the price effect.
d. The oligopolist never has an incentive to increase production.
Answer:
c. greater than the price effect.
Explanation:
The output effect represents higher revenue due to a larger quantity supplied, while the price effect results in lower revenue due to an decrease in price resulting from an increase in quantity supplied. As the quantity supplied increases, the equilibrium price decreases. A firm will sell more units if the output effect is higher and offsets the price effect.
A plant utilizes 4 full time workers and 1 part time (half time) worker in one 8 hours shift and produces 150 parts in that shift. What is the labor productivity?
a. 3.5 parts per hour
b. 5.3 parts per hour
c. 2.17 parts per hour
d. 4.17 parts per hour
Answer: d. 4.17 parts per hour
Explanation:
There are 4 fulltime workers and 1 halftime worker working in 8 hour shifts.
= 4 workers * 8 hours
= 32 hours
Halftime worker = 8/2 = 4 hours
Total hours = 32 + 4 = 36 hours
Labor productivity = Quantity produced/Hours
= 150/36
= 4.17 parts per hours
The amount of cash that remains after deducting the funds a company must commit to continue operating at its planned level is called:
Answer:
free cash flows
Explanation:
In order to calculate a company's free cash flow, we can use the following formula:
free cash flow = net income + non-cash expenses (depreciation and amortization) - increase in net working capital - capital expenditures (investing activities)
free cash flows differ from net income, but they are generally more relevant for financial analysis since cash is king an no company can survive without cash even if its profits are huge.
Cash equivalents:______.
A. Include savings accounts.
B. Include checking accounts.
C. Are readily converted to a known cash amount.
D. Include time deposits.
E. Have no immediate value.
Answer:
C. Are readily converted to a known cash amount.
Explanation:
Highly liquid short term assets are those which are ready available for conversion into cash. These are also called Liquid assets. Highly liquid investment are made for short term investment interest revenues.
A company paid $0.58 in cash dividends per share. Its earnings per share is $4.30 and its market price per share is $28.75. Its dividend yield equals:___________a) 2.02%.b) 4.96%.c) 7.41%.d) 13.49%.e) 14.96%.
Answer:
a) 2.02%
Explanation:
Dividend yield = Cash dividend per share / Market price per share
Dividend yield = $0.58 / $28.75
Dividend yield = 0.02017
Dividend yield = 2.02%
The annual maintenance cost of a monument in the state capital is estimated to be $4850. A perpetual i fund of $100,000 is set up to pay for this maintenance expenditure. Determine the interest rate this fund earns if the interest is compounded quarterly
Answer:
4.76%
Explanation:
P[(1+i/4)^4 - 1] = A
$100,000*P[(1+i/4)^4 - 1] = $4,850
[(1+i/4)^4 - 1] = $4,850/$100,000
[(1+i/4)^4 - 1] = 0.0485
(1+i/4)^4 = 0.0485 + 1
(1+i/4)^4 = 1.0485
(1+i/4) = 1.0485^(1/4)
(1+i/4) = 1.01191
i/4 = 1.01191 - 1
i/4 = 0.01191
i = 0.01191*4
i = 0.04764
i = 4.76%
Discuss how construction of a portfolio can lower the risk of an investor.
Answer:
Simply put, the other meaning portfolio construction is diversification of risk. Portfolio construction is the one of simplest way of reducing risk without significantly affecting the returns.
Ways of diversifying risk includes Pension Funds, Mutual Fund, Equity, Stocks, Debt / Bonds, Retirement Saving, etc. If someone had made their investment in only one asset class, then there will be less returns available with high risk. while doing portfolio investment, it will give a systematic and controlled risky investment with higher return opportunities because some assets will perform well while other do poorly. but next year scenario could be changed or reversed. There are some thumb rules while doing portfolio investment, but it can be changed based on individual's personal goal.
thinking strategically about industry and competitive conditions in a given industry involves evaluating such considerations as
Answer:
E. how often sellers alter their prices, how sensitive buyers are to price differences among sellers, whether the item being purchased is a good or a service, and whether buyers buy frequently or infrequently.
Explanation:
Options are "A. cultural, lifestyle, and demographic changes, B. the birth of new industries, new knowledge, and disruptive technologies, C. weather, climate change, and water shortages, D. interest rates, exchange rates, unemployment rates, inflation rates, and economic growth, E. how often sellers alter their prices, how sensitive buyers are to price differences among sellers, whether the item being purchased is a good or a service, and whether buyers buy frequently or infrequently."
Thinking strategically about industry and competitive conditions in a given industry involves evaluating such considerations as how often sellers alter their prices, how sensitive buyers are to price differences among sellers, whether the item being purchased is a good or a service, and whether buyers buy frequently or infrequently.
The strategy decision making about the industry and competitive conditions involve evaluating the prices, buyer sensitivity to the prices, serviceability & frequency.
Marin Company's accounts receivable arising from sales to customers amounted to $131000 and $114000 at the beginning and end of the year, respectively. Income reported on the income statement for the year was $498000. Exclusive of the effect of other adjustments, the cash flows from operating activities to be reported on the statement of cash flows is
Answer:
$481,000
Explanation:
To determine the cash flows from operating activities, the net Income for the year must be adjusted by non - cash items and changes in working capital items.
Therefore, given a decrease in Accounts Receivable $17,000 ($131000 - $114000) . Then the cash flows from operating activities to be reported on the statement of cash flows is $481,000 ($498000 - $17,000) .
When existing products are given superficial changes and marketed as new to maximize profits is referred to as
Answer:
planned obsolescence
Explanation:
Planned obsolescence is a marketing strategy that focuses on deliberately launching new versions of existing products that are only slightly changed, but they make the existing product obsolete. The most common example are minor changes in cars made every year that make them the new version, while major changes only occur every 5 or 6 years. Another example is using irreplaceable batteries in smartphones, tablets or notebooks. Once the batteries start to fail, you have to replace the whole product.
According to the Five Forces Model,___________ are the five competitive forces that determine the level of competition and profitability in an industry.
a. rivals, buyers, suppliers, substitutes, and potential entrants
b. rivals, consumers, labor, weather, and government
c. buyers, suppliers, government, foreign competition, and weather
d. None of the above is correct.
Answer:
a. rivals, buyers, suppliers, substitutes, and potential entrants
Explanation:
Porter's Five Forces model can be regarded as the framework used in analysis of compititive environment of a company/firm. It helps to know the power of the compititive rival of the firm, the influence of products that are substitute of the product of company on the company as so on. It should be noted that According to the Five Forces Model;rivals, buyers, suppliers, substitutes, and potential entrants are the five competitive forces that determine the level of competition and profitability in an industry.
Calculate the purchase price for a 52-week, $1,000 Treasury bill with a stated interest rate of 2.20 percent. (Do not round intermediate calculations. Round your answer to 2 decimal places.) Purchase price ___________.
Answer:
The purchase price for the Treasury bill is $978.00.
Explanation:
The following are given in the question:
Maturity value = $1,000
Interest rate = 2.20%
With these, we first calculate the amount of discount as follows:
Amount of discount = Maturity value * Interest rate = $1,000 * 2.20% = $22,00
The purchase price can now be calculated as follows:
Purchase price = Maturity value - Amount of discount = $1,000 - $22.00 = $978.00
Therefore, the purchase price for the Treasury bill is $978.00.
Organizational politics may be reduced by Multiple Choice being more tolerant of employees who use political tactics to get what they want from the organization. conducting background checks on potential employees. cutting back resources available to organizational units. encouraging leaders to become role models of organizational citizenship. selecting employees with a high need for personalized power.
Answer:
encouraging leaders to become role models of organizational citizenship
Explanation:
Organizational politics is simply a deliberate or an intentional acts of influence to promote,protect or enhance the self-interests of individuals or groups of people.
It can be reduced by encouraging leaders to become role models of organizational citizenship instead of symbols of successful organizational politicians.
It usually had its emphasis based on self-interest that separates this form of social influence.
Select the qualification that is best demonstrated in each example.
Vera is a High School Principal who sets a goal that more than half of the students from her high school will go on to
college in four years
Cedric is a Preschool Education Administrator who stays calm and patient even when dealing with parents who are
angry with one of the teachers in his school.
Jessie is a School District Administrator who manages the budget for a school district and decides how money will b
spent.
Kelly is a Middle School Principal who analyzes information about class sizes to decide how many teachers the
school will need the next year.
Intro
Done
Answer 1. Long term2.stress3.fiancé4.critical
Explanation:
Answer:
Vera is a High School Principal who sets a goal that more than half of the students from her high school will go on to college in four years
✔ long-term planning skills
Cedric is a Preschool Education Administrator who stays calm and patient even when dealing with parents who are angry with one of the teachers in his school.
✔ stress-management skills
Jessie is a School District Administrator who manages the budget for a school district and decides how money will be spent.
✔ finance skills
Kelly is a Middle School Principal who analyzes information about class sizes to decide how many teachers the school will need the next year.
✔ critical thinking skills
Explanation:
What are the three basic types business organizations? *
O Sole Proprietors, Non Profits and Cooperatives
O Corporations, Cooperatives and Franchise
O Sole Proprietorships, Partnership and Cooperative
O Sole Proprietorships, Partnership and Corporation
Answer:
Sole Proprietorships, Partnership and Corporation
Explanation:
Sole proprietorships businesses are the most common and simple type of business ownership. They are owned by one person. Legally, the business and the person are considered as a single entity. The owner enjoys all the profits by themselves and suffers the losses alone.
Partnerships require two or more individuals to combine their resources, time, and effort in creating a business. Partnerships are mostly started by friends or family members with similar business objectives. A partnership is easy to forms. The firm passes its income as the income of partners.
A corporation requires the preparation of some legal documents to register. A corporation is considered a distinct entity from its owners. It enjoys commercial rights to own assets, incur expenses and liabilities, sue and be sued, and pay its tax obligations. A corporation is suited for large businesses.
Your company, Cool Stuff Incorporated, makes air conditioners (AC) and fans. Each AC makes $25 profit per unit and each fan makes $15 profit per unit. Each AC needs 3 hours of assembly and 2 hours for painting. Each fan requires 2 hours of assembly and 1 hour of painting. Each week you have 240 hours of assembly and 140 hours of painting available. a. How many ACs and fans should you make to maximize profit
Answer:
In order to maximize our profit we make 40 AC's and 60 Fan's and the profit earned will be $1900.
Explanation:
This question is from Linear programming and will be solved using its methods.
Let
x = No of Air conditioner
y = No of fans
we need to maximize our profit
Z= 25x +15y
we have the constraints
3x+2y [tex]\leq[/tex] 240 ( For assembling AC and Fan)
2x + y [tex]\leq[/tex] 140 ( For painting AC and Fan)
x , y [tex]\geq[/tex] 0
We get an intersection at the point (40, 60)
Z = 25x + 15y
= 25*40 + 15*60
= 1000 + 900
Z= $1900
Therefore we need to make 40 AC's and 60 Fan's in order to maximize our profit. The profit from making 40 AC's and 60 Fan's will be $1900.
