suppose the national bank of commerce has excess reserves of 8000 and outstanding checkable deposits and 150000 if the reserve ratio is 20 percent, what is the size of the banks actual reserves

Answers

Answer 1

Answer:

the size of the banks actual reserves is $38,000

Explanation:

The computation the size of the bank actual reserve is shown below:

But before that the required reserve is

= Reserve ratio × checkable deposit

= 20% × 150,000

= $30,000

Now the actual reserve is

= Required reserve + excess reserve

= $30,000 + $8,000

= $38,000

Hence, the size of the banks actual reserves is $38,000


Related Questions

On a personal level, as you begin looking for a job after you graduate, it will be critical for you to know how to

A) market value

B) communicate value.

C) deliver value

D) forecast value

E) explain value

Answers

Answer:

B) communicate value.

Explanation:

Employees are a cost to employers. An employer will consider hiring a new employee if they are convinced that the benefits from the employee outweigh the costs.

A fresh graduate will have to convince a potential employer that they are worth being hired. The graduates need to communicate the value they shall add to the business. The ability to communicate one's value is critical for a successful job hunting mission.

write the importance of WTO​

Answers

Answer:

In brief, the World Trade Organization (WTO) is the only international organization dealing with the global rules of trade. Its main function is to ensure that trade flows as smoothly, predictably and freely as possible.

Explanation:

this is the importance I think it could have.

It does this by implementing, regulating and operating trade agreements between countries, and provides a fair forum for trade negotiations between member countries, mediating on disputes as they arise. It aims to help with imports, exports and conducting trade fairly.

Why are carpenters considered generalists?
O They are able to work independently.
O They supervise other workers on the operations team.
O They need an associate's degree for licensure.
O They are versatile and perform a variety of tasks.

Answers

Answer:

I feel like it's the last one but I could be wrong plz let me know

Explanation:

Answer:

They are versatile and perform a variety of tasks.

Explanation:

Describe the difference between a debit card and a credit card. List an advantage and
disadvantage for each card.

Answers

Answer:

When using a debit card, the cost of your purchase will be deducted from your checking account in real time. On the other hand, when you use a credit card the amount will be charged to your line of credit. Which means you will pay the bill at a later time. An advantage of using a debit card is that you can avoid getting into debt or lower your chances. Since you are paying real time, this can help you stay under your budget. A disadvantage for using a debit card is that it doesn’t improve your credit score. For Credit cards, an advantage is that you will have more time to pay. This means that you have a grace period in which you can gather up money to pay. But, a big disadvantage of credit cards is that you can end up overspending. Now, you can avoid this by being smart but you never know. Since you have time to pay, you can end up overspending.

Explanation:

Answer:

When using a debit card, the cost of your purchase will be deducted from your checking account in real time. On the other hand, when you use a credit card the amount will be charged to your line of credit. Which means you will pay the bill at a later time. An advantage of using a debit card is that you can avoid getting into debt or lower your chances. Since you are paying real time, this can help you stay under your budget. A disadvantage for using a debit card is that it doesn’t improve your credit score. For Credit cards, an advantage is that you will have more time to pay. This means that you have a grace period in which you can gather up money to pay. But, a big disadvantage of credit cards is that you can end up overspending. Now, you can avoid this by being smart but you never know. Since you have time to pay, you can end up overspending.

Explanation:

What is a loan?

I put:

A loan is when you borrow money temporarily from someone with the promise of paying it all back.

and got 100%

Answers

Answer:

see below

Explanation:

A loan is when one party receives money from another and promises to pay it back with interest. A person, firm, or country will seek a loan from a lender with a promise to repay within a specified period and with interest. The interest paid becomes the cost of the loan.

Taking is a loan is similar to borrowing money.  The loan amount is equivalent to the amount borrowed.

What is the difference between marketing and merchandising? How do each of these concepts fulfill a different function in the business world? Explain and provide a real-world example of each.

Answers

Answer:

The difference between marketing and merchandising is that marketing is virtual, like it is an advertisement via the Internet, paper copies, etc. Meanwhile, merchandising is a in-person product advertisement, like a salesman showing a potential buyer a new car. These concepts fufill different functions in the business world, since marketing can reach more people, more easily, while merchandising can only reach a handful of people, but the people will be more likely to buy the product. An example of marketing would be a car company advertising a new model via the Internet. An example of merchandising would be a salesman showing a customer a new car model.

Explanation:

Please mark as Brainliest!!!

I worked very hard on this!

Marketing is virtual like a car company advertising a new model via the internet while merchandising is an in-person product advertisement like a salesman showing a potential buyer a new car model.

What is marketing?

Marketing can be understood as the process of exploring, creating, and delivering value to meet the needs of a target market in terms of goods and services. It potentially includes things such as the selection of a target audience, the selection of certain attributes or themes to emphasize in advertising, the operation of advertising campaigns, and attendance at trade shows and public events.

It also includes the design of products and packaging attractive to buyers, defining the terms of sale, such as price, discounts, warranty, and return policy, product placement in media or with people believed to influence the buying habits of others, agreements with retailers, wholesale distributors, or resellers and attempts to create awareness of, loyalty to, and positive feelings about a brand.

Marketing is typically done by the seller, typically a retailer or manufacturer.

Learn more about marketing, here:

https://brainly.com/question/13414268

#SPJ2

What should you do when you have multiple goals that conflict with each other?

Answers

probably drop one of the goals or find a different time to do it

Bank loan applications require:

less information than online credit applications

only general information

detailed information from owners and the applying company

only partial responses to the questions asked

Answers

Answer:

detailed information from owners and the applying company

Explanation:

Banks require detailed information from the loan applicant and their company. The information is useful in assessing the applicant's eligibility for a loan.  When issuing loans, a bank is concerned about the borrower's ability to repay. For this reason, the need will require the applicant to state the loan's purposes, how they intend to repay, income tax information, and the collateral to be provided.

The applicant has to give detailed information to convince the bank that they should get the loan.

Fixed costs are _____.

a. the costs related to the product that have to be paid regardless of the amount you sell
b. the costs that change depending on a company's performance
c. the costs resulting from a business owner's choice when selecting one thing over another and how it will impact the business
d. none of the above
20 POINTS HURRY PLZZZ

Answers

Answer:

d. none of the above

Explanation:

Fixed costs are a firm's expenses that remain constant in a financial period. These are the costs that are not affected by the level or quantity of output. Fixed costs are the costs of staying in business because they have to be paid regardless of output level. Examples of fixed costs include rent, administrative salaries, insurance, depreciation, and license fees.

Costs that vary depending on company performance are variable costs. Opportunity costs are the costs resulting from a business owner's choice when selecting one thing over another and how it will impact the business

Answer:

The answer is A. the costs related to the product that have to be paid regardless of the amount you sell

Explanation:

Which of the following statements about investing is TRUE?
1. Investing is a guaranteed way to make money.
2. Investing is best for short-term financial goals.
3. Investing is riskier than putting money in a savings accounts.
4. On average, putting money in a savings account earns a higher return than investing money in the stock market.

Answers

Answer:

3. Investing is riskier than putting money in a savings accounts.

Explanation:

Investing involves putting money in profits generating ventures. It is risky because the money invested may be lost should the venture make losses instead of profits. Investments activities include buying of shares and other marketable securities or starting and operating a business. Should the business or investment do well, the returns or profits can be attractive.

Saving is putting money aside for future consumption. Saving may be done through savings accounts that as safe and secure. Money saved is risk-free. The possibility of losing it is very minimal. Because money saved is kept safe, it does not generate much income for the owner.

Janet Boyle intends to deposit $300 per year in a credit union for the next 10 years, and the credit union pays an annual interest rate of 8%. A. Determine the future value that Janet will have at the end of 10 years, given that end-of-period deposits are made and no interest is withdrawn, if (1) $300 is deposited annually and the credit union pays interest annually. (2) $150 is deposited semiannually and the credit union pays interest semiannually. (3) $75 is deposited quarterly and the credit union pays interest quarterly. B. Use your finding in part a to discuss the effect of more frequent deposits and compounding of interest on the future value of an annuity.

Answers

Answer:

A(1) Future value of annual deposit = $4,345.97

A(2) Future value of semiannual deposit = $4,466.71

A(3) Future value of quarterly deposit = $4,530.15

B. The more frequent deposits and compounding of interest are, the higher the future value of an annuity of an annuity will be.

Explanation:

A(1). Determine the future value that Janet will have at the end of 10 years, given that end-of-period deposits are made and no interest is withdrawn if (1) $300 is deposited annually and the credit union pays interest annually.

These can be calculated using the Future Value (FV) of an Ordinary Annuity as follows:

FVA = P * (((1 + r)^n - 1) / r) ................................. (1)

Where,

FVA = Future value of the annual deposit = ?

P = Annual deposit = $300

r = Annual interest rate = 8%, or 0.08

n = number of years = 10

Substituting the values into equation (1), we have:

FVA = $300 * (((1 + 0.08)^10 - 1) / 0.08)

FVA = $4,345.97

A(2). Determine the future value that Janet will have at the end of 10 years, given that end-of-period deposits are made and no interest is withdrawn if (2) $150 is deposited semiannually and the credit union pays interest semiannually.

These can be calculated using the Future Value (FV) of an Ordinary Annuity as follows:

FVS = P * (((1 + r)^n - 1) / r) ................................. (2)

Where,

FVS = Future value of the semiannual deposit = ?

P = Semiannual deposit = $150

r = Semiannual interest rate = 8% / 2 = 0.08 / 2 = 0.04

n = number of semiannual = 10 * 2 = 20

Substituting the values into equation (2), we have:

FVS = $150 * (((1 + 0.04)^20 - 1) / 0.04)

FVS = $4,466.71

A(3). Determine the future value that Janet will have at the end of 10 years, given that end-of-period deposits are made and no interest is withdrawn if (3) $75 is deposited quarterly and the credit union pays interest quarterly.

These can be calculated using the Future Value (FV) of an Ordinary Annuity as follows:

FVQ = P * (((1 + r)^n - 1) / r) ................................. (3)

Where,

FVQ = Future value of the semiannual deposit = ?

P = Quarterly deposit = $75

r = Quarterly interest rate = 8% / 4 = 0.08 / 4 = 0.02

n = number of quarters = 10 * 4 = 40

Substituting the values into equation (3), we have:

FVQ = $75 * (((1 + 0.02)^40 - 1) / 0.02)

FVQ = $4,530.15

B. Use your finding in part a to discuss the effect of more frequent deposits and compounding of interest on the future value of an annuity.

Since the future value of quarterly deposit of $4,530.15 is greater than the future value of semiannual deposit of $4,466.71 which on its own is also greater than the future value of annual deposit of $4,345.97, this implies that the more frequent deposits and compounding of interest are, the higher the future value of an annuity will be.

giving 80 points. Imagine that you are an economist whose job is to judge the impact of a new robotic assembly machine that is being widely adopted throughout the automotive industry. This new machinery has greatly increased the rate of new car production. However, it has also replaced many workers, leading to widespread job losses. In addition, although the supply of new cars may soon exceed demand, prices and profits have remained stable so far. In a brief paragraph, explain whether you would judge that this new technology has helped or hurt the overall economy. Be sure to clarify why you decided as you did. giving 80 points.

Answers

Answer:

I think it helped economy

Explanation:

I think Because If there will be facilitated car then there will be nice transportation and reserved visiting. Before looking my answer once you should look all information on internet too. I may be incorrect also.

The advertising industry was worth how much money in 1920?

$3,000

$300,0000

$3,000,000,000

$300,000,000

Answers

Answer:

3,000,000,000

Explanation:

let me now if I'm wrong

Which of the following are reasons a government would get involved in an economy? Select all that apply.

Answers

Answer:

All options apply

Explanation:

The government engages in economic activities as a regular and a provider of public goods and services. Public goods and services refer to products available for consumption by all members of society. They are offered by the government and financed through taxes. Public goods and services are offered for free or at a small fee.

Consumption of public goods do not deplete the quantity available for others to consumes. Examples of public goods and services include education, medical care, roads, bridges, policing, national security, and international relations.

how has the right to education addressed to differently able persons?How far is it appropriate to keep such provision with view of justice?Present your logics.​

Answers

Answer:

,

Explanation:

i think this is answer right

Please help. I’m struggling. 20 points !!!!

To propose the idea of creating a partnership with another business, you will need to prepare
a formal business letter to send to the owner of Great BBQ, Hank White. This proposal should
introduce the following ideas:
Forming a partnership would allow both restaurants to sell the other's product and
merchandise.
The partnership would expand both of our businesses and customer base.
.
A more detailed meeting and presentation will follow if Great BBQ is interested.
Prepare a business letter to send to Great BBQ. (8 points)

Answers

Answer:

The letter could be somewhat like this:

Dear Hank White, CEO of Great BBQ

I am John Smith, I am the CEO of a meat distributor. I specialize in prime cuts like New York Ribeye, Tenderloin, and Wagyu Beef with the best Japanese Technique.

I am sure that as business partners, we both could do better than we do right now. I have the best raw material for your restaurant business, and you have the BBQ expertise and knowledge.

I would appreciate if you considered this letter, you can call me any time if you want to discuss further, or write me an email-.

Sincerely

John Smith

Business Cycle
A
B
D
С
Public Domain
Which point of the business cycle represents a peak?
00
E

Answers

Answer:

A $ E

Explanation:

Business cycles are the fluctuations in economic activities, as indicated in varying GDP values. A full business cycle will have the economy experience periods of boom or peak and trough, which is the downturn.

The peak season is when the economy is operating at its optimal level. The economy is experiencing increased activities resulting in a high GDP value. Business and people incomes are high, while the rate of unemployment is low. The economy is flourishing at the peak period. In the graph points, A and E represents the peak.

Answer:

The answer is E.

Explanation:

A peak is the turning point from growth to decline, in which production has reached the highest level. In the graph, both A and E peak.

Also, I took the quiz and got a 100%.

The Rest of the Question:

Public Domain

Which point of the business cycle represents a peak?

B

C

D

E

Which type of advertising does a business use to enhance its image in the market and society?

Through (BLANK) advertising, businesses try to enhance their reputation in the market as well as society.

Answers

Answer:

Public relations

Explanation:

Public relations are the efforts of a company to create good relations between itself and society. It uses the media to relay positive messages about the company to society. Public relations is about creating a goods reputation for the company in the eyes of the community.

In public relations, a company engages in activities that promotes its image in society. It may sponsor sports events,  engage in charity work, or partner with the community in other social activities. When such activities are highlighted in the media, they create a good reputation for the company.

Answer:

Public relations

Explanation:

guidance and discipline strategies in emergency child care setting should ?

a. be individualized for each child
c. be consistent for each child
d. teach children acceptable behavior
e. teach children self control
f. all of above

Answers

As a licensed foster mom, the answer is F. All of above

HELP A GURL OUT! Imagine that you are a manager in a restaurant. Each month you have to purchase supplies for the restaurant. A meat supplier offers you a kickback of 10% if you purchase meat from him, even though his prices are slightly higher than the competitors. What would you do? Why?
PLZ ANSWER I NEED HELP!!!

Answers

Answer:

Decline the offer

Explanation:

I would most likely decline the offer. The fact that he is selling for higher but is willing to go 10% proves the meat isn’t worth the more money. I would stick with my current supplier. Unless there is a significant difference between the meats, there is no reason for him to be selling it any higher than his competitors and the fact that he is offering a discount proves that.

Target's Market Pantry is an example of which of the following brand types?
Private label brand
Generic
Name brand
Corporate brand

Answers

Answer:

Name brand. hope this helps

The Galindo family plans to start a small business in our neighborhood. The father
borrows $10,000 from the bank at an annual interest rate of 7.5% rate for 42
months. What is the amount of interest he will pay on this loan?
$26.25
$26,250
$262,500
$2,625

Answers

Answer:

$2,625

Explanation:

Interest is calculated using the formula

I = p x r x t

For Galindo family

I= interest,

P = principal amount : $10,000

r= Interest rate: 7.5 % or 0.075

t= times in years : 3.5 years( 42 months /12)

I= $10,000 x 0.075 x 3.5

I=750 x 3.5

I=$2,625

differentiate between primary and secondary wants​

Answers

Answer:

Difference between primary needs and secondary needs: Primary needs: The primary needs are the basic requirements according to biological demands like oxygen for breathing, water for overcoming thirst, food for living and shelter. The secondary needs are the needs that remain even after the primary needs are satisfied

Explain why it is important to have some goals when developing a budget plan?

Answers

Answer:

U might go broke on tha cash

Explanation:

Modulation requires a change of key for a whole piece of music.
TRUE or FALSE

Answers

Answer:

TRUE! HOPE THIS HELPS! :)

Explanation:

Answer:

FALSE is the answer

Explanation:

Click this link to view O*NET's Tasks section for Postal Service Mail Carriers. Note that common tasks are listed
toward the top, and less common tasks are listed toward the bottom. According to O*NET, what are some common
tasks performed by Postal Service Mail Carriers? Check all that apply.
installing mailboxes
O obtaining signed receipts for mail
sorting mail
delivering mail
O supervising other mail workers
reviewing job applicants
Done

Answers

Answer:

1. obtaining signed receipts for mail

2. sorting mail

3. delivering mail

Explanation:

Postal Service Mail Carrier's main responsibility is to deliver mail to their intended receipts. The Postal Service mail carriers are the last people in the mail distribution channel. They are the people who get mail to the receipts and have them sign for it.

The Postal service mail carriers will be issued with mail, usually for a particular route. They will sort to identify the address where each mail is to be delivered. Upon arriving at the correct address, the postal service mail carrier will hand over the mail to the recipient and have them sign as an acknowledgment of receipt.

Answer:

AEF

Explanation:

If root 2 = 1.44412 , find the value of root of root 2 minus 1 divided by root 2 plus 1

Answers

Answer:

0.7516567698

Explanation:

I have a good caculator!

An hourly employee works 40 regular hours during a pay period. His base pay
is $12 per hour. He receives no other payments. What is his gross pay for the
period?
A. $480
Ο Ο Ο
B. $440
C. $400
D. $520

Answers

C is the awnser :)!!!

Answer:

A. 480

Explanation:

gotchu

Keys that are related by tonic are said to be _____.
diatonic
enharmonic
relative
parallel

Answers

Answer:

A) Diatonic

Explanation:

Hope that helps

Answer:

its parallel

Explanation:

What are some consequences of not helping your team with a project? (Take your time)

Answers

Answer:

F maybe umm ion know just not good so help ur team

Explanation:

xderfgvbcfde

1. You lose points

2. The full potential of the team is not met because one person did not contribute.

3. You seem unreliable.

Hope this helped you!
Other Questions
need helppleasewill give brainly When citing a website, what should not be included in MLA format? please help will mark brainliest How do you find the base of a triangle? there is a triangle the height is 3 inches and the width is 6in solve the problem. Explain how you did it. Use the formulas [A=bh, A=lw, A=1/2bh, A=1/2h(b1+b2)]. Are these scalene triangles similar? Which is the layer underground where there are no empty spaces for water or air to fill in?O A. Zone of aeration O B. Zone of saturation O C. Impermeable rock O D. Water table A random variable X has a lognormal distribution if Y = ln X has a normal distribution. For this problem, assume that Y has a mean and standard deviation of 0.353 and 0.754 (a) What are the possible values X can take? (b) What is the probability that X is between 1 and 2? Hellooooo please help :)how do countries meet the needs of populations? Answer with at least 3 sentences. Solve the system by substitution.3r + y = 55x 4y = -3The solution is? what are counterarguments plz tell me need rn! worth 25 points (you MUST answer BOTH questions) What is the sum of the expression below? (9c 8d) + (2c 6) + (d + 3) A. 11c + 9d 9 B. 11c 9d 3 C. 7c 7d 3 D. 7c 9d + 3 How should you place the knives on the table?A. with the blade parallel to edge of the tableB. with the blade away from the plateC. with the blade toward the plateD. with the blade toward the napkin Can somebody answer this? this was issued by king george the 3 at the end of the french and indian war Which equation is equivalent to the given equation? Pls help At Martin Luther King Jr. High School 7 out of 9 students voted to plant trees at the front of the school. A total of 119 voted to plant the trees. How many students voted?A. 153 B. 272C. 128 D. 135 CytoplasmRibosomesNucleoidPlasma membrane(PeptidoglycanCell wallOuter membraneCapsuleaProkaryoteBEukaryote WILL GIVE BRANLIEST. Anyone have Unit 6 AP world history test answers. Computer user support is another name for: