In economics, market structure describes how enterprises are divided and classified depending on the sorts of commodities they offer and how their operations are influenced by external events and elements.
1) Oligopoly market structure is used since there are only two airlines. Because there are only two large enterprises in the market, the market structure most closely resembles an oligopoly.
2)Airtouch does not have a dominating tactic. If Windward selects an evening departure, Airtouch will select an evening departure, and vice versa if Windward selects a morning departure.
3)The most popular Windward option is to leave early in the morning. Windward's reward is larger when Airtouch picks morning, and when Airtouch chooses evening, Windward's payoff is again higher when Airtouch chooses morning. Windward's preferred tactic is thus to choose the morning.
4)There is no dominating Air touch approach. If Windward selects an evening departure, Air Touch will select an evening departure, and if Windward selects a morning departure, Air Touch will select a morning departure. As a result, there is no dominating Air touch strategy.
5)If the businesses do not cooperate, they will play the game's nash equilibrium. It is evident from I and (j) that the cash equilibrium is where Windward chooses to even and Airtouch selects to evening. In this situation, Windward's daily profit will be $800.
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dustin, a recent college graduate with a degree in accounting, is helping a newly formed construction company set up its accounting system. although the company had purchased accounting software, dustin wants to make certain that future reports will distinguish between current liabilities and long-term liabilities. in the future, he will need to know the amount of total current liabilities in order to
Dustin, a recent college graduate with a degree in accounting, is helping a newly formed construction company set up its accounting system. he will need to know the amount of total current liabilities in order to analyze whether the company has enough funds to pay the near-term bills
What is an accounting system.?Generally, Your company's financial records are maintained via the use of an accounting system. You would enter transactions such as invoices, money spent from the firm's bank account, bills from suppliers, and money you've spent personally on business charges into the accounting system that you use.
For the most accurate and thorough tracking of its revenue and expenditures, a company has to make use of all three of the different forms of accounting. Among them are cost accounting, management accounting, and financial accounting; each of these will be discussed in turn below.
Online accounting software, often known as software that is hosted in the cloud, is the most prevalent kind of automated accounting system. Automating tasks within the accounting cycle, such as the recording of journal entries, is one of the many benefits offered by cloud-based accounting software.
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Answer:analyze whether the company has enough funds to pay the near-term bills
Explanation:
the ferguson company estimated that october sales would be 126,000 units with an average selling price of $8.60. actual sales for october were 131,000 units, and average selling price was $8.55. the sales volume variance was: multiple choice $43,000 favorable. $42,750 unfavorable. $43,000 unfavorable. $42,750 favorable.
According to the given situation in the question the sales volume variance was $6550. Unfavourable
What does a variance mean in plain English?The spread between the numbers in a data collection is the simplest definition of variance. Each number's variance, or distance from the average and from all other numbers in the set, is measured statistically.
Briefing:Variance = (budgeted selling price - actual selling price) X actual units sold
Variance = (8.60 - 8.55) * 131,000 = $6550.Unfavourable
as if the budgeted price was charged it would result in higher revenue at the current level of activity.
The sales volume variance on the other hand is favourable as more units were sold than budgeted.
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This unit's discussion consists of two parts that focus on competency interviewing and other types of interview questions. Please label your initial response to the different parts as A and B.
Part A: Competency Interviewing
O Define competency interviewing.
O Explain in your own words how it is different from typical interviewing.
O Provide two examples of competency questions that might be used during an interview for your current or previous job.
In competency-based interviews, questions are used to discover how you have applied particular talents in the past and how you handle issues, tasks, and obstacles.
They are frequently used in first interviews and are also known as behavioral or situational questions.
How you might exhibit particular behaviors or talents in the workplace is demonstrated during behavioral or competency-based interviews. You'll be required to offer an example of a task or circumstance that prompted you to choose a particular course of action.
These interviews are predicated on the idea that behavior from the past is a reliable indicator of behavior from the future. They are especially helpful for hiring managers looking for "raw" talent (such as graduates for training programs where past knowledge may be less relevant than possessing the correct aptitude) and for choosing employees for promotions within an organization.
In a "regular" or unstructured interview, the employer seeks to get a general impression of the candidate by asking open-ended questions. The entire focus of the competency-based interview is on the specifics of what you can perform in regard to the requirements for this particular position.
In an interview, you might be questioned about your competencies in:Describe a scenario when you were in charge of a group.Give an instance of how you resolved a dispute at work.How do you keep a positive working connection with your coworkers?Tell me about a recent significant decision you made.To learn more about Competency Interviewing from given link
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a vehicle that is offered on the current u.s. market with both a gasoline engine and a gasoline hybrid engine
Plug-in hybrid electric vehicles (PHEVs) are a combination of gasoline and electric cars.
What vehicles use both gas and electricity?Plug-in hybrid electric cars combine a gasoline engine and a battery-powered electric motor that can be recharged while plugged in. They allow you to drive as far as you want while still providing all-electric power for short trips.
Exists a vehicle that can run on both gas and electricity?A battery, an electric motor, a gasoline tank, and an internal combustion engine are all components of plug-in hybrid electric vehicles (PHEVs), which combine gasoline and electricity. PHEVs burn both gasoline and electricity as fuel.
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According to the bond-yield-plus-risk-premium approach, a firm's cost of retained eamings, rs, can be estimated by adding a risk premium of 3 to 5 percentage points toa. its after-tax interest cost of debt, rsTb. its cost of preferred stock, rpsC. its return on equity (ROE)d. the risk free rate of return.e. its before-tax interest cost of debt, rs.
According to the bond-yield-plus-risk-premium approach, a firm's cost of retained earnings, rs, can be estimated by adding a risk premium of 3 to 5 percentage points to its before-tax interest cost of debt, Rs.
The bond-yield plus risk premium method makes it possible to figure out how much equity capital will cost. By adding the pre-tax cost of debt and the risk premium, which accounts for the higher yield on a company's stock when compared to its bonds, it calculates the cost of common equity. This can be used in place of the CAPM in real-world applications.
The Dividend Discount Model, Capital Asset Pricing Model, and Cost of Equity are some further related topics that you could find interesting to investigate.
Anyone who aspires to work as a banker, investment professional, corporate finance practitioner, or portfolio manager would find this open-access Excel template in XLSX format helpful.
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attacks require adversaries to send packets to a known service on the intermediary with a spoofed source address of the actual target system whereas
In reflection attacks require adversaries to send packets to a known service on the intermediary with a spoofed source address of the actual target system.
What in marketing terms is a direct attack?a frontal assault
This is a frontal assault that draws on the strength of the opponents. Typically, the attack is carried out by providing clients with reduced prices, better products, aggressive advertising, or improved service quality. This kind of attack is dangerous because losing will harm your business's reputation, clients, and sales.
How does reflection attack work?In a reflection attack, the attacker sends a request for information, typically using the User Datagram Protocol (UDP) or, in some cases, the Transmission Control Protocol, while impersonating the target's IP address (TCP). The server then replies to the request by delivering a response to the IP address of the destination.
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For each of the following network diagrams, determine both the critical path and the expected project duration. The numbers on the arrows represent expected activity times.a. Activity-on-arrow diagramPictureThe critical path is (Click to select)1–3–7–8–91–3–6–9–11–121–2–4–7–10–121–2–5–7–8–91–2–5–8–10–12.The expected project duration is .b. Activity-on-node diagramPictureThe critical path is (Click to select)1–2–4–6–8–91–3–7–8–91–2–5–7–8–91–3–6–9–11–121–2–5–6–8–9.The expected project duration is .c. Activity-on-arrow diagramPictureThe critical path is (Click to select)1–3–7–14–161–3–6–13–161–4–8–9–10–11–15–161–4–8–10–11–15–161–2–5–12–16.The expected project duration is .
a. The expected project duration is 31 weeks.
b. The expected project duration is 55 weeks.
c. The expected project duration is 44 weeks.
What is a project?An endeavor that is meticulously planned to accomplish a certain goal is referred to as a project. This task can be carried out alone or in a group. It might also entail design or research.
According to a different perspective, a project is managed as a series of related activities that must be completed within specific time, budget, and other constraints.
A project may be a transient (rather than a permanent) social structure (work system), sometimes staffed by teams (inside or across organizations) to carry out specific tasks under time limitations.
A project could be an independent system or a component of a larger program management effort.
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one of four babies are now born to mothers aged thirty years or more, compared with just one of six born in 1975.
The way that the statement can be written is: baby in four is now born to a mother aged thirty or older, compared with just one in six. Option D
How has childbirth changed across age of mothers in the world?A woman may now fairly anticipate that their child would experience a healthy pregnancy and delivery when having a child in an industrialized country. Having children is often healthy and does not indicate disease or a condition.
A hundred years ago, many expectant parents had considerable anxiety before childbirth because they were aware of a parent or infant who had passed away. However, there is now a certain expectation that advancements in delivery technology would not only reduce dangers that may have resulted in death or incapacity a century ago, but will also guarantee a flawless outcome.
Additionally, women may now plan their pregnancies in many areas of the world, and they tend to have fewer children than they did a century ago.
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One of four babies are now born to mothers aged thirty years or more, compared with just one of six born in 1975.
(A) of four babies are now born to mothers aged thirty years or more, compared with just one of six born
(B) of four babies is now born to a mother whose age is thirty of older, compared to just one of six babies who were born
(C) baby in four are now born to mothers aged thirty or older, compared to just one in six
(D) baby in four is now born to a mother aged thirty or older, compared with just one in six
(E) baby in four is now born to mothers aged thirty years or more, compared to just one in six
true and false There are many advantages of an ethical organization, including that it can have a positive effect on employee commitment and motivation to excel.
There are many advantages of an ethical organization including that it can have a positive effect on employee commitment and motivation to excel is True.
Organizational ethics is the ethics of an organization and how it responds to internal or external stimuli. Organizational ethics depend on organizational culture. Organizational ethics includes various guidelines and principles that dictate how individuals should behave in the workplace.
Also refers to a code of conduct for people working in a particular organization. All organizations operate to make a profit, but more importantly how they make a profit. This means that when an employee reports misconduct, we investigate it thoroughly, and when they commit misconduct, we punish them appropriately.
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True That there are many advantages of an ethical organization, including that it can have a positive effect on employee commitment and motivation to excel.
Advantages of ethicals:- By using having a code of ethics, it affords you a tool to make constant choices approximately what is proper and wrong. this is mainly helpful while making choices in times of conflict. by means of strolling a moral operation, personnel feels like they may be contributing to society in a wonderful manner.
Ethical people are people who understand the difference between right and incorrect and constantly attempt to set an instance of right conduct. In an enterprise putting, moral behavior is behavior which means applies the standards of honesty and fairness to relationships with coworkers and clients. ethical people take the time to treat anyone with whom they arrive in contact as they could want to be dealt with themselves.
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if the entrepreneur fails to pay the loan, that collateral is given up or surrendered to satisfy payment of the debt.
The statement " if the entrepreneur fails to pay the loan, that collateral is given up or surrendered to satisfy payment of the debt." is true.
Give a brief account on collateral.Often, the sort of loan will predetermine the kind of collateral. Your home becomes the security for a mortgage when you apply. When you take out a car loan, the vehicle serves as collateral. Cars, provided they are fully paid off, bank savings deposits, and investment accounts are among the main forms of collateral that lenders accept. Retirement savings are rarely accepted as security.
Not only from payday lenders, but for other types of extremely short-term loans as well. Such loans are provided by conventional banks; the periods are often no more than a few weeks. Even in cases of true emergencies, you should carefully read the tiny print and compare rates. These short-term loans are an option.
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rolf, a citizen of new mexico, wants to file a suit against sandy, a citizen of texas. their diversity of citizenship may be a basis for
Rolf, a resident of New Mexico, intends to sue sandy, a resident of Texas. Because of their diversity of citizenship, a federal court might be able to exercise original jurisdiction over them.
What type of jurisdiction does the federal court exercise?Cases involving the United States government, the Constitution or federal statutes, including disputes between states or between the U.S. government and foreign governments, fall under the purview of federal courts.
In common law legal systems, a court's original jurisdiction is its authority to hear a case for the first time, as opposed to an appellate court's authority to review a lower court's ruling.
District courts, which are the trial court, circuit courts, which are the first level of appeal, and the Supreme Court of the United States, which is the ultimate level of appeal in the federal system, are the three primary levels of the federal court system.
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Complete Question:
Rolf, a citizen of New Mexico, wants to file a suit against Sandy, a citizen of Texas, relating to a motorcycle accident in which Rolf's injuries resulted in medical costs of more than $75,000. Their diversity of citizenship may be a basis for
bocelli co. purchased $162,000 of 7%, 20-year sanz county bonds on may 11, year 1, directly from the county, at their face amount plus accrued interest. the bonds pay semiannual interest on april 1 and october 1. on october 31, year 1, bocelli co. sold $31,200 of the sanz county bonds at 96 plus $182 accrued interest less a $105 brokerage commission
Provide journal entries for the following (refer to the Chart of Accounts for exact wording of account titles): a. The purchase of the bonds on May 11 plus 40 days of accrued interest; assume a 360-day year. c. Sale of the bonds on October 31 Previous Next
When they need to raise money, governments and businesses issue bonds. You are extending a loan to the issuer by purchasing a bond.
Bonds: are they a wise investment?
The finest high-return savings account or certificate of deposit is much below what Series I savings bonds offer in terms of interest. Series I savings bonds are cautious, safe investments that grow and fall with inflation. Currently, an I bond's guaranteed rate of return stands at 6.89%.
How are bonds profitable?
The category of investments known as fixed-income securities includes bonds. They are debt obligations, which means that the investor lends a certain amount of money (the principal) to a business or government for a predetermined amount of time in exchange for a regular stream of interest payments (the yield).
Briefing:
S/n General journal Debit Credit
a Investment in Sanz County bonds $162,000
Interest $182
(162,000*7%*40/360)
Cash $162,182
(The purchase of the bonds on May 11 plus 40 days of accrued
interest; assume a 360-day year.)
b. Cash $3,600
Interest receivable $182
Interest revenue $3418
(Semiannual interest on October 1)
c. Cash(150* (99%*30,000) - $100) $29,750
Loss on sale of investments $400
Investment in Sanz County bonds $30,000
Interest revenue $150
(Sale of the bonds on October 31)
d. Interest receivables $1,365
Interest revenue $1,365
(Adjusting entry for accrued interest of $1,365 on
December 31, Year 1.)
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you are analyzing the cost of debt for a firm. you know that the firm's 14-year maturity, 7.8 percent coupon bonds are selling at a price of $1,052.38. the bonds pay interest semiannually. if these bonds are the only debt outstanding for the firm, answer the following questions.
Debt cost after tax amounts 8.75%. If the company's only outstanding debt is these bonds.
What is a cost, exactly?Cost is the sum of money spent by a business to produce or create goods or services. It excludes the overall profit markup. Cost is the sum of revenue spent on making a good or product, viewed from the seller's view.
Briefing:
Find the YTM which is the pretax cost of debt.
Using a financial calculator, input the following and adjust the coupon payment, time and interest rate to semi-annual basis.
Maturity of the bond; N= 14*2=28
Face value : FV = 1000
Price of the bond ; PV =$1,052.38
Semiannual Coupon payment; PMT = semiannual coupon rate* Face value
Semiannual Coupon payment; PMT = (7.8%/2)*1000 = 39
then compute the semiannual rate; CPT I/Y = 6.25%
Annual rate; YTM ; pretax cost of debt = 6.25*2 = 12.5%
Next, find after tax cost of debt;
After tax cost of debt = pretax cost of debt (1-tax)
= 0.125 (1 -0.30)
= 0.0875 or 8.75% as a percentage
Therefore; after tax cost of debt = 8.75%
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T/F the money multiplier process also works in reverse when a loan is repaid and the amount of money that is destroyed is equal to the loan repayment times the money multiplier.
When a loan is repaid, the money multiplier mechanism also acts in reverse, resulting in the destruction of an amount of money equal to the loan payback multiplied by the true value of the money multiplier.
What does term of repayment mean?The time frame from the first point on credit to the transaction's eventual maturity is referred to as the "repayment term." The accomplishment of the exporter's obligation under the export contract is often the starting point of credit ..
What loan repayment means?Repaying a loan involves paying back the money you received from a lender plus any relevant interest. The repayment plan often consists of a set process (referred to as a loan payback schedule) inside the form of equivalent monthly instalments, or EMIs.
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Communicating Effectively
Posttest
You work as an administrative assistant in an engineering firm. A co-worker constantly makes fun of the
engineers by whispering comments to you about the engineers' appearance and behavior.
Read the following possible courses of action and decide which is the BEST way to handle the situation
and which is the WORST way to handle the situation.
1. Make fun of the co-worker behind his back to get back at him.
2. Avoid the co-worker and suggest others do the same until he stops making comments.
3. Tell the engineers exactly what the co-worker says about them.
4. Confront the co-worker and tell him to stop making fun of the other people.
Which is the BEST way to handle the situation?
Option 1
Option 2
Option 3
Option 4
>
Which is the WORST way to handle the situation?
Option 1
Option 2
Option 3
Option 4
The Best way to handle the situation or communicate effectively the problem is Confront the co-worker and tell him to stop making fun of the other people. The Worst way to handle the situation is Avoid the co-worker and suggest others do the same until he stops making comments.
Thus, the best way is option 4 and worst way is option 2.
What is effective communication?The process of exchanging ideas, opinions, knowledge, and facts in order to ensure that the message is received and understood with clarity and purpose is known as effective communication. The sender and the receiver are both delighted when we communicate successfully.
You work as an administrative assistant in an engineering firm. A co-worker constantly makes fun of the engineers by whispering comments to you about the engineers' appearance and behavior. Confronting the the co-worker and telling him to stop making fun of the other people is the effective communication for the situation and avoiding the co-worker and suggest others do the same until he stops making comments is the worst way to deal with the situation
Therefore, Option 4 and 2 are the correct answers.
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a new employee has been hired for the customer service department and will be using a desktop computer in the office, along with the company intranet. which of the following policies would be most applicable to this user? remote access policy acceptable use policy byod privileged user policy
A network or other resource users must abide by in order to utilize it is covered by an acceptable use policy. Learn about the nine components that make up AUPs.
What is an illustration of a permissible use policy?The IT security policies of a business are governed by an AUP. These include prohibitions on utilizing public Wi-Fi, reading dubious email attachments, updating access data, such as passwords, accessing restricted information, and using authentication methods that have been approved by the firm.
What constitutes a lawful policy?An agreement between two or more parties that specifies the permitted use of access to a corporate network or the internet is known as an acceptable use policy, or AUP. is permitted and prohibited by this document is described.
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. A(n) _____ is an individual who acts as an information broker between the mass media and the views and behaviors of an individual or group.
a. market maven
b. quality analyst
c. price purveyor
d. opinion leader
e. market leader
The correct option is Option D
An opinion leader is an individual who acts as an information broker between the mass media and the views and behaviors of an individual or group.
Opinion leader:
An involved media user must perform opinion leadership in order to interpret media messages or content for lower-end media users. Opinion leaders are frequently highly regarded by those who share their opinions.
Due to our propensity for consulting others for guidance in social settings, opinion leaders play a significant role in information flow. The target audiences for the mass media's information are not reached directly; instead, it is disseminated to them through a mediation process by powerful individuals. Certain traits of opinion leaders make them influential in the public's behavior and decision-making. Opinion leaders may support personal growth, enhance personal recognition, and assist others in performing tasks more effectively by sharing their knowledge.
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Equal opportunity laws
regulate employee rights to a safe work environment and reasonable minimum wage
regulate employee rights to medical services and compensation resulting from job-related injuries
require employers and employees to contribute to the Social Security fund
require employers to disregard gender, race, and ethnicity during the hiring process
Equal opportunity laws regulate employee rights to a safe work environment and reasonable minimum wage.
What is Equal opportunity laws?
Laws governing equal employment opportunities (EEO) forbid some forms of job discrimination in particular workplaces. The Civil Rights Center and the Office of Federal Contract Compliance Programs are two U.S. Department of Labor (DOL) organizations that deal with EEO monitoring and enforcement.
EEO is monitored in programs and initiatives receiving federal funding by the Civil Rights Center. Equal opportunity is likewise guaranteed by CRC for all DOL candidates and employees.
Employers with federal contracts and subcontracts are regulated by the Office of Federal Contract Compliance Programs.
The Equal Employment Opportunity Commission (EEOC) is an independent federal organization that works to advance equal opportunity in the workplace by enforcing federal civil rights laws administratively and legally, as well as by providing information and technical support.
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a quantitative rule of thumb for keep-versus-drop decisions is that any fixed costs avoided by dropping a product line or closing a business segment should be larger than
A quantitative rule of thumb for keep-versus-drop decisions is that any fixed costs avoided by dropping a product line or closing a business segment should be larger than the contribution margin given up.
(contribution margin = revenues - variable costs)
How does differential analysis help in making decisions about maintaining or discontinuing product lines?
To decide whether to retain a customer or let them go, managers employ differential analysis. Making decisions about a product line is done in a format analogous to that used for differential analysis. While product lines are not directly linked to sales income, variable costs, or fixed costs, they are.
When deciding whether to preserve a product line or shut down a company division, a quantitative rule of thumb is that any fixed expenses saved by doing so should be greater than the contribution margin lost.
Therefore, product lines are not directly linked to sales income, variable costs, or fixed costs.
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Your company is trying to decide whether to proceed with a potential project. The project has a 62% chance of producing a $100,000 profit and a 38% chance of causing a $100,000 loss. Calculate the expected monetary value (EMV) for the project Answer (show all work): a) EMV for project is:
At Potential Project, we are on a mission to make work feel more human. In this new world of work, people are focused, calm and resilient, even happy at work.
How to Choose the Right Project?Because, as demonstrated in the lectures for the PMP certification program, the primary cause is due to the project's schedule and financial restrictions. Of course, any project will be expensive to complete. However, even if the budgetary restriction is removed, other factors like market competitiveness will prevent the completion of several projects.
The various project selection techniques will be discussed in this article along with the ideal times to employ each technique. The PMP training contains more thorough information on project selection.
Project managers' responsibilities include understanding why their project was chosen and how it fits into the organization's strategic goal. Due to the fact that during the project planning process.
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in , workers are trained to do all or most of the jobs in the unit, they have no immediate supervisor, and they make decisions previously made by first-line supervisors
In self-managed teams, workers are trained to do all or most of the jobs in the unit, they have no immediate supervisor, and they make decisions previously made by first-line supervisors.
What is a supervisor's job description?
The supervisor's overall responsibilities include communicating organizational needs, monitoring employee performance, offering direction and support, identifying areas for development, and managing the mutually beneficial interaction among both the employees and the company to ensure that both parties succeed.
What does a supervisor look like?
A supervisor is an individual who is in the position of overseeing and guiding a team or a project. A supervisor is someone who manages the workforce at work but instead assigns tasks.
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Which of the following is NOT a tool the Fed uses to manage the money supply?
A) open market operations
B) discount policy
C) deposit insurance
D) reserve requirements
Deposit Insurance is not a tool the Fed uses to manage the money supply. Deposit Insurance is a system in which the government insures deposits made in banks and other financial institutions up to a certain amount. The purpose of this insurance is to protect depositors from losses if the bank fails. This is an important benefit to consumers, as it provides them with some financial security in the event of a bank failure.
The Fed does not directly manage Deposit Insurance. This is the responsibility of the Federal Deposit Insurance Corporation (FDIC). The FDIC is an independent agency of the federal government that is responsible for insuring the deposits of banks and other financial institutions up to a certain amount. It is also responsible for examining and supervising banks and other financial institutions to ensure they are operating safely and soundly.
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A backward pass through a network is used to determine the earliest start and finish times for each project activity. t/f
This claim is untrue. The earliest start and finish times for each project activity are determined without performing a backward transit over the network.
How are the early start and early end times decided upon?In other words, the Early Start (ES) position of the first activity is set to zero when the calculation begins. To do the remaining calculations, apply the following formulas: Highest (or Maximum) EF value from the most recent Predecessor equals an early start (s) ES plus Duration equals an early finish.
What do the terms "early start" and "early end" in project management mean?Early Start: When an activity can start as soon as possible. The earliest time a particular activity can finish. The latest time that a task can start. the earliest time a particular activity can finish.
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The going concern assumption assumes that the business
a. will be liquidated in the near future.
b. will be purchased by another business.
c. is in a growth industry.
d. will remain in operation for the foreseeable future.
The going concern assumption assumes that the business will remain in operation for the foreseeable future.
What is the going concern assumption?A company is referred to as a "going concern" in accounting if it is anticipated that it will continue to operate for at least the following 12 months. It is based on the supposition that the company can make money, pay its debts, and won't need to liquidate in the upcoming year.An entity is considered to be continuing in business for the foreseeable future under the going-concern assumption. A going-concern basis is used to compile general purpose financial statements unless management has no choice but to do so or has plans to stop operations entirely.To learn more about going concern refer,
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The process of assembling into one package a number of mortgage loans, prior to selling them to an investor is:
Before selling them to an investor, a number of mortgage loans are put together into a package using the following process is Warehousing
Bonds or loans that will be securitized through a collateralized debt obligation transaction are gathered and kept in storage as part of the Warehousing.
An intricately designed financial product called a collateralized debt obligation (CDO) is backed by a collection of loans and other interest-bearing assets.
The underwriting bank is exposed to the risks associated with keeping those assets during this interim period of three months prior to the transaction's completion. In order to prepare for releasing a collateralized debt obligation onto the market, an investment bank stores the assets. Until the goal amount is attained, the assets are kept in a warehouse account. Then, they are transferred to the corporation or trust created for the CDO.
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The __________ refers to the tendency to disregard outward signs of success and to consider yourself a fake, a fraud, one who does not really deserve to be considered successful.O hidden selfO Johari windowO Pygmalion effectO impostor phenomenonAnswer: impostor phenomenon
The impostor phenomenon describes the propensity to discount outside indications of achievement and to think of oneself as a charlatan who doesn't truly deserve to be regarded as successful.
What causes imposter phenomenon?Perfectionism and other personality traits, as well as a person's upbringing, are likely contributing factors to imposter syndrome. One hypothesis holds that families that place a high value on achievement are the root causes of imposter syndrome.Self-doubt and a sense of personal incompetence persist despite your education, experience, and accomplishments. This is known as imposter syndrome, also known as perceived fraudulence. You might end up pushing yourself to work harder and hold yourself to higher standards in an effort to combat these feelings.The impostor phenomenon is a widespread psychological perception of perceived intellectual and professional fraudulence. Although present in clinical and healthy populations, it cannot yet be diagnosed. Impostors research is becoming more prevalent in situations more than just clinical ones.To Learn more About impostor phenomenon refer to:
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Hudson is making a list of all the costs he must pay to operate his gift shop. He includes rent, utilities, employee compensation, and point-of-purchase tax. Why
should Hudson NOT have included point-of-purchase tax on his list of costs?
A. Because suppliers pay point-of-purchase tax
B.Because distributors pay point-of-purchase tax
C.Because shippers pay point-of-purchase tax
D. Because consumers pay point-of-purchase tax
Hudson NOT have included a point-of-purchase tax on his list of costs Because consumers pay point-of-purchase tax. Thus option D is correct.
What is point-of-purchase tax?Customers who purchase the priced items and operations only within the boundaries of the tax must pay a sales tax somewhere at point of the transaction. In the United States, a nation, or occasionally a municipality or county is in charge.
The tax was omitted by Hudson from his list of expenses. The cost to the user of the goods or services includes the tax in addition to the device's or provider's price. Therefore, option D is the correct option.
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if management can estimate the amount of loss that will occur and the likelihood of the loss reasonably possible a contingent liability should be
Contingent liability, sometimes referred to as oblique liability, is a accountability that happens based on the consequence of a particular tournament that gives insurance for losses to a 1/3 birthday party for which the insured is vicariously liable.
What is meant through contingent liabilities?Description: A contingent liability is a legal responsibility or a viable loss that may additionally manifest in the future depending on the effect of a precise event. Potential lawsuits, product warranties, and pending investigation are some examples of contingent liability.
Is contingent liability a contemporary liability?Current and contingent liabilities are each necessary financial things for a business. The most important distinction between the two is that a modern-day liability is an quantity that you already owe, whereas a contingent liability refers to an quantity that you could potentially owe depending on how positive activities transpire.
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Reshier Company makes three types of rug shampooers. Model 1 is the basic model rented through hardware stores and supermarkets. Model 2 is a more advanced model with both dry-and wet-vacuuming capabilities. Model 3 is the heavy-duty riding shampooer sold to hotels and convention centers. A segmented income statement is shown below.Model 1 Model 2 Model 3 Total
Sales $270,000 $598,000 $606,500 $1,474,500 Less variable costs of goods sold (89,500) (163,640) (352,800) (605,940) Less commissions (6,000) (27,500) (20,250) (53,750) Contribution margin $174,500 $406,860 $233,450 $814,810 Less common fixed expenses: Fixed factory overhead (410,000) Fixed selling and administrative (299,000) Operating income $105,810 While all models have positive contribution margins, Reshier Company is concerned because operating income is less than 10 percent of sales and is low for this type of company. The company’s controller gathered additional information on fixed costs to see why they were so high. The following information on activities and drivers was gathered:
Driver Usage by Model
Activity Activity Cost Activity Driver Model 1 Model 2 Model 3
Engineering $76,000 Engineering hours 710 71 219 Setting up 177,000 Setup hours 12,300 12,700 29,219 Customer service 112,000 Service calls 14,300 1,580 19,219 In addition, Model 1 requires the rental of specialized equipment costing $25,000 per year.
1. Reformulate the segmented income statement using the additional information on activities. Use a minus sign to indicate any negative margins. Do NOT round interim calculations and, if required, round your answer to the nearest dollar.
Reshier Company
Segmented Income Statement
Model 1
Model 2
Model 3
Total
$
$
$
$
Contribution margin
$
$
$
$
Less traceable fixed expenses:
Product margin
$
$
$
$
Less common fixed expenses:
Operating income
$
The amount that has been added to the dropping model is $31,547.
Here we have given that Reshier Company makes three types of rug shampooers.
And we need to find the amount added to the dropping model.
While we are looking into the given question, we have identified the value of each of the department expenses as,
=> Engineering rate = $86,000 ÷ (730 + 76+ 194) = $86
=> Setting up = $196,000 ÷ (12,100+ 13,200 + 29,179) = $3.5977
=> Customer Service = $100,000 ÷ (13,400 + 1,480+ 19,179) = $2.9360
=> Fixed factory overhead = $385,000 - 86,000-195,999 - 22,000 = $81,001
=> Selling and administrative expenses= $307,000 - 99,997 = $207,003
Now, we have to reformulated income statement suggests that the profit of model 1 is negative, then the company can choose either model 2 or 3. Therefore, the product margin of model 2 is maximum, choosing model 2 will be more cost effective,
Then the Dropping model 1 will add $31,547 to the operating income.
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An adjustable-rate mortgage (ARM) is another common type of mortgage. Determine whether each factor is a pro or
a con of an ARM, and place it in the correct category.
The determination of each factor as a pro or a con of an ARM is as follows:
Pros of Adjustable-Rate Mortgagesc) lower interest rates are possible
e) low beginning interest rate
Cons of Adjustable-Rate Mortgagesa) riskier than fixed-rate mortgages
b) higher payments possible
d) interest rates can be raised
What is an Adjustable-Rate Mortgage (ARM)?An adjustable-rate mortgage (ARM) is a mortgage loan with no fixed interest rate.
The interest rate of an adjustable-rate mortgage is variable, depending on the market forces.
One great advantage of an ARM is that it may attract a lower interest rate initially.
However, the interest rate can skyrocket, thereby, increasing its risk.
Thus, for the borrower, the disadvantages (cons) outweigh the pros (advantages) of an adjustable-rate mortgage.
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Question Completion:a) riskier than fixed-rate mortgages
b) higher payments possible
c) lower interest rates possible
d) interest rates can be raised
e) low beginning interest rate
