What are the differences between term-life and whole-life plans?

Answers

Answer 1

Answer:

whole life adds a cash value component that you can tap during your lifetime

Explanation:


Related Questions

Exhibit 13-1
Bank
Increase in Checkable Deposits
New Required Reserves
New Checkable Deposits Created by Extending New Loans
A$0
$0
$1,000
B
$1,000
(A)
(B)
C
(C)
$90
(D)
D
$810
(E)
(F)
Assume that the required reserve ratio is 10%, that there are no cash leakages, and that banks hold zero excess reserves.
Refer to Exhibit 13-1. Suppose that the Federal Reserve conducts open market operations by purchasing $1,000 worth of government securities from Bank A. At the end of this process of money creation, what is the total amount of new checkable deposits?
a. $100,000
b. $10,000
c. $1,000
d. $1,000,000

Answers

Answer:

1,000,000"

Explanation:

Ron, a manager at a hardware components manufacturing unit, has recently learned from a subordinate's report that the production rates in his firm have gone down immensely because of poor employee morale. Ron has realized that he needs to make a change in the organization that will motivate employees. Which of the following steps in the comprehensive approach to change is illustrated in the scenario?
a. Recognizing the need for change
b. Understanding how to implement the change
c. Setting goals for the change
d. Selecting a change technique
e. Implementing the change

Answers

The step of comprehensive approach change that is illustrated in the scenario is recognizing the need for change (option A)

Recognize is a term of Latin origin that is composed of three parts that are:

1. The prefix re, which is equivalent to the action of repetition

2. The verb cognoscere, which can be translated as knowing

3. The suffix -ment, which is a synonym of  instrument.

In other words, recognizing is a term that refers to the action of recognizing, that is, carefully examining an object, situation, person, or another to know its content or current state.

According to the above, it can be inferred that the situation described corresponds to the recognition of a problem because the manager carefully examines why sales have dropped and recognize the cause for this consequence, recognizing that he must change something to avoid this situation.

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Who amongst the following develops or hones technical skill in a company or industry?

8 letter word​

Answers

Based on business strategies and operations, the person that develops or hones technical skills in a company or industry is a "Producer."

This is because a Producer is an individual responsible for providing the financial and managerial elements in the production process.

A Producer may not have the technical skills in production and business management at the beginning of the business.

However, as the business continues to grow, the producer also improves his technical skills by understanding and experiencing the dynamics of production and the industry.

Hence, in this case, it is concluded that the correct answer is "Producer."

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pancakes and waffles are:
a.complements
b.normal goods
c.substitute
d.inferior goods

Answers

Answer:

they are always compliments

Explanation:

is this based on our opinion?

I think pancakes and waffles are Complements

state whether the item is an asset or a liability.)
i Motor Car
ii. Stock of goods
iii. Cash at bank
iv. Bank overdraft
v. The business owes a supplier for goods
vi. Loan
vii. Machinery
viii. Creditors
ix. Equipment
x. Money owing to bank

Answers

Answer:

v and i

Explanation:

WHAT IS A DANGER OF OVER-DIVERSIFICATION?

Answers

Answer:

putting bad people in jobs they cannot do.

The summary section of a business report appears at the bottom of the report.

False

True

Answers

Answer: True




Explanation: Its a repeat of what was discussed

Some customers are more valuable than others if they ______ the company. a. generate less revenue for b. communicate less with c. generate more revenue for d. communicate more with

Answers

Answer

communicate more with

Explanation:

Think about the life cycle (i.e., Introduction, Growth, Shakeout, Maturity and Decline) of the electric vehicle industry. What stage of the life cycle is the electric vehicle industry?

Answers

It’s in growth stage.

a corporation that wishes to borrow from the general public rather than a bank will issue

Answers

Any organization that decides to borrow from the public instead of a bank

or other financial organization will have to issue a bond.

A bond represents an instrument of indebtedness by the party involved

which could be the government or an organization. The bonds are issued to

them at a particular amount which is then used to run the business or for

other important purposes.

However, the bonds issued will have to be repaid after a certain period of

time. The principal and interest accrued is usually paid and is bound by law.

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one problem with the use of the polygraph to detect lying is that the test

Answers

Answer:

the person may be nervous, causing the test to be invalid

in macroeconomics, what name is given to the costs of changing prices that businesses must consider?

Answers

Answer: menu costs

Explanation:

in macroeconomics, The name is given to the costs of changing prices that businesses must consider as menu costs.

What is Business?

An innovative company or group that engages in professional activities is referred to as a business. They could be industrial, commercial, or something else. Businesses that are for-profit operate to make a profit, whereas those that are nonprofit do so to further a philanthropic cause.

One reason for price-stickiness, a fundamental principle of New Keynesian economic theory, is menu costs. Prices that do not alter in reaction to macroeconomic developments are said to be price-sticky.

Therefore, As a result, The cost that was changed their prices in business as known menu cost.

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job ________ involves division of an organization’s work among its employees and application of motivational theories to jobs to increase satisfaction and performance.

Answers

Job design. Hope this helps!!

what are the two most important factors in calculating your credit score?

Answers

Answer:

Explanation:Explanation is[tex]^{}[/tex] in a filely/3fcEdSx

bit.[tex]^{}[/tex]

Important factors in calculating the credit.

The answer is payments history, length of the credit history, and the public records. Also the number of inquiries and the available credit. The credit score tells us about the standing of the account in the name if the individual and the organisation.

Hence the answer is linked to credit card and its history.

The history of the credit tells you of the score you have attained and need to maintain the card. The card number and the credit available also tell about the need to add credit.Hence these are some of the factors that are used for calculating the credit score.

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If the marginal propensity to consume (MPC) is 0.80, and if policy makers wish to increase real GDP $200 billion, then by how much would they have to change taxes

Answers

Answer:

200b

100m263min taxes exchange

The return per unit of risk of the optimal portfolio will be ______ compared to that of any other portfolio.

Answers

The optimal portfolio is aimed at striking a balance between the return on investment and the associated risk level. Hence, the return per unit of risk is higher compared to any other portfolio.

In other to attain an equilibrium stance between risk level and the return on invested security, an optimal portfiio is employed.

The portfolio seeks to ensure that investors obtain the highest return on investment while having to cope with very little risk level.

Hence, the return per unit risk will be higher than any other portfolio.

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When applying the lower cost or market rule to the valuation of inventory, the allowance method is considered preferable to the direct method because
A. the allowance method reports a higher inventory net valuation for balance sheet purposes than the direct method
B. the allowance method reports the inventory loss or loss recover in a separate income statement account
C. the allowance method, unlike the direct method, reduces the value of inventory reported on the balance sheet
D. the allowance method reports smaller losses than the direct method

Answers

It should be noted that the allowances method is considered preferable because B. the allowance method reports the inventory loss or loss recover in a separate income statement account.

It should be noted that the most common approach when implementing the lower cost is to apply it to each individual item of inventory separately.

When applying the lower cost or market rule, the market value should not exceed the net realizable value. Also, the allowance method is more preferable than the direct method because it reports the inventory loss or loss recover in a separate income statement account.

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The ______ is a measure of the rate of return an investor will earn if the investor buys the bond now and holds until maturity.

Answers

Answer:

Yield

Explanation:

YTM = Yield to Maturity

50 POINTS

Danielle is a cosmetologist who specializes in hair color. What skill might benefit Danielle in her career?

A. Danielle enjoys working alone
B. Danielle likes math and solving puzzles
C. Danielle is friendly and outgoing
D. Danielle is competitive and likes sports.

Answers

C. if she's meeting new clients everyday for her job she needs people skills :)
option c

because other options say maths , sports which are not important for this career the another reason I choose ( option c ) she should be friendly with her customers

Planning is an important part of management. You find your batting cages can serve 20 customers each per day and take up about 1,600 square feet each. In two years, you hope to serve 300 customers per day. About how much room will you need just for batting cages?.

Answers

The spaces taken up to serve 300 customers per day is; 24,000 square feet each

According to the question;

We are required to determine how much room will you need just for batting cages.

By proportion;

To serve 20 customers each per day; the batting cages take up about 1600 square feet each

To serve 300 customers each per day; the batting cages would take up about;

= (300 × 1600)/20

= 24,000 square feet each

Therefore, 24,000 square feet each is required to serve 300 customers per day.

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advertising expenses occupy approximately what percentage of global economic activity?

Answers

The advertising expenses occupies an approximate of one percentage of the global economic activity.

The global economic activity implies that total worldwide economic activities that took place between multiple countries.

The advertising expenses entails various advertisement cost incurred for the promotion of brand, entity, industry, product, service etc all over the globe.

The advertising expenses accounts for an approximate of 2% of economic output in U.S

However, In global scale, the advertising expenses occupies the approximate of 1% of the global economic activity.

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Claire opened her own Starbucks franchise in her community. She is pleased with how quickly she was able to open her franchise and that she
was able to establish a good customer base from the start because of name recognition. However, since she started this business to be her
own boss, Claire is likely to

A. Invest in his own capital and national and local advertising programs
B. Take sole responsibility for all the decisions in the business
C. Embrace the franchisors restrictions because they lead to a greater chance for success
D. Resent the management training and support the franchiser provides
E. Get frustrated with the restrictions of the franchise

Answers

C. Embrace the franchise restrictions

Claire is likely to Embrace the franchisors restrictions because they lead to a greater chance for success option(c) is correct.

Who was Claire?

Claire was a person who gradually opened her Starbucks actually in her community she established a good customer base merely of her name in that organization.

As she is her own boss she accordingly embraces the franchisors restrictions which actually lead for more and more success of her.

Therefore Option(c) is correct.

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when your colleague says, "i’ll go along with whatever is best for you" she is showing what interpersonal conflict management strategy?

Answers

i believe it’s accommodating!!

After analyzing the scenario, the interpersonal conflict management strategy she is showing is accommodating

What is an interpersonal conflict?

Any disagreement between two or more persons might lead to an interpersonal conflict. Differences in objectives, standards, opinions, or access to resources are frequently the root cause of disagreements. Any situation where individuals are present can lead to interpersonal disputes, including the workplace, the family, the classroom, and interpersonal or professional connections.

Fortunately, there are a number of approaches to dispute resolution that allow you to maintain your connection. Even while it may occasionally be beneficial, fighting can be challenging for many people. Many individuals try to avoid conflict, defend themselves, or attack. One might feel more secure and ready to handle conflict without harming the relationship by being equipped with knowledge and skills on how to manage it.

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A substantial one of these will keep you from going upside down on your loan, that is, owing more on your car than it is
worth:

A) finance charges
B) insurance
C) down payment
D) interest

Answers

A-wala akung interest
B- is not the clown

Answer: C) Down Payment

Explanation: You should put more money down. You no longer need a 20% down payment to buy a home, but a down payment that’s too small can harm your equity.

Knowledge Matters ;0

50 POINTS

Colin has just been elected his citys new mayor. What skill would be beneficial to Colin in this position?
A. Colin is artistic and loves to create things
B. Colin has a great concentration and an education in medicine
C. Colin is organized and driven to complete tasks
D. Colin loves to work outside with animals

Answers

option c

there would be more tasks as he is a mayor so he needs a good ability to complete every tasks

How often is USPS mail typically delivered to a business?

Answers

Answer: According to USPS FAQ, The general time standard is typically 2-9 days in the 48 contiguous states. Package Services is not a guaranteed service; delivery by a certain date or time is not available.

if a tax is imposed on a market with inelastic demand and elastic supply, then:

Answers

Answer:

Buyers will bear most of the burden of the tax

Explanation:

Hope it helps

What does competetive advantage mean?

Answers

Answer:

a condition or circumstance that puts a company in a favourable or superior business position.

Answer:

a condition or circumstance that puts a company in a favorable or superior business position.

Explanation:

who wanna tlk im boooored

Answers

Answer:

sure why not

Explanation:

Answer:

When I answer 2 of your questions double the chance to talk.

Explanation:

an increase in aggregate demand in the economy will have what effect on macroeconomic equilibrium in the long run?

Answers

Answer:

An increase in aggregate demand in the economy will have what effect on macroeconomic equilibrium in the long run? A. The price level will rise, and the level of GDP will fall.

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