What is the present value of an annuity that pays $74 per year for 5 years and an additional $1,000 with the final payment? Use a nominal rate of 9.65%.
a. $1,019b. $1,017c. $1,002
d. $914
e. $1,092

If the company were to issue $100,000 of 10% bonds instead of $100,000 in stock, the return on equity would be 34.5%.

Return on equity (ROE) is a financial ratio that measures the profitability of a company by calculating the amount of net income returned as a percentage of shareholder's equity. ROE is calculated as:

ROE = Net Income / Shareholder's Equity

Assuming income before interest and taxes is estimated to be $100,000, income taxes are 21%, and stockholders' equity is initially $200,000, the net income after taxes would be:

Net Income = Income Before Taxes x (1 - Tax Rate)

Net Income = $100,000 x (1 - 0.21)

Net Income = $79,000

If the company were to issue $100,000 of 10% bonds instead of $100,000 in stock, the interest expense would be:

Interest Expense = Bond Amount x Interest Rate

Interest Expense = $100,000 x 0.10

Interest Expense = $10,000

This interest expense would be deducted from the net income before calculating the ROE. Therefore, the net income available to shareholders would be:

Net Income Available to Shareholders = Net Income - Interest Expense

Net Income Available to Shareholders = $79,000 - $10,000

Net Income Available to Shareholders = $69,000

Assuming the company issues $100,000 in bonds, the shareholder's equity would remain at $200,000, since there is no change in the amount of equity.

Using the formula for ROE, we can calculate the ROE with the bond issue as:

ROE = Net Income Available to Shareholders / Shareholder's Equity

ROE = $69,000 / $200,000

ROE = 0.345 or 34.5%

Therefore, the ROE would be 34.5% if the company were to issue $100,000 of 10% bonds instead of $100,000 in stock. This is lower than the ROE that would be obtained if the company were to issue stock, as the interest expense associated with the bonds reduces the net income available to shareholders.

Learn more about return on equity here:

https://brainly.com/question/28148396

#SPJ11

To score better on a security self-assessment, it is recommended to:

Access corporate applications via a VPN and Set your home wireless router's encryption method to WPA2.

To score better on a security self-assessment, you should set your home wireless router's encryption method to WPA2. Accessing corporate applications directly rather than via a VPN, utilizing the default name and password on your home wireless router, and checking email while using a free, public wireless network are all potential security risks.

Learn more about VPN at

https://brainly.com/question/17272592

#SPJ11

As Amanda's attorney, the first thing you must do to begin your lawsuit against Musclematic is to file a complaint.

What is a lawsuit? A lawsuit is a case or a dispute that is resolved through legal proceedings. A lawsuit is a formal legal action taken against another party. It begins when one party (the plaintiff) files a complaint against the other party (the defendant).

What is a complaint? A complaint is a written document that outlines the plaintiff's claims against the defendant. The complaint includes details about the plaintiff's case, such as the injuries or damages suffered, and the legal basis for the claim. The complaint also requests a specific form of relief, such as monetary damages or an injunction against the defendant. Once the complaint is filed, the defendant has a certain amount of time to respond to the allegations made against them.

In this case, Amanda's attorney must file a complaint against Musclematic to begin the lawsuit.

To learn more about “ lawsuit” refer to the https://brainly.com/question/24910850

#SPJ11

In the following question, the statement is said to be "true", tickets for the coliseum were written on papyrus (a type of paper), and each contained a number from 1 to 78, which corresponded to one of the 78 archways through which to enter the facility.

Since the tickets for the coliseum were written on papyrus (a type of paper), and each contained a number from 1 to 78, which corresponded to one of the 78 archways through which to enter the facility.

This was done to ensure an efficient entry system and allowed visitors to enter and exit quickly.

For more such questions on tickets

https://brainly.com/question/16832915

#SPJ11


For her new mortgage, Jessica wants to pay one point as an upfront fee. Jessica will pay $2,000 for one point.

Paying one point as an upfront fee means paying an amount equal to 1% of the total loan amount to the lender at the time of closing. In exchange for paying this fee, the lender will offer a lower interest rate on the loan, which can result in lower monthly mortgage payments.

Paying points can be a good strategy for borrowers who plan to stay in the home for a long period of time and want to save money on interest over the life of the loan.

To calculate how much Jessica will pay for one point, we need to first determine the value of one point.

One point is equal to 1% of the loan amount.

Therefore, 1 point on a $200,000 loan is:

1% x $200,000 = $2,000

So, Jessica will pay $2,000 for one point.

Learn more about mortgage here:

https://brainly.com/question/29981765

#SPJ11

In the context of cash flow analysis, Return on investment (ROI) is a useful measure as a means to evaluate performance when there is a separation between managers and owners.

ROI (Return on investment) is a financial metric that assesses the efficiency of an investment or compares the efficiency of several investments.

ROI can be used to compare the costs and benefits of any investment, including money, time, and resources.

ROI is a financial performance measure that calculates the percentage return on an investment relative to its cost. ROI takes into account both the gain from an investment and the cost of the investment.

It is a popular metric for evaluating performance in the context of cash flow analysis when there is a separation between managers and owners.

The formula for calculating ROI is simple:

ROI = Net Profit / Cost of Investment

This indicates that ROI is equal to the net profit of an investment divided by the cost of the investment. This ratio is normally expressed as a percentage or a ratio.

Learn more about Return on investment here:

https://brainly.com/question/11913993

#SPJ11

The following statements about business ethics are true: "They are commonly held principles in the business community for acceptable behavior." Therefore, the correct answer is the last option.

Business ethics is a branch of study concerned with moral principles that govern business behaviors. These values refer to the way in which organizations conduct themselves in the course of doing business.

In the business world, ethical conduct is vital for a corporation to maintain its good reputation and avoid legal repercussions. Furthermore, it has an impact on employee behavior, job satisfaction, and organizational culture.

A company's ethics may influence how its employees, clients, and the public perceive it. A good ethical culture can lead to a business being viewed favorably and attracting clients and employees who share the same values. Meanwhile, ethical violations can lead to bad publicity and harm a firm's reputation.

Learn more about business ethics at https://brainly.com/question/4048149

#SPJ11

"Big Fish Presentations, the company profiled in the opening feature of Chapter 13, prepares presentations that help clients present themselves in new and innovative ways. In regard to growth, Big Fish Presentations has opted to pursue a conservative and patient approach to growth based primarily on expanding their product lines."

Big Fish Presentations is a company that specializes in creating innovative and unique presentations for its clients. The company's growth strategy is focused on building strategic alliances and joint ventures that allow them to expand their reach and increase their client base.

By partnering with other companies and organizations, Big Fish Presentations can leverage their expertise and resources to create new and innovative products and services. This approach allows the company to grow steadily over time while minimizing risk and maintaining a focus on quality and innovation.

Big Fish Presentations' conservative and patient approach to growth, based on strategic alliances and joint ventures, allows the company to expand its reach and increase its client base while minimizing risk and maintaining its focus on quality and innovation. This approach has proven successful for the company, allowing it to grow steadily over time and establish itself as a leader in the presentation industry.

This question should be provided as:

Big Fish Presentations, the company profiled in the opening feature of Chapter 13, prepares presentations that help clients present themselves in new and innovative ways. In regard to growth, Big Fish Presentations has opted to ________.

Option C is correct.

Learn more about planning a presentation https://brainly.com/question/29481157

#SPJ11

Answer:

The future value (FV) is the total value of the investment at the end of the period. The future value is calculated by combining the initial investment with the interest earned over the period.

Explanation:

The formula for calculating the future value is:

FV = PV × (1 + r)n

Where FV is the future value; PV is the present value; r is the interest rate; n is the number of compounding periods

Since the person spends $10 on coffee per week or $500 per year, the present value is $500. Also, the interest rate is 3%, and the number of compounding periods is 6 years. Therefore, we can calculate the future value as:

FV [tex]= PV × (1 + r)^n[/tex]

[tex]= $500 × (1 + 0.03)6[/tex]

[tex]= $500 × 1.191[/tex]

[tex]= $595.50[/tex]

Therefore, the future value of $500 deposited in an account earning 3 percent after 6 years is $595.50.

Learn more about future value here:

https://brainly.com/app/ask?q=future+value

#SPJ11

Studying market history can reward us by demonstrating that market cycles are normal and expected and that different economic, political, and social conditions can have an impact on market performance.

Historical analysis of the markets can provide useful insights into the direction and performance of financial instruments, allowing investors to gain an understanding of the context and causes of past market trends. This helps them to recognize opportunities and plan their strategy accordingly.

In particular, studying market history can provide a better understanding of the key drivers of the markets, such as market volatility, trading volume, and overall market performance. By analyzing past market data, investors can better anticipate potential shifts in the market and plan their investments accordingly. Furthermore, they can use historical analysis to identify potential support and resistance levels in the markets, allowing them to enter and exit trades at the optimal time.

Moreover, by studying past market cycles, investors can also get an idea of how various economic and political events may affect the markets in the future. For example, an analysis of the markets following the Great Recession of 2008 can give investors valuable insight into the type of market conditions that can be expected in similar situations in the future. This can help them to prepare for the potential effects of certain economic or political events and plan their investments accordingly.

Overall, studying market history can provide investors with valuable insights that can help them to make more informed investment decisions. It can give them a better understanding of the key drivers of the markets, as well as how various economic and political events may affect the markets in the future. By studying past market cycles, investors can better anticipate potential shifts in the market and plan their investments accordingly.

For similar questions on "Market Cycles" :

https://brainly.com/question/25754149

#SPJ11

The following items are normally classified as a current liability for a company that has a 15-month operating cycle:

Correct answers are options A, C, and E.

For a company with a 15-month operating cycle, a liability is considered current if it will be paid within the next 15 months. Salaries payable and FICA taxes payable are both current liabilities as they will be paid within the 15-month cycle. The note payable due in 10 months is also a current liability. The note payable due in 19 months and the portion of long-term notes due in 15 months are not current liabilities, as they will not be paid within the operating cycle. The note payable maturing in 3 years is a long-term liability, and not classified as a current liability.

Therefore, the correct answers are options A, C, and E.

You can learn more about current liability at

https://brainly.com/question/24130118

#SPJ11

Challenges international firms may face include economic differences, political differences, legal differences, and sociocultural differences. Thus, options b,c,d, and e are correct.

International firms typically face more challenges than domestic firms when it comes to the issue of international trade. The challenges international firms may face include the following:

Economic differences

Political differences

Legal differences

Sociocultural differences

These are major challenges for international firms as different markets have different cultural values, beliefs, customs, and attitudes toward businesses.

In conclusion, when it comes to international trade, international firms are likely to face a range of challenges that are not faced by domestic firms. These challenges can be economic, political, legal, and cultural.

To be successful in international trade, international firms must be aware of these challenges and develop appropriate strategies to overcome them. Thus, options b,c,d, and e are correct.

Learn more about International firms here:

https://brainly.com/question/30502166

#SPJ11

The complete cost of producing a something or rendering a service, including all labor, overhead, and related expenses, is known as the manufacturing cost. When comparing production costs to selling prices, a business can decide if a good or service is profitable.

What is nonmanufacturing and manufacturing costs?

Direct labor, direct material, and manufacturing overhead are the three main subcategories of manufacturing expenses, according to Simple Studies. Nonmanufacturing costs, sometimes called "period" costs, include selling and administrative costs. Selling, general, and administrative fees as well as financing fees are examples of non-manufacturing overhead costs. Costs associated with non-manufacturing overhead support important aspects of a company, such as its sales and marketing efforts, and should not be viewed as discretionary expenses.

Manufacturing expenses are all expenses incurred throughout the production process that are necessary to generate final items. Any other expenditures that the manufacturing business incurs on activities outside than its primary production process are referred to as non-manufacturing costs.

Learn more about manufacturing costs:

https://brainly.com/question/17072383

#SPJ1

True

Explanation:

the best answer is True

The option that is LEAST likely to build collective identification and mutual trust among team members is to A) use more rewards that are contingent on individual performance.

To build collective identification and mutual trust among team members, the following strategies are utilized:

The strategies mentioned above are proven to build collective identification and mutual trust among team members by promoting interactions among team members and encouraging them to work together to achieve common goals.

However, rewards that are contingent on individual performance are not likely to build collective identification and mutual trust among team members. This strategy, rather than promoting teamwork and cooperation, may lead to competition and conflict among team members. Therefore, the option that is LEAST likely to build collective identification and mutual trust among team members is to use more rewards that are contingent on individual performance.

Learn more about mutual trust at

https://brainly.com/question/14973801

#SPJ11

From of income statement it can be concluded that, case a) Income Before Tax (Loss): $300, case b) Income Before Tax (Loss): $100, case c) and e) Income Before Tax (Loss): $0, and case d) Before Income Tax (Loss): $450.

An income statement shows a company's revenues and expenses, subtracting the latter from the former gives the profit for the period 

For the income statement for each of the following independent cases:
Case A:
Sales Revenue: $650
Beginning Inventory: $100
Purchases: $700
Total Available: $500
Ending Inventory: $200
Cost of Goods Sold: $300
Gross Profit: $350
Expenses: $50
Pretax Income (Loss): $300

Case B:
Sales Revenue: $1,100
Beginning Inventory: $200
Purchases: $900
Total Available: $1,100
Ending Inventory: $150
Cost of Goods Sold: $950
Gross Profit: $150
Expenses: $50
Pretax Income (Loss): $100

Case C:
Sales Revenue: $150
Beginning Inventory: $300
Purchases: $200
Total Available: $400
Ending Inventory: $100
Cost of Goods Sold: $300
Gross Profit: $50
Expenses: $50
Pretax Income (Loss): $0

Case D:
Sales Revenue: $800
Beginning Inventory: $550
Purchases: $300
Total Available: $500
Ending Inventory: $200
Cost of Goods Sold: $300
Gross Profit: $500
Expenses: $50
Pretax Income (Loss): $450

Case E:
Sales Revenue: $1,000
Beginning Inventory: $900
Purchases: $1,100
Total Available: $1,000
Ending Inventory: $50
Cost of Goods Sold: $950
Gross Profit: $50
Expenses: $50
Pretax Income (Loss): $0

Learn more about income statement: brainly.com/question/15169974

#SPJ11

When the project manager changes an activity on the critical path to start at a later date, then the whole project will end at a later date. This statement is true.

A critical path is defined as the series of connected activities that determine the project’s completion date. The critical path is the longest duration path through the network, and it determines the shortest time to complete the project. It is essential to understand the critical path to complete the project on time.A delay in the critical path will cause the project completion date to slip. The critical path will be changed if there is a delay in any activity, causing the whole project to end at a later date. The critical path will change to the new series of connected activities, which will determine the new project completion date.The critical path method (CPM) is used to manage the project schedule. It is a planning tool used to calculate the project's duration and its critical path. The CPM is used to calculate the project duration and the expected completion date. The CPM is essential for project management and control.The critical path method is a useful tool for managing and controlling project schedules. The CPM is used to determine the duration of the project, the critical path, and the expected completion date. A delay in the critical path can cause the project to end at a later date, and a change in the critical path will determine the new project completion date.

for more questions on project manager

https://brainly.com/question/15610382

#SPJ11

The unpaid benefit of an activity that is enjoyed by a third party is called a positive externality.

Positive externalities occur when the actions of one person or entity benefit others who are not directly involved in the transaction or activity. An example of a positive externality is when a homeowner plants a beautiful garden in their front yard, which not only enhances their own property value but also adds to the beauty and enjoyment of the neighborhood for others who pass by.

When a benefit accrues to a third person, there is a positive externality. By taxing products and services that result in spillover costs, the government can deter negative externalities. By providing subsidies for products and services that have positive spillover effects, the government can promote positive externalities.

Learn more about positive externality here brainly.com/question/28238938

#SPJ4

Firms position products based on several factors. Some of these factors include demographics, psychographics, value symbols, and salient attributes. Therefore, option A, B, C, and D are all correct as they are all factors that influence firms' position of products in the market.

Demographics:

refers to factors such as age, sex, income, and education level of a target market. Marketers can target specific demographics to develop positioning strategies that align with the preferences of the intended audience.

Psychographics:

refers to a person's values, attitudes, interests, and personalities. These factors influence how people perceive and respond to marketing messages, making them important to consider when positioning a product.

Value Symbols:

they are images or words that have become closely associated with a particular product. It can also mean brand names that serve as valuable symbols to consumers who connect the product with the image it portrays.

Hence, option A, B, C, and D are all correct.

Learn more about demographics here:

brainly.com/question/6623502

#SPJ11

Political risk is the potential threat to a firm's operations in a country due to the ineffectiveness of the domestic governmental system.

What is Political risk?

Political risk is a type of risk that emerges from the potential for government policies to negatively impact a company's operations or investment prospects. It may refer to any economic, legal, or cultural situation in a country that causes a negative effect on a business's revenue and profits due to government interference.

In most cases, political risks occur when firms invest or operate in nations that have political instability, economic downturns, or social upheavals. The consequence of political risk can be catastrophic to businesses, with companies losing revenue, failing to deliver goods, and generally suffering from disrupted operations.

learn more about Political risk here:

https://brainly.com/question/19671943

#SPJ11

Answer:

The project's IRR is 10% according to the given data.

Explanation:

The first step is to identify the project's cash flows, which will be used to calculate the IRR.

Project's cash flows = -$50 at time 0, $5 per year forever from year 1 onwards. (it's a perpetual annuity.)The next step is to use an IRR calculator, which can be found online, to determine the project's IRR. After inputting the project's cash flows into the IRR calculator, the IRR is determined to be 10%.

Therefore, the project's IRR is 10%. The project is worthwhile if the cost of capital is less than or equal to 10%, and it should be rejected if the cost of capital is greater than 10%.

Learn more about IRR here:

https://brainly.com/app/ask?q=IRR

#SPJ11

The project's IRR is 10% according to the given data.

The first step is to identify the project's cash flows, which will be used to calculate the IRR.

Project's cash flows = -$50 at time 0, $5 per year forever from year 1 onwards. (it's a perpetual annuity.)The next step is to use an IRR calculator, which can be found online, to determine the project's IRR. After inputting the project's cash flows into the IRR calculator, the IRR is determined to be 10%.

Therefore, the project's IRR is 10%. The project is worthwhile if the cost of capital is less than or equal to 10%, and it should be rejected if the cost of capital is greater than 10%.

Learn more about IRR here:

brainly.com/14120890

#SPJ11

If the APR is 3.7 percent compounded quarterly,  the price of the security is  $270.27.

The price of a perpetuity is the sum of an infinite geometric series, which can be calculated using the following formula:

P = D / r

Where:

P = price of the security

D = the periodic dividend payment

r = the periodic interest rate

In this case, the periodic dividend payment is $2.50 per quarter, and the periodic interest rate is 3.7% per year, compounded quarterly. To convert the annual interest rate to a quarterly rate, we divide by 4:

r = 3.7% / 4 = 0.925%

Substituting the given values into the formula for the price of a perpetuity:

P = $2.50 / 0.00925

P = $270.27

Therefore, the price of the security is $270.27.

Learn more about price of the security here:

https://brainly.com/question/31060477

#SPJ11

Yes, the Consumer Price Index (CPI) or the Producer Price Index are two common price indices that are used to calculate the inflation rate (PPI).

The inflation rate gauges the total percentage growth in an economy's level of prices for goods and services over time. Two widely used methods of measuring inflation are the Consumer Price Index (CPI) and the Producer Price Index (PPI). Whereas the PPI measures the average change over time in the prices received by producers for their goods and services, the CPI tracks the prices of a basket of goods and services that consumers purchase. Economists and decision-makers may watch changes in these indices to calculate an economy's inflation rate, which has a big impact on monetary policy, interest rates, and economic growth.

learn more about Price Index here:

https://brainly.com/question/29564624

#SPJ4

The important differences between the domestic and foreign environments can make a wholesale transfer overseas of the successful domestic marketing mix impossible. Thus the statement is true.

A domestic market is a market that operates within the borders of a country. A domestic market's consumers, as well as a company's operations, are confined to a single country's boundaries.

Marketing products and services to these local consumers are known as domestic marketing. It is the act of introducing a company's goods or services to customers in the same country.

Domestic marketing can be done using a variety of marketing strategies, depending on the company's goals and the target audience.

International marketing is a marketing approach that focuses on selling goods and services outside the firm's domestic market. International marketing aims to expand the business into new regions by providing products and services that are unique and appealing to a diverse range of customers in other countries.

International marketing is concerned with understanding the cultural differences and nuances that influence purchasing behavior in other countries. The successful domestic marketing mix and overseas transfer.

One of the key reasons why it may be difficult to successfully transfer a domestic marketing mix overseas is due to the important differences between the domestic and foreign environments.

As a result, what works well in one country may not be as effective in another. Therefore, the statement is True.

Learn more about the domestic market here:

https://brainly.com/question/30437389

#SPJ11

When a buyer conducts research that examines whether making a cake from scratch versus ordering it frozen and pre-sliced, they are conducting a make or buy analysis.

Making the decision to manufacture a product internally versus buying it from a third party provider is known as a make-or-buy decision. 

A make-or-buy decision, also known as an outsourcing decision, contrasts the costs and benefits of creating a required good or service in-house with those of using an outside supplier for the relevant resources. 

A corporation should take into account all costs associated with the procurement and storage of the goods in comparison to producing the goods internally, which can include the buying of fresh equipment, in order to evaluate costs accurately.

Learn more about make or buy analysis here:

brainly.com/question/15304126

#SPJ11

According to Doctrine and Covenants 101, the saints were forced to leave Jackson County, Missouri, because of persecution and violence from their non-Mormon neighbors. The revelation, which was received by Joseph Smith in 1833, describes how the saints were driven from their homes and lands and forced to flee to neighboring counties.

The specific reasons for the persecution and violence are described in the revelation as follows:

The non-Mormon settlers resented the growing numbers of Mormon immigrants in Jackson County, which they saw as a threat to their political and economic power.

The Mormons were accused of being abolitionists and of seeking to incite slave insurrections, which led to tensions with pro-slavery factions in the area.

The Mormons' religious beliefs and practices were viewed as strange and heretical by their non-Mormon neighbors, which fueled hostility and distrust.

Despite efforts to negotiate with their neighbors and appeal to local authorities for protection, the saints were ultimately forced to leave Jackson County and establish a new settlement in Clay County, Missouri. The events in Jackson County became a defining moment in early Mormon history and contributed to a legacy of persecution and exile that continued throughout the 19th century.

Learn more about missouri here brainly.com/question/14020956

#SPJ4

At a lower price of $1.40 per gallon, the quantity demanded of gasoline will be higher than at a higher price of $1.60 per gallon.

Suppose the price of gasoline is $1.60 per gallon. The question is asking if the quantity demanded at the price of $1.60 per gallon is higher or lower than the quantity demanded at the price of $1.40 per gallon.

To answer the question, we need to understand the law of demand, which states that the quantity demanded of a good or service decreases as the price of that good or service increases, and vice versa.

Therefore, we can assume that the quantity demanded of gasoline will decrease as the price increases, and increase as the price decreases.

Therefore, at a lower price of $1.40 per gallon, the quantity demanded of gasoline will be higher than at a higher price of $1.60 per gallon. This is because a lower price will incentivize consumers to buy more gasoline, while a higher price will deter consumers from buying as much gasoline.

Learn more about demand at

https://brainly.com/question/30402955

#SPJ11

Edie concentrates on what she might pick up from her boss during the course of her performance assessment.

It can be unpleasant and difficult to hear negative remarks. Even the best among us frequently experience gloom and melancholy after hearing unfavorable remarks. After receiving bad comments, we frequently lack logical thought. We frequently attempt to save our faces instead.

It can be unpleasant and difficult to hear negative remarks. Even the best among us frequently experience gloom and melancholy after hearing unfavorable remarks. After receiving bad comments, we frequently lack logical thought. We frequently attempt to save our faces instead.

To know more about assessment visit:-

https://brainly.com/question/30511396

#SPJ1

Answer:

Ideally, how long (how many pages) should your resume be?

3+ plus would be a bad idea its too long

I believe 1 - 2 pages would be good, you should probably choose B. two pages.

Explanation:

You're welcome.

A single-business diversification strategy and a dominant-business diversification strategy are both examples of a low level of diversification. Alternative b is correct.

Low-level diversification refers to a strategy in which a company operates within a single industry or market, and generates most of its revenue from a single product or service line.

A single-business diversification strategy involves expanding into related products or services within the same industry, while a dominant-business diversification strategy involves expanding into products or services that are related to the core business, but still represent a small proportion of overall revenue.

In conclusion, alternative b. low level is correct.

See more about diversification at https://brainly.com/question/18647091.

#SPJ11