When an insured purchased her disability income policy, she misstated her age to the agent. She told the agent that she was 30 years old, when in fact, she was 37. If the policy contains the optional misstatement of age provision (Choose from the following options)
1. The elimination period will be extended 6 months for each year of age misstatement.
2. Because the misstatement occurred more than 2 years ago, it has no effect.
3. Amounts payable under the policy will reflect the insured's correct age.
4. The contract will be deemed void because of the misstatement of age.

Answers

Answer 1

Answer: L takes out a life insurance policy and dies 10 years later. During the claim process, the insurer discovers that L had understated her age on the  application. Under the Misstatement of Age provision, the insurer will adjust the death benefit to a reduced amount.

A life insurance policy which ensures that the premium will be paid if the insured becomes disabled has Waiver of premium attached to it.

Explanation:


Related Questions

explain the contribution of nepal for maintaining international peace and security. ​

Answers

Answer:

most of the peace loving countries who want political, economic and social progress are the members of the united nations. Nepal has made a substantial contribution to the UN peacekeeping operations since 1958 AD.

the performance of Nepalese army in peace keeping operations has earned a good reputation in the world .

Explanation:

If my answer is incorrect, pls correct me!

If you like my answer and explanation, mark me as brainliest!

The contribution of Nepal for maintaining international peace and security is by joining the United nations and helping with peace operations.

What is Security?

This is defined as the protection from any potential harm which ensures there is peace and order in a society.

The role of Nepal in maintaining international peace and security is their army involvement in peace operations etc.

Read more about Nepal here https://brainly.com/question/25791015

#SPJ5

Examine the weather map. The arrows are pointing to the line with triangles.

A weather map of the United notes. The following are shown on the map: major cities with high and low temperatures; high and low pressure systems; types of precipitation, fronts.

What does the line indicated by the arrows most likely represent?

a front
an isotherm
high winds
high humidity

Answers

Answer:

Explanation:

high humidity

Answer:d

Explanation:

d

possessions owned by a business are known as ​

Answers

The correct answer to this open question is the following.

Although there are no options attached we can say the following.

Possessions owned by a business are known as "Assets."

For companies, it is important that the fixed assets must be recorded in a fixed asset register because it is the correct way to keep records and to maintain the proper control.

Using a fixed assets register helps companies and small businesses to record every asset and its value. This way the company really is aware of what it has in its inventory of assets and prevents theft. When employees know you have a properly fixed asset register, they know the boss is in control of every aspect of the company's operations.

1) what parts of a person's life do you believe the government SHOULD have control over in Canada?

2) what parts of a person's life do you believe the government SHOULD NOT have control over in canada?

i rly need someone help asap, thanks in advance!​​​​​​

Answers

Answer:

Concerning of age adults, peoples choices in sexual and substance related consumption shouldnt be heavily controlled.

Things such as economic assests should be controlled.

Explanation:

One is personal choice the other is for more direct collective good.

Which of the following phrases in the Constitution gives the Congress the power to pass laws that are "necessary and proper" for carrying out Congress's other specific powers?
A.
The preamble
B.
The legislative branch clause
C.
Balance of power
D.
Elastic clause

Answers

Answer: D. Elastic Clause

A state statute provides a remedy for victims of employment discrimination. The statute requires complainants to bring charges before the state's fair employment commission within 180 days of the alleged unlawful employment practices. The commission then has 120 days to convene a fact-finding conference to obtain evidence, ascertain the parties' positions, and explore settlement possibilities. An employee was discharged from his job purportedly because of a physical handicap unrelated to his ability to perform his job. The employee filed a timely complaint, alleging unlawful termination of employment, as required by the statute. However, through inadvertence, the commission scheduled the fact-finding conference five days after the 120-day statutory period expired. At the conference, the employer moved that the charge be dismissed for lack of a timely conference. The commission denied the motion. The employer petitioned the state supreme court. The court held for the employer, stating that the failure to comply with the 120-day requirement deprived the commission of jurisdiction to consider the employee's charge. On appeal to the United States Supreme Court, the employee argues that his right to due process will be violated if the commission's error is allowed to extinguish his cause of action.
Which of the following best describes the viability of the employee's due process claim?
response - correct
Press Enter or Space to submit the answerAThe claim fails, because the employee had no protected property interest in his job.BThe claim fails, because the state legislature, having conferred on claimants a remedy for claims of unfair employment practices, has the prerogative to establish limiting procedures for such claims.CorrectCThe claim succeeds, because the employee had a protected property interest in the remedy.DThe claim succeeds, because of the fundamental unfairness of leaving the employee without a remedy.A state statute provides a remedy for victims of employment discrimination. The statute requires complainants to bring charges before the state's fair employment commission within 180 days of the alleged unlawful employment practices. The commission then has 120 days to convene a fact-finding conference to obtain evidence, ascertain the parties' positions, and explore settlement possibilities. An employee was discharged from his job purportedly because of a physical handicap unrelated to his ability to perform his job. The employee filed a timely complaint, alleging unlawful termination of employment, as required by the statute. However, through inadvertence, the commission scheduled the fact-finding conference five days after the 120-day statutory period expired. At the conference, the employer moved that the charge be dismissed for lack of a timely conference. The commission denied the motion. The employer petitioned the state supreme court. The court held for the employer, stating that the failure to comply with the 120-day requirement deprived the commission of jurisdiction to consider the employee's charge. On appeal to the United States Supreme Court, the employee argues that his right to due process will be violated if the commission's error is allowed to extinguish his cause of action.
Which of the following best describes the viability of the employee's due process claim?
A. The claim fails, because the employee had no protected property interest in his job.
B. The claim fails, because the state legislature, having conferred on claimants a remedy for claims of unfair employment practices, has the prerogative to establish limiting procedures for such claims.
C. The claim succeeds, because the employee had a protected property interest in the remedy.
D. The claim succeeds, because of the fundamental unfairness of leaving the employee without a remedy.

Answers

Answer:

C. The claim succeeds, because the employee had a protected property interest in the remedy.

Explanation:

As shown in the question above, there is a state law that protects people from being discriminated against in their jobs. Thus, an employee who was dismissed due to a physical disability was a victim of discrimination at work. In this case, this functionary has legal support to claim this situation. In other words, we can state that under state law, the fired employee will have a successful legal claim because the employee had a protected property interest in the remedy.

Give a description how poor service delivery has displayed itself in your community

Answers

The correct answer to this open question is the following.

Here is my description of how poor service delivery has displayed itself in my community.

Recently, my community has suffered from trash collection and a lack of sewage infrastructure. People are upset because they pay their taxes and obey all the law requirements. It is a peaceful community and citizens are demanding the government to correct these malfunctions.

Some people in the government officials say that there is not enough money to enhance the services, but people question why if they are sharp wneh paying their taxes.

These poor services are upsetting local people to the degree that they are organizing a group of citizens to visit the major and I have heard that they are willing to go to the state capitol to talk to Congressmen.

Which statements accurately describe the physical characteristics of the Marsh region? Check all that apply.

Answers

Answer:

Over time, erosion has created salt domes that rise above the surface.

Freshwater tributaries run together to create a fertile delta for raising livestock.

Various grasses and mangrove trees thrive in the brackish water in this region.

Explanation:

Marsh lands are defined as a region where water covers the land all most all the part of the region. It is wetland eco-system. This place is inundated with water for a long time.

The region is covered with tall grasses and other mangroves that thrives in the water. Long stemmed vegetation are adapted to this region. Sometimes, some fresh water tributaries run through the marsh land and create a fertile land for raising livestock. And sometimes, erosions also created salt domes which gives rise to the high surfaces above the ground.

The Korean War reached a point where neither side could gain an advantage over the other. This is known as a

Answers

Answer:

Seesaw conflict

Explanation:

In the Korean war was fought after the World War II. The Korea war was fought between the North Korean which was supported by the Soviet Union and by South Korean led by the US troops. During the last one and a half year of the war, neither side was able to gain an advantage in the war.

In the year 1950, North Korea invaded South Korea. Neither of the party could gain an advantage in the war as there was a seesaw from south to north and again from north to south. Thus neither of the side could gain an advantage in the war.

Which country was a German ally at the start of World War II but then joined the Allied Powers?

Answers

Answer:

The most meme country of them all, Italy.

Explanation:

Unfortunately it has become the most meme one of them all due to Mussolini driving the country into a war, let alone trying to restore the Holy Roman Empire, when the country was not at the correct position to do so.

the Soviet Union…

After first having cooperated with Germany in invading Poland whilst remaining neutral in the Allied-Axis conflict, the Soviet Union perforce joined the Allies in June 1941 after being invaded by Germany.

What is the significance of the Battle of Yorktown?
A. The British won the war
B. It led to the start of peace negotiations
C. It completely ended fighting in North America
D. It caused France to join the war

Answers

Answer:

Hello There!!

Explanation:

I believe the answer is B. It led to the start of peace negotiations.

hope this helps,have a great day!!

~Pinky~

Who are the smaller men, seated at desks in the picture? *

Answers

Answer:

The students of the giants in the picture

All of these are true about humanistic therapists EXCEPT that humanistic therapists: believe the path to growth includes taking immediate responsibility for one's feelings. focus more on the collective unconsciousness than conscious. attempt to reduce growth-impeding inner conflicts by providing clients with insight. believe the present and future are more important than the past.

Answers

Answer: Focus more on the collective unconsciousness than conscious.

Explanation:

The main purpose of therapist is to seek for ways to address the emotional and mental challenges individuals are going through, they tend to access everything about the individual, most especially the mind of the individual then profer solutions on how to solve problem. One of thing they don't ignore is the conscious state of the fellow involved, they take examination of both his conscious and unconscious state, to arrive at a great solution.

which of the following is NOT one of the three "R" in recycling? a)recycle b)reverse c)reuse d)reduce​

Answers

It would be Reverse

Answer:

reverse

Explanation:

the three r's are reduce, reuse, and recycle.

1- ______ includes the lands of the ancient city or Carthage.
A)Niger
B)Tunisia
C)Morocco

Answers

Option b) Tunisia

hope it helps you

Were the British justified in burning down the Senate building and White House as military targets or was it a totally unnecessary crime? Explain!

Answers

The correct answer to this open question is the following.

Although there are no options attached we can say the following.

Were the British justified in burning down the Senate building and White House as military targets or was it a totally unnecessary crime?

From the perspective of the British troops, the burning down of the White House was justified because the British knew that Washington was the center and a strategic place for the Americans. The British knew that these actions would diminish the morale of the inexperienced Army of the new nation.

The Senate and the White House had symbolic importance in the strategy of the British Army and their burning was seen as a key decision to capture the region.

Some authors and historians refer to the concept of total war, in which destroying the resources of the enemy are vital so they cannot use them to regroup.

This was not the case, but the British knew that they could hit hard on key public buildings in Washington D.C., trying to get a considerable advantage of this city and its connection to the River and its closeness to the coast.

A goal of the Japanese invasion of Manchuria (1931) and of the second Sino-Japanese War (1937-1945) was to
A
spread the practice of Shinto
B
open trading networks
С
acquire industrial resources
D
prevent German imperialism

Answers

Answer: С . acquire industrial resources

Explanation:

Japan is not very blessed with natural resources which is why even today they practice a system where they import raw materials, process them and then sell them.

Manchuria and China on the other hand, are blessed with plenty of natural resources such as iron, cooking coal and land. The Japanese wanted access to and control of these so they could power their industry and so they invaded to get them.

A goal of the Japanese invasion of Manchuria (1931) and of the second Sino-Japanese War (1937-1945) was include option С: acquire industrial resources.

What are the importance of natural resources?

Japan is not very blessed with natural resources which is why even today they practice a system where they import raw materials, process them and then sell them.

Manchuria and China on the other hand, are blessed with plenty of natural resources such as iron, cooking coal and land. The Japanese wanted access to and control of these so they could power their industry and so they invaded to get them.

Learn more about Japanese invasion, refer to the link:

https://brainly.com/question/901982

Congress passed the Equal Pay Act of 1973 which required employers to

Answers

The equal pay right was so the couldn’t pay women unequal wages .

34 Minutes. 34 Secon
Which of the following is NOT true of incentives's role in a free market economy?
They may lead to both higher production and higher consumption.
They reward consumers for brand loyalty and buying consistency.
They offset opportunity costs for both producers and consumers.
They serve to motivate individuals by rewarding efficiency.

Answers

Answer:

A - They may lead to both higher production and higher consumption.

Explanation:

Incentives in a free market may include competitive (lower) prices, trading programs, and product variety for consumers (etc.). Essentially, they are created to benefit the consumer. Answer choices B, C, and D are all correct.

Have a great day!
Yes you can come or whatever you want to do that I need you need to me stop by your store to park your clothes or park tin have not 38

Why didn’t raziya sultana rule for a long time

Answers

Because she was defeated

Jewel is often critical of herself and her ability to perform even the most basic tasks. She has tried to change her negative views about herself but self-deprecating thoughts always seem to break through, and her anxiety increases no matter the situation. Jewel's therapist believes that this is the root of her generalized anxiety disorder. Jewel's therapist is MOST likely following the _____ perspective.

Answers

Answer:

Humanistic perspective

Explanation:

The humanistic perspective is defined as a psychological approach that emphasises empathy and the good in human behaviour.

It considers what is good for each unique individual.

A wholistic approach is used where not only the observer's perspective is used but also the one exhibiting the behaviour.

In the give instance Jewel's therapist believes that she is critical of herself and her ability to perform even the most basic tasks.

This has resulted in her persistent anxiety attacks.

The therapist is using the humanistic perspective to.try and understand what Jewel is going through.

Karl Marx called for a "classless" society. Write at least five characteristics of such a society. No links and put answer in your own words pls

Answers

Answer:

Savagery, No laws, No respect for anyone, Hating for no reason, Not caring for anyone

Explanation:

these are all characteristics of a classless society, i hope i helped you

What can countries do to prevent terrorism

Answers

Answer:

attrition, intimidation, provocation, spoiling, and outbidding.

Explanation:

4. The three branches of government are like the legs of this stool. Explain2 what this means and what would happen if one of the legs were gone. U.S. Government the Supreme Court Cudidal branch) the Capitol Degislative branch) the White House (executive brand) Your answer​

Answers

The correct answer to this open question is the following.

The three branches of government are like the legs of this stool.

This statement means that the three branches must exist so the United States federal government can function correctly, as it was planned by the founding fathers and framers of the US Constitution.

The system of checks and balances was created with the division of powers in the federal government when the delegates were drafting the US Constitution during the Constitutional Convention from May to September 1787 in Philadelphia, Pennsylvania. This system allows the balance of power between the executive, legislative, and judicial branches, in order to allow none of them to have more power over the others.

Which women’s suffrage leaders led the Seneca Falls Convention?
A.
Susan B. Anthony and Carrie Chapman Catt
B.
Alice Paul and Lucy Burns
C.
Elizabeth Cady Stanton and Lucretia Mott
D.
Woodrow Wilson and Susan B. Anthony

Answers

Answer:

C

Explanation:

Hope this helps :)

A man rented a car from a car rental agency. Unbeknownst to the rental agency, the car had a bomb hidden in it at the time of the rental. The bomb exploded an hour later, injuring the man.Immediately prior to renting the car to the man, the rental agency had carefully inspected the car to be sure it was in sound operating condition. The rental agency did not inspect for hidden explosive devices, but such an inspection would have revealed the bomb.There had been no previous incidents of persons hiding bombs in rental cars.In a negligence action by the man against the car rental agency, is the man likely to prevail

Answers

Answer: yes???? maybe????

Explanation:

sorry your question isnt that clear

I will give u brainliest and 5 star and thanks if its correct

Answers

Answer:

Moving water my friend

Explanation:

Have a good day.

Answer:

Hydroelectric energy is made by moving water.

Explanation:

Hydro comes from the Greek word for water. Hydroelectric energy has been in use for thousands of years. Ancient Romans built turbines, which are wheels turned by flowing water.

hoped this helped :)

1) Why does a country need a Constitution?
2) What are the factors the drafting committee had to take into consideration while
drafting the constitution?

Answers

Answer:

1. A Constitution is necessary because of the following reasons: It is an important law of the land. It determines the relationship of the citizens with the governments. ... It outlines the limits on the power of the Government and tells us about the rights of the citizens.                                  

Explanation:

Child abuse, domestic violence, and juvenile delinquency describes the _________ ________ in our society. * 1 point


Social group

Cultural History

Cultural Identity

Social Issues​

Answers

The answer would be social issues

help ASAP
38 points...
texas is ____of new york.
-southwest -northwest -northeast -south east​

Answers

Answer:

Southwest

Explanation:

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