Which item is important to consider when selecting a
credit card?
Annual Percentage Rate (APR)
Fees
The look of the credit card
th
Both APR and fees

Answers

Answer 1

Answer:

Both APR and fees

Explanation:

The Annual Percentage Rate -APR is the interest rate a customer pays on a credit card per year. Credit cards extend loans to the holder every time they are used. If the credit card user does not pay the full amount on the due date, it attracts interest charges. The higher the APR, the more interest a cardholder will pay. In selecting a credit card provider, APR is the most important factor to consider.

Credit card attracts other fees other the interest. These fees include Balance Transfer Fee, Foreign Transaction Fee, Annual Fee, and Cash Advance Fee. These fees affect the customer's overall cost of using the credit card.  Customers should compare different credit card companies and select one with favorable fees.


Related Questions

HELP A GURL OUT! Imagine that you are a manager in a restaurant. Each month you have to purchase supplies for the restaurant. A meat supplier offers you a kickback of 10% if you purchase meat from him, even though his prices are slightly higher than the competitors. What would you do? Why?
PLZ ANSWER I NEED HELP!!!

Answers

Answer:

Decline the offer

Explanation:

I would most likely decline the offer. The fact that he is selling for higher but is willing to go 10% proves the meat isn’t worth the more money. I would stick with my current supplier. Unless there is a significant difference between the meats, there is no reason for him to be selling it any higher than his competitors and the fact that he is offering a discount proves that.

The additional $600 unemployment benefit ended on July 25, 2020. Even with the $300 Lost Wages Assistance Benefit, many Texans are being evicted from their homes and cannot provide basic necessities for their family. The unemployment rate is now over 7% in Texas, above our natural rate of unemployment. Did the government make the right decision with ending the extra $600 unemployment benefit from the CARES Act? Why or why not? Explain your position.

Answers

Answer: No they did not at this rate many of the citizens will go bankrupt and the economy will suffer a great lost do to the increase of the unemployment rate

Explanation:

How do I pay taxes once I turn 18?

Answers

Answer:

ask your mother

Explanation:

ask your mother:)

A pharmacy technician is:

someone who prepares meals for people who are taking medication.

someone who cleans up after a doctor.

someone who assists with measuring medication.

Answers

Answer:

someone who assists with measuring medication

Explanation:

A pharmist will ask you what your medication that is prescribed by doctors

then an pharmacy tecnician will get the prescribition ready

Answer:

c

Explanation:

People and blank careers are per suitors they like leader ship pools as well as sales they often have a good verbal abilities and talk to people into doing things their way

Answers

Answer:

Enterprising

Explanation:

Given that people in enterprising careers are those taking job positions such as Insurance Sales Agent, Lawyers, Arbitrator, Mediator, Sales or Retail Buyer, Head Cook, Construction Manager.

Hence, it practically correct to conclude that People in ENTERPRISING careers are persuaders they like leadership roles as well as sales, they often have a good verbal ability and talk to people into doing things their way

write the importance of WTO​

Answers

Answer:

In brief, the World Trade Organization (WTO) is the only international organization dealing with the global rules of trade. Its main function is to ensure that trade flows as smoothly, predictably and freely as possible.

Explanation:

this is the importance I think it could have.

It does this by implementing, regulating and operating trade agreements between countries, and provides a fair forum for trade negotiations between member countries, mediating on disputes as they arise. It aims to help with imports, exports and conducting trade fairly.

guidance and discipline strategies in emergency child care setting should ?

a. be individualized for each child
c. be consistent for each child
d. teach children acceptable behavior
e. teach children self control
f. all of above

Answers

As a licensed foster mom, the answer is F. All of above

The Galindo family plans to start a small business in our neighborhood. The father
borrows $10,000 from the bank at an annual interest rate of 7.5% rate for 42
months. What is the amount of interest he will pay on this loan?
$26.25
$26,250
$262,500
$2,625

Answers

Answer:

$2,625

Explanation:

Interest is calculated using the formula

I = p x r x t

For Galindo family

I= interest,

P = principal amount : $10,000

r= Interest rate: 7.5 % or 0.075

t= times in years : 3.5 years( 42 months /12)

I= $10,000 x 0.075 x 3.5

I=750 x 3.5

I=$2,625

Click this link to view O*NET's Tasks section for Postal Service Mail Carriers. Note that common tasks are listed
toward the top, and less common tasks are listed toward the bottom. According to O*NET, what are some common
tasks performed by Postal Service Mail Carriers? Check all that apply.
installing mailboxes
O obtaining signed receipts for mail
sorting mail
delivering mail
O supervising other mail workers
reviewing job applicants
Done

Answers

Answer:

1. obtaining signed receipts for mail

2. sorting mail

3. delivering mail

Explanation:

Postal Service Mail Carrier's main responsibility is to deliver mail to their intended receipts. The Postal Service mail carriers are the last people in the mail distribution channel. They are the people who get mail to the receipts and have them sign for it.

The Postal service mail carriers will be issued with mail, usually for a particular route. They will sort to identify the address where each mail is to be delivered. Upon arriving at the correct address, the postal service mail carrier will hand over the mail to the recipient and have them sign as an acknowledgment of receipt.

Answer:

AEF

Explanation:

What should you do when you have multiple goals that conflict with each other?

Answers

probably drop one of the goals or find a different time to do it

differentiate between primary and secondary wants​

Answers

Answer:

Difference between primary needs and secondary needs: Primary needs: The primary needs are the basic requirements according to biological demands like oxygen for breathing, water for overcoming thirst, food for living and shelter. The secondary needs are the needs that remain even after the primary needs are satisfied

someone help me. i have no clue oml

Answers

Answer:

Get a dice and roll it.

Explanation:

Imagine that you are a manager in a restaurant. Each month you have to purchase supplies for the restaurant. A meat supplier offers you a kickback of 10% if you purchase meat from him, even though his prices are slightly higher than the competitors. What would you do? Why?

Answers

Answer:

i would say that his prices were a little high and ask for 20% off if he cant give that off then i would just say okay. why? because that's the plight thing to do.

Explanation:

hope this help.

brainiest please

Answer:

I hope this helps :)

Explanation:

Well I feel like I would purchase the meat based on quality. Of course it's going to cost me more, but you can't go wrong with better product. If the other places are selling meat for less, but the quality is bad what's the point. I definatly would choose quality over quanity when it comes to the purchase of meat.

If root 2 = 1.44412 , find the value of root of root 2 minus 1 divided by root 2 plus 1

Answers

Answer:

0.7516567698

Explanation:

I have a good caculator!

what is one of the reasons marketing is essential to the free market system A. it employs more people that any other career group. B. it helps educate consumers about competitive products. C. the sales of advertising makes television programming possible. D. it ensures that companies make healthy profit.

Answers

Answer:

B. it helps educate consumers about competitive products.

Explanation:

In the free-market economy, entrepreneurs have the freedom to start and operate any business of their preference. They are no restrictions on the number or type of business to establish. Due to this reason, business competition is very intense. Producers provide a variety of products and services that offer solutions to customers' problems.

Marketing becomes important as it informs consumers of the various goods and services available. It equips customers with the knowledge to enables them to choose between products.

Fixed costs are _____.

a. the costs related to the product that have to be paid regardless of the amount you sell
b. the costs that change depending on a company's performance
c. the costs resulting from a business owner's choice when selecting one thing over another and how it will impact the business
d. none of the above
20 POINTS HURRY PLZZZ

Answers

Answer:

d. none of the above

Explanation:

Fixed costs are a firm's expenses that remain constant in a financial period. These are the costs that are not affected by the level or quantity of output. Fixed costs are the costs of staying in business because they have to be paid regardless of output level. Examples of fixed costs include rent, administrative salaries, insurance, depreciation, and license fees.

Costs that vary depending on company performance are variable costs. Opportunity costs are the costs resulting from a business owner's choice when selecting one thing over another and how it will impact the business

Answer:

The answer is A. the costs related to the product that have to be paid regardless of the amount you sell

Explanation:

what features does each financial institutions have

Answers

The financial institutions provide loans and advances to the customers.

The rate of return is very high in case of investment made in this type of institution.

It also gives a high rated consultancy to the customers for their beneficial investments.

It also serve as a depository for their customers.

According to the Small Business Administration, the percentage of businesses that
survive the first five years is about

Answers

Answer:

50%

Explanation:

What are some consequences of not helping your team with a project? (Take your time)

Answers

Answer:

F maybe umm ion know just not good so help ur team

Explanation:

xderfgvbcfde

1. You lose points

2. The full potential of the team is not met because one person did not contribute.

3. You seem unreliable.

Hope this helped you!

Miguel choose to save for a car instead of traveling around Europe with friends. Though he was sad to miss the trip, he knew it was necessary if he wanted the car. What does this scenario BEST demonstrate?
A.
opportunity cost

B.
inflation

C.
passive income

D.
personal risks

Answers

Answer:

A. opportunity cost

Explanation:

Opportunity cost is the foregone benefit as a result of not choosing a particular option. It is the forfeited advantage in the decisions making process.

Miguel forfeited visiting Europe save for a car. He sacrificed the satisfaction of visiting Europe to buy the car. The sacrificed joy is the opportunity cost.

Answer:

opportunity cost

Explanation:

Do you think two different leadership styles can get along on a project? Why or why not? (Take your time)

Answers

Answer:

IT depends

Explanation:

In the world today there are many of countries allied together who work day i and day out to help each other, even if they have different leadership styles. But some countries decide not to, because of what they personally think of the other. So it's not that they can or can't get along it's that they can but they have to have some sort of positive relationship

Hope this helps :)


16. Demographics are

Answers

Answer:

statistical data relating to the population and particular groups within it.

Explanation:

!!

The questionnn is in the picture

Answers

Answer:

It's -1.75

Explanation:

Janet Boyle intends to deposit $300 per year in a credit union for the next 10 years, and the credit union pays an annual interest rate of 8%. A. Determine the future value that Janet will have at the end of 10 years, given that end-of-period deposits are made and no interest is withdrawn, if (1) $300 is deposited annually and the credit union pays interest annually. (2) $150 is deposited semiannually and the credit union pays interest semiannually. (3) $75 is deposited quarterly and the credit union pays interest quarterly. B. Use your finding in part a to discuss the effect of more frequent deposits and compounding of interest on the future value of an annuity.

Answers

Answer:

A(1) Future value of annual deposit = $4,345.97

A(2) Future value of semiannual deposit = $4,466.71

A(3) Future value of quarterly deposit = $4,530.15

B. The more frequent deposits and compounding of interest are, the higher the future value of an annuity of an annuity will be.

Explanation:

A(1). Determine the future value that Janet will have at the end of 10 years, given that end-of-period deposits are made and no interest is withdrawn if (1) $300 is deposited annually and the credit union pays interest annually.

These can be calculated using the Future Value (FV) of an Ordinary Annuity as follows:

FVA = P * (((1 + r)^n - 1) / r) ................................. (1)

Where,

FVA = Future value of the annual deposit = ?

P = Annual deposit = $300

r = Annual interest rate = 8%, or 0.08

n = number of years = 10

Substituting the values into equation (1), we have:

FVA = $300 * (((1 + 0.08)^10 - 1) / 0.08)

FVA = $4,345.97

A(2). Determine the future value that Janet will have at the end of 10 years, given that end-of-period deposits are made and no interest is withdrawn if (2) $150 is deposited semiannually and the credit union pays interest semiannually.

These can be calculated using the Future Value (FV) of an Ordinary Annuity as follows:

FVS = P * (((1 + r)^n - 1) / r) ................................. (2)

Where,

FVS = Future value of the semiannual deposit = ?

P = Semiannual deposit = $150

r = Semiannual interest rate = 8% / 2 = 0.08 / 2 = 0.04

n = number of semiannual = 10 * 2 = 20

Substituting the values into equation (2), we have:

FVS = $150 * (((1 + 0.04)^20 - 1) / 0.04)

FVS = $4,466.71

A(3). Determine the future value that Janet will have at the end of 10 years, given that end-of-period deposits are made and no interest is withdrawn if (3) $75 is deposited quarterly and the credit union pays interest quarterly.

These can be calculated using the Future Value (FV) of an Ordinary Annuity as follows:

FVQ = P * (((1 + r)^n - 1) / r) ................................. (3)

Where,

FVQ = Future value of the semiannual deposit = ?

P = Quarterly deposit = $75

r = Quarterly interest rate = 8% / 4 = 0.08 / 4 = 0.02

n = number of quarters = 10 * 4 = 40

Substituting the values into equation (3), we have:

FVQ = $75 * (((1 + 0.02)^40 - 1) / 0.02)

FVQ = $4,530.15

B. Use your finding in part a to discuss the effect of more frequent deposits and compounding of interest on the future value of an annuity.

Since the future value of quarterly deposit of $4,530.15 is greater than the future value of semiannual deposit of $4,466.71 which on its own is also greater than the future value of annual deposit of $4,345.97, this implies that the more frequent deposits and compounding of interest are, the higher the future value of an annuity will be.

Target's Market Pantry is an example of which of the following brand types?
Private label brand
Generic
Name brand
Corporate brand

Answers

Answer:

Name brand. hope this helps

MATCH EACH TERM WITH EACH DEFINITION

Credit report
Grace period
Secured card
Annual percentage rate

1. The amount of interest paid on a unpaid balance

2. Number of days to run a balance before fees or interest are charged

3.A credit card with money in a savings account to act as collateral

4. A listing of a persons financial information and history

Answers

Answer:

grace period = 2

credit report= 4

secured card = 3

annual percentage rate = 1

Answer:

annual percentage ; the amount of interest charged on unpaid balances

grace paid ; number of days to run a balance before fees or interest are charged.

balance transfer ; the movement of money owed on one credit card to another credit card.

credit report ; listing of a person's financial information and history.

Explanation:

ap3x correct

The effect acids have on most metals is called _____.
dehydration coating corrosion ionization Automobile batteries contain _____. sulfuric acid hydrochloric acid acetic acid carbonic acid

Answers

Answer:

yes sir uryan

Explanation:

If you were to buy a municipal bond for $100 and it returned 1% per year for four years how much interest would you have after four years?

$100

$4

$40

$400

Answers

Answer:

$4

Explanation:

Every year, the bond will make a year of 1% of 100.

1% of $100 is equal to

=1/100 x $100

=0.01 x 100

=$1

In four years, the bond will have made $1 X 4

=$4 dollars

giving 80 points. Imagine that you are an economist whose job is to judge the impact of a new robotic assembly machine that is being widely adopted throughout the automotive industry. This new machinery has greatly increased the rate of new car production. However, it has also replaced many workers, leading to widespread job losses. In addition, although the supply of new cars may soon exceed demand, prices and profits have remained stable so far. In a brief paragraph, explain whether you would judge that this new technology has helped or hurt the overall economy. Be sure to clarify why you decided as you did. giving 80 points.

Answers

Answer:

I think it helped economy

Explanation:

I think Because If there will be facilitated car then there will be nice transportation and reserved visiting. Before looking my answer once you should look all information on internet too. I may be incorrect also.

Why are carpenters considered generalists?
O They are able to work independently.
O They supervise other workers on the operations team.
O They need an associate's degree for licensure.
O They are versatile and perform a variety of tasks.

Answers

Answer:

I feel like it's the last one but I could be wrong plz let me know

Explanation:

Answer:

They are versatile and perform a variety of tasks.

Explanation:

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