You are investing $5,000 and can invest for 2 years or 3 years at 1.75% and 1.25% interest rates, respectively. Which earns more interest

Answers

Answer 1

Answer:

The 3 years investment earns more interest

Step-by-step explanation:

Given

Principal, P = $5,000

Required

Determine which earns more interest

When Rate = 1.75% and Year = 2

Interest is as follows;

[tex]I = \frac{PRT}{100}[/tex]

Substitute 1.75 for R, 5000 for P and 2 for T

[tex]I = \frac{5000 * 1.75 * 2}{100}[/tex]

[tex]I = \frac{17500}{100}[/tex]

[tex]I = \$175[/tex]

When Rate = 1.25% and Year = 3

Interest is as follows;

[tex]I = \frac{PRT}{100}[/tex]

Substitute 1.25 for R, 5000 for P and 3 for T

[tex]I = \frac{5000 * 1.25 * 3}{100}[/tex]

[tex]I = \frac{18750}{100}[/tex]

[tex]I = \$187.5[/tex]

Comparing the interest of both investments, the 3 years investment earns more interest


Related Questions

Which of the following is -32(5x-7)(x+8)/-4(x+8)(5x-7) simplified? A.8/(x+8) B.8 C.4 D.4/(5x-7)

Answers

Answer:

work is shown and pictured

If mL DOC = 44º and m2 COB = 80°,
find the measure of the indicated arc
in circle o.
С
o
B.
mDEB = ?

Answers

Answer:

236°

Step-by-step explanation:

The circumference of a circle is 360° since <DOC is given as 44° and <COB is given as 80° and the center angles are equal to the arc it sees the the measure of arc DEB would be 360 - 44 - 80 = 236°

The radar system beeps once every second. How many times will it beep in 3 days?

Answers

Answer:

259200

Step-by-step explanation:

so there are 86400 in one day. multiply by 3.

Answer:

259200

Step-by-step explanation:

60x24x3x60=

In an examination, 40% of the candidates failed. The number candidates who failed was 160. How many candidates passed the examination?

Answers

Answer:

240 candidates

Step-by-step explanation:

40% candidates failed, i. e. out of every 100 candidates 40 failed.

40 failed ----------------------------- 100 total students

1 failed --------------------------------100/40 total students, given 160 failed therefore

160 failed ----------------------------(100/40) x 160 total students

Total students = (100/40) x 160 = 400

Number of candidates passed = (total candidates) - (total candidates failed)

                                                   = 400 - 160 = 240 candidates

Can u pls help I don’t understand I’ll give u 15 points

Answers

Answer: [tex]\frac{4}{3}[/tex]

Step-by-step explanation:

This is a multiplication problem. You are multiplying [tex]\frac{1}{3}[/tex] by 4. This also means 4 divided by 3. They are both the same.

Find the value of the test statistic z using . The claim is that the proportion of adults who smoked a cigarette in the past week is less than ​, and the sample statistics include n subjects with saying that they smoked a cigarette in the past week.

Answers

Correct question is;

The claim is that the proportion of adults who smoked a cigarette in the past week is less than 0.35, and the sample statistics include n = 1168 subjects with 385 saying that they smoked a cigarette in the past week. Find the value of the test statistic

Answer:

Test statistic is z = -1.46

Step-by-step explanation:

Let's first of all define the hypotheses:

Null hypothesis:

H0: p = 0.35, i.e 35% in the sample of 1,168 adults have smoked cigarettes in the previous week.

Alternative hypothesis:

Ha: p < 0.35, i.e less than 35% in the sample of 1,168 adults have smoked cigarette in the previous week.

The sample size is, n = 1,168 while the number of adults who smoked in the previous week would be; x = 385

Therefore, the sample proportion of adults who smoked in the previous week would be calculated as;

p^ = x/n = 385/1168 ≈ 0.3296

Now, from Central Limit Theorem for large samples, The sampling distribution of the sample proportion p^, will have a mean of μ = p = 0.35

Formula for standard deviation is;

σ = √[p (1 – p)/n]

σ = √(0.35 × (1 – 0.35)/1168)

σ = √0.0001947774

σ = 0.014

Formula for test statistic is;

z = (p^ - p)/σ

z = (0.3296 - 0.35)/0.014

z = - 1.46

The management of a department store is interested in estimating the difference between the mean credit purchases of customers using the store's credit card versus those customers using a national major credit card. You are given the following information.

Store's Card Major Credit Card
Sample size 64 49
Sample mean $140 $125
Population standard deviation $10 $8


A point estimate for the difference between the means is:________

a. 18
b. 265
c. 15
d. 2

Answers

the answer is b. 265

3. Simplify the following
a)[(116)3 x 114]x 1212​

Answers

Answer:

48082464 is the answer

Step-by-step explanation:

=[(116)3×114] × 1212​

=[348×114] × 1212

=39672 × 1212

=48082464 is the answer

hope it will help :)

Hey There!!

All you really need To do is: Divide [(116)] 3 x 114] x 1212) ( 20 + 51 + 43) ÷ 7

Hope It Helped!~ ♡

ItsNobody~ ☆

A line is an undefined termi because it

Answers

Answer:

Goes on forever.

Step-by-step explanation:

22 tons is equivalent to ______ kilograms.

Answers

22 tons is equivalent to


ANSWER: 19958.064 kilograms

Hope it helps:))

Answer:

20000 kg

Step-by-step explanation:

Recall that 1 kg = 2.2 lb approximately.  Then:

22 tons        1 kg        2000 lb

------------ * ------------ * --------------  =  20000 kg

      1           2.2 lb          1 ton

The length and width of a rectangle are measured as 58 cm and 45 cm, respectively, with an error in measurement of at most 0.1 cm in each. Use differentials to estimate the maximum error in the calculated area of the rectangle.

Answers

Answer:

Error in calculated area = [tex]\pm 10.3 cm^2[/tex]

Step-by-step explanation:

x = 58 cm

y = 45 cm

A = x*y

delta A

= delta (x*y)

= y delta x + x delta y  (neglecting small qty delta x * delta y = 0.01)

= 45(0.1) + 58(0.1)

= 103(0.1)

= 10.3 cm^2

Quadrilateral A'B'C'D' is the image of quadrilateral ABCD under a rotation about the origin, (0,0):

Answers

Answer:

It rotated 180 degrees

Step-by-step explanation:

If you use this image and paste in on to google docs you will be able to rotate the image. Use this tool so that your can identify the amount of degrees.

If the Quadrilateral A'B'C'D' is the image of quadrilateral ABCD under a rotation about the origin, (0,0) then the angle of rotation is option (c) 180 degrees

What is Quadrilateral?

In geometry a quadrilateral is a four-sided polygon, having four edges and four corners

What is Angle of rotation?

The angle of rotation is a measurement of the amount, of namely angle, that a figure is rotated about a fixed point, often the center of a circle.

Given,

Quadrilateral A'B'C'D' is the image of quadrilateral ABCD under a rotation about the origin, (0,0)

Consider the coordinates of D and D'

D(2,3) and D'(-2,-3)

Connect D and D'

∠D0D' = 180 Degrees

Hence, If the Quadrilateral A'B'C'D' is the image of quadrilateral ABCD under a rotation about the origin, (0,0) then the angle of rotation is option (c) 180 degrees

Learn more about Quadrilateral and Angle of rotation here

https://brainly.com/question/17106452

#SPJ2

Point E lies within rectangle ABCD. If AE = 6, BE = 7, and CE = 8, what is the length of DE?

Answers

Answer:

[tex]\sqrt{51}[/tex] units.

Step-by-step explanation:

Point E is inside a rectangle ABCD.

Please refer to the attached image for the given statement and dimensions.

Given that:

Sides AE = 6 units

BE = 7 units and

CE = 8 units

To find:

DE = ?

Solution:

For a point E inside the rectangle the following property hold true:

[tex]AE^2+CE^2=BE^2+DE^2[/tex]

Putting the given values to find the value of DE:

[tex]6^2+8^2=7^2+DE^2\\\Rightarrow 26+64=49+DE^2\\\Rightarrow DE^2=100-49\\\Rightarrow DE^2=51\\\Rightarrow \bold{DE = \sqrt{51}\ units}[/tex]

T= 2pi times the sqrt of l/g (l=2.0m; g= 10m/s^2

Answers

Answer:

v (m/s) a(m/s2). √. ½. 0. ¼. √. -¼. Movimiento circular y M.A.S. Un punto se mueve ... como la que se ilustra en la figura, llamada onda cuadrada. ... Movimiento Armónico Simple I. Una partícula cuya masa es de 1 g vibra con movimiento ... Multiplicando por el Periodo de oscilación del sistema T (con ... distancia de 10 m?

Step-by-sv (m/s) a(m/s2). √. ½. 0. ¼. √. -¼. Movimiento circular y M.A.S. Un punto se mueve ... como la que se ilustra en la figura, llamada onda cuadrada. ... Movimiento Armónico Simple I. Una partícula cuya masa es de 1 g vibra con movimiento ... Multiplicando por el Periodo de oscilación del sistema T (con ... distancia de 10 m?tep explanation:

Graph the function f(x) = 18(0.8)​

Answers

[tex]f(x)=18(0.8)=14.4[/tex]

is a constant function, so it will be a straight line parallel to x axis and passing through y axis at $14.4$

Find the 50th term in the sequence 16, 7, -2, …

Answers

This is an arithmetic sequence because the difference

between the terms in the sequence remain constant.

In other words, we subtract 9 from one term to get the next.

So we start off with the explicit formula, shown below in yellow.

"n" will be the number of terms in the sequence,

a1 will be the first term in the sequence,

and d will be the common difference.

Now substitute these in like I have below.

You will get -425 as an answer.

A quadrilateral has vertices A(3, 5), B(2, 0), C(7, 0), and D(8, 5). Which statement about the quadrilateral is true? A. ABCD is a parallelogram with non-perpendicular adjacent sides. B. ABCD is a trapezoid with only one pair of parallel sides. C. ABCD is a rectangle with non-congruent adjacent sides. D. ABCD is a rhombus with non-perpendicular adjacent sides.

Answers

Hey There!!

The answer to this is: A quadrilateral has vertices A(3, 5), B(2, 0), C(7, 0), and D(8, 5). Which statement about the quadrilateral is true?" Line BC is parallel to line AD because their slopes is equal i.e. (0 - 0) / (7 - 2) = (5 - 5) / (8 - 3) which gives 0 / 5 = 0 / 5 giving that 0 = 0. We check whether line AB is parallel to line CD. Slope of line AB is given by (0 - 5) / (2 - 3) = -5 / -1 = 5. Slope of line CD is given by (5 - 0) / (8 - 7) = 5 / 1 = 5 We have been able to prove that the opposite sides of the quadrilateral are parallel which means that the quadrilateral is not a trapezoid. Next we check whether the length of the sides are equal. Length of line AB is given by sqrt[(0 - 5)^2 + (2 - 3)^2] = sqrt[(-5)^2 + (-1)^2] = sqrt(25 + 1) = sqrt(26) Length of line BC is given by sqrt[(0 - 0)^2 + (7 - 2)^2] = sqrt[0^2 + 5^2] = sqrt(25) = 5 Length of line CD is given by sqrt[(5 - 0)^2 + (8 - 7)^2] = sqrt[5^2 + 1^2] = sqrt(25 + 1) = sqrt(26) Length of line DA is given by sqrt[(5 - 5)^2 + (8 - 3)^2] = sqrt[0^2 + 5^2] = sqrt(25) = 5 Thus, the length of the sides of the quadrilateral are not equal but opposite sides are equal which means that the quadrilateral is not a rhombus. Finally, we check whether adjacent lines are perpendicular. Recall the for perpendicular lines, the product of their slopes is equal to -1. Slope of line AB = 5 while slope of line BC = 0. The product of their slopes = 5 x 0 = 0 which is not -1, thus the adjacent sides of the quadrilateral are not perpendicular which means that the quadrilateral is not a rectangle. Therefore, ABCD is a parallelogram with non-perpendicular adjacent sides. Thus, For (option A).

Hope It Helped!~ ♡

ItsNobody~ ☆

Answer:

A. ABCD is a parallelogram with non-perpendicular adjacent sides.

Hope this helps!

Step-by-step explanation:

Evaluate x^2 − 4x + 5, when x = − 3

Answers

Answer:

[tex]\huge\boxed{26}[/tex]

Step-by-step explanation:

[tex]\sf x^2-4x+5\\Given \ that \ x = -3\\(-3)^2-4(-3)+5\\9+12+5\\26[/tex]

Answer:

[tex] \boxed{26}[/tex]

Step-by-step explanation:

[tex] \mathsf{ {x}^{2} - 4x + 5}[/tex]

[tex] \mathrm{Plug \: the \: value \: of \: x}[/tex]

⇒[tex] {( - 3)}^{2} - 4 \times(- 3 )+ 5[/tex]

[tex] \mathrm{Evaluate \: the \: power}[/tex]

⇒[tex] \mathsf{9 - 4 \times(- 3 ) + 5}[/tex]

[tex] \mathrm{Multiply \: the \: numbers}[/tex]

⇒[tex] \mathsf{9 + 12 + 5}[/tex]

[tex] \mathrm{Add the numbers}[/tex]

⇒[tex] \mathsf{26}[/tex]

Hope I helped!

Best regards!

Define “constant value”

Answers

A fixed value. In Algebra, a constant is a number on its own, or sometimes a letter such as a, b or c to stand for a fixed number. Example: in "x + 5 = 9", 5 and 9 are constants.

A fixed value. In Algebra, a constant is a number on its own, or sometimes a letter such as a, b or c to stand for a fixed number.

if y = 2√x÷ 1–x', show that dy÷dx = x+1 ÷ √x(1–x)²​

Answers

Answer:  see proof below

Step-by-step explanation:

Use the Quotient rule for derivatives:

[tex]\text{If}\ y=\dfrac{a}{b}\quad \text{then}\ y'=\dfrac{a'b-ab'}{b^2}[/tex]

Given: [tex]y=\dfrac{2\sqrtx}{1-x}[/tex]

[tex]\sqrtx[/tex][tex]a=2\sqrt x\qquad \rightarrow \qquad a'=\dfrac{1}{\sqrt x}\\\\b=1-x\qquad \rightarrow \qquad b'=-1[/tex]        

[tex]y'=\dfrac{\dfrac{1-x}{\sqrt x}-(-2\sqrt x)}{(1-x)^2}\\\\\\.\quad =\dfrac{\dfrac{1-x}{\sqrt x}-(-2\sqrt x)\bigg(\dfrac{\sqrt x}{\sqrt x}\bigg)}{(1-x)^2}\\\\\\.\quad =\dfrac{1-x+2x}{\sqrt x(1-x)^2}\\\\\\.\quad =\dfrac{x+1}{\sqrt x(1-x)^2}[/tex]

LHS = RHS:  [tex]\dfrac{x+1}{\sqrt x(1-x)^2}=\dfrac{x+1}{\sqrt x(1-x)^2}\qquad \checkmark[/tex]

I need help with this question.​

Answers

Answer:

Complement = 15 Degrees

Supplement = 105 Degrees

Step-by-step explanation:

The complement of an angle refers to the measure that will make the angle 90 degrees.  So, the complement of 75 would be 15, since 90 - 75 = 15.

The supplement of an angle refers to the measure that will make the angle 180 degrees.  So, the supplement of 75 would be 105, since 180-75 = 105.

Cheers.

What number is equivalent to 9 1/2?

Answers

Answer:

the answer is going to be 2/4

Ben and Cam are scuba diving. Ben is 15.8 meters below the
surface of the water. Cam is 4.2 meters above Ben. What is Cam's
position relative to the surface of the water?

Answers

Answer: Cam is 11.6 meters below the surface of the water

=======================================================

Explanation:

Check out the diagram below.

Draw a vertical number line with 0 at the center. The positive values are above it, while the negative values are below it.

Between -15 and -16, closer to -16, plot the value -15.8 to indicate Ben's position. I have done so as the point B.

We move 4.2 units up to arrive at Cam's position

-15.8 + 4.2 = -11.6

So Cam is 11.6 meters below the surface of the water.

normal population has a mean of 63 and a standard deviation of 13. You select a random sample of 25. Compute the probability that the sample mean is: (Round your z values to 2 decimal places and final answers to 4 decimal places): Greater than 65.

Answers

Answer:

0.2207

Step-by-step explanation:

Here, we want to find the probability that the sample mean is greater than 25.

What we use here is the z-scores statistic

Mathematically;

z-score = (x-mean)/SD/√n

From the question;

x = 65, mean = 63, SD = 13 and n = 25

Plugging these values in the z-score equation, we have

Z-score = (65-63)/13/√25 = 2/13/5 = 0.77

So the probability we want to calculate is ;

P(z > 0.77)

This can be obtained from the standard normal distribution table

Thus;

P(z > 0.77) = 0.22065 which is 0.2207 to 4 d.p

Cybil flips a coin and rolls a fair number cube at the same time. What is the probability that she will toss tails and roll a number less than 3? A. 1/6 B. 1/3 C. 2/5 D. 1/2 Please include ALL work! <3

Answers

[tex]|\Omega|=2\cdot6=12\\|A|=1\cdot2=2\\\\P(A)=\dfrac{2}{12}=\dfrac{1}{6}[/tex]

Suppose you have a bag with the following in it: 5 one dollar bills, 4 fives, 3 tens, 5 twenties, and 3 fifties. Assuming the experiment requires drawing one bill from the bag at random, complete the probability distribution for this experiment.

Required:
What is the probability of drawing 9 dollars or less in a single draw?

Answers

Answer:

(a) Probility Distribution

Outcome   probability

$1               5/15 = 1/3

$5              4/15

$10             3/15 = 1/5

$20            5/15 = 1/3

(b) P($9 or less) =  3/5

Step-by-step explanation:

(a) Probility Distribution

Outcome   probability

$1               5/15 = 1/3

$5              4/15

$10             3/15 = 1/5

$20            5/15 = 1/3

Any other denomination

                  0

(b)

ways to draw $9 or less in a single draw

P($1) = 1/3

P($5) = 4/15

P($9 or less) = P($1) + P($5) = 1/3 + 4/15 = 9/15 = 3/5

Find the slope of the line that passes through the points (1, -4) and (3,-1)

Answers

Hi there! :)

Answer:

[tex]\huge\boxed{m = \frac{3}{2}}[/tex]

Find the slope using the slope formula:

[tex]m = \frac{\text{rise}}{\text{run}} = \frac{y_2 - y_1}{x_2 - x_1}[/tex]

Plug in the coordinates of each point:

[tex]m = \frac{-1 - (-4)}{3 - 1}[/tex]

Simplify:

[tex]m = \frac{3}{2}[/tex]

Therefore, the slope of the line is 3/2.

Answer:

3/2

Step-by-step explanation:

The slope is given by

m = (y2-y1)/(x2-x1)

    = ( -1 - -4)/(3-1)

     = ( -1+4)/(2)

     = ( 3/2)

Marco is investigating some of the business models of SureSpin, one of Faster Fidget's top competitors.

He has learned that they model their cost of production for one type of spinner with the function C(x) =13,450 + 1.28x, where x is the number of spinners produced. Interpret the model to complete the

statement.

Type the correct answer in each box. Use numerals instead of words. Based on the model, the fixed cost of production is $?

Answers

Answer:

$13,450

Step-by-step explanation:

The fixed cost of production is $13,450, this is because a fixed cost of production is the amount of cost that does not change with an increase or decrease in the amount of the goods or services produced. Fixed cost of production are paid by companies. It is one of the two component of the total cost of goods or services along with the variable cost.

In regard to the information given in the  question, no matter how many spinners the company produces, the fixed cost will remain the same.

Assuming x is the variable cost which signifies the number of spinners produced, this literally implies that the cost to produce each spinner is $1.28 and the fixed cost which is independent  of the production is $13,450.

Hence, the  fixed cost of production is $13,450.

Rob sent an email survey to 2,000 cell phone owners asking about their satisfaction with their current plan. Only 256 people returned the survey and they were predominately 18-24 years old.

Which of the following statements is true?


Rob is ignoring the assumption that all survey participants will want to act independently.


The survey likely has bias because the people who could not answer differ from those who did answer.


Rob included too many people on the survey list, affecting the data collected.


The survey suffers from census issues because only 256 people responded.

Answers

Answer:

option B

everyone has different opinions about different things, since we only recorded the survey of a fourth of the total people, the survey will definitely have bias since the people who dont have to answer survey will not be able to record their opinions

What is the solution to this system of linear equations?
y-x = 6
y + x = -10
(-2,-8)
(-8.-2)
(6.-10)
(-10.6)

Answers

Answer:

The correct answer is A

Step-by-step explanation:

Answer:

(-8, -2)

Step-by-step explanation:

y-x = 6

y + x = -10

Add the two equations together to eliminate x

y-x = 6

y + x = -10

--------------------

2y = -4

Divide by 2

2y/2 = -4/2

y = -2

Now find x

y+x = -10

-2+x = -10

x = -8

Other Questions
genetic experiment with peas resulted in one sample of offspring that consisted of green peas and yellow peas. a. Construct a % confidence interval to estimate of the percentage of yellow peas. b. It was expected that 25% of the offspring peas would be yellow. Given that the percentage of offspring yellow peas is not 25%, do the results contradict expectations? a. Construct a % confidence interval. Express the percentages in decimal form. nothingp nothing (Round to three decimal places as needed.) b. Given that the percentage of offspring yellow peas is not 25%, do the results contradict expectations? No, the confidence interval includes 0.25, so the true percentage could easily equal 25% Yes, the confidence interval does not include 0.25, so the true percentage could not equal 25% This figure shows how to create a six-pointed star from twelve equilateral triangle tiles: [asy]size(7cm);pair cis(real magni, real argu) { return (magni*cos(argu*pi/180),magni*sin(argu*pi/180)); }for(int i=90;i Solve for x:x/-6 -20? a) How can you say that Rip Van Winkle was a good man and a generousneighbor? The best way to avoid accidents at intersections is to:________. A) Always stop first, even if you do not have a stop sign. B) Always honk your horn as you go through an intersection. C) Avoid intersections whenever you drive. D) Look both ways to ensure cross traffic has yielded before entering the intersection. If a falling object is covering 50 metre distance in 5 seconds, how much time it will take to cover 72 metres? Why do we need sinuses in our facial bones? Describe why fluid in the maxillary sinus or a sinus infectioncause teeth to ache? Which point on the number line best represents57? Contrary to financial analysts, who predicted last year that the market for home computers would dwindle, the personal computer industry continued to show strong growth in the first quarter of this year.(a) analysts, who predicted(b) analysts, whose predictions(c) analysts and their predictions(d) analysts' predicting(e) analysts' predictions Nicks heart rate monitor shows he is working above his maximum heart rate. What should he do based on this information? a. decrease his intensity level b. increase his intensity level c. maintain his current intensity level d. stop his workout immediately Which is one of the bases found in DNA?O A. SerineO B. LeucineO C. LysineO D. Cytosine Listen, read the question, and choose the option with the correct word to complete the sentence. What key detail supports the fact that Dr. Milstein made an important contribution to society? He earned very prestigious global recognition. He taught medicine lessons at the university. He travelled from the Americas to Europe. He was mentioned during a lesson in class. You're about to buy a new car for $10,000. The dealer offers you a one-year loan where you pay $860.66 every month for the next 12 months. Since you pay $860.66 * 12 = $10,328 in total, the dealer claims that the loan's annual interest rate is (10,328-10,000)/10,000 = 3.28%. What is the actual effective annual rate? Please answer the follwoing riddle: A brother, sisiter, and thier dog were walkingdown the street to go home. If the brother, sister, and their dog were not under anumbrella, why did they not get wet? What is the value of $a$ if the lines $2y - 2a = 6x$ and $y + 1 = (a + 6)x$ are parallel? give me a paragraph about your expierence with art. i really need help im not smart Pulse rates of women are normally distributed with a mean of 77.5 beats per minute and a standard deviation of 11.6 beats per minute. 1. What are the values of the mean and standard deviation after converting all pulse rates of women to z scores using z = (x - mu )? 2. What are the units of the corresponding z scores? A. The z scores are measured with units of "beats per minute". B. The z scores are measured with units of "minutes per beat". C. The z scores are measured with units of "beats." D. The z scores are numbers without units of measurement. You live in the northeast US, and over the course of a particular winter, you experienced frequent snow, poor weather, and well below normal temperatures. Your friend, who lives in the southwest US, experienced mostly fair weather and average (mild) temperatures through that same winter. Based on the discussion of mid-latitude cyclone formation in chapter 12, explain why this pattern of winter weather in each location would likely persist every winter. View keyboard shortcuts 12pt Paragraph George Bailey purchased equipment from M. Potter for $450,000, paying $35,000 cash as a down payment and financing the remainder. The correct journal entry to record this event is: Which expression gives the length of the transverse axis of the hyperbolashown below?XFocusFocusO AYO B. X-yO c. xtO D. X+ y