You are planning to buy a house for $800,000. City bank offers a 30 year loan at 4.9 % apr ( Annual percentage interest rate) if you put 20 % down. Calculate your expected monthly payment.

Answers

Answer 1

Answer:

3396.65

Step-by-step explanation:

Let's start by cacluating the amount the bank is loaning us

800000*.8=640000

Let's now calculate the effective rate: .049/12= .004083333333

let x= payment

[tex]640000=x\frac{1-(1+.004083333333)^{-30*12}}{.004083333333}\\x=3396.651012[/tex]


Related Questions

suppose △abc≅△xyz. what is the corresponding congruent part for each segment or angle?​

Answers

Answer:

Step-by-step explanation:


37. Two numbers are such that their
difference, their sum and their
product are in the ratio 1:7: 24.
Find the product of the
number.

Answers

Answer:

8 and 6

Step-by-step explanation:

Two numbers are such that their difference, their sum, and their product are to

each other as 1:7:24. Their product must equal what number?

:

Two numbers a & b

Let x = the multiplier

:

a - b = 1x

a + b = 7x

a * b = 24x

:

Add the 1st two equations

a - b = x

a + b = 7x

2a = 8x

a = 4x

or

x = .25a

:

a * b = 24x

Replace 24x; a = 4x therefore:

a * b = 6a

b = 6

;

Using the 1st equation

a - b = 1x

Replace b with 6 and x with .25a

a - 6 = .25a

a - .25a = 6

.75a = 6

a =

a = 8

:

Find the multiplier

a - b = x

8 - 6 = 2

:

Check this

a - b = 2 (1*2)

a + b = 14; (7*2)

a * b = 48: (24*2)

:

The numbers are 8 and 6; their products = 48

To determine the organic material in a dried lake bed, the percent carbon by mass is measured at two different locations. To compare the means of the two different locations, it must first be determined whether the standard deviations of the two locations are different. For each location, calculate the standard deviation and report it with two significant figures.

Answers

Answer:

[tex]\sigma_1 = 0.08[/tex] --- Location 1

[tex]\sigma_2 = 0.34[/tex] --- Location 2

Step-by-step explanation:

Given

See attachment for the given data

Required

The standard deviation of each location

For location 1

First, calculate the mean

[tex]\bar x_1 =\frac{\sum x}{n}[/tex]

So, we have:

[tex]\bar x_1 =\frac{30.40+30.20+30.30+30.40+30.30}{5}[/tex]

[tex]\bar x_1 =\frac{151.60}{5}[/tex]

[tex]\bar x_1 =30.32[/tex]

The standard deviation is calculated as:

[tex]\sigma_1 = \sqrt{\frac{\sum(x - \bar x_1)^2}{n-1}}[/tex]

[tex]\sigma_1 = \sqrt{\frac{(30.40 - 30.32)^2+(30.20 - 30.32)^2+(30.30 - 30.32)^2+(30.40 - 30.32)^2+(30.30 - 30.32)^2}{5-1}}[/tex]

[tex]\sigma_1 = \sqrt{\frac{0.028}{4}}[/tex]

[tex]\sigma_1 = \sqrt{0.007}[/tex]

[tex]\sigma_1 = 0.08[/tex]

For location 2

First, calculate the mean

[tex]\bar x_2 =\frac{\sum x}{n}[/tex]

So, we have:

[tex]\bar x_2 =\frac{30.10+30.90+30.20+30.70+30.30}{5}[/tex]

[tex]\bar x_2 =\frac{152.2}{5}[/tex]

[tex]\bar x_2 =30.44[/tex]

The standard deviation is calculated as:

[tex]\sigma_2 = \sqrt{\frac{\sum(x - \bar x_2)^2}{n-1}}[/tex]

[tex]\sigma_2 = \sqrt{\frac{(30.10-30.44)^2+(30.90-30.44)^2+(30.20-30.44)^2+(30.70-30.44)^2+(30.30-30.44)^2}{5-1}}[/tex]

[tex]\sigma_2 = \sqrt{\frac{0.472}{4}}[/tex]

[tex]\sigma_2 = \sqrt{0.118}[/tex]

[tex]\sigma_2 = 0.34[/tex]

Which point represents the unit rate?

A

B

C

D

Answers

Answer:

Point C represents the unit rate

Step-by-step explanation:

What is the median of the following set of values? 7, 21, 19, 15, 19, 14, 15, 19

Answers

Line them up in order first.
7, 14, 15, 15, 19, 19, 19, 21
The median is 15 and 19. OR 17, because 15+19=34/2 which equals 17.

The median of the following set of values is equals to 17.

What are median?

Median represents the middle value of the given data when arranged in a particular order. The mean is the average value which can be calculated by dividing the sum of observations by the number of observations

We are given that the median of the following set of values

7, 21, 19, 15, 19, 14, 15, 19

Line them up in order first.

7, 14, 15, 15, 19, 19, 19, 21

Here the middle value are 15 and 19.

The median is 15 and 19. OR 17,

Therefore, 15 + 19 = 34/2 which equals to 17.

Learn more about mean and median;

https://brainly.com/question/17060266

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Exercise
a. I choose the correct option from Contain Questions
i Which of the following is a group set ?
(b) A happy person in the Village
(c) Simple Ex in the book (d) school age student
(Weekly​

Answers

Answer:

happy person in the village

State the final conclusion in simple nontechnical terms.
Original claim: The proportion of male golfers is less than 0.6.
Initial conclusion: Fail to reject the null hypothesis.
Which of the following is the correct conclusion?
A. There is suffficient evidence to support the claim that the proportion of male golfers is less than 0.6.
B. There is not sufficient evidence to support the claim that the proportion of male golfers is less than 0.6.

Answers

Answer:

B. There is not sufficient evidence to support the claim that the proportion of male golfers is less than 0.6.

Step-by-step explanation:

The proportion of male golfers is less than 0.6.

At the null hypothesis, we test if the proportion is of at least 0.6, that is:

[tex]H_0: p \geq 0.6[/tex]

At the alternative hypothesis, we test if the proportion is of less than 0.6, that is:

[tex]H_1: p < 0.6[/tex]

Fail to reject the null hypothesis.

This means that there is not sufficient evidence to conclude that the proportion is less than 0.6, and thus the correct answer is given by option B.

Given: x + 2 < -5.



Choose the solution set.

{x | x R, x < -3}
{x | x R, x < 3}
{x | x R, x < -7}
{x | x R, x < 7}

Answers

Answer:

C

Step-by-step explanation:

x + 2 < -5

x < - 5 - 2

x < - 7

Answer:

{x| x R, x<-7}

Step-by-step explanation:

=> x+2<-5

=> x<-5-2

=> x<-7

On Monday, Ray had $153.75 in his bank account. On Tuesday, he withdrew $71.00 from his account. After depositing #292.50 on Wednesday, how much money did Ray have in his account

Answers

Answer:

$375.25

Step-by-step explanation:

[tex]===========================================[/tex]

Withdrew- taking out money (-)

Deposit- putting in money (+)

[tex]===========================================[/tex]

Ray started off with 153.75. He withdraws (-) 71.

[tex]153.75-71=82.75[/tex]

Then he deposits (+) 292.5.

[tex]82.75+292.5=375.25[/tex]

That's your answer!

I hope this helps ❤

62. A chemist mixes 15 liters of 40 percent acid solution and 25 liters of 20 percent acid solution.
What percent of the mixture is acid?

Answers

40% of 15 L = 6 L of acid

20% of 25 L = 5 L of acid

This means the mixture contains a total of 11 L of acid, and with a total volume of 15 L + 25 L = 40 L, that means the mixture is at a concentration of

(11 L acid) / (40 L solution) = 0.275 = 27.5%

Which rations are equivalent to 30:20? check all that apply

Answers

Answer:

3:2, 6;4 hope this helps

Answer:

C, D

Step-by-step explanation:

If you multiply both numbers of a ratio by the same number, you get an equivalent ratio.

A.  Divide both numbers by 10

40:30 = 4:3 No

B. 10:0 No

C. Multiply both numbers by 10

3:2 = 30:20 Yes

D. Multiply both numbers by 5

6:4 = 30:20 Yes

What fraction of the total number of students are boys?

Answers

Step-by-step explanation:

total number of students are :4x 3 = 12

Fraction that's boys are : 3÷12

How long will it take the same crew to clear the entire plot of 2 1/2 acres?

Answers

Answer:

It will take 15 days for the same crew to clear the entire plot of 2 1/2 acres.

Step-by-step explanation:

Given that a crew clears brush from 1/3 acre of land in 2 days, to determine how long will it take the same crew to clear the entire plot of 2 1/2 acres, the following calculation must be performed:

1/3 = 0.333

1/2 = 0.5

0.333 = 2

2.5 = X

2.5 x 2 / 0.333 = X

15 = X

Therefore, it will take 15 days for the same crew to clear the entire plot of 2 1/2 acres.

Find the value for the side marked below.
Round your answer to the nearest tenth.
у
100
49°
y = [?]

Answers

Answer:

y = 75.5

Step-by-step explanation:

Reference angle (θ) = 49°

Hypotenuse = 100

Opposite = y

Apply trigonometric function, SOH. Which is:

Sin θ = Opp/Hyp

Plug in the values

Sin 49 = y/100

100*Sin 49 = y

y = 75.5 (nearest tenth)

f(x) = 1
g(x) = x - 4
Can you evaluate (g•f)(0)? Explain why or why not?

Answers

Answer:

This is a multiplication of functions g and f, and these functions have no restrictions(such as a even root or a fraction), and thus [tex](g \mult f)(0) = g(0)f(0) = -4(1) = -4[/tex]

Step-by-step explanation:

We are given the following functions:

[tex]f(x) = 1[/tex]

[tex]g(x) = x - 4[/tex]

Can you evaluate (g•f)(0)?

This is a multiplication of functions g and f, and these functions have no restrictions(such as a even root or a fraction), and thus [tex](g \mult f)(0) = g(0)f(0) = -4(1) = -4[/tex]

Answer:

To evaluate the composition, you need to find the value of function f first. But, f(0) is 1 over 0, and division by 0 is undefined. Therefore, you cannot find the value of the composition.

You must evaluate the function f first.

Division by 0 is undefined.

The composition cannot be evaluated.

Solve the system by substitution.
y + 4 = x
10x + 2y = 16

Answers

Answer:

(2, -2)

Step-by-step explanation:

Given system:

y + 4 = x 10x + 2y = 16

Substitute x into the second equation:

10(y + 4) + 2y = 1610y + 40 + 2y = 1612y = -24y = -2

Find x:

x = -2 + 4x = 2

Answer:

x = 2 and y = -2

Step-by-step explanation:

Given system :-

y + 4 = x

10x + 2y = 16

Solve the system by substitution:-

Let,

y + 4 = x ...(1)

10x + 2y = 16 ...(2)

Solve for y;

Substitute y + 4 as x in the eq.(2)

10( y + 4 ) + 2y = 16

Distribute 10.

10y + 40 + 2y = 16

Combine like terms.

12y + 40 = 16

Move constant to the right-hand side and change their sign.

12y = 16 - 40

Subtract 16 from -40.

12y = -24

Divide both side by 12.

12y / 12 = -24/12

Hence, y = -2

Solve for x.

Substitute the value of y in eq.(1)

-2 + 4 = x

Add -2 and 4.

Hence, 2 = x

Create your own proportion problems?

Answers

Answer:

See Explanation

Step-by-step explanation:

Required

Proportion problems

An example is:

y is directly proportional to x such that: y=4 when x = 2;

Derive the equation

For direct proportions, we have:

[tex]y\ \alpha\ x[/tex]

This gives:

[tex]y = kx[/tex]

Make k the subject

[tex]k = y/x[/tex]

So:

[tex]k = 4/2 =2[/tex]

So, the equation is:

[tex]y = kx[/tex]

[tex]y = 2x[/tex]

Assume the above question is for inverse proportion

The variation will be:

[tex]y\ \alpha\ \frac{1}{x}[/tex]

This gives:

[tex]y\ = \frac{k}{x}[/tex]

Make k the subject

[tex]k =x*y[/tex]

[tex]k =2* 4 = 8[/tex]

So, the equation is:

[tex]y\ = \frac{k}{x}[/tex]

[tex]y = \frac{8}{x}[/tex]

Find the area of the figure

Please help :)

Answers

9514 1404 393

Answer:

  66.5 cm²

Step-by-step explanation:

A horizontal line at the "knee" on the right will divide the figure into a 4 cm by 2 cm rectangle, and a trapezoid with bases 4 cm and 9 cm, and height 11-2 = 9 cm. Then the total area of the figure is ...

  A = LW + 1/2(b1 +b2)h

  A = (4 cm)(2 cm) + (1/2)(4 cm +9 cm)(9 cm) = 8 cm² +58.5 cm²

  A = 66.5 cm² . . . . area of the figure

Find the values of x for which the denominator is equal to zero for y=x^2/x^2+1 .

Answers

Answer:

Step-by-step explanation:

I assume that you mean y = x²/(x²+1), not y = x²/x²+1.

x²+1 = 0

x² = -1

x = ±√(-1) = ±i

deleted: deleted by user

Use the Central Limit Theorem to find the mean and standard error of the mean of the indicated samplingg distribution.

The amounts of time employees of a telecommunications company have worked for the company are normally distributed with a mean of 5.5 years and a standard deviation of 2.1 years. Random samples of size 17 are drawn from the population and the mean of each sample is determined.

a. 1.33 years, 2.1 years
b. 5.5 years, 0.12 years
c. 5.5 years, 0.51 years
d. 1.33 years, 0.51 years

Answers

Answer:

c. 5.5 years, 0.51 years

Step-by-step explanation:

Central Limit Theorem

The Central Limit Theorem establishes that, for a normally distributed random variable X, with mean [tex]\mu[/tex] and standard deviation [tex]\sigma[/tex], the sampling distribution of the sample means with size n can be approximated to a normal distribution with mean [tex]\mu[/tex] and standard deviation [tex]s = \frac{\sigma}{\sqrt{n}}[/tex].

For a skewed variable, the Central Limit Theorem can also be applied, as long as n is at least 30.

For a proportion p in a sample of size n, the sampling distribution of the sample proportion will be approximately normal with mean [tex]\mu = p[/tex] and standard deviation [tex]s = \sqrt{\frac{p(1-p)}{n}}[/tex]

Mean of 5.5 years and a standard deviation of 2.1 years.

This means that, for the population, [tex]\mu = 5.5, \sigma = 2.1[/tex]

Random samples of size 17.

This means that [tex]n = 17[/tex]

Use the Central Limit Theorem to find the mean and standard error of the mean of the indicated sampling distribution.

The mean is the same as the mean for the population, that is, 5.5 years.

The standard deviation is:

[tex]s = \frac{\sigma}{\sqrt{n}} = \frac{2.1}{\sqrt{17}} = 0.51[/tex]

This means that the correct answer is given by option c.

if x can be divide by 7 and 9 without leaving a remainder, it can also divided by which number without leaving a remainder​

Answers

Answer:

all counting numbers except one

A number that can go into x would be 3

This is because 7 x 9 is 63 meaning x would be 63 and 63 divided by 3 is 21 which does NOT Leave a reminder.

Which statement is false?
A. Every irrational number is also real.
B. Every integer is also a rational number.
• C. Every rational number is also an integer.
D. No rational number is irrational.

Answers

Answer:

A. false B. true C. false D. true

Whope you all like this answer

PLEASE HELP MATH⚠️⚠️⚠️⚠️⚠️

Convert this into algerbraic expression:
The difference of a number cubed and the same number

Answers

Step-by-step explanation

n^3-n.

Hope this will help you :) <3

n^3 - n.
It’s n power 3 minus n

what are the missing numbers ?

Answers

It is d 5,6,8,9
Cube root 8 is 2 + 7 is 9

A field book is a private notepad used by a surveyor to transcribe notes and is not considered a legal document True False

Answers

Answer:

False

Step-by-step explanation:

A field book is a private notepad used by a surveyor to record measurements and notes.

Basically, the size of a field book is 200 millimeters × 120 millimeters (20 centimeters × 12 centimeters) and it's typically opened lengthwise. There are two (2) main types of field book and these includes;

I. Double-line field book.

II. Single-line field book.

As a general rule, it's best that all findings, entries (notes) and observations are recorded or made into a field book after each and every measurement have been taken by a surveyor.

In conclusion, a field book is considered to be a legal document used by surveyors to keep records of accomplished field work or work done in the field. Thus, it's not a private notepad used by a surveyor to transcribe notes.

Answer:

False

Step-by-step explanation:

A field book is a private notepad used by a surveyor to transcribe notes and is not considered a legal document is False.

determine lcm and HCF of 24 and 26 using prime factors​

Answers

Answer:

WHAT IS THE FACTOR?

Step-by-step explanation:

Tell whether the following two triangles can be
proven congruent through SAS.
A.Yes, the two triangles are congruent
because two sides and their included
angle are congruent in both triangles.
B.No, the two triangles don't have
corresponding sides marked congruent.
C. Yes, the two triangles are congruent because they’re both right triangles.
D.No, the two triangles can only be proven congruent through SSA.

Answers

Answer:

B. No, the two triangles don't have

corresponding sides marked congruent.

Gemma recently rode her bicycle to visit her friend who lives 6 miles away. On her way there, her average speed was 16 miles per hour faster than on her way home. If Gemma spent a total of 1 hour bicycle, find the two rates.

Answers

first speed --- x mph

return speed -- x+16 mph

6/x + 6/(x+16) = 1

times each term by x(x+16)

6(x+16) + 6x = x(x+16)

x^2 + 4x - 96 = 0

(x-8)(x+12) = 0

x = 8 or x is a negative

her first speed was 8 mph

her return speed was 24 mph

check:

6/8 + 6/24 = 1 , that's good!

how much water consumed by Aguilar family as shown in the meter reading

Answers

Answer:

?????????????????

Step-by-step explanation:

????????

Jun 29, 8:51:41 AM
Find the volume of a pyramid with a square base, where the perimeter of the base is
10.7 ft and the height of the pyramid is 9.8 ft. Round your answer to the nearest
tenth of a cubic foot.

Answers

9514 1404 393

Answer:

  23.4 ft³

Step-by-step explanation:

In terms of the perimeter of the square base, the volume of a pyramid can be found using the formula ...

  V = (1/48)P²h . . . . . where P is the base perimeter and h is the height

  V = (1/48)(10.7 ft)²(9.8 ft) ≈ 23.4 ft³

_____

Additional comment

The relevant formulas usually used are ...

  P = 4s . . . . perimeter of a square with side length s

  A = s² . . . . area of a square with side length s

  V = (1/3)Bh . . . . . volume of a pyramid with base area B and height h

Solving the perimeter equation for s, and using that result in the other formulas, we get ...

  s = P/4

  B = (P/4)² = P²/16

  V = 1/3(P²/16)h = (1/48)P²h . . . . the formula used above

Using this result saves the effort of computing the intermediate values of side length and base area.

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