Assume that all commercial banks are loaned up. Total deposits in the banking system are $800 million. The required reserve ratio is decreased. The money supply will decrease. increase. not change because there was no change in deposits. not change because the required reserve ratio has no impact on money supply.

Answers

Answer 1

Answer:

increase

Explanation:

Reserve ratio is the percentage of deposits that is required of commercial banks to keep as reserves. The lower the ratio, the higher the increase in money supply

For example, assume reserve ratio is initially 10% of deposits. It is later reduced to  5%. 1000 is deposited

Increase in money supply = deposit / reserve ratio

1000 / 0.1 = 10,000

1000 / 0.05  = 20,000

Money supply increased when reserve ratio was decreased


Related Questions

Of the four consumer protection groups listed below, identify which groups are government agencies and which are non-governmental. I. Better Business Bureau II. Consumer Product Safety Commission III. Consumers Union IV. Food and Drug Administration a. I and II are governmental; III and IV are not. b. II and III are governmental; I and IV are not. c. II and IV are governmental; I and III are not. d. III and IV are governmental; I and II are not. Please select the best answer from the choices provided A B C D

Answers

Answer:

c. II and IV are governmental; I and III are not.

Explanation:

A government agency is usually a permanent organization established by either a state or national government in a federal system. They are established by legislative or executive powers for oversight and administration of specific functions. Examples of government agencies are Food and Drugs Administration (FDA), Consumer Product Safety Commission, Intelligence, Finance and Communications agency.

Non-governmental agency usually referred to as NGOs is a non-profit.

Of the four consumer protection groups listed above, Consumer Product Safety Commission and Food and Drug Administration are governmental; Better Business Bureau and Consumers Union are not.

Answer:

the answer is C  

II and IV are governmental; I and III are not.

Explanation:i took the test

A renter rented a house from a landlord. The renter and the landlord entered into a written lease providing that the renter was to pay a fixed monthly rent plus all taxes. A month later, the renter was offered a job in another state, and the renter assigned her lease to a friend by written agreement. The renter forgot to tell the friend that he was liable to pay the taxes on the residence during the period of the lease. As a result, the friend failed to pay the taxes on the house. The landlord was informed that there was a tax lien on the residence. She paid the lien and brought suit against the friend for the amount. Who will prevail

Answers

Answer:

The landlord, because payment of property taxes touches and concerns the land

Explanation:

Considering the situation described in the question above. It can be concluded that the friend, which in this case is an assignee is considered to be in privity of estate with the lessor, and is responsible for those agreements in the original lease that run with the land.

Hence, the one that would prevail is the "The landlord, because payment of property taxes touches and concerns the land."

if a company has 5 employees with annual salaries of $90,000, $60,000 ,$70,000 ,$90,000 and $20,000 respectively, what is the mean annual salary at the company?

Answers

Answer:

Mean annual salary = $66,000

Explanation:

Given the following data;

Number of employees = 5Employee's salaries = $90,000, $60,000 ,$70,000 ,$90,000 and $20,000.

To find the mean annual salary at the company;

First of all, we would find the total amount of salaries.

Total amount = 90,000 + 60,000 + 70,000 + 90,000 + 20,000

Total amount = $330,000

Next, we would calculate the mean annual salary at the company;

[tex] Mean \; annual\; salary = \frac {Total \; salary}{Number \; of \; employees} [/tex]

Substituting into the above formula, we have;

[tex] Mean \; annual\; salary = \frac {330,000}{5} [/tex]

Mean annual salary = $66,000

Answer:

66,000

Explanation:

Allocating resources including people, equipment and money to carry out the company’s plans is the _________function of management.

Answers

Answer: Organizing

Explanation:

One of the key functions of management is to organize the resources of the business in such a way that the business is moved forward and its goals are accomplished.

The manager does this by allocating those resources to various plans and projects in an efficient enough manner that would help the company achieve its goals.

_____ refers to the degree to which the organization monitors and responds to changes in the external environment.

Answers

Answer:

open system focus

Explanation:

People who are not currently employed but say they want a job are counted as unemployed only if they _____

Answers

Answer:

B

Explanation:

a. have previously held a job.

b. are actively seeking employment at least in the past 4 weeks.

c. are only willing to accept a reasonable offer.

d.are more than 21 years of age.

A person is unemployed if she does not have a job but is actively seeking employment

types of unemployment

structural unemployment is an unemployment that occurs as a result of changes in the economy. These changes can be as a result of changes in technology, polices or competition. Structural unemployment tends to be permanent.  

The geologist lost his hob permanently due to increase in wages (polices)

Frictional unemployment:  the period of time a person is unemployed from the period he leaves his current job and the time he gets another job. Eg. when a real estate agent who leaves a job in Texas and searches for a similar, higher-paying job in California.

Voluntary unemployment: e.g. worker at a fast-food restaurant who quits work and attends college.

An inspector should report on vegetation around the home when it may adversely affect the structure due to ____

Answers

Answer:

Moisture intrusion

Explanation:

..........

Frank is the expert on the credit pricing process. He knows all the ins and outs. His employees just follow his process and are very efficient. His leadership style is

Answers

Answer:

"Autocratic " is the right answer.

Explanation:

An assign responsibility in which one leader is increasingly together all choices and makes a minimal contribution from several other organizational participants.Throughout circumstances where urgent progress can be made as well as risky or time, unfortunately, the same kind of judgment call seems to be acceptable.

The leadership style of Frank is autocratic. Since he is giving orders to his employees without concerning their opinion.

What is autocratic style of leadership?

Autocratic style of leadership can be defined as the style of leadership in which an individual control all the decision and there is a little input from the group members. The autocratic leaders barely take advises from the group members or the followers and all the choices and decisions are exclusively based on their ideas and opinions.

In the given case, Frank knows all the ins and out of the process makes his employees just to follow his orders. Therefore the leadership style adapted by Frank is autocratic.

Learn more about autocratic leadership style here:

brainly.com/question/26430631

True or false. Unintended market conditions, including black markets and shortages, can occur through the price restraint of a price ceiling set above the market-clearing price.

Answers

Answer:

false

Explanation:

Price ceiling is when the government or an agency of the government sets the maximum price for a product. It is binding when it is set below equilibrium price.

Price floor set above the market-clearing price is non binding

Effects of a binding price ceiling

1. It leads to shortages

2. it leads to the development of black markets

3. it prevents producers from raising price beyond a certain price

4. It lowers the price consumers pay for a product. This increases consumer surplus

An individual reports the following capital transactions in the current year: Short-term capital gain $ 1,000 Short-term capital loss 11,000 Long-term capital gain 10,000 Long-term capital loss 6,000 What amount is deducted in arriving at adjusted gross income

Answers

Answer: $6000

Explanation:

The amount that is deducted in arriving at adjusted gross income will be calculated thus:

Short term capital gain = $1000

Less: Short term capital loss = $11000

Net short term loss = -$10000

Long term capital gain = $10000

Less: Long term capital loss = $6000

Net long term gain = $4000

Then, the amount that is deducted in arriving at adjusted gross income will be:

= $10000 - $4000 = $6000

Your customer has heard about precious metals funds. He asks about the types and amounts of various precious metals these funds might own. You tell him he has mistaken the focus of these funds. A gold fund, for example, might own: A) boxcars of gold ore. B) Barrack Gold Corporation common stock. C) ingots of gold of only a certain size. D) gold in a variety of forms, including sheets, wires, and ingots.

Answers

Answer:

B) Barrack Gold Corporation common stock.

Explanation:

Barrick Gold Corporation deals in the mining company that generated the gold & copper having sixteen operating sites in thirteen countries

Also it headquarter is in ontario, canada, etc

So as per the given situation, it is the common stock of the barrack gold corporation

Therefore the option b is correct

Which regulation primarily cover medical retention standards? AR 40-501 AR 220-1 AR 600-8-1 FM 6-22

Answers

Answer:

The regulation that primarily covers medical retention standards is

AR 40-501

Explanation:

AR 40-501 provides the guidelines for determining the medical fitness of US Armed personnel.  This implies that those who do not meet the requirements are not retained for military services.  The AR = Army Regulation. AR 220-1 deals with the protection of immigrants and refugees.  AR 600-8-1 deals with armed personnel casualties while FM 6-22 is about Army publications.

What is NOT an aspect of agile and dynamic business processes? a) Developed to assist in incremental process improvement d) Change requires significant redesign work e) Quick to support shifting business requirements c) Allows for firms to take advantage of the newest innovations b) Relies on an advanced degree of information technologies

Answers

Answer:

d) Change requires significant redesign work

Explanation:

It is correct to say that work redesign is not an aspect of agile and dynamic business processes, as it is a process of molding work functions, which can occur gradually according to new technologies and internal and external changes of the organizational environment.

The work redesign will reorganize the work in an organization, which can be a positive point that helps the company to update itself on the best practices and work processes, but it requires constant efforts by the organization in relation to training and adaptation of employees, which can be a long process for organizations.

Coca-Cola vending machines are found all over the world. The newest machines have an interactive screen that runs advertisements and allows users to obtain free photos of themselves and ringtones after they have bought a drink. Critics of these new vending machines are concerned that entertaining technology is being used to market sugary products. In terms of a SWOT analysis, this concern from outside critics would be an example of a(n):

Answers

Answer:

Threat

Explanation:

From the question we are informed about Coca-Cola who was vending machines are found all over the world. The newest machines have an interactive screen that runs advertisements and allows users to obtain free photos of themselves and ringtones after they have bought a drink. Critics of these new vending machines are concerned that entertaining technology is being used to market sugary products. In terms of a SWOT analysis, this concern from outside critics would be an example of a threat.

SWOT analysis can be regarded as business analysis which make sure that there is definition for objectives of a project and all factors that has relation to the project are properly identified. It encompass four areas, these are

✓Strengths

✓Opportunities

✓ Threats

✓Weaknesses

Threats can be regarded as anything which can destroy ones organization or company or product.

A Target retail store in Phoenix, Arizona stocks CDs with Spanish-speaking singers because its shoppers want to buy this type of item, even though the typical Target store does not stock this item. This is an example of:

Answers

Answer:

Managing diversity.

Explanation:

Marketing can be defined as the process of developing promotional techniques and sales strategies by a firm, so as to enhance the availability of goods and services to meet the needs of the end users or consumers through advertising and market research. Thus, it comprises of all the activities such as, identifying, anticipating set of medium and processes for creating, promoting, delivering, and exchanging goods and services that has value for customers. It typically, involves understanding customer needs, building and maintaining healthy relationships with them in order to scale up your business.

The example in this scenario depicts managing diversity because the product isn't tailored to a particular language rather it's multilingual.

The base rate of managerial incompetence is estimated at 25 to 30 percent. Group of answer choices True False

Answers

Answer:

The answer is "False".

Explanation:

Incompetence in Leadership Managerial incompetence can be defined as an inability to carry out its leadership tasks and responsibilities successfully. Managers execute several tasks, mainly of supervisory character, in any conventional organization.

There are six main reasons for managerial incompetence. Derailment is indeed a loss of self, a lack of understanding of conditions, a lack of intellect and technical knowledge.

Kendra needs to rate five of her subordinates. She make a chart of all possible pairs of employees for each trait being evaluated. Then, she indicates the better employee of each pair with a positive symbol on the chart. Finally, she totals the number of positive symbols for each employee. Which method of performance appraisal has Kendra most likely used?

Answers

Answer:

Paired comparison

Explanation:

PAIRED COMPARISON can be defined as the way or process in which employee are been COMPARED against others employees using a particular traits by making a chart or matrix of all feasible pairs of employees for each trait that was evaluated and by indicating the best employee of each of the pair with either a tick mark or a positive symbol on the chart or matrix in order to determine the best employee.

Therefore the method of PERFORMANCE APPRAISAL that is most likely used is PAIRED COMPARISON

Question Mode Multiple Select Question Select all that apply Managers make assumptions in CVP analysis. These assumptions include: (Check all that apply.) Multiple select question. constant variable cost per unit. constant fixed cost per unit. constant sales volume. constant selling price per unit. constant total variable costs. constant total fixed costs.

Answers

Answer:

constant selling price per unit.

constant variable cost per unit.

constant total fixed costs.

Explanation:

At the time when the managers make the assumptions with respect to the Cost-volume profit analysis so the assumptions involved that the selling price per unit, variable cost per unit and the total fixed cost remains unchanged or constant or same

So the above three options are to be considered

A company is considering a capital investment of $45,000 in new equipment which will improve production and increase cash flows by $15,000 per year for 6 years. The payback period is years.

Answers

Answer:

3 years

Explanation:

Calculation to determine The payback period

Using this formula

Payback period=Capital investment/ Increase cash flows

Let plug in the formula

Payback period=$45,000/$15,000

Payback period=3 years

Therefore The payback period is 3 years

Explain the relevance of opportunity cost for a travel firm in deciding how to use its
resources

Answers

Explanation:

Weighing opportunity costs allows the business to make the best possible decision. If, for instance, the company determines an alternative choice's opportunity cost is greater than what the company gains from its initial decision, the company can change its mind and pursue the alternative choice.

Which of the following sales would be covered by Article 2 of the Uniform Commercial Code? Group of answer choices the sale of intangible goods the sale of tangible goods the sale of real estate the sale of stocks

Answers

Answer:

the sale of tangible goods

Explanation:

Article 2 is applied for the contract that made for selling the goods. the goods that are identifed at the time when the contract is created and could be moved. It mainly deals with the tangible things like computers, cars, pens, etc

The intellectual property and intangible should not be cover in this

Therefore the above should be considered

The kinds of factors that might be reviewed when considering the "economic" aspect of the pestel include

Answers

The available options are:

A. Changes in disposable income per capita

B. Changes in the average age of different consumer groups

C. Judicial outcomes that impact product liability within an industry

D. The election of a conservative congress

E. Changes in the speed of internet communication capabilities

Answer:

A. Changes in disposable income per capita

Explanation:

Considering the available options, the kinds of factors that might be reviewed when considering the "economic" aspect of the pestel include "Changes in disposable income per capita."

This is because, it is an option that depicts ECONOMIC instead of a socio-cultural, political, or technological factor.

PESTEL is an acronym for Political, Economic, Social, Technological, Legal and Environmental factors.

Acme Corp. is conducting a business impact analysis for the threat of ransomware impacting its organization. The company determines that there is a 1 percent risk of a significant ransomware attack in any given year. Overall annual revenue for the company is valued at $10,000,000 and estimates are that a large ransomware attack would cause approximately $1,000,000 in damage. What is the Estimated Threat Impact (ETI) in this scenario? Group of answer choices $1,000,000 $10,000 $10,000,000 $100,000

Answers

Answer: $1,000,000

Explanation:

Risk impact assessment refers to the method of assessing the probabilities of a particular risk and its consequences in case they are realized.

Based on the question, since there's an estimate that a large ransomware attack would cause approximately $1,000,000 in damagez then the estimated threat impact is $1,000,000.

An unplanned increase in inventories​ _______. A. occurs when real GDP exceeds aggregate planned​ expenditure, so firms decrease production and real GDP decreases B. occurs when real GDP exceeds aggregate planned​ expenditure, so firms increase production and real GDP increases C. occurs when aggregate planned expenditure exceeds real​ GDP, so firms increase production and real GDP increases D. occurs when aggregate planned expenditure exceeds real​ GDP, so firms decrease production and real GDP decreases E. increases​ investment, which increases equilibrium expenditure and real GDP

Answers

Answer: C. occurs when aggregate planned expenditure exceeds real​ GDP, so firms increase production and real GDP increases

Explanation:

When the Aggregate expenditure which is also known as Aggregate demand, exceeds the real GDP, it means that there is more demand for goods in the economy than the economy has currently produced.

Producers would therefore increase their production level in order to meet up with the new demand and return to a level of inventory that they are comfortable with. This increased production was not planned so any inventory it yields is unplanned as well.

Individuals can differentiate themselves by making human capital investments, just as a firm can differentiate itself by paying higher wages.

A. True

B. False

Answers

Answer: True

Explanation:

Human capital refers to the skills, health and knowledge that people invest in which allows them to realize their potential.

Individuals can differentiate themselves by making human capital investments. This enables them standout from others just exactly as a firm can differentiate itself by paying higher wages.

In order to encourage more interdepartmental communication and cooperation, Angelica is thinking about setting up groups of workers from different departments to work together on a long-term basis. She is even thinking about asking people from some of Mucho Dinero's suppliers, customers, and distributors to join these groups. The type of group that Angelica is considering is known as a(n)

Answers

Answer:

Cross functional team

Explanation:

When a team or group is composed of individuals with different functional expertise, technical skills or prowess, then we could call the group a cross functional group or team. The word cross function means that the group with the help of team work is capable of performing or functioning across a number of differ roles and taking up diverse responsibilities. A cross functional team may be composed of a finance expert, a human resource specialist, an engineer and so on. The team my be assembled depending on the task at hand and what the organization aims to achieve.

Which of the following statements can correctly be made about illness?

Answers

there is no option can you tell option so I can help

Trish Himple owns a retail family clothing store. Her store is located at 4321 Heather Drive, Henderson, NV 89002. Her employer identification number is 95-1234321 and her Social Security number is 123-45-6789. Trish keeps her books on an accrual basis. The income and expenses for the year are:

Answers

Answer:

Trish has income of $211,000

Expenses are $186,000

Explanation:

Income :

Returns and Allowances $340,000

Cost of Goods Sold $326,000

Other deductions $14,000

Gross Profit is $211,000

_________ is used to determine the monthly payments due for each internal adjustment period over the remaining life of the loan. Depending on the movement of interest rates and thus the indexes, monthly payments will fluctuate up or down until the loan is either paid off, refinanced, or converted to a fixed rate level annuity payment loan.

Answers

Answer:

The note rate

Explanation:

The note rate is the actual interest rate i.e. applied for determining the monthly payment. Here the annual percentage used is applied in order to compare the borrowed money from the specific lender on the particular transaction. Also in this, the monthly payment would not remain fixed it always fluctated

So it is the note rate situation

what is prospecting?

Answers

Answer:

Prospecting is a search for mineral deposits in a place, especially by means of experimental drilling and excavation.

I hope this helps you!

Explanation:

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