Certain closing costs will be prorated to account for the period of time during which the seller occupied the house. If a transaction is scheduled to close on September 21 (236 days into a 365-day year), calculate the amount that the buyer will be credited if the particular closing cost in question is estimated to be $1,569 for the entire year

Answers

Answer 1

Answer:

Amount will be credit = $1,014.47

Explanation:

Given:

Closing cost = $1,569

Total number of days work = 236 days

Total number of days in year = 365 days

Find:

Amount will be credit.

Computation:

Amount will be credit = Closing cost × [236 / 365]

Amount will be credit = $1,569 × [236 / 365]

Amount will be credit = $1,014.47


Related Questions

An adult with a developmental disability works at a local product fulfillment and distribution center. She takes the bus to get to/from work each day. She is already using a prompting/cueing app on her smartphone to support her when taking the bus. However, on occasion, she gets off at the wrong bus stop and is having problems getting to the right destination (i.e. she has difficulty re-routing herself). Which feature should the interprofessional team consider adding to her smartphone in order to address this issue?

Answers

Answer: Tracking and identification.

Explanation: In other ease the woes and stress of such individual, integrating a tracking and identification capability on her app will be of great help. This will ensure that she could be easily and effectively located by leveraging the ability of the geographic positioning system in other to correctly get and know are current location. With these she could be picked easily when issues of drops off at the wrong location. Trackers allows one to determine the current location of items or individuals in which the tracking devices are placed on. As it also gives signals when one gets to the current position of the item or individual for proper identification. With these locating her will become very easy and hassle free during instances of wrong drop off.

A customer places an order to buy 1,000 shares of a stock at $40. The registered representative enters the order. After execution, the registered representative notices that he had erroneously entered the wrong number of shares on the order ticket. The amount read 100 shares, and this amount was purchased. Which of the following statements are TRUE?
I. The firm is only obligated to provide 100 shares at $40
II. The firm is obligated to provide 1,000 shares at $40
III. Any additional cost of filling the remaining 900 share order is the responsibility of the firm
IV. Any additional cost of filling the remaining 900 share order is the responsibility of the customer
A. I and III
B. I and IV
C. II and III
D. II and IV

Answers

Answer: C. II and III

Explanation:

The customer ordered for 1,000 shares of a stock at $40 and so this is what the registered representative should give the customer. As such, if in the first place the order was possible to be done, then it will have to be done now and the registered representative's firm are obligated to provide the amount in question.

Any costs associated with filling the remaining 900 share order is the responsibility of the firm and not of the customer as they made the error not the customer.

Capital rationing uses the following measures to determine the funding of projects except a.verifying the best financing option available. b.establishing minimum standards by applying the cash payback and the average rate of return. c.considering qualitative factors. d.ranking the proposals with the available funds.

Answers

Answer:

A.

Explanation:

Capital Rationing can be defined as restrictions imposed by a company on the new investments and projects. The purpose of imposing capital rationing is to fortify the flow of cash of a company. It is done so that the compnay may not run out of the cash. Capital Rationing is imposed by making the cost of capital higher on new investments.

The function that is NOT performed by Capital rationing is verifying the best financing option available.

So, the correct answer is option A.

Payment for subscriptions is billed one month in advance. First month's payments are pro-rated for the amount due up until the 15th of the month plus the next month's bill amount. All monthly payments are due by the 15th of each month. Payments received after the 20th of the month will result in a late fee of $20.00. The late fee may be waived one time per year.

Answers

Answer: c. The subscription began about 10 days before the 15th of the month.

Explanation:

With the first month's payments being pro-rated for the amount due up until the 15th of the month plus the next month's bill amount payments, the likely possibility is that the customer started their first subscription 10 days before the 15th of the first month.

This would then mean that they were charged the daily rate for each of those 10 days which amounted to $15. The daily rate can be calculated by dividing $45 by 30 days because $45 is the rate for the month according to the question.

= 45/30

= $1.5 a day.  

A U.S. purchase of oil from overseas paid for with foreign currency it already owned Group of answer choices increases U.S. net exports, and increases U.S. net capital outflow. increases U.S. net exports, and decreases U.S. net capital outflow. decreases U.S. net exports, and increases U.S. net capital outflow. decreases U.S. net exports, and decreases U.S. net capital outflow.

Answers

Answer:

Correct answer:

decreases U.S. net exports, and increases U.S. net capital outflow.

Explanation:

In the situation US purchases oil from overseas (another country), it decreases its country's net export due to the fact that, nothing is shipped out of U.S. But rather, it is being imported. Also, this leads to increase of U.S net capital outflow due to money leaving the country to the other country from which the oil is being bought from.

A method of identifying the legal description of a property is known as what...? Lot and Block Lot Number ACRIS Property Description

Answers

Answer:

Lot and Block

Explanation:

The lot and block survey system is a method often used in Real Estate, that gives a legal description used to identify lands or property in subdivided areas and cities. It is otherwise referred to as a recorded plat survey system or the recorded map survey system. It is extensively used in the United States and Canada.

Hence, the right answer to the question is LOT and BLOCK

Steve Jobs of Apple was known as a perfectionist. "My job is not to be easy on people," he said. "My jobs is to take these great people we have and to push them and make them even better." Apple probably looks to hire people who are innovative and:________.a. detail-oriented. b. aggressive. c. people-oriented.

Answers

Answer: detail oriented

Explanation:

From the analysis made in the question, we can deduce that Apple probably looks to hire people who are innovative and detail-oriented.

A detail oriented person pays attention to every little details and tries as much as possible to avoid mistakes and is very close to being described as a perfectionist.

Daves Inc. recently hired you as a consultant to estimate the company's WACC. You have obtained the following information. (1) The firm's noncallable bonds mature in 20 years, have an 8.00% annual coupon, a par value of $1,000, and a market price of $1,000.00. (2) The company's tax rate is 25%. (3) The risk-free rate is 4.50%, the market risk premium is 5.50%, and the stock's beta is 1.20. (4) The target capital structure consists of 35% debt and the balance is common equity. The firm uses the CAPM to estimate the cost of equity, and it does not expect to issue any new common stock. What is its WACC? Do not round your intermediate calculations.

Answers

Answer:

9.315%

Explanation:

The computation of WACC is shown below:-

But before that we need to do the following calculations

PV -$1,000

PMT 80

N 20

FV $1,000

Compute IY 8%

After tax cost of Debt = Before tax cost of debt × (1 - tax rate)

= 8% × (1 - 25%)

= 6%

According to the CAPM,

Cost of Equity =Risk free Rate + (Beta × Market Risk Premium)

= 4.5% + (1.2 × 5.5%)

= 11.10%

Weight of Equity = 100% - 35%

= 65%

WACC = (Weight of Equity × Cost of Equity) + (Weight of debt × Cost of debt)

= (65% × 11.10) + (35% × 6)

= 9.315%

Based on the information given Daves Inc WACC is 9.32%.

First step is to find then YTM using financial calculator

PV= -$1,000

PMT= 80

N=20

FV =$1,000

Hence:

YTM=8%

Second step is to calculate the After tax cost of Debt

After tax cost of Debt = Before tax cost of debt × (1 - tax rate)

 After tax cost of Debt = 8% × (1 - 25%)

 After tax cost of Debt = 6%

Third step is to calculate the Cost of Equity

Cost of Equity =Risk free Rate + (Beta × Market Risk Premium)

Cost of Equity= 4.5% + (1.2 × 5.5%)

Cost of Equity= 11.10%

Fourth step is to calculate WACC

WACC= (.35 × 6%×)+ [(1-.35)×11.10%]

WACC=(.35×6%)+(.65×11.10%)

WACC=2.1%+7.215%

WACC=9.315%

WACC= 9.32% (Approximately)

Inconclusion Daves Inc WACC is 9.32%.

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with the help of a diagram explain types of price elasticity of supply​

Answers

Answer:

...

Explanation:

...

Seth is a manager at Click Systems. He leads a team of 20 employees, and Amanda is his least preferred coworker because he finds it difficult to cooperate with her. During an employee feedback session, Seth informs his boss that Amanda is unresponsive, insincere, lazy, and unfriendly. In this scenario, Seth has a _____ leadership style.

Answers

Answer:

task-oriented

Explanation:

Since in the question it is mentioned that the Seth who is a manager handling a team of 20 employees out of which Amanda is least coworker as it is very difficult to cooperate with her also she is insincere, lazy, etc

So, Seth has a task oriented leadership style as he leading a team of 20 employees whom he motivates, guides for accomplishing a task

Crystalize is a decorative glassware manufacturer. The company's production team takes 8 hours to produce 96 identical glass items. Which of the following is the labor productivity of Crystalize?A) 10 items per hour.
B) 12 items per hour.
C) 0.08 hours per item.
D) 0.09 hours per item.

Answers

Answer:

B) 12 items per hour.

Explanation:

Calculation for the labor productivity of Crystalize.

Using this formula

Labor productivity=Numbers of items produce/Hours to produce

Let plug in the formula

Labor productivity=96/8

Labor productivity= 12 items per hour

Therefore labor productivity of Crystalize will be 12 items per hour.

Suppose that the four firms are colluding by acting like a monopolist, with each firm producing one-fourth of the market output. If one of the firms cheats on the cartel agreement and produces an additional unit of output, the profits of each of the compliant firms go from:

Answers

Complete Question

The complete question is shown on the first uploaded image

Answer:

the correct answer is (b) decrease from $16 to $14

Explanation:

In order for profit to be maximized by a monopolist quantity produce will be MR = MC  

from above graph MR = MC when Quantity = 8. As they are all producing equal portion of market output Hence Each firm will produce Q = 8/4 = 2 units.

When Market quantity = 8 then price they are getting = 12 per unit (From demand curve)

As there is no fixed cost and MC is constant => Total variable cost = MC*Q = 4Q

=> Total cost(TC) = Total fixed cost + total Variable cost = 0 + 4Q = 4Q

Total revenue = Price * quantity = PQ = 12Q

Hence Profit = 12Q - 4Q = 8Q and as Q = quantity per firm = 2

=> Profit they are earning = 8*2 = 16.

Now Suppose one firm cheats and hence now total quantity produces and sold = 2*3 + 3 + 9.

When Market quantity = 9 then price they are getting = 11 per unit (From demand curve).

Now, Profit = TR - TC = 11Q - 4Q = 7Q and Q remains same for those firms who didn't cheat.

So, Now profit = 7Q = 7*2 = 14.

Thus, If one of the firms cheats on the cartel agreement and produces an additional unit of output, the profits of each of the non cheating firms will decrease from $16 to $14.

Rising prices for raw materials, the increasing availability of recycling facilities, and a move toward increased environmental sustainability have all diminished the importance of reverse channels.

a. True
b. False

Answers

Answer:

the answer would have to be a

true









i’m guessing the answer is A :)

Vaughn Manufacturing's allowance for uncollectible accounts was $190000 at the end of 2020 and $178000 at the end of 2019. For the year ended December 31, 2020, Vaughn reported bad debt expense of $31000 in its income statement. What amount did Vaughn debit to the appropriate account in 2020 to write off actual bad debts?

Answers

Answer: $19000

Explanation:

From the question, we are informed that Vaughn Manufacturing's allowance for uncollectible accounts was $190000 at the end of 2020 and $178000 at the end of 2019 and that for the year ended December 31, 2020, Vaughn reported bad debt expense of $31000 in its income statement.

The amount that Vaughn debited to the appropriate account in 2020 to write off actual bad debts will be:

= $31000 - ($190000 - $178000)

= $31000 - $12000

= $19000

Merchandise purchases are paid in full during the month following purchase. Accounts payable for merchandise purchases on June 30, which will be paid during July, total $139,398. Salaries, Advertising and Rent Payment expenses are all paid in cash in the month incurred. Depreciation expense is shown on the income statement each month. Equipment costing $10,498 will be purchased for cash during August. Calculate total cash payments budgeted for August.

Answers

Answer:

A lot of information is missing, so I looked for a similar example. If the numbers are not exactly the same, just adjust the differences.

Direct materials purchases:

July $152,000August $164,00020% of accounts payable paid during the month, 80% paid next month.

Salaries, Advertising and Rent (paid during the month):

salaries $35,090advertising $12,000rent $8,000debt payments $1,550 (interests)

Depreciation expense is not included because it is not a cash outflow.

Other purchases:

Equipment for $10,498

Fein Company

Schedule of Cash Payments

For the Month of August 202x

Direct materials:

From July purchases             $121,600

From August purchases         $32,800

Total direct materials            $154,400

Other purchases:

Equipment for                         $10,498

Total other purchases            $10,498

Fixed expenses:

Salaries                                   $35,090

Advertising                              $12,000

Rent                                          $8,000

Interests on debt                      $1,550

Total fixed expenses             $56,640

Total cash payments            $221,538

Those who make dispositional attributions regarding poverty and unemployment tend to adopt political positions that:________

a. offer more direct support to the poor.
b. are unsympathetic to the poor.
c. tend to blame the poor for their problems.
d. are more neutral regarding poverty and unemployment.

Answers

Answer:

a. offer more direct support to the poor.

Explanation:

Pure competition is important to economists because it is __________________ . Pure competition is important to economists because it is __________________ . the lowest cost to the buyer the benchmark of efficiency to compare all other models against both a. and b. none of the above

Answers

Answer:

a and b

Explanation:

A perfect or pure competition is characterized by many buyers and sellers of homogenous goods and services. Market prices are set by the forces of demand and supply. There are no barriers to entry or exit of firms into the industry.  

In the long run, firms earn zero economic profit.  If in the short run firms are earning economic profit, in the long run firms would enter into the industry. This would drive economic profit to zero.  

Also, if in the short run, firms are earning economic loss, in the long run, firms would exit the industry until economic profit falls to zero.  

Due to maximum competition in a pure competition, it is the lowest cost to the buyer.

Pure competition is efficient because, goods are priced at equilibrum

John has an escalator clause in his labor contract by which his salary increases automatically by the amount of the previous year's inflation rate. If John's salary is $100,000, this year's consumer price index is 105, and the previous year's CPI was 100, by what percent will John's salary be increased?

Answers

Answer: 5%

Explanation:

From the question, we are informed that John has an escalator clause in his labor contract by which his salary has to be increased automatically by the amount of the previous year's inflation rate.

If John's salary is $100,000, this year's consumer price index is 105, and the previous year's CPI was 100, the percent by which John's salary be increased will be (105 - 100) = 5%.

Sue, a secretary goes to the storeroom to get a box of paper for her department. This is a task she's performed without problem hundreds of times. This time however, she slips and hurts her back lifting the box of paper. She requires treatment and cannot sit for long periods of time so she cannot do her job. A. Sue can sue her employer in court for her injuries.B. Sue is entitled to Workers' Compensation even though her employer was not negligent.C. Sue is entitled to Workers' Compensation only if she can show that her employer was negligent.D. Sue is not entitled to anything because she assumed the risk.

Answers

Answer:

B. Sue is entitled to Workers' Compensation even though her employer was not negligent.

Explanation:

Sue is performing her normal duties that is required by her being a secretary when she was injured. So the employer cannot be said to be negligent in allowing her carry paper for her unit.

She will not be able to sue for employer for her injuries.

However when an employee is injured they are entitled to Worker's compensation and paid time off work.

This is given to employees even when the employer is not negligent.

Sue can get the Worker's compensation for her back treatment.

In an inert organizational culture, poor working relationships frequently develop between the organization and its employees. the organization tries to avoid layoffs. the organization emphasizes long-term employment. employees regularly receive rewards for their performance. values and norms help the organization build momentum.

Answers

Answer:

The correct answer is:  the organization emphasizes long-term employment.

Explanation:

An inert organizational culture is one that does not seek to adapt to new work processes and trends whose objective is to innovate and facilitate work and processes.

They are usually organizations whose culture is focused on more inflexible and rigid internal policies, whose focus is on the establishment of processes and does not focus on the relationships and integration of workers.

This type of organization focuses on long-term employment, which can culminate in the lack of innovation in personnel, ideas, processes and the improvement of total quality.

In an inert organizational culture, poor working relationships frequently develop between the organization and its employees the organization emphasizes long-term employment. Thus, option B is correct.

An organizational culture that is inert does not attempt to change in response to emerging trends and work processes with the aim of innovating and streamlining work and procedures.

They are often businesses whose internal rules are more strict and inflexible, whose emphasis is on establishing procedures rather than on fostering connections and worker integration.

Long-term employment is the main focus of this kind of organization, which can lead to a lack of innovation in staff, concepts, procedures, and overall quality.

Learn more about the inert organization here:

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#SPJ6

Describe the role of securities markets and of investment bankers: what role do investment bankers playing securities markets

Answers

Answer

Explanation:

investment bankers specialize in the provision of new securities and they

provide helps to those that want their security liquified.

However, investment bankers are known with their role of provision of money at capital market to their customers such as companies or government set up through issuing of money or equity for security market.

The seller told the listing broker that the seller's loan was assumable. Upon reviewing the seller's loan documents the listing broker found the mortgage was not assumable and the seller would have to pay off the mortgage upon sale. What clause did the listing broker discover upon reading the mortgage document

Answers

Answer:

Due on sale clause

Explanation:

A due on sale clause is the clause in which there is a promissory note or a loan that specified that the full balance could be called up at the time of sale or ownership transfer in order to protect the note

Therefore in the given situation, since it is mentioned that the seller has to pay the amount at the time of sale

So this represents the due on sale clause

Expensive department stores market service and atmosphere while less expensive stores market location and perceived lower prices or credit (check cashing services). This is characteristic of _______________________ .

Answers

Answer: Monopolistic competition

Explanation:

Monopolistic competition is described as a competition between firms where they offer similar services but not the same or exact services. This competition is seen in industries where differentiation is possible, example of such industries are restaurant, hairdressers, clothing, TV programs.

Public education and food stamps are two types of public policy goods that are considered to be an _________ transfer payment in which taxes are redistributed from one income group within the economy to provide a specific good or service to a second group.

Answers

Answer:

In-kind.

Explanation:

Public education and food stamps are two types of public policy goods that are considered to be an in-kind transfer payment in which taxes are redistributed from one income group within the economy to provide a specific good or service to a second group.

An in-kind donation can be defined as a type of contribution in which finished goods and services are given directly to the beneficiaries rather than giving the money (cash) to buy these goods and services.

Hence, it is a non-cash contribution or donation.

Also, an in-kind transfer payment can be defined as the process or act of providing goods and services (redistribution of income and wealth) to various household by non-governmental organizations or governmental agencies. An in-kind transfer payment includes reimbursement, social security benefits, public education, food stamps etc.

why does human want change over a period of time ?​

Answers


Every human has a desire for better standards of living. For this, they need to change with their desires and wants for the better in terms of food, clothing, and living

A developer buys the last five vacant lots in a subdivision and constructs a large, expensive home on each lot. The homes sell for what are record-setting high prices for the area. The owners of the older, lesser-valued houses in the neighborhood may find that the values of their homes are affected by what principle

Answers

Answer:

Progression

Explanation:

Progression in real estate occurs when the property in a given area improves in value as a result of more expensive property bring built in the area.

This is one major way real estate appreciates in value. Some property owners wait for others to develop the area and naturally their own property appreciates in value.

In this scenario the developer buys the last five vacant lots in a subdivision and constructs a large, expensive home on each lot. The homes sell for what are record-setting high prices for the area.

Angie invested $250,000 she received from her grandmother today in a fund that is expected to earn 10% per annum. To what amount should the investment grow in five years if interest is compounded semi-annually

Answers

Answer:

After 5 years, the investment should grow to $407,223

Explanation:

the future value earned on a certain amount compounded semi-annually for a number of years is given by the formula:

[tex]FV = PV(1+ \frac{r}{n} )^{nt}\\Where:\\FV = Future\ value\ =\ ??\\PV = Present\ Value\ =\ $250,000\\r = Interest\ rate\ =\ 10\% =\ 0.1\\n = number\ of\ compounding\ per\ year\ = semiannually\ =\ 2\\t = number\ of\ years\ =\ 5[/tex]

[tex]FV = 250,000(1+ \frac{0.1}{2} )^{(2\times5)}\\FV\ = 250,000(1.05)^{10}\\FV\ = 250,000(1.62889)\\FV\ = \$407,223.65[/tex]

Therefore, after 5 years, the investment should grow to $407,223

The buyer of a futures contract is said to have a __________ position, and the seller of a futures contract is said to have a __________ position in futures. Group of answer choices margined; long short; long short; short long; short long; long

Answers

Answer: long; short

Explanation:

The buyer of a futures contract is said to have a long position, and the seller of a futures contract is said to have a short position in futures.

The buyer of a futures contract is said to have a long position as the individual wants to buy the commodity at its delivery date while the seller will deliver when it matures.

An agent is discussing an equity index annuity purchase with a client. The agent explains that there are several which she feels are equally suitable for the client, but one of the companies is offering a trip for 2 to Las Vegas for reaching certain sales goals. She continues by stating that this sale will put her over the goal and win her the trip. If the client purchases that annuity, the agent
A) will probably be disciplined for failure to disclose the potential conflict of interest
B) should pack her bags for the trip; she earned it
C) should only sell what is suitable for the client based on all available information
D) should pack her bags and leave the firm before the compliance department learns of her actions

Answers

Answer:

B) should pack her bags for the trip; she earned it

Explanation:

In this scenario, it can be said that if the client purchases that annuity, the agent should pack her bags for the trip; she earned it. Since the annuity that has been recommended by the agent is offering her an incentive, and the agent fully disclosed that fact to the client, then she did her duty correctly. In the case that the client decides to purchase the annuity, they do so with full knowledge of the potential conflict of interest.

The receipt of dividends and interest from abroad as a result of ownership of foreign assets by a country's residents is recorded as what:____________.

Answers

Answer:

income-generating assets under the current account of the balance of payment.

Explanation:

Remember, the related term balance of payment refers to the calculation of a country's transactions at the international level for a specific period.

In other to determine the flow of money in and out of a country, the receipts from income-generating assets such as stocks (in the form of dividends) are thus recorded in the current account.

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