Wholesalers' order takers should focus on placing orders, confirming that orders have been filled on time, and maintaining close contact with customers.
Who are a retailer and a wholesaler?Retailers sell products directly to end users, generally in limited quantities, to highlight the main differences. Wholesalers, on the other hand, sell products to other retail business owners and individuals who, in turn, sell the products to the final consumer.
What do you mean by wholesaling?Purchasing items in bulk at a reduced cost from a manufacturer and selling them to a retailer at a higher price for them to repackage and then sell to customers in smaller quantities at an even higher price is known as wholesaling.
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When the interest rate is so low that the opportunity cost of holding money is zero, then economists say we have reached: A) the era of total liquidity.B) the zero-lower-bound situation, which means the U.S. economy may be in a liquidity trap.C) full monetary saturation.D) a situation in which a nation must use caution, since monetary policy is "super" effective.
An increase in the interest rate increases the opportunity cost of holding money and leads to a reduction in the quantity of money demanded
How do interest rates affect the economy?
One of the most crucial elements influencing the economy is the rate of interest. They can influence everything, ranging from how much money people borrow to how much money firms invest.
It can have a significant effect on the economy when the Federal Reserve changes interest rates. It might be simpler for consumers to borrow money if, for instance, the Fed lowers the interest rate. The economy might benefit from this and expand.
People may find it more challenging to borrow money if the Fed raises the interest rate, though. The economy may grow more slowly as a result and may also slow down. Because there are more potential investment opportunities when the interest rate rises, retaining money has a lower opportunity cost.
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Companies within the same industry gather to present, demonstrate, and sell their merchandise at ______.
two researchers have identical models, data, coefficients and standard error estimates. they test the same hypothesis using a two-sided alternative, but researcher 1 uses a 5% size of test whiles researcher 2 uses a 10% test. which of the following statements is correct?
a) researcher 2 will use a larger critical value from the t-tables
b) researcher 2 will have a higher probability of type I error
c) researcher 1 will be more likely to reject the null hypothesis
d) both researchers will always reach the same conclusion.
Two researchers have identical models, data, coefficients and standard error estimates , both researchers will always reach the same conclusion.
What function do researchers serve?Researchers have an obligation to share their findings, collaborate with others when needed, and transmit and use information for the good of their employer, the economy, and society at large. In the course of their research, researchers have an obligation to conduct themselves honestly and ethically.
What do scientists go by?An individual who does scientific study to increase knowledge in a particular field is referred to as a scientist. There are various factors that encourage scientists to work. Many people want to know how the world came to be and why it is the way it is. They display a keen interest in reality.
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which of the following is not generally involved in green marketing? developing products whose production, use or disposal is less harmful to the environment than the traditional versions of the product developing products that have a positive impact on the environment pricing products lower than the competition tying the purchase of a product to an environmental organization or event all of the above are involved in green marketing
Answer: Pricing products lower than the competition
Now drag the Low risk and High risk project points so their expected rates of return are 7% and 11%, respectively. If you could choose only one project to go forward, which would you choose? a. Project Low because its expected rate of return is close to its WACC. b. Project Average because its expected rate of return equals its WACC and the others are both below their respective WACC's. c. Project High because its expected rate of return is higher than for any of the other projects. d. Any are good choices because the WACC balances the risk.
If we could choose only one project to go forward, we would choose Project Low because its expected rate is higher than WACC.
What is risk management?
Project management uses risk management techniques. The Project Management Institute defines project risk as "an unpredictable occurrence or circumstance that, if it occurs, has either a positive or negative effect on a project's objectives." Clear roles and duties, supportive organisational variables, and technical analyses are all necessary for effective project risk management.
Project risk management may start chronologically by identifying a threat or by analysing an opportunity. These could, for instance, be novel items or competitor advancements. This is typically carried out qualitatively or semi-quantitatively utilising product or average models due to a lack of definition. Where appropriate, this strategy is used to rank potential answers.
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ch 2 kb. the predetermined manufacturing overhead rate is calculated by group of answer choices multiplying the predetermined moh rate by the actually allocation base factor multiplying the actual allocation base factor by the estimated annual moh dividing the annual estimated moh by the annual estimated moh allocation base multiplying the predetermined moh rate by the actual allocation base
The predetermined manufacturing overhead rate is calculated by dividing the annual estimated MOH by the annual estimated MOH allocation base.
Predetermined overhead rate is an estimated rate of the cost of manufacturing a product over a specific period of time. The overhead is the cost associated with the manufacturing of a product such as facility maintenance, facility utilities, supplies, equipment, and labor costs. To calculate the predetermined overhead rate for a specific period of time, for example, a fiscal year, the estimated predetermined overhead cost is divided by an allocation base, such as direct labor costs, direct labor dollars, or number of machine-hours. Indirect labor costs, such as executive or supervisor salaries or any labor not related to the physical manufacturing of the product, would not be used in the manufacturing overhead rate.
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concrete company agrees to lay a foundation for diamond properties, but fails to finish the job. diamond hires earth projects inc. to complete the work. in a suit for breach, diamond may recover from concrete
Concrete company agrees to lay a foundation for diamond properties.
What do you mean by Contract?
A legally enforceable agreement between two or more parties known as a contract establishes, clarifies, and regulates the parties' respective rights and obligations. The transfer of commodities, services, money, or a promise to transfer any of those at a later time are common components of contracts.a pledge made to another party stating whether they will or won't carry out a specific activity in the future. For instance, I'll give you $3,500 in exchange for your car. of oneself. In most cases, it reflects the conditions of the offer—a declaration made through words or deeds that both parties accept the terms of the contract.To know more about Contract here
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he following partial balance sheet is provided for groom company: liabilities and stockholders' equity accounts payable
The debts-to-assets ratio for Groom Company is 37%.
What is the debts-to-assets ratio?The debts-to-asset ratio is one of the financial leverage ratios that demonstrates the proportion of the company's assets contributed by creditors as opposed to the ratio contributed by the stockholders.
Creditors (outside owners of capital) and stockholders are the two financiers of the assets of an entity.
Liabilities and Stockholders' Equity:
Accounts payable $7,900
Salaries payable 13,000
Bonds payable (Due in ten years) 23,000
Total liabilities = $43,900
Common stock, no par 27,700
Retained earnings 46,900
Total liabilities and stockholders' equity $118,500
Total assets = total liabilities and stockholders' equity = $118,500
Debt-to-assets ratio = total liabilities/total assets x 100
= 37.05% ($43,900/$118,500 x 100)
Thus, Groom Company's debt-to-assets ratio is 37%, showing that stockholders contribute 63% while creditors contribute 37% of the assets.
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Complete Question:Liabilities and Stockholders' Equity
Accounts payable $7,900
Salaries payable 13,000
Bonds payable (Due in ten years) 23,000
Common stock, no par 27,700
Retained earnings 46,900
Total liabilities and stockholders' equity $118,500
What is the company's debt-to-assets ratio?
What is true about measuring Top-of-Mind Awareness for a brand?
- All of these responses are true
- It can be measured through a focus group
- It can be measured through a survey
- It is necessary to measure it on an ongoing basis
All of these responses are true is the correct option about measuring Top-of-Mind Awareness for a brand.
What are the advantages of measuring Top-of-Mind Awareness for a brand?
1. Helps to identify key brand messages: Top-of-Mind Awareness helps to identify the key messages associated with a brand. It can help to uncover the emotional connection that consumers have toward the brand, as well as the unique selling points that differentiate the brand from competitors.
2. Provides insights into consumer preferences: Top-of-Mind Awareness provides insights into consumer preferences and interests. It can help to identify the types of products and services that are most appealing to customers and the messages that resonate most with them.
3. Increases visibility for the brand: Top-of-Mind Awareness increases visibility for the brand by making it more memorable and recognizable. The brand will be more likely to be top-of-mind when consumers are considering making a purchase.
4. Identifies areas for improvement: By measuring Top-of-Mind Awareness, brands can identify areas for improvement and make necessary changes to better meet customer needs.
Top-of-mind awareness is a measure of how well a brand is remembered, and it can be measured through a focus group, survey, or other research methods. It is also important to measure it on an ongoing basis to track changes in awareness over time.
Therefore, the answer is All of these responses are true.
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Your company hires a third party vendor to design a "world class" intrusion detection system. Your network hosts 500 desktop computers and has two live (physically and logically) diverse Ethernet connections to the Internet. The vendor proposes the following solution: 1. A host based desktop intrusion detection system --$25 per copy 2. A host-based IDS server management system --$25,000 3. A network intrusion detection system (handles one Ethernet connection)--$7500 4. An off-site, third-party monitoring of the intrusion detection system--$9000 per month You have been tasked by your boss to determine the total cost of ownership for the first year for off-site monitoring versus in-house intrusion detection with the new UTSA hires. Complete the following calculations to help you compile your report. The estimated cost of the host-based IDSs will be $_____ The estimated cost of the IDS server will be $_____ The estimated cost of the NIDS server will be $_____ The estimated cost of on-site monitoring will be $_____ The estimated cost of the off-site monitoring will be $_____ The estimated on-site TCO will be $_____ The estimated off-site TCO will be $_____
(1) The estimated cost of Host based IDS will be $12500
(2) The estimated cost of IDS Server is $ 25000
(3) The estimated cost of NIDS server is $15000
(4) The estimated cost of onsite monitoring is $0
(5) The estimated cost of the off-site monitoring is $ 108000
(6) The estimated on-site TCO is $52500
(7) The estimated off-site TCO is $160500
Define Cost.The cost of a business is the sum of money used to produce its products or services. It is calculated as the amount the company spends to produce a particular quantity of a product.
(1) The estimated cost of Host based IDS will be =$25 X 500 computers= $12500
(2) The estimated cost of IDS Server = $ 25000
(3) The estimated cost of NIDS server = $ 7500 *2(since 2 ethernet connections required) = $15000
(4) The estimated cost of onsite monitoring = $0 (Since nothing is mentioned)
(5) The estimated cost of the off-site monitoring = $9000*12 = $ 108000
(6) The estimated on-site TCO = $12500+25000+15000 = $52500
(7) The estimated off-site TCO= $12500+25000+15000+108000 = $160500
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List some of the operations and functions in a company that are dependent on a forecast for product demand.
Production, inventory management, scheduling, facility placement, transportation and logistics, distribution, marketing, and quality control.
What is a company's straightforward definition?A set of people can form new entity called a corporation to carry out and manage a business activity, whether it's the commercial or industrial. An entity could well be set up in a number of ways for tax and responsibility reasons depending on the laws in its jurisdiction.
Briefing:These are some areas that marketing and quality control are related: Marketing aids in predicting demand and sales.
Quality management aids managers in hiring personnel to enhance production efficiency so that it meets consumer demand.
Because forecasting influences both the long-term and short-term market, management in every business management layer views it as a crucial and significant activity.
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Carbon8 Corporation wants to raise $120 million in a seasoned equity offering, net of all fees. Carbon8 stock currently sells for $28.00 per share. The underwriters will require a fee of $1.25 per share, and indicate that the issue must be underpriced by 7.5%. In addition to the underwriter’s fee, the firm will incur $785,000 in legal, administrative, and other costs. How many shares must Carbon8 sell in order to raise the desired amount of capital?
Carbon8 stock currently sells for $28.00 per share and it must sell 4.9 million shares to raise the desired amount of capital.
What do you understand about the selling of shares?Selling of shares means a sale or other transaction according to which a person that did not directly or indirectly own shares or other equity in the Corporation before such sale or other transaction acquires all of the outstanding shares and other outstanding equity interests in the Corporation. In a sale of shares, the company’s shareholders sell the shares entitling ownership of the company to the buyer.
Selling shares in a business can generate significant cash, which can pay down debts or be used for investments.
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After the accounts are adjusted and closed at the end of the fiscal year, Accounts Receivable has a balance of $340,000 and Allowance for Doubtful Accounts has a balance of $51,000. What is the net realizable value of the accounts receivable?
Choose matching definition
a. 391,000
b. 340,000
c. 51,000
d. 289,000
Based on the given information, the net realizable value of the accounts receivable is 289,000. Thus the correct option is D.
What are accounts receivable?The money that the corporation will receive from customers who have used credit to acquire its products and services is known as accounts receivable (AR).
The calculation for net realizable value is
Accounts Receivable = $340,000
Allowance for Doubtful Accounts= $51,000.
Net realizable value =A/c Receivable - Allowance for Doubtful accounts
= $340,000 - $51,000
=$289,000
Therefore, option D is appropriate.
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Euro credits feature rollover pricing.
O a. all of these answers
O b. none of these answers
O c.
Rollover pricing was created on Euro credits so that Euro banks do not end up paying more on Euro currency time deposits than
they earn from the loans.
O d. The lending rate on these Euro credits is stated as LIBOR + X percent, where X is the lending margin charged depending upon the
credit worthiness of the borrower. LIBOR is reset according to a set schedule
O
e.
Because of the rollover pricing feature, a Euro credit may be viewed as a series of shorter-term loans, where at the end of each time
period (generally three or six months), the loan is rolled over and the base lending rate is repriced to current LIBOR over the next
time interval of the loan.
In order to prevent European banks from having to pay more for time deposits in euros than they make on the loans, rollover pricing was introduced for Euro credits.
What is the price of the feature rollover for Euro credits?In order to prevent European banks from having to pay more for time deposits in the same currency than they are making back in loans, rollover pricing was developed for Euro credits.In order to prevent European banks from having to pay more for time deposits in euros than they make on the loans, rollover pricing was introduced for Euro credits.Lending in a currency other than the lending bank's own currency is referred to as "Eurocredit." The majority of the time, only major enterprises and governmental organizations apply for Eurocredit loans because of their size and duration.To learn more about Euro credits refer to:
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Butchart Gardens is a very large garden in Victoria, British Columbia, renowned for its beautiful plants. It is so large that it could hold many times more visitors than currently visit it. The garden charges an admission fee of approximately $30. At this price, 1,000 people visit the garden each day.
Are visits to Butchart Gardens excludable or nonexcludable? Are they rival in consumption or nonrival? What type of good is it?
What do you think would happen to the number of visitors if the admission fee were reduced to $15? In your opinion, what is the socially optimal admission fee? Justify your answer.
Defend your views by citing information from the book, the Web and/or your own experiences. First, post your response on the discussion board, and then read and reply to the posts of at least two other students, citing those views with which you agree or disagree as well as your reasons for agreeing or disagreeing
As per the garden charges, the socially optimal admission fee is $2 per person.
Here we have given that Butchart Gardens is a very large garden in Victoria, British Columbia, renowned for its beautiful plants.
And it is so large that it could hold many times more visitors than currently visit it.
Here the garden charges an admission fee of approximately $30.
And in this price, there are 1,000 people visit the garden each day.
Here we need to find the socially optimal admission fee.
While we looking into the given question, we have identified that the following details are given,
Number of people per day = 1000
Admission fee = $30
Then the total fees collection is calculated as,
=> 30 x 1000
=> 30000
Then the optimal admission fee that is also known as the expected return is calculated as,
=> 30000/(15 x 1000)
=> 2 per person.
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If you are looking to expand your company's presence online internationally, which of the following should you consider with regards to your online content?
A . Translated by an automated tool only
B Translated but also locally adapted for the audience
C Translated into the native language
D Left the same, and not translated
The answer is (B) Translated but also locally adapted for the audience.
A company's website should be improved in terms of content and languages offered if it wishes to establish an international presence and increase its market.
The expansion of a website's presence into new international markets requires localization and adaptation so that the material not only corresponds to the audience's or user's native tongue but also takes into account the language's linguistic and cultural nuances.
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The Payment for Environmental Services Act (PSA) was designed to protect forests and their services. How did Costa Rica fund the PSA?
Taxes on the industries that profited the most from the PSA were the main source of funding.
What is the concept of payment of environmental services?Payments for environmental services, or PES, are payments made to farmers or landowners who have committed to adopt specific measures to manage their properties or watersheds in order to offer an ecological service.Policies known as payments for ecosystem services (PES) reward people or communities for implementing initiatives that improve the delivery of ecosystem services like carbon sequestration, flood mitigation, or water filtration.The recipient pays: Beneficiaries of ecosystem services are responsible for making payments (individuals, communities and businesses or governments acting on behalf of various parties).Payments for environmental services promote the preservation of natural ecosystems by encouraging environmentally responsible behaviour that protects the interests of other users of the environment.Learn more about Payments for environmental services refer to :
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Complete the below table to calculate the price of a $1 million bond issue under each of the following independent assumptions (FV of $1, PV of $1, FVA of $1, PVA of $1, FVAD of $1 and PVAD of $1) (Use appropriate factor(s) from the tables provided. Enter your answers in whole dollars.):
1. Maturity 10 years, interest paid annually, stated rate 10%, effective (market) rate 12%
Amount Present Value
Interest
Principle
Price of bond
2. Maturity 10 years, interest paid semiannually, stated rate 10%, effective (market) rate 12%
Amount Present Value
Interest
Principle
Price of bond
3. Maturity 10 years, interest paid semiannually, stated rate 12%, effective (market) rate 10%
Amount Present Value
Interest
Principle
Price of bond
4. Maturity 20 years, interest paid semiannually, stated rate 12%, effective (market) rate 10%
Amount Present Value
Interest
Principle
Price of bond
5. Maturity 20 years, interest paid semiannually, stated rate 12%, effective (market) rate 12%
A mount Present Value
Interest
Principle
Price of bond
1. Present Value of Interest = [$100,000 x 5.65022] =$565,022
Present Value of Principal = [$10,00,000 x 0.32197] =$321,970
2. Present Value of Interest = [$50,000 x 11,46992] = $573,496
Present Value of Principal = [$10,00,000 x 0.31180] =$311,800
3. Present Value of Interest = [$60,000 x 12.46221] =$747,733
Present Value of Principal = [$10,00,000 x 0.37689] =$376,890
4. Present Value of Interest = [$60,000 x 17.15909] =$10,29,545
Present Value of Principal = [$10,00,000 x 0.14205] =$142,046
5. Present Value of Interest = [$60,000 x 15.04630] =$902,778
Present Value of Principal = [$10,00,000 x 0.09722] =$97,222
Bond prices are set by the bond market, where buyers and sellers determine the market value of a bond. The price of a bond is a function of the coupon rate, the length of time until maturity, the quality of the issuer's credit, and the current interest rate environment. The price of a bond is based on the present value of the future payments it will make.
The coupon rate is the amount of interest that the bond pays out annually. The longer the time until maturity, the greater the likelihood that the bond will be worth more in the future, and therefore the higher the bond price. The quality of the issuer's credit is also important to bond pricing; bonds with higher credit ratings will typically cost more than bonds with lower ratings.
In addition, the current interest rate environment can influence bond prices. When interest rates are low, bond prices increase because investors are willing to pay more for fixed-income security. Conversely, when interest rates are high, bond prices fall, because investors can get higher yields elsewhere. In conclusion, bond prices are determined by a variety of factors, including the coupon rate, the length of time until maturity, the quality of the issuer's credit, and the current interest rate environment. Buyers and sellers
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the purpose of supply chain design is to shape a firm's supply chain to meet the competitive priorities of its operations strategies. t/f
The purpose of supply chain design is to shape a firm's supply chain to meet the competitive priorities of its operations strategies. This statement is true.
What is the general purpose of a supply chain design?Reduced inventory, working capital, and transportation costs, increased transparency, and the identification of cost-saving options are the main goals of supply chain design. Find out more about the software and supply chain management services that GEP provides.
Supply chain management (SCM), which comprises all procedures that convert raw materials into finished commodities, is the central administration of the movement of goods and services. Companies may reduce unnecessary expenditures and deliver goods to customers more quickly and effectively by optimizing the supply chain.
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We would expect the interest rate on Bond A to be higher than the interest rate on Bond B if the two bonds have identical characteristics except that
a. Bond A was issued by a financially weak corporation and Bond B was issued by a financially strong corporation.
b. Bond A was issued by the Exxon Mobil Corporation
and Bond B was issued by the state of New York.
c. Bond A has a term of 20 years and Bond B has a term of 1 year.
d. All of the above are correct.
All of the above options are correct regarding the two bonds having identical characteristics, the interest rate on bond A is expected to be higher than the interest rate on bond B.
What is the relationship between interest rates and bonds?Bond prices are inversely related to interest rates. This means that when interest rates rise, bond prices fall, and when interest rates fall, bond prices rise.
Which bond do you think will pay the highest interest rate?Long-term bonds are riskier than short-term bonds. Long-term bond holders have to wait longer for the principal to be repaid. To offset this risk, long-term bonds typically pay higher interest rates than short-term bonds.
What happens to bonds when interest rates rise?Rate hikes can cause bond prices to fall. Income from municipal bonds is generally exempt from federal taxes, but may be subject to an alternative federal minimum tax (AMT) and state and local taxes.
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Consider the market for milk. Suppose a government study is published that says milk
can prevent cancer and other diseases. Shift the demand curve left or right to reflect
the impact on demand for milk as a whole.
Answer:
Shift to the right.
Explanation:
Because of the demand increase the price increases.
when writing off an uncollectible account under the allowance method, is credited, and is debited.
When writing off an uncollectible account under the allowance method allowance for doubtful accounts is debited, and accounts receivable is credited at the end of the accounting period.
What Exactly Are Accounts That Are Uncollectible?Receivables, loans, or other debts that have almost no possibility of being paid are referred to as uncollectible accounts. A debt may become uncollectible for a number of reasons, such as the debtor's bankruptcy, an inability to locate the debtor, the debtor's fraud, or the absence of adequate evidence to support the existence of the debt. Receivables, loans, and other financial obligations that a debtor will not pay are categorised as uncollectible accounts. Accounts that are uncollectible are due to the debtor's bankruptcy or reluctance to pay. The typical return term for goods offered on credit is between 30 and 90 days.
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the short-run macroeconomic equilibrium (or srme) occurs whenever the intersects the sras curve.
when the quantity of aggregate output furnished is equal to the extent of mixture output demanded; graphically, this is the price level and real GDP related with the intersection of the SRAS and AD curves.
Where does the short-run equilibrium occur?Short-run equilibrium happens at the intersection of the combination demand curve with the short-run combination furnish curve. The short-run mixture provide curve relates the volume of complete output produced to the fee degree in the quick run. It is upward sloping because of wage and rate stickiness.
On a graph, this happens at the point the place the AD curve intersects the short-run common provide curve, precisely on the long-run aggregate supply curve.
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https://brainly.com/question/29238246#SPJ4Janet prefers cashews to almonds. She prefers macadamia nuts to peanuts, but she is indifferent between almonds and peanuts. Which of the following statements can we say for sure? Janet prefers macadamia nuts to almonds. Janet prefers almonds to macadamia nuts. Janet prefers cashews to macadamia nuts. Janet prefers peanuts to cashews.
The statement that can be said for sure woiuld be that Janet prefers macadamia nuts to almonds. Option A
What is meant by preferences?The quality of preferring one item or person over another: She prefers comfortable clothing to fashionable attire. I much like sweet cuisine than hot stuff. The selection of furniture is mostly a question of taste.
Preference is the ranking that an agent assigns to options based on their relative utility in economics and other social sciences. a procedure that yields the "best option" (whether real or theoretical). Preferences are assessments of values, usually in light of practical considerations.
Economists refer to everything we desire in life as "tastes and preferences." These preferences can be little, such as the toppings we enjoy on our pizza, or more significant.
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afb, inc. purchases a new delivery van which is expected to increase cash flows for the next 10 years. afb can finance the purchase with a standard 48-month vehicle loan, or by getting a 10-year loan from the bank. according to the hedging principle, afb should group of answer choices use the 10-year financing in order to match the cash flow stream from the asset with the financing repayments. use the 48-month loan since it matches the type of asset with the type of loan. use either type of financing, but hedge the risk in the options market. avoid using either loan and finance the truck with current cash reserves to avoid interest expense.
Match the asset's cash flow stream with the loan repayments by using the 10-year financing.
What is meant by financing repayments?The act of repayment is the process of returning money borrowed from a lender. The loan agreement sets forth in full the terms and conditions of repayment of the loan, including the applicable interest rate.Loans are often paid back in equal monthly installments (EMIs). The amount paid to the lender each month is represented by these payments. The principal amount and the interest on the principal amount are the two components, and both must be paid to the bank or lender on a specific date each month until the total amount owing has been paid back throughout the period of the loan term. Repayment of the loan in equal payments over a predetermined period of time, including any accumulated interest on the outstanding balance.Match the asset's cash flow stream with the loan repayments by using the 10-year financing.The complete question is:
The purchase of a new delivery van by JoLi Corp. is anticipated to boost cash flows over the following ten years. JoLi offers two options for financing the purchase: a normal 48-month auto loan or a 10-year bank loan. The hedging principle states that JoLi should
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3 of 5
Which type of loan is based on financial need?
Unsubsidized loans
Online lender loans
Private loans
OSubsidized loans
Subsidized loans are based on financial need.
Explain some of the types of loan given for financial needs?
1. Home Loan: A loan taken out to purchase a home or property.
2. Car Loan: A loan taken out to purchase a car or vehicle.
3. Personal Loan: A loan taken out for personal use, usually with a fixed interest rate.
4. Student Loan: A loan taken out by students to finance their educational expenses.
5. Business Loan: A loan taken out by a business to finance its operations or expansion.
6. Mortgage Loan: A loan taken out to purchase a home or property with a repayment period of up to 30 years.
7. Credit Card Loan: A loan taken out through a credit card with a high interest rate and short repayment period.
Subsidized loans are loans that are given to students based on their financial need, and the government pays for the interest on the loan while the student is in school. This makes it easier for students with limited financial resources to get a college education. Private loans, online lender loans, and unsubsidized loans do not take financial need into account.
Therefore, the answer is Subsidized loans.
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using cell references enter a formula in cell b6 to calculate monthly payments for the loan omit the optional arguments
Following is the complete procedure to do the foresaid calculation in the Excel.
Click the Financial button and then PMT in the Function Library group of the Formulas tab. In the Rate argument box, type B3/12. In the Nper argument box, type B4. In the Pv argument box, type B2. Select OK.
Any excel spreadsheet, such as one created in Libre Office Calc or Microsoft Excel.
the following while your cursor is in cell B6.
In the function library group on the formulae tab,
pressed the financial button
then choose PMT.
In the rate argument box, type B3/12.
In the Nper argument box, type b4. In the argument box, type B2.
Hit "OK."
These presumptions were made:
In cell B3, the annual interest rate is kept.
payments are in cell B4
the cell-based loan amount is in B2
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Lisa sells business property with an adjusted basis of $130,000 to her son, Alfred, for its fair market value of $100,000.a. What is Lisa's realized gain and recognized gain or loss?b. What is Alfred's recognized gain or loss if he subsequently sells the property for $138,000? For $80,000?
(A) The loss and disallowance regulation disallows Lisa's $30,000 loss.
(B) If Alfred sells the property for $80,000, he recognizes a loss of $20,000 on the transaction (100,000-80,000)
Comparing what is market value with price?Market value is the price at which a property would sell in the open market after deducting reasonable amounts for costs like brokers' fees. The price at which a person is willing to purchase a property is its market price.
Why does market value matter?The ability to determine an asset's market value using a clear process that removes any ambiguity or confusion is one of the key benefits of using market value. Customers and sellers in the market frequently view a product's value differently.
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true or false: A right-to-work law allows employees to decide for themselves whether or not they want to join or financially support a union.
It is true that a right-to-work law allows employees to decide for themselves whether or not they want to join or financially support a union.
States have the power to decide whether workers can be obliged to join a labor union in order to gain or keep a job under right-to-work laws.
Currently, workers have the option to join a union in 27 states plus Guam. Although unions are still allowed to exist in certain states, employees cannot be required to join as a condition of employment.20 states introduced right-to-work legislation during the 2014 legislative session, but no new right-to-work states were created. Tennessee passed a right-to-work law in 1947, making it the only state to do so. Any unit of government is prohibited under the 2014 law from passing laws or regulations that violate the rights provided by the National Labor Relations Act.
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In 2009 Congress and President Obama approved tax cuts and increased government spending. According to the short-run Phillips curve these policies should have
In 2009 Congress and President Obama approved tax cuts and increased government spending. According to the short-run Phillips curve these policies should have reduced unemployment and raised inflation.
Inflation measures how much more costly a set of goods and services has become over a certain length, usually a year. it can be one of the most acquainted words in economics. Inflation has plunged countries into long periods of instability.
whilst high inflation can be dangerous, too little inflation can also weaken the financial system. while the economic system is struggling and inflation is too low, the Fed will take the opposite method by means of lowering interest quotes or buying assets to boom cash circulation.
In a market economy, costs for goods and services can usually change. some prices rise; some prices fall. Inflation occurs while there's a wide increase in the fees of goods and services, not just of individual items; it means, you can buy less for €1 today than you can yesterday.
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