Is math a feature of the universe or a feature of human creation?

Answers

Answer 1

Answer:

a feature of the universe

Step-by-step explanation:

Math is a feature of the universe because what we call math is just a way of explaining how things work.


Related Questions

Choose the situation that represents a function.

A) The number of raisins in an oatmeal raisin cookie is a function of the diameter of the cookie.

B) The inches of rainfall is a function of the day’s average temperature.

C) The time it takes to cook a turkey is a function of the turkey’s weight.

D) The number of sit-ups a student can do in a minute is a function of the student’s age.

Answers

Answer:c

Step-by-step explanation:

Answer: The answer is C.

Hope this helps you!

Determine the number of degrees of freedom for the two-sample t test or CI in each of the following situations. (Round your answers down to the nearest whole number.)
(a) m = 12, n = 15, s1 = 4.0, s2 = 6.0
(b) m = 12, n = 21, s1 = 4.0, s2 = 6.0
(c) m = 12, n = 21, s1 = 3.0, s2 = 6.0
(d) m = 10, n = 24, s1 = 4.0, s2 = 6.0

Answers

Answer:

a

  [tex]df = 24.32[/tex]

b

 [tex]df = 30.10[/tex]

c

 [tex]df = 30.7[/tex]

d

[tex]df = 25.5[/tex]

Step-by-step explanation:

Generally degree of freedom is mathematically represented as

          [tex]df = \frac{ [\frac{ s^2_i }{m} + \frac{ s^2_j }{n} ]^2 }{ \frac{ [ \frac{s^2_i}{m} ]^2 }{m-1 } +\frac{ [ \frac{s^2_j}{n} ]^2 }{n-1 } }[/tex]

Considering a

         a) m = 12, n = 15, s1 = 4.0, s2 = 6.0

           [tex]df = \frac{ [\frac{ 4^2 }{12} + \frac{ 6^2 }{15} ]^2 }{ \frac{ [ \frac{4^2}{12} ]^2 }{12-1 } +\frac{ [ \frac{6^2}{15} ]^2 }{15-1 } }[/tex]

         [tex]df = 24.32[/tex]

Considering b

       (b) m = 12, n = 21, s1 = 4.0, s2 = 6.0

          [tex]df = \frac{ [\frac{ 4^2 }{12} + \frac{ 6^2 }{21} ]^2 }{ \frac{ [ \frac{4^4}{12} ]^2 }{12-1 } +\frac{ [ \frac{6^2}{21} ]^2 }{21-1 } }[/tex]

        [tex]df = 30.10[/tex]

Considering c

      (c) m = 12, n = 21, s1 = 3.0, s2 = 6.0

           [tex]df = \frac{ [\frac{ 3^2 }{12} + \frac{ 6^2 }{21} ]^2 }{ \frac{ [ \frac{3^4}{12} ]^2 }{12-1 } +\frac{ [ \frac{6^2}{21} ]^2 }{21-1 } }[/tex]

           [tex]df = 30.7[/tex]

Considering c

        (d) m = 10, n = 24, s1 = 4.0, s2 = 6.0

                [tex]df = \frac{ [\frac{ 4^2 }{10} + \frac{ 6^2 }{24} ]^2 }{ \frac{ [ \frac{4^2}{10} ]^2 }{10-1 } +\frac{ [ \frac{6^2}{24} ]^2 }{24-1 } }[/tex]

               [tex]df = 25.5[/tex]

   

find the slope of the line y = 4

Answers

Answer:

Brainleist!

Step-by-step explanation:

0

there is no y=mX+b

there is no x no XXXX

that means the slope must be 0 (bc theres a y)

Sorry if my explanation is bad... let me know in comments if u need more help

Find the measure of c.

Answers

Answer:

149 degrees

Step-by-step explanation:

This shape is a cyclic, so opposite angles add up to 180 degrees.

180-31 = 149

Use the given data to find the minimum sample size required to estimate the population proportion. Margin of error: 0.028; confidence level: 99%; p and q unknown

Answers

Answer:

The minimum sample size is [tex]n = 2123[/tex]

Step-by-step explanation:

From the question we are told that

    The margin of error is  [tex]E = 0.028[/tex]

   

Given that the confidence level is  99% then the level of significance is evaluated as

        [tex]\alpha = 100 - 99[/tex]

        [tex]\alpha = 1 \%[/tex]

        [tex]\alpha =0.01[/tex]

Next we obtain the critical value of  [tex]\frac{ \alpha }{2}[/tex] from the normal distribution table

   The  value is  [tex]Z_{\frac{ \alpha }{2} } = 2.58[/tex]

Now let  assume that the sample proportion is  [tex]\r p = 0.5[/tex]

  hence  [tex]\r q = 1 - \r p[/tex]

=>            [tex]\r q = 0.50[/tex]

   Generally the sample size is mathematically represented as

                [tex]n =[ \frac{Z_{\frac{ \alpha }{2} }}{ E} ]^2 * \r p * \r q[/tex]

                [tex]n =[ \frac{2.58}{ 0.028} ]^2 * 0.5 * 0.5[/tex]

              [tex]n = 2123[/tex]

A sample of a radioactive substance decayed 11% over the course of 3 weeks. How many grams were in the sample originally if 30.26 grams of the substance were remaining after the 3 weeks?

Answers

Answer:

34 grams

Step-by-step explanation:

If the remaining sample has 30.26 grams of radioactive substance, and 11% of it decayed, that means that 30.26 grams is 89% of the original. Let the original be x.

30.26=0.89x

Multiply both by one hundred

3026=89x

Divide both by 89

34=x

x=original, so the original was 34 grams.

Rhombus J K L M is shown. The length of J K is 2 x + 4 and the length of J M is 3 x. What is the length of a side of rhombus JKLM? 4 units 8 units 12 units 16 units

Answers

Answer:

12 units

Step-by-step explanation:

Since all of the sides of a rhombus are congruent, JK = JM which means:

2x + 4 = 3x

-x = -4

x = 4 so 3x = 3 * 4 = 12

What is the domain of h?

Answers

Answer:

{-2, -1, 1, 5, 6}

Step-by-step explanation:

The domain includes the five x-values (inputs):  {-2, -1, 1, 5, 6}

Answer:

The x-values -2, -1,1,5 and 6

Step-by-step explanation:

In the last 10 years, the population of Indonesia has grown at a rate of 1.12% per year to 258,316,051. If this rate continues, what will be the population in 10 more years? Round your answer to the nearest whole number.

Answers

Answer:

Final population after 10 years

= 288911718

Step-by-step explanation:

Present population p = 258,316,051

Rate of growth R%= 1.12%

Number of years t= 10 years

Number of times calculated n = 10

Final population A

= P(1+r/n)^(nt)

A= 258,316,051(1+0.0112/10)^(10*10)

A= 258,316,051(1+0.00112)^(100)

A= 258,316,051(1.00112)^100

A= 258,316,051(1.118442762)

A= 288911717.6

Approximately A= 288911718

Final population after 10 years

= 288911718

3(x–6)=18 help plese

Answers

Answer:

x = 12

Step-by-step explanation:

3(x–6)=18

x-6 = 18:3

x-6 = 6

x = 6+6

x = 12

Answer:

x=12

Step-by-step explanation:

The function g is defined as follows for the domain given.
g(x) = 2x+1,
domain = (-5, -1, 2, 3)
Write the range of g using set notation. Then graph g​

Answers

Answer:

g(x): 2(-5)+1= -10+1=-9

2(-1)+1= -2+1=-1

2(2)+1= 4+1=5

2(3)+1=6+1= 7

Hence, the range of [tex]g[/tex] using the set notation is [tex](-9,-1,5,7)[/tex].

What is the function?

Functions are often defined by a formula that describes a combination of arithmetic operations and previously defined functions; such a formula allows computing the value of the function from the value of any element of the domain.

Here given that,

The function g is defined as follows for the domain given.

[tex]g(x) = 2x+1,[/tex]  and domain [tex]= (-5, -1, 2, 3)[/tex]

So,

[tex]x=-5\\2(-5)+1\\= -10+1\\=-9\\\\x=-1\\2(-1)+1\\= -2+1\\=-1\\\\x=2\\2(2)+1\\= 4+1\\=5\\\\x=3\\2(3)+1\\=6+1\\= 7[/tex]

Hence, the range of [tex]g[/tex] using the set notation is [tex](-9,-1,5,7)[/tex].

To know more about the function

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Answers

Answer:

D) 3/2(X-4)

Step-by-step explanation:

Invert and multiply to get:

3(x+4)/2(x²-16)

factor the bottom

3(x+4)/2(x+4)(x-4)

The (x+4)’s cancel out, and you’re left with

3/2(X-4)

[tex]\dfrac{{x+4\over2}}{{x^2-16\over3}}[/tex]

[tex]=\dfrac{3(x+4)}{2(x+4)(x-4)}=\frac{3}{2(x-4)} [/tex]

but in original fraction, denominator can't be zero so we have to exclude x=±4

do that answer is D

the principal p is borrowed at a simple interest rate r for a period of time t. find the loan's future value g P = 700, r = 8.25, t = 3 months

Answers

Answer:

Hey there!

Simple interest formula: I=PRT

I=700(8.25)(0.25)

I=1443.75

Hope this helps :)

Answer:

Step-by-step explanation:

I = PRT

I = 700(0.0825)(1/4) = 14.44

Because the interest is usually in percentage and it's impossible to have 825% as your interest rate. So the actual interest rate has to be 0.0825.

The formula above calculated the interest, if you want the total, you will need to add 700 to that number.  

[img id="5156824"][/img]

Here's a small quick example of the formula that should help.

PLEASE HELP!!! The question is.. [tex]163-y=-5[/tex] ANSWER GETS BRAINLIEST

Answers

Answer:

y = 168Step-by-step explanation:

[tex]163 -y =-5\\Collect\:Like\:terms\\163+5 = y\\Simplify\\168 =y\\\\y = 168[/tex]

Hello There!

Answer: [tex]163-168=-5[/tex]Explanation:

[tex]163-y=-5[/tex]

To solve your equation, you can just change the -5 to 5 and move it to where y is. After that, change the minus sign to addition.

[tex]163+5=y[/tex]

Now all you have to do is sum it up.

[tex]163+5=168[/tex]

So y = to 168

So your answer is

[tex]163-168=-5[/tex]

Hope this Helps!

Find the work W done by a force of 7pounds acting in the direction 30 degreesto the horizontal in moving an object 7feet from (0 comma 0 )to (7 comma 0 ).

Answers

Answer:

The work done by the force is 42.4 Joules

Step-by-step explanation:

The force F = 7 pounds

angle to the horizontal that the force acts ∅ = 30°

The object is moved a distance d = 7 feet

The coordinate  (0 comma 0 )to (7 comma 0 ), indicates that the movement started from the origin, and is along the x-axis.

The work done by this force = F cos ∅ x d

==> 7 cos 30° x 7

==> 7 x 0.866 x 7 = 42.4 Joules

A researcher wishes to estimate the percentage of adults who support abolishing the penny. What size sample should be obtained if he wishes the estimate to be within 3 percentage points with 99​% confidence if ​(a) he uses a previous estimate of 22​%?

Answers

Answer:

Sample size n [tex]\simeq[/tex] 1269.15

Step-by-step explanation:

From the information given ,

At 99% of confidence interval,

the level of significance ∝ = 1 - 0.99

the level of significance ∝ =  0.01

the critical value for 99% of confidence interval is:

[tex]\mathtt{\dfrac{\alpha }{2} = \dfrac{0.01}{2}}[/tex]

= 0.005

[tex]\mathtt {z_{\alpha/2} = z_{0.005/2} }[/tex]

The value for z from the standard normal tables

= 2.58

The Margin of error E= 3% = 0.03

The formula to  determine the sample size n used can be expressed as follows:

[tex]\mathtt { n = (\dfrac{z_{\alpha/2}}{E})^2 \ \hat p (1 - \hat p) }[/tex]

where;

[tex]\mathtt{\hat p }[/tex] = 22% = 0.22

Then:

[tex]\mathtt { n = (\dfrac{2.58}{0.03})^2 \ \times 0.22 \times (1 - 0.22) }[/tex]

[tex]\mathtt { n = (86)^2 \ \times 0.22 \times (0.78) }[/tex]

[tex]\mathtt { n = 7396 \ \times 0.22 \times (0.78) }[/tex]

n = 1269.1536

Sample size n [tex]\simeq[/tex] 1269.15

Find the probability.
Two dice are rolled. Find the probability that the score on the dice is either 5 or
10.

Answers

Answer:

7/36

Step-by-step explanation:

1 die has 6 faces

When two dice are rolled, the total number of outcomes

= 6 × 6 = 36

The Probability of having(5) =

(1 & 4), (2 & 3) , ( 3 & 2), (4 & 1)

= 4

The probability of having (10) =

(5 & 5), (4 & 6) , ( 6 & 4)

= 3

The probability that the score on the dice is either 5 or 10.

P(5) + P(10)

= 4/36 + 3/36

= 7/36

Answer: 7/36

Step-by-step explanation:

36 outcomes

4 chances of getting 5 (1+4, 2+3, 4+1, 3+2)

3 chances of getting 10 (4+6, 5+5, 6+4)

4+3=7

so 7/36 chance

A patio 20 feet wide has a slanted roof, as shown in the figure. Find the length of the roof if there is an 8-inch overhang. Show all work and round the answer to the nearest foot. Be sure to label your answer appropriately. Then write a sentence explaining your answer in the context of the problem.

Answers

Answer:

[tex]Slanted\ Roof = 20.77\ ft[/tex]

Step-by-step explanation:

The question has missing attachment (See attachment 1 for complete figure)

Given

Width, W = 20ft

Let the taller height be represented with H and the shorter height with h

H = 10ft

h = 8ft

Overhang = 8 inch

Required

Determine the length of the slanted roof

FIrst, we have to determine the distance between the tip of the roof and the shorter height;

Represent this with

This is calculated by

[tex]D = H - h[/tex]

Substitute 10 for H and 8 for h

[tex]D = 10 - 8[/tex]

[tex]D = 2ft[/tex]

Next, is to calculate the length of the slant height before the overhang;

See Attachment 2

Distance L can be calculated using Pythagoras theorem

[tex]L^2 = 2^2 + 20^2[/tex]

[tex]L^2 = 4 + 400[/tex]

[tex]L^2 = 404[/tex]

Take Square root of both sides

[tex]\sqrt{L^2} = \sqrt{404}[/tex]

[tex]L = \sqrt{404}[/tex]

[tex]L = 20.0997512422[/tex]

[tex]L = 20.10\ ft[/tex] -------Approximated

The full length of the slanted roof is the sum of L (calculated above) and the overhang

[tex]Slanted\ Roof = L + 8\ inch[/tex]

Substitute 20.10 ft for L

[tex]Slanted\ Roof = 20.10\ ft + 8\ inch[/tex]

Convert inch to feet to get the slanted roof in feet

[tex]Slanted\ Roof = 20.1\ ft + 8/12\ ft[/tex]

[tex]Slanted\ Roof = 20.10\ ft + 0.67\ ft[/tex]

[tex]Slanted\ Roof = 20.77\ ft[/tex]

Hence, the total length of the slanted roof in feet is approximately 20.77 feet

i need help will rate you branliest

Answers

Answer D. the bottom one is the answer, because hyperbola is two curves that curve infinitely

Hope

Answer:

D. the bottom one is the answer, because hyperbola is two curves that curve infinitely

BRAINLEST , If y varies inversely with the square of x, and y = 26 when x = 4, find y when x = 2.

Answers

Answer:

Question 18: B. 104

Question 19: [tex] x = \frac{3}{2} [/tex]

Step-by-step Explanation:

Question 18:

Step 1: express the inverse relationship with an equation

[tex] y = \frac{k}{x^2} [/tex] ,

where k is constant

y = 26 when x = 4,

Constant, k, = [tex] y*x^2 = k [/tex]

[tex] k = 26*4^2 = 416 [/tex]

The equation would be [tex] y*x^2 = 416 [/tex]

Step 2: use the equation to find y when X = 2.

[tex] y*x^2 = 416 [/tex]

[tex] y*2^2 = 416 [/tex]

[tex] y*4 = 416 [/tex]

Divide both sides by 4

[tex] \frac{y*4}{4} = \frac{416}{4} [/tex]

[tex] y = 104 [/tex]

Question 19:

[tex] \frac{x}{3} = \frac{x + 2}{7} [/tex]

Cross multiply

[tex] x(7) = 3(x + 2) [/tex]

[tex] 7x = 3x + 6 [/tex]

Subtract 3x from both sides

[tex] 7x - 3x = 3x + 6 - 3x [/tex]

[tex] 4x = 6 [/tex]

Divide both sides by 4

[tex] \frac{4x}{4} = \frac{6}{4} [/tex]

[tex] x = \frac{3}{2} [/tex]

Answer: D.) 52

Explanation: I guessed and got it right lol

If you invest $ 30 , 700 with an annual interest rate of 8.9 % , compounded daily, how much would you have at the end of 4 years?

Answers

Answer: $43,823.37

Step-by-step explanation:

Formula to calculate the accumulated amount earned on principal (P) at rate of interest (r) compounded daily after t years :

[tex]A=P(1+\dfrac{r}{365})^{365t}[/tex]

As per given , we have

P= $ 30,700

r= 8.9 % = 0.089

t= 4 years

[tex]A=30700(1+\dfrac{0.089}{365})^{365(4)}\\\\=30700(1+0.0002438)^{365(4)}\\\\=30700(1.0002438)^{1460}\\\\=30700(1.42747138525)\\\\=43823.3715272\approx43823.37[/tex]

Hence, the amount at the end of 4 years would be $43,823.37 .

In terms of the trigonometric ratios for ΔABD, what is the length of line segment BD?

Answers

In terms of the trigonometric ratios for ΔABD, what is the length of line segment BD?

Answer:

[tex] BD = c*sin(A) [/tex]

[tex] BD = c*cos(B) [/tex]

[tex] BD = b*tan(A) [/tex]

Step-by-step explanation:

∆ABD is a right triangle.

Recall: trigonometric ratios of any right triangle can easily be understood or remembered with the acronym, SOHCAHTOA.

SOH => sin(θ) = opposite/hypotenuse

CAH => Cos(θ) = adjacent/hypotenuse

TOA = tan(θ) = opposite/adjacent

Thus, the length of segment BD, in terms of trigonometric ratios for ∆ABD can be done as follows:

Let BD = x

AB = c

AD = b

=>The sine ratio for the length of line segment BD = x, using SOH.

θ = A

Opposite = DB = x

hypotenuse = AB = c

[tex] sin(A) = \frac{x}{c} [/tex]

Make x the subject of formula.

[tex] c*sin(A) = x [/tex]

[tex] BD = x = c*sin(A) [/tex]

=>The Cosine ratio for the length of line segment BD = x, using CAH

θ = B

Adjacent = DB = x

hypotenuse = AB = c

[tex] cos(B) = \frac{x}{c} [/tex]

Make x the subject of formula.

[tex] c*cos(B) = x [/tex]

[tex] BD = x = c*cos(B) [/tex]

=>The Tangent ratio for the length of line segment BD = x, using TOA

θ = A

Adjacent = DB = x

hypotenuse = AD = b

[tex] tan(A) = \frac{x}{b} [/tex]

Make x the subject of formula.

[tex] b*tan(A) = x [/tex]

[tex] BD = x = b*tan(A) [/tex]

PLEASE HELP ASAP Madelyn drove a race car in a race. She averaged 55 mph and began the race 0.5 hours ahead of the other drivers. The variable d represents Madelyn's distance driven, in miles. The variable t represents the number of hours since the other drivers began to race. Which equation can be used to determine the distance Madelyn drove t hours into the race? d=55t−0.5 d=55(t+0.5) d=55(t−0.5) d = 55t + 0.5

Answers

Answer:

d=55(t+0.5)

Step-by-step explanation:

d=55(t+0.5)

Answer:

27.5

Step-by-step explanation:

The arc length apothem shown below is 15 feet. Part 1) State the equation that relates arc length to central angle. Part 2) Find the angle apothem in radians. Part 3) Convert your answer from Part 2 to degrees and write it to the nearest hundredth of a degree

Answers

Answer:

ans right down there

Step-by-step explanation:

Here,Part 1

if the circle has a radius r so,

15 = r theta

here, theta is in radian.

Part 2

[tex]theta = \frac{15}{6} = 2.5[/tex]

part 3

[tex]theta = \frac{2.5 \times 180}{\pi} [/tex]

or theta =

143.2394487827058021919953870352629258310136811664108038729006

BOND VALUATION Asiana Fashion's bonds have 10 years remaining to maturity. Interest is paid annually; they have a $1,000 par value; the coupon interest rate is 8% and thebyield to maturity is 9%.What is the bond's current market price?​

Answers

Answer:

$935.76

Step-by-step explanation:

BOND VALUATION Asiana Fashion's bonds have 10 years remaining to maturity. Interest is paid annually; they have a $1,000 par value; the coupon interest rate is 8% and thebyield to maturity is 9%.What is the bond's current market price?​

Step 1

We find the Present value factor of sum

The formula =

(1 + i)^n

Where

i = maturity rate = 9% = 0.09

n = number of years = 10 years

Present Value = ( 1 + 0.09)^-10

= 0.4224

Step 2

We find the present value factor of annuity

The formula is given as:

1 - (1+i)^-n / i

i = maturity rate = 9% = 0.09

n = number of years = 10 years

= 1 - (1 + 0.09)^-10 /0.09

= 1 - 0.4224 /0.09

= 0.5775 /0.09

= 6.417

Step 3

The bond's current market price is calculated as:

= PV factor of Sum × Par Value + PV factor of annuity × coupon payment

Coupon payment is calculated as:

= Coupon interest × par value

= 8% × 1000

= 80

Hence,

= 0.4224 × 1,000 + 6.417 × 80

= 422.4 + 513.36

= 935.76

In this exercise we have to use the knowledge of finance to calculate the corrective value of the market place, in this way we find that:

[tex]\$935.76[/tex]

We find the Present value factor of sum, by the formula of:

[tex](1 + i)^n[/tex]

Where:

i = maturity rate = 9% = 0.09 n = number of years = 10 years

Substituting the values ​​in the formula as;

[tex]Present \ Value = ( 1 + 0.09)^{-10} = 0.4224[/tex]

We find the present value factor of annuity, by the formula as:

[tex]1 - (1+i)^{-n} / i[/tex]

Where:

i = maturity rate = 9% = 0.09 n = number of years = 10 years

Substituting the values ​​in the formula as;

[tex]= 1 - (1 + 0.09)^{-10} /0.09\\= 1 - 0.4224 /0.09\\= 0.5775 /0.09\\= 6.417[/tex]

The bond's current market price is calculated as:

[tex]= PV \ factor\ of\ Sum * Par\ Value + PV\ factor\ of\ annuity * coupon\ payment[/tex]

Coupon payment is calculated as:

[tex]= Coupon\ interest * par\ value\\= 8\% * 1000= 80[/tex]

So continue the calcule;

[tex]= 0.4224 *1,000 + 6.417 * 80\\= 422.4 + 513.36\\= 935.76[/tex]

See more about market place at brainly.com/question/24518027

Mark is buying supplies for his students. He is buying a notebook (n) and a pack of pencils for each of his 25 students. Each pack of pencils costs $1.25. If Mark's total cost is $156.25, which of the following equations can be used to find how much each notebook cost? Select TWO that apply.

Answers

Answer:

$5

Step-by-step explanation:

Note. There are no options to select.

Let the notebook cost x, then Mark spent:

25x + 25*1.25 = 156.2525x + 31.25 = 156.2525x = 156.25 - 31.2525x = 125x= 125/25x= 5

Notebook costs $5

Which of the following is a solution for 5 - 2x ≤ -3?

Answers

Answer:

x≥4

Step-by-step explanation:

The required solution for the inequality 5 - 2x ≤ -3 is x ≥ 4 or x ∈ [4, ∞).

What is inequality?

Inequality shows relation between two expression which are not equal to each others.

The given inequality is,

5 - 2x ≤ -3.

Solve the inequality,

Add 3 to both the sides,

5 - 2x + 3 ≤ -3 + 3

8 - 2x ≤ 0

-2x  ≤ -8

Multiply -1 both the sides,

2x ≥ 8

x ≥ 4

The solution for the inequality is x ≥ 4 or x ∈ [4, ∞).

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What are two solutions of x

Answers

Answer:

Answer is attached below :)

3a-27=0

How to solve

Answers

Answer:

a = 9

Step-by-step explanation:

3a - 27 = 0

3a = 27

a = 27/3

a = 9

3*9  -  27 = 0

27 - 27 = 0

Answer:

a = 9

Step-by-step explanation:

3a-27=0

Add 27 to each side

3a = 27

Divide by 3

3a/3 = 27/3

a = 9

explain why the APR does not compare loans for different lengths of time

Answers

Answer:

APR does not tell you how long your rate is locked for. A 15-year loan may have a lower interest rate, but could have a higher APR, since the loan fees are amortized over a shorter period of time. It is not wise to compare a 30-year loan with a 15-year loan using their respective APRs.

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