It is important to shop around for credit because banks and financial institutions have varying credit histories. charge different fees. follow different laws. have varying discriminatory policies.

Answers

Answer 1

Answer:

follow different laws

Explanation:

In simple words, Shopping around is really a good idea, whether you're obtaining your first credit account or you've already established credit and want more of it. Searching widely is often the only way to locate a lenders that will cooperate with you. It's also the greatest method to obtain a decent bargain in some instances.

Different creditors have different laws, which affect their terms and conditions regarding interest rate, tenure etc.

Answer 2

Answer: The answer would be:

B: charge different fees.

Explanation:

Edge 2023

Hope this helps! (^_^)


Related Questions

4. Please describe the five types of financial ratio analyses. Please provide and briefly discuss 2 ratios from each of the five types of analysis. Please perform each of the above five types of analysis using two ratios from each for any publicly traded company that you wish except, Pepsico, Apple, and Kroger. Please go to Yahoo finance, type in the name of the company, go to financial statements as summarized on Yahoo. You can use the latest quote as the stock price for any valuation ratios that you use involving stock price. You cannot provide ratios already provided in the stock summary.

Answers

Answer:

We have five broadly categorized financial ratio analyses like Leverage, Liquidity, Profitability, Efficiency, and market price ratios. The liquidity Ratio gives us information over what proportion of current liabilities are being paid off by the corporate annually and the way effectively current assets are put to use. We use the present ratio to urge to understand the company's ability to pay off short-term liabilities.

Market price ratios consider calculating shareholders' value with reference to the dividend they provide, earnings, and market value. Earning share per Price may be a ratio where analysts consider calculating for the aim of knowing what proportion of income is being generated for every share. PE ratio is that the Price Earnings ratio which is employed in comparative analysis among industries and corporations. The profitability ratio determines what proportion maybe a company ready to produce using its assets and equity.

Return on Assets calculates what proportion returns are the assets are ready to produce the cash flows, also Return on Equity calculates what proportion returns are often generated as a profit or gain to the shareholders. Efficiency ratios discuss how capable are the assets in producing the returns or gains. Inventory Turnover Ratio discusses what proportion the last time inventory has been sold off. The assets ratio is beneficial in going to skills much credit given to the purchasers must be gained.

Darren runs a barbershop with fixed costs equal to $40 per day and a total output of 10 haircuts per day. What is his weekly total fixed cost if he is open 6 days per week

Answers

Answer:

$240

Explanation:

Darren runs Barber shop

His fixed costs daily is $40

The toal output per day is 10 haircuts

He is open 6 days in the week

Therefore weekly total fixed costs can be calculated as follows

= 40×6

= 240

Hence the weekly fixed cost is $240

The working capital turnover of Tesva Systems Corp. is 6.0. What does this financial data suggest? Question 3 options: For every $6.00 Tesva Systems puts to work, the company incurs a cost of $1.00. For every $6.00 Tesva Systems puts to work, the company realizes sales of $1.00. For every dollar Tesva Systems puts to work, the company realizes $6.00 in loss. For every dollar Tesva Systems puts to work, the company realizes $6.00 of sales.

Answers

Answer:

For every dollar Tesva Systems puts to work, the company realizes $6.00 of sales.

Explanation:

Pat is insured with a life insurance policy and Karen is his primary beneficiary. They are both involved in an automobile accident where Pat dies instantly and Karen dies 5 days later. Which policy provision will protect the rights of the contingent beneficiary to receive the policy benefits

Answers

Answer: Common disaster clause

Explanation:

Based in the information given in the question, the policy provision that will protect the rights of the contingent beneficiary to receive the policy benefits is the common disaster clause.

According to the common disaster clause, the primary beneficiary must survive the insured usually by a period of 30-90 days and if this doesn't happen, the benefit will be paid automatically to the secondary beneficiary.

The common disaster clause simply explains that even though there's an accident which leads to the death of the insured and the beneficiary, it'll be possible to determine that it was the beneficiary whom died last and the benefit will be given to the person accordingly.

Lori purchased a home for $250,000 with an additional $5,000 in related purchase costs and then added a garage at a cost of $25,000. She sold the home 10 years later for $575,000 and paid $35,000 in selling costs. She will pay capital gains tax on how much? $10,000 $260,000 $575,000 Zero

Answers

Answer: $10,000

Explanation:

If you purchase a house and pass the ownership test of having lived in the house for at least 2 years in the past 5, you can exclude $250,000 from the capital gains as a single person.

Lori passes the ownership test and so can claim the tax exclusion.

Capital gain:

= Cash received - Purchase costs

= (575,000 - 35,000) - (250,000 + 5,000 + 25,000)

= $260,000

After claiming exclusion of $250,000

= 260,000 - 250,000

= $10,000

what are some ways the government can internalize air pollution from the consumption of cars besides tax?​

Answers

- restrict access to certain areas like city centers for pollutant cars

- stop the manufacturing of cars using fossil fuel completely (the EU plans that for 2035)

- make public transportation cheaper or even free (Luxembourg did this)

- advocate the health benefits of not using a car for short trips via campaigns in differentmedia. it's cheaper and healthier to walk or ride a bike etc. whenever possible.

- make public transportation, e.g. trains, better and more time efficient (China invested a great deal of money into its train system)

- and possibly more I can't think of at the moment

Dipper Donuts licenses its brand name to foreign firms as long as they agree to run their restaurants on exactly the same lines as Dipper Donuts restaurants elsewhere in the world. In return, the foreign firms have to pay Dipper Donuts a percentage of their profits. This is an example of

Answers

Answer:

Franchise

Explanation:

Considering the scenario described above, this is an example of a FRANCHISE.

This is because a Franchise is an arrangement involving a Franchisor and a Franchisee, whereby the franchisee conducts a business by utilizing the brand name and trademark of a franchisor.

In this type of business system, the franchisee typically pays a form of royalty and in some arrangement an initial payment for the right to conduct its business under the franchisor's name and system.

match the term with the definition​

Answers

Answer:

BELOW

Explanation:

Accounting - 1

Accounting records - 4

Accounting system - 3

Business entity - 2

HOPE THIS HELPED

SOMEONE HELP ME PLEASE
Which sentence describes a cooperative organization?

Cohen and his friends work in a cooperative organization.
They own and control the functions of the organization.
Their sole motive is to gain profit.
They can trade their stocks in the financial market.

Answers

The statement "They own and control the functions of the organization" best describes a cooperative organization.

A cooperative is when two or more people come together to form an organization or form a business that is democratically run and managed by them alone. This means that it is a united effort by the individuals involved to run a business.

Cooperatives may vary according to the needs and wants of the individuals. But at the same time, the rules and other policies can also be changed to suit the need of the members.Cooperatives represent a much better form of unity and accomplishments, especially for lesser known individuals or less powerful members of the society.Such individuals may be farmers, workers, individual producers, etc. who would unitedly work to accomplish common goals and beliefs.Thus, the correct answer is the second option.

A cooperative organization, in short, can be best stated as the unified union or gathering of various individuals with different expertise or dreams with the aim to achieve success. They share the responsibilities among themselves and also control the functions of the organizations equally.

Learn more about cooperative work here:

brainly.com/question/9215587

'Cooperative Organization' is characterized as the 'organization that is either partially or wholly owned and regulated by its employees, customers, or tenants.'

The sentence that appropriately describes such an organization would be:

B). They own and control the functions of the organization.

In a cooperative organization,

The people willingly come forward to accomplish their common needs including various economic, communal, and cultural needs. To serve these purposes, these people collectively own an enterprise/company whose goods and services are used by them only. Each member carries equal power and rights in such an organization Agriculture, utilities, Insurance, Healthcare, etc. are some of the illustrations of such organizations.

Learn more about 'Cooperative organization' here:

brainly.com/question/11255333

Urban City wants to acquire undeveloped private land within the city limits to construct a public park. The city brings a condemnation proceeding to obtain title to the land and determine its fair value to be paid to the private owner. This is

Answers

Answer:

the power of eminent domain

Explanation:

Eminent domain is the power that can be excercised by a government to convert private property to public use. They must however compensate the owner of the property.

The government must display that the public use of the property is vital.

In the given instance Urban City wants to acquire undeveloped private land within the city limits to construct a public park.

The process by which they brought condemnation proceedings to obtain title to the land and determine its fair value to be paid to the private owner, is the government excercising their power of eminent domain

Behavioral targeting is the practice of ______. Multiple choice question. visiting a retail store to inspect merchandise but them purchasing online using information from cookies for directing online advertising from marketers to online shoppers forwarding a marketer-initiated message to others via electronic channels posting video blogs of merchandise purchase

Answers

Answer:

using information from cookies for directing online advertising from marketers to online shopper

Explanation:

For years, the world used a small nation in Central America as a place to assemble goods and benefit from inexpensive labor. The nation decided to shift its base from simple assembly to a full-fledged manufacture of components and finished goods. It introduced a policy that stated 65 percent of the value of a product must be produced locally. This is an example of a(n)

Answers

Answer: Local Content Requirement

Explanation:

Local Content Requirements are the rules whereby a company must get a particular amount of the final value of a good from the domestic firms by buying from the local companies or sometimes through the manufacturing of the good locally.

The local content requirements is used by the government in order to protect and develop the domestic industries and ensure economic growth.

All of the following are problem-solving steps except:
A. doing the first solution that comes to mind
B. creating possible solutions
C. defining the problem
D. taking action

Answers

A is the answer because doing the first solution that comes to mind is not included in the process

if do the first which comes in the mind than what the benefit of creating possivle solutions

Learning the techniques of sales writing can help you Group of answer choices All of these are benefits of learning sales writing techniques. become a more perceptive consumer of ideas, products, and services. become more successful in other situations requiring persuasion. recognize sales strategies directed at you.

Answers

Answer:

All of these are benefits of learning sales writing techniques.

Explanation:

Hope this helps

Learning sales writing techniques enhances consumer perception, persuasion, strategy recognition, and overall communication and decision-making effectiveness. Thus, option D is correct.

Techniques of sales refer to the strategies and methods employed to effectively communicate, persuade, and influence potential customers or clients.

These techniques encompass a range of skills, including crafting compelling sales messages, utilizing persuasive language and storytelling, employing effective negotiation tactics, building rapport, active listening, and addressing objections.

Sales techniques aim to engage and capture the interest of prospects, highlight the value and benefits of products or services, overcome barriers, and ultimately drive successful conversions.

Mastery of sales techniques equips individuals with the ability to navigate the sales process, build relationships, and achieve desired outcomes in a competitive marketplace.

Therefore, option D is correct.

Learn more about competitive marketplace here:

https://brainly.com/question/30330085

#SPJ6

Most probably, your complete question is this:

Learning the techniques of sales writing can help you:

Group of answer choices

A) Becoming a more perceptive consumer of ideas, products, and services.

B) Becoming more successful in other situations requiring persuasion.

C) Recognizing sales strategies directed at you.

D) All of these options are benefits of learning sales writing techniques.

write a letter to invite your friend to your birthday party in french​

Answers

Answer:

Chere/chere_ (name of the person you want to regard) J ai reçu ta lettre hier.Je suis heureux/ heureuse d écounter que tu as gagné un prix dans le concours de danse! Felicitations! Je espere que tu es en bonne santer.

Comme tu sais, c est mon anniversaire le semaine prochaine.Je vais vais organiser un petit fêtê chez moi.Jecris cette lettre pour t inviter.Tous naos amis vont venir pour la faire.ll ya beaucoup des choses à faire:Nous allons danser,11h. Mes cousins vont préparer une surprise pous nous.Tu dois venir.Il sera trés amusant! Réponds-moi vite.

Bisces, (your name)

Answer:

172 Boulevard St. Germain,

75006,

Paris,

France.

8th Aôut 2021.

Chère Ellie,

Comment ça va? Comment va Pierre? J'espère que vous allez bien. Si oui, gloire à Dieu.

Je t'écris cette lettre pour t'inviter à ma fête d'anniversaire. Ça arrive Dimanche la semaine prochaine et j'aimerais vraiment que toi et Pierre soyez là. Tu as été ma mellieure amie ta déménagement ne nous empêchera pas de fêter m'anniversaire ensemble. Il y aura de la nourriture, des boissons et tout le monde va s'amuser et ce sera plus amusant si toi et Pierre veniez.

J'attends avec impatience ta venue et cela signifiera tellement si tu venais à la fête Ellie. Je vous aime. À bientôt.

Ta mellieure amie,

Sophie.

in a quiz for Marks and given for correct answer and negative marks are given for incorrect answer if Jacks score 20 five successive rounds 25,-5,-10,15 and 10, what was total at the end​

Answers

Answer:

35

Explanation:

I believe he has 35 marks at the end but I could be wrong.

Some of the characteristics of the new breed of global leaders include Question 8 options: a) The skills and abilities to interact with and manage people from the diverse cultural backgrounds that populate their multinational companies. b) Sufficiently flexible to operate comfortably in pluralistic cultural environments. c) Knows at least one foreign language and understands the complexities of interaction with people from other cultures. d) All of the above

Answers

Answer:

d) All of the above

Explanation:

Leadership can be defined as a process which typically involves motivating, encouraging and inspiring employees working under an individual to be innovative and create positive changes that will foster growth and enhance the success of a group, business firm, state, or country in the future.

A leader can be defined as an individual who is saddled with the responsibility of controlling, managing and maintaining a group of people under him or her. Some types of power expressed by leaders are referent power, legitimate power, coercive power, etc.

Generally, leaders use their powers to get other people to follow them.

In conclusion, all of the aforementioned characteristics are possessed by the new breed of global leaders across the world.

If a bank benefits when a foreign currency declines in value, then the bank must be in a __________ position. The term below that correctly fills in the blank in the preceding sentence is: Group of answer choices

Answers

Short position (I think you were supposed to add answers)

I am planning to go to universal studios Florida with my friends we are a 15-16 year age group, is their any way we can go inside without supervision?

Answers

yes i believe so try it out

True or false: Regulations prohibit insider trading. It is illegal for anyone to transact in securities to profit from inside information, that is, private information held by officers, directors, or major stockholders that has not yet been divulged to the public. True false question. True False

Answers

Answer:

the answer for this would be true

An investor has $150,000 to invest in two types of investments. Type A pays 5% annually and type B pays 6% annually. To have a well-balanced portfolio, the investor imposes the following conditions. At least one-third of the total portfolio is to be allocated to type A investments and at least one-third of the portfolio is to be allocated to type B investments. What is the optimal amount that should be invested in each investment

Answers

Answer:

Investment in A $50,000

Investment in B $100,000

Explanation:

The total amount available for two investments is $150,000. There are two different investment options available. Type A has 5% annual return and Type B has 6% annual return. The objective equation will be;

0.05A + 0.06B [tex]\leq[/tex] 5.5%

One third should be allocated to investment A and investment B.

0.33A + 0.33B [tex]\geq[/tex] 0

The risk factor of investments is assumed to be equal then investment B provides more return than investment A.

Investment in A = $150,000 * 0.334 = $50,000

Investment in B = $150,000 * 0.667 = $100,000

Bakery A uses 60 bags of flour each month. The flour is purchased from a supplier for a price of $80 per bag and an ordering cost of $20 per order. Bakery A's annual inventory holding cost percentage is 40%. If Bakery A chooses to use the economic order quantity for flour purchases, how many orders will be placed with the supplier each year?

Answers

I don't what the answer is but I will look for it

Plastbolt, a company that manufactures and supplies plastic bottles, wants to acquire a smaller company. It plans to invest in two smaller plastic manufacturing companies and buy the one that it finds yields better returns. In this scenario, Plastbolt is most likely using

Answers

Answer:

options-based planning

Explanation:

Options-based planning is defined as one that focuses on what could go wrong in a given business venture. Resources are now used to mitigate the projected issues that can arise.

In the give scenario Plastbolt is trying to invest in two smaller plastic manufacturing companies and buy the one that it finds yields better returns.

So they have an option of going ahead with the venture that has better returns.

Agent Don plans to conduct a marketing/sales event at the local public library on October 28 at 2pm. He received permission to post an advertisement on the library bulletin board starting October 14. What is the latest date Don could submit a NEW Event Request Form to UnitedHealthcare in order to comply with UnitedHealthcare's event reporting rules

Answers

Answer:

5th Nov is the latest date don could submit a event request.

Explanation:

The marketing and sales event can both be organized at the health care. These events can be planned no less than 7 days of the colander before the day of the event. These event can e both formal and informal.

A residence was assessed annual county property taxes of $5,000. The residence was occupied by a life tenant who lived on the premises rent-free. The residence could have been rented to a third party for $2,000 a month. The life tenant did not pay the property taxes. Instead, the holder of the remainder interest paid them to prevent the county from imposing a lien on the property or possibly foreclosing on the property. The fair market value of the life estate was 10 percent of the fair market value of the property held in fee simple absolute. Can the holder of the remainder interest recover the tax payment from the life tenant

Answers

Answer: Yes, because the life tenant owes the holder of a remainder interest a duty to pay the property taxes.

Explanation:

Based on the information given, the holder of the remainder interest can recover the tax payment from the life tenant because the life tenant owes the holder of a remainder interest a duty to pay the property taxes.

It should be noted that it's the obligation of life tenants to pay all ordinary taxes on the land as well as the interest on the mortgage. In a situation whereby an incime isn't produced by the property like in the scenario given in the question, then the life tenant will be responsible for the taxes and the interest on the mortgage to the extent of a reasonable rental value of the land.

7. Priscilla took out a loan for a new car. What is MOST likely to be TRUE about this process?

Answers

Answer: D. The bank will hold the title of the car until her loan is paid off.

Explanation:

When a person uses a car loan to buy a car, the car itself is also used as collateral which means that if the person defaults on the loan, the bank is allowed to repossess the car.

In order to do this, the bank will hold the title of the car until the borrower is able to pay off the loan. Only then is the title properly transferred to the owner who is this case is Priscilla.

Samantha is a single mother raising two young children. In 2015, she was let go from her assembly line job at the car plant where she had worked for 15 years. She has a 15 hr a week job which pays $12,000.00 a year. She qualifies for and receives the earned income tax credit. What will happen to her earned income credit if Samantha gets in increase in her pay and earns $17,350 now

Answers

Answer:

Her EITC will not be decreased.

Medical science is an important sector all over the globe ​

Answers

Answer:

Medical scientists also conduct research to find treatments to un-treatable conditions. Medical science matters because it is the foundation of a strong healthcare system. When medical science is well resourced, patients conditions are diagnosed quickly and correctly, leading to correct and efficient treatment.

Answer:

medical science is an important sector all over the globe . It is related to human life .it has various field with many profession ranging from basic level to a higher level various work like preparing and dispensing drugs taking of diagnosing and treating peoples body elements suggesting for preventive measures are related to taking care of human life . India for medical science and various professional professionals related to it are important for human life

What return do you expect earn if you buy the 3 years ,10% coupon bond today and sell it in exactly 1 year( if current price is 1051.45 rupees)

Answers

Answer:

8.02%

Explanation:

Since corporate bonds pay coupons semiannually, it would be important to first all determine the semiannual yield to maturity of this bond using a financial calculator as shown below:

We need to set the calculator to its end mode before making the following inputs:

N=6(number of semiannual coupons in 3 years=3*2=6)

PMT=50(semiannual coupon=face value*coupon rate/2=1000*10%/2=50)

PV=-1051.45 (current price)

FV=1000(bond's face value)

CPT

I/Y=4.02%

After one year, there would 4 semiannual coupons left, we can compute the bond price as shown thus:

N=4

PMT=50

I/Y=4.02(without % sign)

FV=1000

CPT

PV=1,035.56

The expected rate of return over one year is computed thus:

N=2(number of semiannual coupons in 1 year holding period)

PMT=50(the amount of each semiannual coupon)

PV= -1051.45

FV=1,035.56(selling price after one year)

CPT=4.01%(on a semiannual basis)

annual rate of return=4.01%*2=8.02%

A manufacturer of a variety of technological devices asked its marketing department to develop inexpensive methods of building and maintaining brand awareness and excitement. The marketing department then recruited consumers who were early adopters of technological devices to spread the word about the company's new products. This is an example of ________.

Answers

Answer:

Accountancy There are 6 points on a coordinate plane. The points are (negative 5, 0), (negative 4, 1), (negative 3, 4), (1, negative 2), (2, 4), (5, negative 3).

A domain: {–5, –4, –3, –2, 0, 1, 2, 3, 4, 5}

B domain: {–3, –2, 0, 1, 4}

C domain: {–5, –4, –3, 1, 2, 5}

D domain: {(–5, 0), (–4, 1), (–3, 4), (1, –2), (2, 4), (5, –3)}

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The square of y varies directly as the cube of x.When x=4 y=2.Which equation can be used to find other combinations of x and y Which of the following could be the value of xy if y = 7and x>7? The term for an urban or metropolitan area that is significantly warmer than its surrounding rural areas due to human activities is _________.a. urban sprawlb. urban heat island effectc. heat pollutiond. none of the above An equilateral triangle has a perimeter of 15x3 + 33x5 feet. What is the length of each side?x3 feet5 + 11x2 feet5x2 + 11 feet5x3 + 11x5 feet I will give a brainliest and 20pts to the person that can use the Pythagorean theorem to solve for x. Please help. I went over it several times and the answer I got doesn't match up with what the box says what statement best describes voting in the united states Which group represents external customers of an organization hlp pleassssssssssssssssssssss Which of the following sentences has a correct signal phrase for the book The Nasty Bits written by author Anthony Bourdain? Question 1 options: A) According to Anthony, Perhaps the best thing chefs can do is cook, whenever possible, with heart (40). B) In The Nasty Bits, chef Anthony Bourdain states, Perhaps the best thing chefs can do is cook, whenever possible, with heart (40). C) The Nasty Bits states, Perhaps the best thing chefs can do is cook, whenever possible, with heart (40). D) Perhaps the best thing chefs can do is cook, whenever possible, with heart (40). C. Examine the hourglasses (A), (B), and (C) andfind the best answer.6(A)(B).(C)6a) (B) shows the most time passed.b) (A) shows the most time passed.c) (C) shows the most time passed.d) (A), (B), and (C) show the same time passed.6 A store is advertising a new DVD player for $189.00. If the sales tax rate is 7.25 percent, x phng ha hon ton 66,6 gam hn hp 2 este HCOOC2H5 v CH3COOCH3 bng dung dch NaOH thu c hn hp X gm 2 ancol. un nng hn hp X vi H2SO4 c 140 C sau phn ng xy ra hon ton thu c m gam nc. Gi tr ca m Square inscribed in a circle with radius 16.Ill mark u as a brainliest!! Please solve the problem which number best completes the pattern ? 17,12,7 3,7,11 21,16(?) a. 12 b. 11 c. 8 d. 3 Consider the generic chemical equation: 2 A + 3 B ------> 3 CIf 6 moles of A and 2 moles of B are reacted, what is the maximum number of moles of C that can be formed? The half life for the decay of carbon-14 is 5.73 times 10^3 years. Suppose the activity due to the radioactive decay of the carbon-14 in a tiny sample of an artifact made of wood from an archeological dig is measured to be 77.The activity in a similar-sized sample of fresh wood is measured to be 85.Calculate the age of the artifact. Round your answer to 2 significant digits. how do i solve this? Use the following graph to evaluate f(-5) and f(-1). Need help with precalc please! Thank you!