James has $1500 to open a checking account. He can maintain a monthly balance of at least $1000. He plans to use the ATM four times per month at his local branch. He does not overdraft his account and plans to use direct deposit. He also plans to pay his bills online and he averages 8 bills per month. Bank Account Terms and Conditions Bank Account terms and conditions. Bank A is best for James. James wants an account with the lowest fees. Which checking account would be best for James? Account A Account B Account C Account D

Answer:

Redlining

Explanation:

Redlining stems from discrimination that consists denial of services, maybe financial based on the group one may fall under such as race, ethnicity or location. The Holden act(1977) is a real estate act of California meant to protect individuals from discriminations such as ones that involve denial of mortgage loan on the basis of something other than the credit worthiness of the individual . These discriminations could take the form of mortgage loan and, insurance loan denials or other financial services based on creditworthiness history of the group the person may fall under and not necessarily the individual's qualifications on his own

Answer: C) Land

Explanation:

When recording the cost of a PPE, one must also capitalize the cost of getting the PPE ready for use.

The demolition of the old building was done to improve the land and get it ready for use therefore it is to be capitalized along with the cost of the land such that in the balance sheet when the Land is recorded, it will include the demolition cost.

Answer:

Option A will be the correct answer.

Explanation:

In the above question, Options are not given. Please find the attachment of the complete question.

Some other options are also not tied to the condition in question. Thus option A should be the perfect approach.

Answer:

C

Explanation:

Entering a new business and accomplishing diversification could be a risky move considering the degree of uncertainties that the investor may likely encounter. For this reason , an investor has to be strategic while making the move of entering a new business .

The safest and the most popular strategy is the acquisition of an existing business in the chosen industry as the business would have exceeded the risks related to the initial start up, making it easier to continue and sustain,

An existing business in a chosen industry also gives the privilege of inherited customers and business policies that can be improved on on taking over.

Answer: $8,400

Explanation:

Tax liability for a year is computed on the nominal capital gain as of that year not the inflation-adjusted gain. As such, should the asset be sold today, the capital gains tax of 28% will be computed on the capital gain of $30,000 in the following manner;

= 28% * 30,000

= $8,400

Answer: C. the financial structure of the business

Explanation:

The financial structure of the business is made up of the assets, liabilities, and the equity account of a business, which are interrelated and interact with each other.

The assets are a company's property while liabilities has to do with what the company owes and equity is gotten when liabilities is deducted from the asset.

Answer: False

Explanation:

A tariff is a tax that is imposed by the government of a particular country in order to curtail the number of imported goods brought into the country.

Based on the above scenario, the reduction in consumer surplus is not $500 million but rather $600 million which is the addition of $100 million, $200 million and $300 million.

Therefore the question is false.

Answer:

D) noise

Explanation:

Since it is mentioned in the question that there were many possible customers who belong from different countries are seemed interested in the firm product but at the time when the manager explained the features of the product, there was difficulty due to heavy Texas drawl.

So this situation represents the noise and hence the same is to be considered

Answer:

Home delivery retailer

Explanation:

Retailing is the sale of services or goods directly to the end use customers through stores, malls, online and by home delivery, to make a certain amount of profit. Retailers are there to close the gap between the producers, wholesalers and the end users. Retailing involves the the fulfilling of small orders of very many end use customers

Being that Trent intends to buy the supplies for his personal use and hobbies and have them delivered to his home. Trent is using a home delivery retailer to satisfy his fishing supply needs.

Considering the scenerio, whereby Trent who is an avid fly fisherman got delivered his fishing supplies to him is example of home delivery retailer.

What is a retail?

In channel distribution, a retailer can be regarded as one that by goods from the wholesaler and resell to the final consumer.

In the above case, hip waders, special fishing rods, reels were supplied to Trent from a retailer who delivered it to him.

We can conclude that he ordered his service from a retailer.

Learn more about retailer at:

https://brainly.com/question/25694974

Answer:

Internal failure costs

Explanation:

Internal failure costs are those costs that occur because of product failure when quality of goods is reviewed.

This occurs before goods are released from the factory for use by the consumer.

Discovery of these failures is done by the internal inspection team of the company.

We have 4 costs of quality: preventive cost, appraisal cost, external failure cost, and internal failure cost.

In this scenario a few machines in the assembly section were faulty and had to be shut down till they were repaired, resulting in reduced the output of automobiles for the quarter.

The incurred cost is internal failure cost

Answer:

$5,702.4

Explanation:

A property is sold for $198,000 with a listing commission of 8%

The selling office is to receive 40%

The first step is to calculate the total commission

= $198,00×8/100

= $198,000×0.08

= $15,840

Listing brokers commission

=$15,840×60/100

= $15,840×0.6

= 9,504

Therefore, the amount of listing that will be received by the sales person can be calculated as follows

= 9,504×60/100

= 9,504×0.6

= $5,702.4

Hence the salesperson will receive a listing of $5,702.4

Answer:

$384.141

Explanation:

Given the following :

Discount rate (r) = 9.8%

Semi-annual compounding

Face value = $1000

Period (t) = 10 years

Price of zero-coupon bond (P) :

Face value / ( 1 + r)^t

r =. 9.8%, compounded semianually

r = (9.8 / 100) = 0.098 / 2 = 0.049

Period (t) = 10 * 2 = 20

P = 1000 / (1 + 0.049)^20

P = 1000 / 1.049^20

P = 1000 / 2.6032

P = 384.14062

P = $384.141 ( 3 decimal places)

Answer:

Option d would be the correct approach.

Explanation:

Many examples do not apply to the subject being discussed. So option d is indeed the right one.

Answer:

D Yes

Explanation:

An uncommon aspect of 529 Plans is that both donor and receiver can be the same person. There is no age restriction on who may be the beneficiaries of the account. This person may themselves open a 529 plan and be both the donor and the beneficiary.

Therefore from the above explanation the correct answer is D

Answer:

19.29%

Explanation:

We can calculate Annual Rate of Return by using the following formula:

ARR = Net Income /  Average Investment

Here

Net Income $27,000 Step1

Average Investment $140,000 Step2

By putting values, we have:

ARR = $27,000 / $140,000  = 19.29%

Step1: Net Income

Net Income = Annual Revenue - Depreciation - Operating Expenses

Here

Annual Revenue = $100,000 - $280,000/8  - $38,000

= $100,000 - $35,000 - $38,000

= $27,000

Step2: Average Investment

Average Investment = (Initial Investment + Scrap Value)/ 2

Average Investment = ($280,000 + 0)/2 = $140,000

Answer:

A. The number of units sold differs from planned sales levels.

Explanation:

The difference in the master budget and flexible budget lies in the level of operation (sales units). That is the planned sales levels included in muster budget are usually different from the actual sales levels included in the flexible budget.

Answer:

Cognitive.

Explanation:

In this scenario, EarthShapers Inc., a manufacturer of heavy construction equipments based in U.S.A., maintains large sales and support operations overseas. Before sending new employees to its operations in Japan, it requires the employees to take courses in Japanese history and culture so that they can adjust more easily to living in Japan. This training focuses on the cognitive component of international competence training.

Answer:

1.  Up

2.  Up

Explanation:

Quantity theory of money is a theory that describes the relationship between the money supply and price level in an economy, indicating that the relationship is directly proportional to one another.

Also, the theory indicated that when money stock rises and prices and output are constant, then there is higher inflation rates, which then results to increase in the rates of velocity.

Hence, Considering the equation of exchange MV=Py.

Then, If money stock rises and velocity and output are constant, prices go UP. If money stock rises and prices and output are constant, velocity goes UP as well.

Answer:

Budget

Explanation:

You're sorting out your investments and spending habits. Often sorting out all of your needs to fit in a well balanced budget

Answer: clay pots

Explanation:

From the question, we are informed that Jan is most efficient at making braided bracelets, Martin is most efficient at making clay pots, and Marcus is most efficient at making beaded necklaces and that Martin likes all three items.

The good that Martin should specialize in making is cost pots. This is because he is most efficient at producing that.

Answer:

a) Employment-at-will is a form of employer-employee relationship which may be terminated by the employer at any time without due consultation with the employee as long as the reason for the termination is not against the law.

b) Work Place Testing: This refers to all the series of tests that an employer can and may administer to a job applicant in order to ascertain their suitability for the role and ensure that they are a culture fit.

Workplace Testing is a fair hiring practice. There is no use hiring an employee only to discover few months later that they cannot do the job as they asserted on their resume. This can be very detrimental to the business as it can leave the business very vulnerable.

e If a candidate is turned down after testing, it doesn't mean they are not capable of being productive at all. It only means that they don't match the person specification for the current job under consideration.

Cheers!

Complete Question:

The Quimbys obtain a loan that starts out at 5.5% interest. After five years, the interest rate will adjust to whatever the current market rate is. This is known as a/an:

Group of answer choices

a. two-step mortgage

b. balloon/reset mortgage

c. wraparound mortgage

d. interest-only mortgage

Answer:

a. two-step mortgage.

Explanation:

In this scenario, The Quimbys obtain a loan that starts out at 5.5% interest. After five years, the interest rate will adjust to whatever the current market rate is and adjust every year thereafter. This is a two-step mortgage.

A two-step mortgage can be defined as an adjustable-rate mortgage (ARM) which typically offers two interest rates; a beginning (fixed) interest rate for the first five to seven years period and a another interest rate for the remaining period of time.

Answer:

C. Has a relatively small effect on the aggregate-supply curve.

Explanation:

Cut in tax rates has it various views by a lot of economist, government officials and also the masses in general. In the view of a reasonable amount of economists, cut in rate of taxes are seen to have a relatively small effect on the aggregate supply curve.

While this aggregate supply curve is known to be the total supply of goods and also services produced by an economy in an overall period. This term can also be referred to as total output in some cases. This curve is seen to have effects on variables which ranges from the size and quality of labor to technological innovations, an increase in wages and a whole other variables too.

Answer: Action learning

Explanation:

From the question, we are informed that Keith and his team, employees of an online retailing company, are being trained on cyber surveillance and user security and as part of their training, they are working to identify a solution to the problem of cyber-phishing and data breaches.

The method used is action learning. This means that the group will get an actual problem, solve it, plan and the results will be shown to the team and the organization.

Answer:

01-Jan-19

Dr Cash $1,000,000

Cr Bonds Payable $1,000,000

Explanation:

Preparation of the Journal entry for Providence, Inc

Based on the information given we were told that the company issues the amount of $1,000,000 of 10% which include 5-year bonds at par value on January 1, 2019, this means that the Journal entry will be recorded as:

01-Jan-19

Dr Cash $1,000,000

Cr Bonds Payable $1,000,000

(To record bonds at par value)

Answer:

$100

Explanation:

The computation of the clean price is shown below:

As we know that

Clean Price = Dirty Price − Accrued Interest

where,

Dirty price is

= Ask price + Accrued interest

The ask price is $100

And, the accrued interest is

= $100 × 9% × 112 days ÷ 360 days

= $2.74

Now the dirty price is

= $100 + $2.74

= $102.74

Therefore the clean price of the bond is

= $102.74 - $2.74

= $100

Or we can say that the ask price equivalent to the clean price of the bond as both are the quoted prices

Answer:

a. economies of scale.

Explanation:

Economics of scale refers to a scale in which there is a benefit of the cost that occurs when there is an efficient production

It can be accomplished by rising the production at less cost this arise as cost are allocated among the larger number of goods

Here, the local electricity who generated the company has a monopoly and are safe from the entry barrier

So this is a case of economies of scale

Hence, the correct option is a. economies of scale

Answer:

China’s RGDP growth rate in 2006 was 8.2% percent. Round up your answer to the first decimal. China’s growth rate of real GDP per person in 2006 (using the approximation formula) was 7.7% percent. Round up your answer to the first decimal.

It will take China approximately 9 years to double its real GDP per person. Round up your answer to a full number (no decimals).

Explanation:

Note: This question is not complete. The complete question is therefore provided before answering the question as follows:

In 2005 China's RGDP was 7,394 billion yuan. In 2006 its RGDP was about 8,000 billion yuan. China's population was 1,306.6 million in 2005 and 1,313.1 million in 2006.

Calculate China's RGDP growth rate in 2006, the growth rate of real GDP per person in 2006 (using the approximation formula), and the approximate number of years it will take for real GDP per person in China to double if the 2006 economic growth and population growth rates are maintained.

China's RGDP growth rate in 2006 was _______ percent. Round up your answer to the first decimal. China's growth rate of real GDP per person in 2006 (using the approximation formula) was ______ percent. Round up your answer to the first decimal.

It will take China approximately _______ years to double its real GDP per person. Round up your answer to a full number (no decimals).

The explanation to the answer is now given as follows:

a. Calculate China’s RGDP growth rate in 2006. Round up your answer to the first decimal.

This can be calculated using the following formula:

China’s RGDP growth rate = (2006 RGDP - 2005 RGDP) / 2005 RGDP = (8,000 - 7,394) / 7,394 = 0.0820, or 8.2%

b. Calculate the growth rate of real GDP per person in 2006. Round up your answer to the first decimal.

This can be calculated using the following formula:

China’s RGDP per person growth rate = (2006 RGDP per person - 2005 RGDP per person) / 2005 RGDP per person ............... (1)

Where;

2006 RGDP per person = 2006 RGDP / 2006 population = 8,000 / 1,313.1 = 6.09245297387861 billion yuan

2005 RGDP per person = 2005 RGDP / 2005 population = 7,394 / 1,306.6 = 5.65896219194857 billion yuan

Substituting the values into equation (1) above, we have:

China’s RGDP per person growth rate = (6.09245297387861 - 5.65896219194857) / 5.65896219194857 = 0.077, or 7.7%

c. The approximate number of years it will take for real GDP per person in China to double if the 2006 economic growth and population growth rates are maintained. Round up your answer to a full number (no decimals).

To calculate this, the rule of 70 is used as follows:

Number of years for Real GDP per person to double = 70 / China’s RGDP per person growth rate = 70 / 7.7 = 9 years

Answer:

D

Explanation:

Gross domestic product is the total sum of final goods and services produced in an economy within a given period which is usually a year

GDP calculated using the expenditure approach = Consumption spending by households + Investment spending by businesses + Government spending + Net export

Net export = exports – imports

The purchase increases consumption spending on durable goods by $500. Also, because the good is imported, imports increase by $500. Import in a negative function of net export. Net export decrease by $500.

the increase in consumption cancels out the decreases in net export, so GDP remains the same

Answer:

B) Sender

Explanation:

As we know that the communication process consists of 6 things i.e sender, encoding, medium, receiver, decoding, and feedback so that the communication process could become efficient and effective

Here Mark who is the sales manager and wants to give feedback and set new guidelines for the annual targets

So here the Mark role is of the sender

hence, the correct option is B.