Question 10 of 10
Harland just got his second major credit card, so his credit score rose from
671 to 711. According to the following table for a $150,000 mortgage, how
much less per year would Harland have to pay on a $150,000 mortgage with
the new credit score?
FICO
score
720-850
Interest
rate
5.59%
Monthly
payment
$860
700-719
5.71%
$872
$924
675-699
6.25%
7.40%
620-674
560-619
500-559
8.53%
$1039
$1157
$1238
9.29%
Answers
Answer: 2004
Explanation:
Related Questions
Linda needs fresh fruits and vegetables so she decides to go grocery
shopping. According to Maslow's hierarchy of needs, which category of
needs does this fall under?
A. Physiological
B. Esteem
C. Affiliation
D. Safety
Answers
Answer:physiological
Explanation:
According to Maslow's hierarchy of needs, the Physiological category of needs is this condition. Thus, option A is correct.
What is Maslow's hierarchy of needs?According to Maslow's theory, a model of motivation, a person's conduct is determined by 5 categories of basic human needs. These needs include that physiology, safety, belongingness, respect, and self-actualization.
The base of Maslow’s model of requirements is biological requirements for human survival. They seem to be the things a man needs the most in order to live. Linda chooses to go shopping since she needed fresh produce. shopping.
They encompass the requirements for food, clothing, comfort, rest, and healthcare. At about this level, a human's drive stems from their survival instinct. Therefore, option A is the correct option.
Learn more about Maslow's hierarchy of needs, here:
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mr kleaners acquired new industrial washing mavhine,the list price price of which was 52000.the supplier allowedva tade discount of 4000 off the list price.on delivery the cost of installing the machine in its desire location was 950
what is the cost if machine to be capitalised in the machinery account
Answers
Answer:
I think its $48,950.
Explanation:
you subtract 4,000 from 52,000 which is 52,000 - 4,000 = 48,000.
then you will add that extra $950 getting you a total of $48,950.
if I'm wrong I'm sorry I'm not that good at math.
Potomac LLC purchased an automobile for $31,200 on August 5, 2020. What is Potomac's depreciation deduction for 2020
Answers
Answer:
Potomac LLC
Depreciation deduction for 2020 is:
$2,600.
Explanation:
a) Data and Calculations:
August 5, 2020, Purchase of an automobile for $31,200
Depreciation rate = 20% for year 1
Depreciation expense = $31,200 * 20% * 5/12 months
= $2,600
b) Automobiles attract 20% depreciation in the first year. However, since Potomac LLC purchased the automobile on August 5, 2020, the depreciation expense of $6,240 ($31,200 * 20%) will be prorated for five months, giving an average of $520 per month. This results to $2,600 ($520 * 5).
In what ways are retail banks, credit unions, and online banks different?
Answers
Answer:
The bottom line is that banks are for-profit institutions, while credit unions are non-profit. Credit unions typically brag better customer service and lower fees, but have higher interest rates. On the contrary, banks generally have lower interest rates and higher fees
The credit unions have lower fees and better interests in the saving accounts. Credit unions are a type of institution controlled by members and operated on a nonprofit basis.
Online banks are those that have internet-based services such as e-loans, and all electronic transactions. It also includes net banking and does it yourself system. Retail banking is a provision of services by the banks to the general public. They are often called as whole ale banking. While a bank can have diverse offering a credit union is limited. Banks provide a higher fee for interest and loans, while credit union is lower fees and interest rates.Learn more about the ways are retail banks, credit unions, and online banks different.
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A spa has placed a magazine advertisement in a local women’s magazine. What technological feature have the owners incorporated in this advertisement?
A. A QR code that is scanned and decodes information directly on the phone
B. Offline integration such as a pop-up
C. Interactive content
D. Holoscreen that uses glass media for projection
E. Fog screen that uses fog for image projection
Answers
Answer: A. A QR code that is scanned and decodes information directly on the phone
Explanation:
This is the best option as QR codes are usually inserted into print media to give more information about something when they are scanned. They can even be used to give discounts.
Human technology has not reached the point where either pop-ups, interactive content, or image projections can appear on print media so options B through E are wrong.
Answer:
A. A QR code that is scanned and decodes information directly on the phone
Explanation:
Paris operates a talent agency as a sole proprietorship,and this year she incurred the following expenses in operating her talent agency.What is the total deductible amount of these expenditures?
$1,000 dinner with a film producer where no business was discussed
$500 lunch with sister Nicky where no business was discussed
$700 business dinner with a client but Paris forgot to keep any records (oops!)
$900 tickets to the opera with a client following a business meeting
A) $450.
B) $900.
C) $1,100.
D) $1,200.
E) $0
Answers
Answer:
A) $450.
Explanation:
The computation of the total deductible amount of the expenses is as follows:
In the case of the deduction with respect to the meal cost and entertainment. Only the half of the expense would be deducted i.e. for the business meeting
As in the question the opera tickets is $900 so the half of $900 i.e. $450 would be allowed as a deduction
Therefore the correct option is A.
When a single broker represents both parties in a real estate transaction, a _______ agency may exist.
Answers
Answer:
Dual
Explanation:
real estate transaction,which is used to convey ownership of a particular property to the buyer whereby there is a mutual agreement on some terms. The contract may be long it in shirt time.the end process is usually reffered to as “closing,” and this is a term that explains that both parties need to fulfill all terms and conditions that is associated with the exchange.
It should be noted that When a single broker represents both parties in a real estate transaction, a dual agency may exist.
an increase In long run aggregate supply can be expected to _______ the price level and ______ the natural rate of unemployment.
Answers
Answer:
fall is the answer for both blanks
Please help me Im stuck on this
Answers
Suppose, that after a successful career, a worker retired precisely as planned with precisely the amount saved that they intended. Upon retirement, they reduced their consumption and spent much less, living a much more simple life. Is this behavior consistent with the permanent income hypothesis?
Answers
Answer: Yes it is
Explanation:
The Permanent Income Hypothesis posits that human expenditure in the short term is based on the amount of income they expect to get as income over the long term.
If a person for instance, knows that they will receive a pay cut at the end of the year, they will probably spend less today to survive the pay cut.
Same goes for the worker in this scenario. They know that the amount they saved is all they have now and into the future so they are adjusting their expenses to ensure they survive on that saving.
2. A series of five constant dollar (or real-dollar) payments, beginning with $6,000 at the end of the first year, are increasing at the rate of 5% per year. Assume that the average general inflation rate is 4%, and the market interest rate is 11% during this inflationary period. What is the equivalent present worth of the series
Answers
Answer:
The equivalent present worth of the series is $27,211.16.
Explanation:
The first thing to do is to calculate the real interest using the following formula:
1 + i = (1 + r)(1 + inf) ..................... (1)
Where;
i = market interest rate = 11%, or 0.11
r = real interest rate = ?
inf = average general inflation rate = 4%, or 0.04
Substituting the values into equation (1) and solve for r, we have:
1 + 0.11 = (1 + r)(1 + 0.04)
1 + r = 1.11 / 1.04
1 + r = 1.06730769230769
r = 1.06730769230769 – 1
r = 0.06730769230769
The equivalent present worth of the series can now be calculated using the formula for calculating the present value (PV) of a growing annuity as follows:
PVga = (P / (r - g)) * (1 - ((1 + g) / (1 + r))^n) .................... (2)
Where;
PVga = present value of a growing annuity or equivalent present worth of the series = ?
P = constant dollar (or real-dollar) payments = $6,000
r = real interest rate = 0.06730769230769
g = growth rate of payments = 5%, or 0.05
n = number of years = 5
Substituting the values into equation (2), we have:
PVga = (6000 / (0.06730769230769 - 0.05)) * (1 - ((1 + 0.05) / (1 + 0.06730769230769))^5)
PVga = 346,666.666666712 * 0.078493722845371
PVga = $27,211.16
Therefore, the equivalent present worth of the series is $27,211.16.
what is Animosity ?????????
Answers
Answer:
extreme hostility
Explanation:
im not ... not smart.
now come in the dining room so i can smack you rq.
:)
Brian Inc. borrowed $8,000 from First Bank and signed a promissory note. What entry should Brian Inc. record?
Answers
Answer:
Dr Notes Receivable $8,000
Cr Cash $8,000
Explanation:
Based on the information given we were told that Brian Inc. borrowed the amount of $8,000 from First Bank in which they signed a promissory note which means that the journal entry that Brian Inc. should record the transaction is :
Dr Notes Receivable $8,000
Cr Cash $8,000
Which method of project selection gives consideration to the time value of money in a capital budgeting decision?
A. Payback method.
B. Average rate of return.
C. Accounting rate of return.
D. Discounted cash flows method.
Answers
Answer:
D. Discounted cash flows method.
Explanation:
The discounted cash flow method is the method in which it discounted all the cash flows to their their present value
Also it provides the consideration with respect to the times value of money while taking decision related to capital budgeting
hence, the correct option is D
And all the other options are incorrect
A capital budgeting decision is a financial commitment and an investment, As by asking a project the business is taking commitments.
TMV in capital budgeting is a decision through the discounting cash flow. The DFC is a method of valuing the social projects of the company along with the assets. They are estimated and discounted using the cost of capital.Hence the option D is correct.
Learn more about the project selection gives consideration to the time value.
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The determination of the size of a sales force is usually done via some estimation of expected ___________
Answers
Answer:
workload
Explanation: had the same quiz not a long time ago
If the income tax rate applicable to a firm is 35% and the pre-tax cost of debt is 10%, what is the after-tax cost of debt?
Answers
Answer:
the after tax cost of debt is 6.5%
Explanation:
The computation of the after tax cost of debt is shown below:
After tax cost of debt is
= Before tax cost of debt × (1 - tax rate)
= 10% × (1 - 0.35)
= 10% × 0.65
= 6.5%
Hence, the after tax cost of debt is 6.5%
We simply applied the above formula so that the correct value could come
And, the same is to be considered
Suppose the spot rate of the pound today is $1.70and the three-month forward rate is $1.75. How can a U.S. importer who has to pay 20,000pounds in three months hedge the foreignexchange risk?
Answers
Answer: £35000
Explanation:
From the question, we are informed that the spot rate of the pound today is $1.70 and the three-month forward rate is $1.75.
Based on the above information, if
The importer buys £20,000 at $1.75/£ and therefore pays the amount in 90 days as:
£20,000 x $1.75/£
= £35,000
A company sold equipment that originally cost $260,000 for $130,000 cash. The accumulated depreciation on the equipment was $130,000. The company should recognize a:__________
A. $130,000 loss.
B. $0 gain or loss.
C. $65,000 loss.
D. $130,000 gain.
E. $65,000 gain.
Answers
Answer:
B. $0 gain or loss.
Explanation:
The computation of the company recognized in the given situation is shown below:
Equipment cost $260,000
Less: Accumulated depreciation -$130,000
Book value $130,000
And, the sale value is $130,000
Since the book value and the sale value are equivalent to each other that means there is no gain or loss
hence, the correct option is B
And all the other options are incorrect
а.
When organizing your business writing, you want to make sure that
Your name is at the top right corner
b. The main idea is at the very beginning
C Each sentence contains many ideas
d Each point has some fluff to make it longer
Answers
Answer:
B
Explanation:
You dont want to do the other things, as those are unprofessional
When organizing your business writing, you want to make sure that the main idea is at the very beginning. The appropriate response is option B.
What makes an effective business writing?Writing that is employed in a professional environment is known as business writing. It is an intentional piece of writing that effectively, succinctly, and clearly delivers pertinent information to the reader. Client proposals, reports, notes, emails, and notifications are all included.
Companies utilize business writing as a communication tool to reach both their internal and outside audiences. Emails, memoranda, letters, reports, and promotional materials are all included.
Effective business writing is characterized by clarity of concept, conciseness, proper syntax and sentence structure, and simple language.
To learn more about business writing
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How should state appropriations to a state universoty choosing to report as engaged only in business-type activities be reported in its statement of revenues?
Answers
Answer: Non-Operating revenues
Explanation:
Such an activity will be recorded as a non-operating revenue in a proprietary fund in the university as these funds record revenues and expenses and will differentiate between operating revenues and non-operating revenues.
This is a nonoperating revenue as it is considered a nonexchange transaction where a government department or agency gives resources to another department or agency and mandates that they do something specific with it without expecting anything equal in return.
If the expected earnings per share are $12, what is the implied value of the ROE on future investment opportunities?
Answers
Answer:
15%
Explanation:
The computation of the implied value of the ROE is as follows:
As we know that
Growth rate = (RoE) × (1 - dividend payout ratio)
where,
The Growth rate is 5%
Dividend payout ratio = dividend per share ÷ earning per share
= $8 ÷ $12
= 66.66667%
Now
Growth rate = ROE × retention ratio
5% = ROE × (1 - dividend payout ratio)
5% = ROE × (1 - 0.666667)
ROE = 5% ÷ 1 - 0.666667
= 5% ÷ 0.333333
= 15%
Who are the most aggressive of the types we looked at?
Answers
The area that consumes the majority of a family’s income is
Answers
The area that consumes the majority of a family’s income is Housing.
This is according to the Bureau of Labor Statistics' info for 2017.
The Belwood Bread Company uses an average of 4,000 kilos of flour daily, with a standard deviation of 500 kilos per day. The average lead time to get a shipment of flour is 9 days with a standard deviation of 2 days. The owner of the bakery wants to maintain a service level of 95%.
z-value Probability
1.63 .9485
1.64 .9500
1.65 .9505
1.66 .9515
1.67 .9615
Which one of the following is true about the reorder point for flour?
Answers
Answer:
The Belwood Bread Company uses an average of 4,000 kilos of flour daily, with a standard deviation of 500 kilos per day is explained below in detail.
Explanation:
In my practice, it doesn't save capital, but it's still deserving it because it's wholesome and better than reserve purchased at the same amount.
For me, 1kg of all-purpose powder yields 1.6kg of bread (as two cubes). Each 13x4x4" (Pullman) loaf measures about 800 grams after freezing and yields between 22-30 slices related to its width. The value per loaf is under $1.00 and incorporates all components, charge, and electricity for mixing, baking, slicing.
I've created a few hundred loaves based on modifications of this formula:
% grams cost calories sodium protein fat sugar
all-purpose powder 100 500 0.417 1833 0 50 17 0
instant yeast 0.8 4 0.067 16 0 0 0 3
non-fat dry milk 4 20 0.203 70 0 7 10 109
sugar 4 20 0.019 75 0 0 20 0
canola oil 10 50 0.072 429 50 0 0
salt 2 10 0.006 0 0 0 0 3933
water 56 280 0.000 0 0 0 0 0
dough total 176.8 884 $0.783 2422 50 57 47 4045
Only consumers benefit from government enforcement of contracts
Answers
Answer:
not true many people benfit most of all us!
Explanation:
Find the area of the curved surface of a cylinder having a radius 16 cm and length 38 cm.Express the area in meters.
Answers
Answer:
1216πm^2
Explanation:
radius of cylinder= 16 cm
height of cylinder = 38 cm
Then,
Curved surface area = 2πrh
= 2×22/7×16×38
=3821.72m^2 or 1216πm^2
The G20 represents the financial interest of nations that account for about _____________ of world trade.​
Answers
Answer:
about 80% of world trade
Explanation:
The G20 consists of 19 individual countries and the European Union. If trade within the EU is included, the members account for about 80% of world trade. If trade within the EU is excluded, the members account for about 75% of world trade.
Answer:
About 80% of world tradeExplanation:
#CARRYONLEARNINGquestion 5 eiyfgeyfie
Answers
Answer:
where's the question?
If you are falling behind on your student loan payments, which of the following steps should you take to avoid default?
Answers
Answer:
These are the answer choices for the question:
A. Transfer your balance to a credit card
B. File for bankruptcy
C. Contact your lender
D. You cannot default on student loans
And this is the correct answer:
C. Contact your lender
Explanation:
If you are about to default on your student loans, the best alternative you have is to contact your lender in order to renegotiate the terms of the loan. This is because you cannot default on student's loan, so filing for bankruptcy is not an option, and transferring the debt to a credit card is not a good idea because credit card debt usually has higher interest.
If you become nervous in an interview and lose your train of thought, you should _____.
just keep talking
pause and take a deep breath
laugh it off
ask for a glass of water
Answers
Explanation:
pause and take a deep breath
