What happens to your credit score if many lenders run a credit report on you?
A. Your credit score is not affected
B. Your credit score is inaccurate
C. Your credit score goes up.
D. Your credit score goes down.

Answers

Answer 1

Answer:

D

Explanation:

Too many credit inquiries in a short enough period of time will put a tiny dent in your credit score.

Answer 2

In case, many lenders run a credit report upon an individual, it affects the credit score negatively. Hence, option D is correct.

What is a credit report?

A report that discloses the details of the credibility of an individual in the open market, is known as the credit report. It is impacted by loans or advances and their repayments.

If someone applied for loans with multiple lenders, and they run a credit report on such person, it lowers the credit score of an individual, as it raises a contingency upon his or her credibility in the open market.

Hence, option D holds true regarding the credit report of an individual.

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Related Questions


A. Canto Lent us $500 by cash *
Which account is being debited and which account is being credited?

Answers

cantos account is being debited and your account is being credited

when an account takes out money it's being debited and when an account is bringing in money it's being credited

If loans become far less available, then sectors of the economy that ______________ like business investment, home construction, and car manufacturing can be dealt a crushing blow.

Answers

Answer:

depend on borrowed money

Explanation:

Jordynne was the manager of Pets-R-Us, a pet store in Southern Valley Mall. Pets-R-Us had a one-year lease, and rent payments were $2,000.00 per month. Five months into the lease, Jordynne found a better site for the pet store. She notified Southern’s manager, vacated the mall, and moved her store to its new location. After two months, Southern was able to re-lease the premises to another retail store, but at a reduced rent of $1,800.00 per month. If Southern successfully sues Pets-R-Us, Southern will likely receive:_________

Answers

Southern is likely to receive $14,000 for damages

A lease such as the one between Jordynne and Southern represents a contract. Due to this, it is expected both parties met the conditions previously agreed. This means:

Jordynne should have stayed in the first site for a year.Southern cannot ask Jordynne to leave the site she rented.

In this context, it was Jordynne the one that breached the contract, as a consequence Southern can sue her. In this case, it is expected Jordynne has to pay the rent for the months she was not in Southern Vally Mall.

$2,000 x 7 months (she left in the fifth month) = $14,000

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What is your idea of failure?

Answers

Answer:

Personally, failure is the inability to succeed die to the lack of effort. If full effort was given and the best someone could do was done, I don't count it a failure but a growing opportunity or a lesson. However if the lack of success was die to the lack of effort or persistance, I count it a failure. I also think success taken dishonestly or unjustly is considered a failure because rather than benefitinh someone, it is a detriment to their character.

A proposed regulation concerning urban mass transit should be investigated for its safety and security impacts only by legislators voting on the issue, because deregulation prohibits inquiry about things like economic impact.

True
False

Answers

Answer:

True

Explanation:

Answer:

false

Explanation:

I got it right

Lauren rents an apartment for $1,000 per month. How much equity will she have built up after living there for two years

Answers

Lauren's equity build-up after living there for two years is; 24 × $1,000 = $24,000

By definition:

Equity build-up is the increase in the net ownership value of a property that is achieved by the gradual reduction of the mortgage loan principal that was used for financing its acquisition by the investor.

This gradual reduction of the mortgage loan principal in discuss is achieved by the periodic payments made by the borrower.

In essence, her equity build-up after living there for two years is;

24 × $1,000 = $24,000

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What are the potential risks of having all three of these buckets (savings, investments and debt payments) belong in the same category?

Answers

The potential risks that these three groups fall into the same category is that it is a low percentage and it is not a realistic proposition.

According to the theory of 50, 20, 30, a person's salary should be divided into 3 buckets that are:

50% of salary must go towards mandatory expenses (housing rent payments, utilities, medical care, basic food, and transportation). 20% of the salary must be used for savings and debt payments (programmed savings for old age or a special event, or the payment of debts such as card payments, bank loans, among others). 30% of the salary must be allocated for non-priority expenses (it is the expenditure of money on experiences, objects, or others that are not essential for the individual).

This income distribution is unrealistic because most people spend more than 50% of their salary on compulsory expenses, reducing their economic capacity for other purposes.

In this way, the 20% destined to savings and payment of debts would be a minimum amount of the salary, which could have serious consequences such as:

Inability to pay debts Inability to save for the future

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The investment most likely to fluctuate over time is
A. stocks
B. government bonds
C. mutual funds
D. hedge funds

Answers

Answer:  A. stocks

Explanation:

This is because the stock is focused on one company, which is likely to fluctuate in value depending on various circumstances (eg: its quarterly profit or its competition). Unless you have detailed knowledge of the company, then it's really anyone's guess as to whether its stock price will rise and fall. Of course we can make educated guesses, but ultimately it's fairly random what goes on.

Of this group, stocks are the riskiest choice to make due to the higher volatility. On the opposite side of the risk spectrum are government bonds. These are the safest choice offering a more guaranteed return. The catch is that the rate of return is smaller compared to stocks. Refer to the saying "the higher the risk, the higher the reward". Mutual funds and hedge funds are somewhere in between stocks and bonds.

THIS IS FOR ECONOMICS PLEASE HELP ILL GIVE BRAINLIEST
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Compare general, limited, and limited liability partnerships. Formulate reasons as to why a group of prospective partners might choose each.

Answers

The best comparison between general, limited, and limited liability partnerships is:

In a limited liability partnership, each partner has a limited risk of losing their personal assets and the partners are not liable to any losses incurred.

What is a Business Partnership?}

This refers to the relationship between two or more people who have vested interests in a company based on their investment with the aim of making profit after a period of time.

With this in mind, we can see that Limited Liability partnership, is the one which is very common among investors as there is a shared risk among them.

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which term refers to the mix of nations, economies, and cultures?

Answers

Answer:

globalization

Explanation: I just took this quiz

A _____ combines financial measures of past performance with nonfinancial measures of the drivers of future performance to provide management with a road map for creating shareholder value.


a. profit center

b. balanced scorecard

c. cost driver

d. operating budget

Answers

Business often uses the balanced scorecard. A balanced scorecard combines financial measures of past performance with nonfinancial measures of the drivers of future performance.

A balanced scorecard is simply regard as a strategy performance management tool. It is known as a thorough structured report, that is used by managers to monitor the execution of activities by the staff within their control.

It is also used to keep track the consequences arising from these actions.

It is known also as a management system targeted at translating an organization's strategic goals into a number of organizational performance objectives.

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what are the effect of enterprise/business on environment? write them

Answers

Answer:

Varies

Explanation:

They can go against natural resources.

A liability created by buying goods or services on credit is typically recorded to:

Answers

The term that describes the place to record liability that is been created through buying goods or services on credit is : Accounts payable.

Accounts payable can be regarded as amounts due to vendor/ suppliers for the received service which is on credit.

It where the liability created by buying goods or services is been recorded.

Therefore, Accounts payable is the correct term.

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Which is the difference between an associate’s degree and a bachelor’s degree?

An associate’s degree is usually earned during secondary education, but a bachelor’s degree is usually earned during post-secondary education.
An associate’s degree is earned by completing on-the-job training, but a bachelor’s degree is earned before training begins.
An associate’s degree is earned in a college where a student studies many subjects at once, but a bachelor’s degree is earned in a career college.
An associate’s degree is earned by completing a two-year college education, but a bachelor’s degree is earned by completing four years of college.

Answers

Answer:

An associate degree is a 2-year process while a bachelor's degree 4 years in college.

Answer  its A :)

Explanation:

An associate’s degree is usually earned during secondary education, but a bachelor’s degree is usually earned during post-secondary education.

A store manager paid $181 for an item and set the selling price at $253.40. What was the percent markup

Answers

Based on the information given the percent markup is 40%.

Using this Formula

Percent markup=(New price-Old price)/Old price

Where:

New price=$253.40

Old price=$181

Let plug in the formula

Percent markup=( $253.40-$181)/$181

Percent markup=$72.4/$181

Percent markup=0.4 ×100

Percent markup= 40%

Inconclusion the percent markup is 40%.

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A bank offers a home improvement loan with simple interest at an annual rate of 12%. J. T. Borrows $14,000 over a period of 3 years. How much will he pay back altogether?.

Answers

He will pay back $19,040 in total, his interest accumulated over 3 years would be $5,040.

it would be 5,020

add that to 14,000

varicorp offers employee benefits such as flex-time, sabbaticals, and onsite daycare. varicorp knows its employees have a need for

Answers

By offering those things, Varicorp realizes that its employees also require non-monetary compensation.

Non-monetary compensation are those that the company gives its employees outside of the the salaries it pays. Some of these include:

Sabbaticals Onsite daycare centers Flex-time

By giving these benefits, Varicorp hopes to motivate its employees with more avenues than just income.

In conclusion, Varicorp is using non-monetary compensation.

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at the time of creation of cui material the authorized holder

Answers

Answer:

The authorized holder is responsible for applying CUI markings and dissemination instructions accordingly.

Explanation:

In your opinion, will social media platforms such as Twitter ever replace newspapers or television news? Why or why not?

Answers

Answer: No

Explanation: Because Twitter is a social media and much of the information from it is from actual news sources that are linked or just paraphrased. News tweets you'll see from Twitter and other platforms like Reddit are always from a different source and the people who use these social medias are not always reputable enough for news to actually come from them.

a respected mit professor had a simple 5-word rule for his classroom, and every company should follow it

Answers

The respected MIT Professor who had a simple 5-word rule for his classroom and who advised that companies should follow is Patrick Winston.

Patrick Winston was a respected MIT Professor who had a simple 5-word rule for his classroom. He knew how to speak and get others to listen.

He taught at MIT for fifty years and knew how to captivate his audience. Winston's rule of engagement is an example of emotional intelligence in real life. It's the ability to make emotions work for you.

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Identify one way Raul could have increased the total amount of money he made over 40 years

Answers

Answer:

Maybe by investing his money into a buisness.

Answer:

crypto

Explanation:

what is the index that tracks the top 500 u.s. stocks?

Answers

Answer: The S&P 500 Index

Explanation:

In you opinion, what is a business?

Answers

Answer:

a business is a organazation organized by a single perons or group in order to propfit from the business to grow the business to become susceful. Many Buisness are created everyday for example: Online businesses , You-Tube Channels, Inst-agram Accounts, Sound-Cloud rappers,etc. Some business may be more effecient that others. Business is an organization where people work together. In a business, people work to make and sell products or services. ... A business can earn a profit for the products and services it offers. The word business comes from the word busy, and means doing things. It works on regular basis.

____ are examples of public goods provided by the government. They are accessible to all (even those
who do not pay to use them) and can be used by many people at once.

Roads, mail delivery, and education

Your computer, house, and car

Getting a haircut, eating out, and clothes

Answers

The answer is A.- Roads, Mail delivery, and education

Roads, mail delivery, and education
are examples of public goods provided by the government.

economists would describe the u.s. automobile industry as

Answers

Answer:

an oligopoly.

Explanation:

Answer:

an oligopoly

Explanation:

What evidence best supports the theme that leadership requires integrity? Choose five options. ""noblest Roman of them all"" ""All the conspirators save only he"" ""Did that they did in envy of great Caesar"" ""in a general honest thought"" ""common good to all"" ""His life was gentle"" ""This was a man!"".

Answers

Answer:

The answer is "“noblest Roman of them all”  , “in a general honest thought” , “common good to all” , “His life was gentle” , and “This was a man!”

Explanation:

I got it right on Edge

The five options that the leadership requires integrity are (a). Noblest Roman of them all, (d). In a general honest thought, (e). Common good to all, (f). His life was gentle and (g) This was a man!.

What is leadership integrity?

Integrity in leaders refers to being genuine or honest, responsible, and reliable.

Leaders with integrity act in harmony with their terms and words. In simple words, they rehearse as they preach.

This concept of leadership makes the leader more trustful to the other person in the organization.

It includes that the leader must be The Noblest Roman of them all,  In a general honest thought, he takes the decision for the Common good of all, and His life was gentle.

Therefore, options (a), (d), (e), (f), (g) are correct.

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Describe how has Manchester United implemented each element of the marketing mix?
Do you think Manchester United has been successful in integrating those components? Why or why not?
How has the marketing mix helped Manchester United in branding their franchise?

Answers

The marketing mix at Manchester United was positive and further helped the team create value for consumers and increase their positioning and profitability.

Pricing in Manchester United's marketing mix is ​​premium, which has contributed to the team's image of being one of the most valued today, with loyal fans willing to pay a higher amount to purchase the team's products and services.

Manchester United's product is the team, which sells football shirts all over the world, in addition to having its own television channel where it sells its broadcast to other channels and a product marketing website. There are also ticket sales, partnerships with large companies, etc.

The promotion is carried out through the recognition of Manchester United around the world as one of the most appreciated teams today, with commercial strategies focused on building value through players, who are considered idols, such as Cristiano Ronaldo and Cavani.

Therefore, Manchester United implemented the elements of the marketing mix through a strategy focused on the core product, which is the team, through advertising carried out by the players themselves to sell products associated with the team.

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Which of the following are not traits of entrepreneurs?
I
energy
dishonesty
dedication
dependence

Answers

Answer: dishonesty and dependence.

Explanation:

Dishonesty are not traits of entrepreneurs. Entrepreneurs often have a knack for thinking outside the box, generating new ideas, and finding innovative solutions to problems. The answer is OPTION B.

Risk-taking: Entrepreneurs are willing to take calculated risks and step out of their comfort zones to pursue their business ideas.

Passion: Successful entrepreneurs are deeply passionate about their ventures, which fuels their motivation and perseverance.

Vision: Entrepreneurs have a clear vision of their goals and a strong sense of where they want to take their businesses in the long term.

Adaptability: They can quickly adapt to changing circumstances, markets, and trends, allowing them to stay relevant and competitive.

Persistence: Entrepreneurs demonstrate resilience in the face of challenges, setbacks, and failures, and they are committed to overcoming obstacles.

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Which work value is most likely to be important in a person's career choice?

oA.
preferring a fast-paced environment
oB.
volunteering at the animal shelter
oC.
spending time on social media applications
oD.
being skilled at negotiating and bargaining with people

Answers

Answer:

oD. being skilled at negotiating and bargaining with people

identify each political scenario as promoting neoliberal economics, or not.

Answers

The examples of neoliberal economic policies include:

The privatization of state-owned infrastructure.Free markets.Reduction of government funding for social services.

Neoliberal economic policies are the policies that are used in the elimination of price controls, lowering trade barriers, deregulation of the capital markets, and making use of privatization.

Therefore, examples of neoliberal economic policies are the privatization of state-owned infrastructure, free markets, and the reduction of government funding for social services.

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