Which of the following is not protected by the FDIC?
a.
Safety deposit boxes
b.
Savings accounts
C.
Checking accounts
d.
Certificates of Deposit ("CDs")


Answer: A) Safety deposit boxes

Which Of The Following Is Not Protected By The FDIC?a.Safety Deposit Boxesb.Savings AccountsC.Checking

Answers

Answer 1

Safety deposit boxes is one of the following that is not protected by FDIC and is the answer.

By "deposit," what do you mean?

You can put money into your bank account as a deposit. To start saving money and receive interest, you should deposit it in a bank. Money that you can withdraw at any time is deposited on demand. An investment for the long term is a time deposit.

A deposit could be a credit or a debit.

The funds placed into your checking account are a credit to the bank because it is not their money, but a debit to you (an increase in an asset). Since the bank owes you the money, it is a liability on their books because it is your money. A credit occurs when a liability account increases.

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Related Questions

vera is an accountant. she decides to use a spreadsheet program to keep track of profit and loss data for her customer. why did she make this choice?

Answers

She chose this option as Spreadsheets are excellent tools for handling numerical data.

Numerical values are essentially just numbers, such as 10, 65.76, $75, 76%, and 15,785, to put it simply. Excel, on the other hand, keeps track of numbers as Double-Precision Floating Point values, therefore figures there are frequently displayed as decimal numbers that, if necessary, can have several decimal places.

Spreadsheets offer benefits by being an effective way to manage vast amounts of data without becoming lost in it, from keeping track of expenses to planning vacations. Spreadsheets are perfect for adding data in both horizontal and vertical form since columns and rows can be easily added.

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All colleges in north and south carolina have a comprehensive articulation agreement with cpcc.

a. True
b. False

Answers

All colleges in north and south carolina have a comprehensive articulation agreement with cpcc- false.

What is comprehensive articulation?

A state-wide agreement called the North Carolina Comprehensive Articulation Agreement (CAA) regulates the transfer of credits between public institutions and community colleges in the state. This agreement was created to encourage easy student transfers. A smooth student transition is the goal of the CAA, a state-wide agreement that governs the transfer of credits between NC community colleges and NC public institutions. gives the transferring student a few guarantees. The act of creating a formal, written agreement that specifies which courses (or sequences of courses) from a "sending" university are equivalent to or valid in place of particular course requirements at a "receiving" campus is known as articulation.

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hat industry characteristics would lead you to expect the cournot model or the bertrand model to be good approximations to the nature of competition in that industry?

Answers

The Cournot model of oligopoly tends to assume that rival firms produce a similar product and compete to maximize profits by deciding how much to produce.

What is cournot model ?The Cournot model of oligopoly assumes that rival firms produce a similar product and compete to maximize profits by deciding how much to produce. All firms select output (quantity) at the same time. The basic Cournot assumption is that each firm chooses its quantity, taking the quantity of its competitors as given.Cournot duopoly, also known as Cournot competition, is an imperfect competition model in which two firms with identical cost functions compete in a static setting with homogeneous products.The Cournot model is simpler than the Oligopoly model, but they share the same foundations, so businesses are interdependent.In a cournot model, the firms compete for output. There is more than one firm in this type of market condition, and all firms in a market produce homogeneous products rather than differentiated products.

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chad watched as his friend, ned, learned the hard way that some influence tactics generate resistance. the employees pay little or no attention to what ned has requested of them. chad has a major project for his team. it needs to be completed on time, on budget. ned suggests using pressure tactics, but which influence tactic do you think chad should use?

Answers

Since research has shown that adopting the inspirational appeal influence method increases the likelihood that a commitment will be made, Chad should employ it.

An inspirational appeal is what?

Inspirational appeals, a type of appeal meant to inspire passion or feeling. Someone is employing inspirational appeal when they pique your interest in a subject by speaking to your values, aspirations, or goals.

What three different influencing strategies are there?

The most successful influence strategies among these were discovered to be inspirational appeal, consultation, and logical appeal (with inspiration appeal being the strongest successful of the three), whereas coalition and pressure were discovered to be the least successful strategies.

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which of the following statements is correct, concerning price stability as a monetary goal?a) in the long run, no inconsistency exists between the price stability goal and theother goals, such as high unemployment.b) in the short run price stability often conflicts with the goals of high employment and interest-rate stability.c) neither a nor b is true.d) both a and b are correct.

Answers

Neither A nor B is true concerning price stability as a monetary goal.

Why does monetary policy aim for price stability?

In essence, price stability protects the credibility and purchasing power of the national currency. People can hold money for transactions and other uses when the price level is steady without having to worry that inflation would reduce the real value of their money balances. The benefits of price stability, or the costs associated with inflation or deflation, are closely linked to money and its functions. Because price levels determine inflation and deflation—deflation is defined as a decrease in prices and a rise in the value of money—price stability is essential to economies. Inflation is defined as an increase in prices and a decrease in the value of money.

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factors affecting the span of management include all of the following except: authority of the manager. organizational policies. nature of the work being completed. competency of workers.

Answers

Uncontrollable costs, even as name suggests, are expenses that management cannot influence.

What part does management play?

A management position in an organisation entails accountability and oversight. Depending on the job titles as well as the needs of the business, they contribute in their companies in a variety of ways. Managers serve a variety of functions in the context of their work, from project managers to department managers.

What does the term "management" mean?

The process of completing the labour or task necessary for accomplishing an organisation's goals in an effective and efficient way is referred to as management. The procedure implies the management duties. Planning, organizing, staffing, leading, and managing are therefore involved.

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scrum uses a series of coordinated meetings to manage the development process. during which of the following is it discussed what was done since the last meeting, what will be done before the next meeting, and if anything is limiting performance?

Answers

If during which of the following is it discussed what was done since the last meeting, the thing that will be done before the next meeting, and if anything is limiting performance is: A. Daily Scrum meeting.

What is Daily Scrum meeting?

Daily Scrum meeting can be defined as the type of meeting that is organized  so as to improve team development and to develop a plan that will be used to successfully achieve organizational goals and objectives.

Daily scrum meeting can help to identify issues or challenges that a company is facing  as well as how to combat the issues.

Therefore the correct option is A.

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The complete question is:

Scrum uses a series of coordinated meetings to manage the development process. During which of the following is it discussed what was done since the last meeting, what will be done before the next meeting, and if anything is limiting performance?

Daily Scrum meeting

Sprint review meeting

Sprint retrospective meeting

Sprint planning meeting

Release planning meeting

at pottery barn, a thick $24 bath towel is icon of the company's aspiration--- design, quality, and price. this is an example of:

Answers

Vision reflects high ideals, at pottery barn, a thick $24 bath towel is icon of the company's aspiration.

What are companies?

An entity that is registered under the Companies Act and has a legal existence is referred to as a company. A limited liability company, an unlimited liability company, a private or public corporation, a company limited by guarantee, a company with a share capital, or a community interest company are all possible types of entities. During the registration phase, there are a number of steps, including: Agreement Memorandum: The company's founders must affix their signatures to a memorandum of association (MoA). A public business must have at least 7 members, while a private firm must have at least 2 members.

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a prior period adjustment should be reported as an adjustment to the retained earnings balance at the beginning of the period in which the adjustment was made. true false

Answers

a prior period adjustment should be reported as an adjustment to the retained earnings balance at the beginning of the period in which the adjustment was made- false.

What is retained earnings?

The retained earnings (also known as plowback[1]) of a corporation is the accumulated net income of the corporation that is retained by the corporation at a particular point of time, such as at the end of the reporting period. At the end of that period, the net income (or net loss) at that point is transferred from the Profit and Loss Account to the retained earnings account. If the balance of the retained earnings account is negative it may be called accumulated losses, retained losses or accumulated deficit, or similar terminology. Any part of a credit balance in the account can be capitalised, by the issue of bonus shares, and the balance is available for distribution of dividends to shareholders.

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at the present time, perpetualcold refrigeration company (prc) has 15-year noncallable bonds with a face value of $1,000 that are outstanding. these bonds have a current market price of $1,136.50 per bond, carry a coupon rate of 12%, and distribute annual coupon payments. the company incurs a federal-plus-state tax rate of 25%. if prc wants to issue new debt, what would be a reasonable estimate for its after-tax cost of debt (rounded to two decimal places)? (note: round your ytm rate to two decimal place.)

Answers

a) Data and Calculations for the Perpetual Cold Refrigerator:

Given,

Face value (15-year noncallable bonds outstanding) = $1,000 per bond

Current market price (per bond) = $1,329.55

The coupon rate of bonds = 12% p.a.

State tax rate = 35%

Cost of new debt = $1,000 * 12%

                             =$120 p.a.

After-tax cost of debt = $120 *(100% - 35%)

                                     = $120 * 65%

                                     = $78

Now, converting it into a percentage:  $78/$1,000 = 0.078

Since, after rounding off the answer is 0.08

b) The cost of  Perpetual Cold Refrigerator's (PRC's ) new debt is calculated at the rate at which the company agrees to pay its new debt. The major differentiated factor between the cost of debt and the after-tax cost of debt is called the deduction of interest expense.  

In PRC's capital structure decisions are taken by determining the cost of debt. The after-tax cost of debt is compared with the cost of equity and involves some financial computations.

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consider the demand for cereal. when price is $4.25/box quantity demanded is 1200 boxes. price increased to $5.25/box and quantity demanded fell to 1000 boxes. what is the elasticity of demand?

Answers

Demand is considered to be relatively inelastic, or not highly responsive to price changes, if the quantity demanded is smaller than the percent change in price.

What does demand look like?

Key Learnings. According to the economic principle known as the law of demand, customer demand for just a good increases when prices are low and decreases when prices are high. When shoppers rush to purchase goods at steep prices during Black Friday bargains, the law of demand is in effect.

Is a demand a request?

It might be simple—and tempting—to employ demands rather than requests, even if you believe you comprehend the distinction on an intellectual level. A request is when you formally, politely, or respectfully ask for something. A call is a strong declaration in which you request something.

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when would arbitration be a preferred way to resolve a dispute or negotiations impasse? please explain your answer.

Answers

Unlike a trial, arbitration leads to a private resolution, so the information brought up in the dispute and resolution can be kept confidential.

What is the meaning of arbitration?

A dispute can be resolved through arbitration instead of going to court. The person you are filing a claim against is the respondent, and you are the claimant. An impartial party known as an arbitrator hears your two cases.

Arbitration a sign of a deal?

Instead of going to court, a dispute can be resolved through arbitration by a neutral third party. Both parties rely on the arbitrator, an impartial person or panel, to render an appropriate conclusion in light of the case's facts. An arbitration award is the name given to the final ruling.

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a vice president of human resources wants to ensure that his company's performance management process is effective, so he sets up an annual review of the process. what should that review measure?

Answers

In a case whereby vice president of human resources wants to ensure that his company's performance management process is effective, so he sets up an annual review of the process the thing that the review should measure is whether measures of individual performance support the department's and company's objectives

What is human resources ?

Human resources specialistsb can be described as the expert that help the organization to recruit, screen, and interview job applicants and place newly hired workers in jobs.

It should be noted that  they bhelp in the compensation  as well as the benefits, training, and employee relations. Labor relations specialists interpret and administer labor contracts.

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suppose that you and a friend are playing cards and you decide to make a friendly wager. the bet is that you will draw two cards without replacement from a standard deck. if both cards are diamonds, your friend will pay you $615. otherwise, you have to pay your friend $37.step 1 of 2 : what is the expected value of your bet? round your answer to two decimal places. losses must be expressed as negative values.

Answers

It is simple to calculate the likelihood of drawing a jewel card from a deck of 52 playing cards.

Which word type is loses?

I hate losing at chess, for example, or Don't forget your key, are examples of phrases using the verb loss to signify that you failed to win or misplaced something. The word loose is most frequently used to describe something that is not tightly fastened, free, or released from connection, fastening, or confinement, as in a fusible link or To let him loose!

When Should I Use a Great loss?

Losing and losing: It's important to distinguish between these two terms because they frequently cause confusion. "To fail to secure, to misplace" is what the verb "to lose" means.

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performance appraisals are part of control. a. inventory b. physical c. financial d. information e. human resources

Answers

The performance appraisals are part of control is human resources.

What is meant by human resources?The group of individuals who work for a given organisation, business sector, industry, or economy is referred to as its human resources. Human capital, or the knowledge and abilities that people possess, is a more specific idea. Manpower, labour, personnel, colleagues, or simply "people" are comparable concepts. Employees are hired, screened, and interviewed by human resources specialists, who also assign newly hired workers to positions.They could also be in charge of training, employee relations, and salary and benefits. Labor relations experts administer and interpret labour contracts. The individual or team in charge of overseeing everything linked to a company's personnel is known as human resources. This includes, but is not limited to, recruiting, benefit management, employee happiness, establishing a business culture, and training new personnel.

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Which type of intellectual property can protect your company's logo? a. a dba name b. patent c. copyright d. trademark please select the best answer from the choices provided a b c d

Answers

Trademark is a  type of intellectual property that can protect your company's logo

Option D is correct.

What trademark implies?

Any word, phrase, symbol, design, or combination of these that identifies your products or services is considered a trademark. It is how customers distinguish you from your rivals and recognize you in the market. Trademarks and service marks can both be referred to as "trademarks."

Words, phrases, symbols, and logos that identify a company's goods or services can be protected by trademarks. A trademark registration must be renewed every ten years, but it can last forever as long as it is used in business. Because of this, the trademark is one of the most important IP safeguards for businesses.

What are the four types of intellectual property?

The company's patents, trademarks, copyrights, and trade secrets are valuable assets that must be safeguarded by knowing how they function and are made.

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Rugged cabin co. provides pre-made materials to build cabins. to ensure materials are in supply and ready for quick delivery, the company offers cabins in only three sizes. each cabin has rectangular floor plan where the length is equal to 5 feet more than twice the width. which expression represents the area, in square feet, for each cabin size?

Answers

The expression that represents the area for each rectangular cabin size is given as follows:

A = 2w² + 5w.

How to obtain the area of a rectangle?

The area of a rectangle of length l and width w is given by the multiplication of these dimensions, as follows:

A = l x w.

Each cabin has rectangular floor plan where the length is equal to 5 feet more than twice the width, hence:

l = 2w + 5.

(as twice the width is 2w, five more than twice the width is 2w + 5).

Then the expression that represents the area for each rectangular cabin size is obtained as follows:

A = l x w

A = (2w + 5) x w.

Applying the distributive property, we have that:

A = 2w² + 5w.

(2w multiplies w, just like 5 multiplies w, then these terms are added).

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a silver futures contract requires the seller to deliver 5,000 troy ounces of silver. an investor sells one april silver futures contract at a price of $15 per ounce, posting an $8,400 initial margin. if the required maintenance margin is $6,900, the price per ounce at which the investor would first receive a maintenance margin call is closest to:

Answers

The investor would first receive a maintenance margin call is closest to

15.3

How to Calculate Margin call?

Increase in price per ounce=Number of ounces-Required margin maintance/Initial margin

=8400-6900/5000

=0.3

Future price =Selling price per ounce + Increase in price per ounce

=15+.3

=15.3

Initial Purchase Price x [(1 - Initial Margin) / (1 - Maintenance Margin)] = Margin Call Price. The margin call price serves as a benchmark for the price below which the margin requirements are not satisfied, forcing the investor to make more deposits or sell off a certain portion of their portfolio assets in order to comply.The investor can deposit cash in the amount of the margin call to cover it. As an alternative, the investor can sell sufficient securities to satisfy the margin need with the remaining equity. Let's say the investor does not want to add to the $2,000 cash balance in the account.

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u.s. companies moving into the international market need to be sensitive to the need for local country or regional responsiveness because of: a. the increasing loss of economies of scale. b. the sophistication of the international consumer due to the internet. c. increasing rejection of american culture across much of the world. d. consumer needs and desires, industry conditions, political and legal structures, and social norms vary by country.

Answers

Each country has different consumer needs, political and legal systems, and social standards. The necessity for local country or regional responsiveness must be taken into account by the international market.

What exactly is the global stock market?

All global marketplaces that deal in stocks from their home-country corporations are together referred to as the international stock market. For instance, you can purchase Apple stock in your neighborhood American market, but you must visit the international (Japanese) market to purchase Sapporo shares.

What features distinguish the global market?

The production, pricing, promotion, and distribution of concepts, goods, and services are all part of the global process known as "international marketing," which aims to promote trade and achieve both individual and corporate goals.

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______accounts used to accumulate information until it is transferred to the owner’s capital account.

Answers

Answer:

In a business context, an account is a record of financial transactions. Some common types of accounts include revenue accounts, which are used to record income from sales or other sources; expense accounts, which are used to record the costs associated with operating the business; and asset accounts, which are used to record the value of the business's tangible and intangible assets. These accounts are typically used to create financial statements, such as the income statement and balance sheet, which provide information about the financial health of the business.

Explanation:

the city of medford purchased a fire truck for the fire department. if the operations of the fire department are financed by general revenues, an asset would be recorded in which journal(s)?

Answers

The city of Medford purchased a fire truck for the fire department. if the operations of the fire department are financed by general revenues, an asset would be recorded in which journal General fund or governmental fund.

Government funds mean cash or in-kind grants or land allocated at preferential rates by the government, federal government, other state governments, and local governments, and saved by tax breaks or reduced utility bills specific to the charity. Or includes subsidies saved. won.

These funds account for most of the City's tax-funded activities. Reporting on government funding is often budget-focused. Government funds are classified into five types of funds: General Funds, Special Income, Capital Projects, Debt Service, and Permanent Funds.

There are three types of Central Government funds: Indian Consolidated Fund (Section 266), Indian Reserve Fund (Section 267) and Indian Public Accounts (Section 266).

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by its willingness to spend money on advertising, bertollini a. is detracting from the efficiency of markets. b. signals the quality of its new product to consumers. c. will drive yumyum out of the market. d. signals that it is not a profit maximizer.

Answers

According to question, by its willingness to spend money on advertising, Bertollini signals the quality of its new product to consumers .

Option B is correct .

Traditional types of advertising include publications like newspapers, magazines, TV and radio programs, direct mail, billboards, posters, and transit advertising, among others. In the twenty-first century, marketers have used digital technology to increase awareness of their brands and causes.

Advertising is a powerful marketing tool that can assist you in attracting customers, educating them about your products, and earning their confidence. The majority of businesses use advertising in some capacity to promote their products and services.

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Question 5 a company takes insights provided by its data analytics team, validates them, and finalizes a strategy. They then implement a plan to solve the original business problem. This describes the share step of the data analysis process.

Answers

False. A company takes insights provided by its data analytics team, validates them, and finalizes a strategy. They then implement a plan to solve the original business problem. This describes the share step of the data analysis process.

What is the share step of data analysis?

The sharing of your data results is the fifth phase. This is possible with the use of visualization since putting data into an image can make the analysis easier for people to understand. You'll consider using several graphs and plots to more rapidly communicate your conclusions.

Ask, prepare, process, analyze, share, and act are the six phases or steps of data analysis, according to Go.ogle.

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A company takes insights provided by its data analytics team, validates them, and finalizes a strategy. They then implement a plan to solve the original business problem. This describes the share step of the data analysis process.

T / F

quality is defined as a predictable degree of uniformity and dependability, based on a standard suited to customer needs.TRUE OR FALSE

Answers

Quality is described as a predictable diploma of uniformity and dependability, primarily based totally on a preferred proper to client needs. TRUE.

The required details for Quality in given paragraph

Pleasant – or excessive pleasant – has a realistic interpretation because the non-inferiority or superiority of something (goods or services); it's also described as being appropriate for the supposed purpose (health for purpose) even as fulfilling client expectations. Quality is a perceptual, conditional, and somewhat subjective characteristic and can be understood in another way with the aid of using exceptional people. Consumers can also additionally recognition on the specification pleasant of a product/provider, or the way it compares to competition within side the marketplace. Producers would possibly degree the conformance pleasant, or diploma to which the product/provider turned into produced correctly. Support employees can also additionally degree pleasant withinside the diploma that a product is reliable, maintainable, or sustainable.

In such ways, the subjectivity of pleasant is rendered objective via operational definitions and measured with metrics such as proxy measures.

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a real estate investment is available at an initial cash outlay of $100,000, and is expected to yield cash flows of $33,438.10 per year for five years. the internal rate of return (irr) is approximately:

Answers

An investment in real estate is accessible for a $100,000 initial cash outlay and is predicted to generate $33,438.10 in cash flows over the course of five years. About 20% is the internal rate of return (irr).

Describe real estate.

Real estate is defined as the land and any affixed permanent structures, such as a house, or improvements, whether created naturally or artificially. Real property includes real estate.

Real estate includes land, the houses on it, and any natural resources such as crops, minerals, or water. It also includes immovable property of this kind, such as houses or other housing that meets common definitions of real estate.

Real property includes tangible personal property, which is something you own that is tied to a piece of land. It often comprises of any assets on the property, including water or minerals, and is suitable for residential, commercial, or industrial uses.

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jonas has disability insurance through his employer. the employer pays 75% of the premium, and jonas pays the other 25%. what is jonas tax liability for any benefits paid from the disability

Answers

Jonas has disability insurance through his employer. Jonas's tax liability for any benefits paid from the disability takes must be paid on 75% of the benefits received.

Insurance is a contract whereby one insurer indemnifies another insurer against losses arising from certain contingencies or perils. Help protect the insured or her family from financial loss. There are many types of insurance policies.

Cover running costs and larger expenses such as your mortgage while you focus on your health and recovery. Cover medical expenses such as prescription drugs, dental care, eye care, and other health-related items.

Life insurance helps survivors financially. Health insurance protects you from devastating claims in the event of a serious accident or illness. A permanent disability protects you from an unexpected loss of income. Auto insurance protects you from the financial burden of expensive accidents.

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cost push inflation might be caused by group of answer choices an increase in unemployment. an increase in wages. an increase in consumer tastes and preferences. an increase in consumer income. an increase in the number of sellers.

Answers

Cost-push inflation is a phenomenon in which overall prices rise due to increases in production costs (inflation) such as wages and raw materials.

What causes cost-push inflation?

Cost inflation occurs when the cost of utilities increases or the level of utilities decreases. Both push prices higher unless demand changes. Shortages and rising costs of labor, raw materials and capital goods lead to higher costs. The inflation due to cost pressures could be triggered by a range of possible responses: rising unemployment. Wage increase. Increased consumer tastes and preferences. Increased consumer income. Increased number of sellers.

Will inflation lead to unemployment?

The Phillips curve assumes there is a relationship between inflation and unemployment. When inflation is high, unemployment is low. Conversely, low inflation increases unemployment.

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nogrowth industries presently pays an annual dividend of $1.20 per share and it is expected that these dividend payments will continue indefinitely. if nogrowth's equity cost of capital is 10%, then the value of a share of nogrowth's stock is closest to . a) $9.60 b) $14.40 c) $13.20 d) $12.00

Answers

A share of Nogrowth's stock is worth about Share price equals $12. The yearly dividend paid by nogrowth industries is now $1.20 per share, and it is anticipated that these dividend payments will continue.

How Much Is Equity Worth?

Its cost of equity is the profit required by a company to assess whether an investment satisfies capital return requirements. Businesses usually use it as a ceiling for the required return on investment.

Where can you find equity cost?

Divide the annual dividends per share by the current stock price to obtain an estimate of the cost of equity, and then include the dividend growth rate. Comparatively, the capital asset pricing model takes into account the beta of the investment, the anticipated market return,

Briefing:

Value of share = Annual dividend / ( Required return - Growth rate)

Annual dividend = $1.20

Required return = 10%

Growth rate = 0

Now plus the values in the formula:

Value of share = Annual dividend / ( Required return - Growth rate)

Value of share = 1.20 / ( 10% - 0)

Value of share = 1.20 / 0.1

Value of share = 12

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julia, a salesperson for an automobile firm, explains all the attributes and benefits of a car to a customer in her sales presentation. the customer loses interest in her presentation because julia overloads the presentation with attributes the customer was not interested in knowing about and does not address the customer's needs. this is an example of

Answers

The customer lost interest in Julia's presentation because she crammed it with too much material, making the consumer uninterested and failing to match her demands. This is an instance of cold calling.

What does the word "customer" actually mean?

A client is a person or business that makes purchases from another business, whether they be goods or services. Customers are crucial since they generate revenue. Absent them, groups would cease to exist.

The definition of customer service is:

Customer service is the help you give your consumers to make their encounters with you easy and enjoyable, both during and after they order and use your products or services. You must deliver excellent customer service if you desire to maintain customers and grow your organization.

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why did so many americans - over 50 percent of american families - invest in stocks in the late 1990s?

Answers

The percentage of Americans that own stock hasn't changed much over the past decade.

What has been the average return for the stock market over the past 50 years?The stock market has returned an average of 10% per year over the past 50 years. The past decade has been great for stocks. From 2012 through 2021, the average stock market return was 14.8% annually for the S&P 500 index (SNPINDEX: ^GSPC).The number of poor neighbourhoods decreased by 25 percent. This was due to the good economy and suburbanization help from the government. The increase of suburbanization helps decrease poverty in inner cities but little effect in concentrated neighbourhoods. The affect of surburbs becoming more economically diverse helped decrease poverty neighbourhoods. The poverty statistics showed that less fortunate neighbourhoods were based on racial categorization.Longer life expectancy, large generations entering retirement, and reduced birth rate were the causes of an increasing number of elderly. Issues of this included a shortage in workers, loss of tax revenue, large payouts from Social Security, lack of health care coverage for the aging population, and concerns over care for the aging population.

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