Answer:
you can track your spending and it will help you reqch your financial goals
Which best explains how contractionary policies can hamper economic growth Brainly?
Disposable income decreases can hamper economic growth because contractionary policies focus on increasing government revenue through high taxation.
What does Economic growth mean?
Economic growth is defined as the increase in a country's total output of goods and services over time. It is commonly measured in terms of rising real Gross Domestic Product (GDP) or real Gross National Product (GNP) (GNP). Economic growth is typically accompanied by an increase in living standards, as evidenced by higher wages, more job opportunities, and a higher quality of life.
What does Gross Domestic Product mean?
Gross Domestic Product (GDP) is the total value of goods and services produced within a country’s borders in a given period of time. It is a key indicator of economic performance, and is used to measure the size of an economy and compare it to other economies.
Thus this is the correct question :
Which best explains how contractionary policies can hamper economic growth?
a. Aggregate demand increases
b. Consumer debt increases
c. Disposable income decreases
d. Consumer confidence decreases
Therefore according to correct question the option is c) Disposable income decreases.
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What are the general features of the financial institutions?
Financial institution: It provides advances and loans to customers, high return rate, highly rated advice to customers for their profitable investments, and acts as a depository for customers.
What is financial system and what is the responsibility of financial institutions?A financial system is an economic arrangement that facilitates the movement of funds and assets between borrowers, lenders and investors by financial institutions. Its goal is to efficiently allocate economic resources to drive economic growth and generate a return on investment (ROI) for market participants.A financial institution is an entity that facilitates financial transactions and acts as an intermediary in financial transactions.Financial institutions have a variety of functions, including banking services, wealth accumulation, financial regulation, pension fund services, and national economic growth.Who are the major financial institutions?The main categories of financial institutions are Central Banks, Retail and Commercial Banks, Internet Banks, Credit Unions, Savings and Lending Institutions, Investment Banks and Investment Firms, Brokerage Firms, Insurance Companies and Mortgage Lenders. IMF.
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Which of the following statements is true regarding the Residential
Property Condition Disclosure?
Any action brought as a result of the disclosure must be commenced within on
year of receipt of the disclosure or of the date of closing.
Misrepresentation
can result in court action for actual damages.
The residential Property Disclosure form is a limited warranty.
When selling "as is," the owner is not required to provide the buyer with any
documentation.
Misrepresentation can result in court action for actual damages is the true statement regarding the Residential Property Condition Disclosure.
What is Residential Real Property Disclosure Act?Any known dangers or issues with the structure or the heating, plumbing, mechanical, or electrical systems must be disclosed to the buyer in a Residential Real Property Disclosure Act. A property's condition is assessed in the transfer disclosure statement (TDS). The TDS form must be completed by every residential seller. The buyer will be made aware of any significant flaws in the property.
However, misrepresentation is the most frequent charge leveled in real estate litigation cases and refers to the misrepresentation of facts pertaining to a property during a real estate transaction. In order to induce a purchase, misrepresentation frequently involves manipulating the facts.
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How is the US dependent on other countries?
For trade, the US is very reliant on its neighbours, Canada and Mexico. North Dakota exports 84.6% of its exports to Canada, whereas Montana imports 87% of its imports from that country.
Describe trading and an example.The act of exchanging goods or services between people, companies, or countries is referred to as trade. The discussions for a new trade agreement were directly under the ministry's jurisdiction in every facet of foreign commerce. Texas and Mexico have long-standing commercial ties.
What does trade in the workplace mean?A trade job is typically a career that involves advanced training and skills, but not necessarily from a 4-year university. It is a specialized craft. Through apprentices, on-the-job training, specialized school education, and/or vocational schools, trade employees obtain their education and training.
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open market activities and impact on economy
A central bank can increase or decrease the number of reserves in the banking system and eventually affect the nation's money supply by buying or selling bonds, bills, and other financial instruments on the open market.
What do you mean by open market?A market that is open to competition has little to no restrictions on how businesses can operate. Tariffs, taxes, licensing requirements, subsidies, unionization, and any other laws or practices that obstruct free-market activity are not present in an open market.
What are Bank's reserves?The minimal amount of cash that financial institutions must keep on hand in order to comply with central bank standards is known as bank reserves. The bank must store this actual paper money in a vault on the property or in an account with the national bank.
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elected officials sometimes cause business cycles in their attempts, through fiscal policy actions, to increase their chances of reelection.
Elected officials sometimes cause Political business cycles in their attempts, through fiscal policy actions, to increase their chances of reelection.
What is meant by political business cycles?The likelihood that politicians will influence the economy to increase their prospects of winning reelection is referred to as the political business cycle.
Business cycles are a sort of variation that may be found in the overall economic activity of a country. A business cycle is made up of expansions that occur roughly at the same time in many different economic activities, followed by contractions that are similarly widespread (recessions). This series of modifications is periodic but not recurrent.
In an effort to boost their chances of winning reelection, elected leaders may trigger political business cycles.
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Why does Keynes want the government to spend more money?
For instance, Keynesian economists would encourage deficit spending on infrastructure initiatives that need a lot of work in order to boost employment and maintain wages during recessions.
Why is it called money?Money is derived from the Latin phrase moneta, which means "coin," through the French term monnaie. It is thought that the Latin phrase came from a temple dedicated to Juno on Capitoline, one among Rome's seven hills. Juno was frequently linked to money in ancient times.
Why is money such a big deal?Our fundamental requirements may be satisfied through the purchase of food, housing, and healthcare thanks to money. It is imperative that we meet these requirements; else, both our own welfare as well as the happiness of the society in its entirety suffer tremendously.
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What are the characteristics of exponents?
The characteristics of exponents are a number equal to 1 if the field has characteristic 0, and equal to p if the field has characteristic p > 0.
A power is a mathematical operation written bn, involving two numbers with a base b and an exponent or power n, pronounced "b (power) power (effective) n". If n is a positive integer, exponentiation is equivalent to repeated radix multiplication.
That is, bn is the product of n bases. The exponent is usually represented by a superscript to the right of the base. In this case, bn means "b to the nth power", "b (raise) to the nth power", "b to the nth power", "b to the nth power", or simply "b". to n'.
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What type of a partnership comes to an end after a notice of withdrawal by the partner?
Dissolution of partnership deed is the type of a partnership comes to an end after a notice of withdrawal by the partner.
What is partnership?A partnership refers to an agreement in which parties, known as business partners, agree to work together to further their mutual interests. Partnership partners are individuals, businesses, interest-based organizations, schools, governments, or a combination thereof. A partnership firm is by definition two or more people of hers who agree to combine resources to start a business and share in risks, profits and losses.Examples of joint partnerships consists of law firms, medical groups, real estate investment firms, and accounting groups. A partnership is an agreement between two or more people to oversee business operations and share profits and liabilities. In a general partnership all shareholders share both profits and liabilities. Freelancers such as doctors and lawyers often form limited liability companies.To learn more about partnership from the given link :
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What is the most important skill in management?
Answer:
good communication skills is one of the most important
Should fixed expenses be paid before variable expenses?
Budget first for necessities like rent, car payments, and daycare. Before deciding how much you'll spend on variable expenses like entertainment and eating out constant expenses include rent, utilities, and insurance.
What are variable expenses?Costs that fluctuate over time include things like movie tickets and groceries. It can be hard to predict how much you'll spend because these expenditures could change over the course of a week, month, or year. These expenses could vary throughout the course of a week, month, or year.
Is clothes a fixed or variable expense?Unfixed, discretionary expenses known as "variable costs" include those for gas, clothing, amusement, pet needs, and eating out. Unless you've arranged for even billing, where price doesn't fluctuate from month to month, your power bill is also a variable expense.
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What is a benefit of government regulations ?
The public is shielded from danger by regulation. Paternalism and red tape: an impediment to personal activities There is no place you can escape it. The people are either helped or hurt by the government.
How would you define paternalistic?Making decisions for others instead of allowing them to be in charge of their own lives: The mentality is paternalistic in this nation. He treated his contemporaries with a paternalistic manner. The prevailing opinion holds that paternalism is harmful when it impedes an individual's autonomy.
What's an illustration of paternalism?Paternalism is the act of interfering with some other person's freedom or autonomy with the aim of advancing their welfare or averting their harm. Paternalism can be seen in everyday life in the requirement of seat belts and the wearing of helmets when operating a motorcycle.
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What happens when a good is inelastic?
Phillips Equipment has 6,500 bonds outstanding that are selling at 96.5 percent of par. Bonds with similar characteristics are yielding 6.7 percent, pretax. The company also has 48,000 shares of 5.5 percent preferred stock and 75,000 shares of common stock outstanding. The preferred stock sells for $64 a share. The common stock has a beta of 1.32 and sells for $41 a share. The preferred stock has a stated value of $100. The U.S. Treasury bill is yielding 2.2 percent and the return on the market is 10.6 percent. The corporate tax rate is 21 percent. What is the weighted average cost of capital?
The weighted average cost of capital for Philips Equipment is 8.09%
How to calculate the cost of capital?Assuming face value of bond to be $1,000
Price of bond = 0.965 * 1000 = 965
Market value of bond = 6,500 * 965 = 6,272,500
Market value of preferred stock = 48,000 * 64 = 3,072,000
Market value of common stock = 75,000 * 41 = 3,075,000
Total market value = 6,272,500 + 3,072,000 + 3,075,000 = 12,419,500
Annual preferred dividend = 0.055 * 100 = 5.5
Cost of preferred stock = (Annual dividend / price) * 100
Cost of preferred stock = (5.5 / 64) * 100
Cost of preferred stock = 8.5938%
Cost of equity = Risk free rate + beta (market return - risk free rate)
Cost of equity = 0.022 + 1.32 (0.106 - 0.022)
Cost of equity = 0.13288 or 13.288%
The weighted average cost of capital = Weight of debtafter tax cost of debt + weight of preferred stockcost of preferred stock + weight of equity*cost of equity
Weighted average cost of capital = (6,272,500 / 12,419,500)0.067(1 - 0.21) + (3,072,000 / 12,419,500)0.085938 + (3,075,000 / 12,419,500)0.13288
Weighted average cost of capital = 0.02673 + 0.02126 + 0.0329
The weighted average cost of capital = 0.0809 or 8.09%
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What are the 3 ways you can reduce your taxes deducted?
The 3 ways you can reduce your taxes deducted are:-
Donate shares, assets, or money to a worthwhile cause.
As was already established, you may deduct gifts made to charitable organizations that meet the criteria from your taxes. This applies to donations of money, stocks, products, and even mileage.
However, there are a number of guidelines for charity gifts that you should be aware of, including:
The non-profit organization must meet the requirements for Section 501(c)of the Internal Revenue Code's charitable status. Political parties, fraternities, and social and commercial groups are often excluded because of this.
Be prepared.
Be organized first. Don't only take care of your taxes in April each year. Instead, set aside a box or folder for tax-related paperwork and fill it up all year long with receipts for tax-deductible spending, 1099 forms and other IRS forms that come in the mail, transaction confirmations, year-end bank, and investment account statements, and so on. As a result, everything will be in one location when it's time to start filing your tax return or to give the necessary information to a professional preparer.
Make as many deductions as you can.
As you are aware, a tax deduction reduces your taxable income, which lowers your overall tax burden. For instance, if you make $70,000 and deduct $5,000, your taxable income will go down by $5,000 and you won't owe taxes on that $5,000. If you pay taxes at a rate of 24 percent, you may save $1,200.
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a targeting strategy in which an organization targets a single market segment using one marketing mix is called a(n) ____ strategy.
The targeting strategy in which an organization targets a single market segment using one marketing mix is called a(n) concentrated strategy.
A Concentration Strategy is what?A concentration strategy is when a company concentrates on a certain clientele, a particular product, or a particular geographical market. As the name suggests, the main goal is to enable the company to focus its efforts rather than diversify them.
A smart and practical business strategy is concentration. It competes in the same market and concentrates on a specific niche. The top fast-food companies in the world, including Subway, McDonald's, and Starbucks, all employ the same concentration strategy by focusing on a single type of customer.
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Why was A Modest Proposal written as a satire?
This hyperbolic satire criticised British policy toward the Irish in general as well as cruel views toward the impoverished, who were primarily Irish Catholics (also known as "Papists").
What makes A Modest Proposal satirical?Satire is a technique that "A Modest Proposal" use to convey its point. Satire is the use of sarcasm, comedy, or exaggeration to critique the ideas of others. Swift plainly has no true desire for the Irish people to sell their children as food, but he is utilizing the absurd idea to make a point.
What characteristics of A Modest Proposal make it satirical?Jonathan Swift's "A Modest Proposal" is a satirical essay or pamphlet. This kind of writing makes fun of and criticizes specific things—in this example, the sociopolitical features of Irish society—by using exaggeration and parody.
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what are some examples of excise taxes imposed by the government check all that apply
Common examples of excise taxes encompass those on cigarettes, alcohol, soda, gasoline, and having a bet are some examples of excise taxes imposed by way of the authorities check all that follow.
Preferred fund excise taxes are imposed on many goods and offerings, the maximum outstanding of them are alcohol, tobacco, and medical health insurance. different general fund excise taxes consist of taxes on local smartphone services, automobiles with low-mileage ratings gas guzzlers ozone-depleting chemical compounds, and indoor tanning services.
Excise taxes are generally levied on cigarettes, alcoholic drinks, soda, fuel, coverage charges, amusement activities, and having a bet, and generally make up a particularly small and unstable portion of state and local and, to a lesser volume, federal tax collections.
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Answer: in the picture
Explanation:
an owner is considering installing a below-ground swimming pool, which will cost many thousands of dollars to build. before hiring a contractor, the owner should consider the concept of
Owner should think about real estate taxes before employing an independent contractor for the development of the work.
ContractorsAn example of an independent contractor is an auto mechanic who has a station license or resale license, buys the parts required for the maintenance, sets his or her own expenses, collects from the customer, sets his or her own hours and days of work, and owns or rents the shop from a third party.
You are hired by yourself if you are an independent contractor. The income of someone working as an independent contractor is subject to self-employment tax. Visit the Self-hired individual's Tax center to learn more about your tax obligations.
The Contractor shall erect and properly maintain at all times, as required by the conditions and development of the work, including barriers, shoring, supports, braces, lighting, hazard signs, and essential safeguards, as will protect workers and the public and as will effectively prevent any harm and injury to persons.
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A manager who is very focused on ensuring that all employees are following the reimbursement policies when it comes to expense reports and wants to make sure that every employee follows the rules for which expenses are eligible for reimbursement is likely focused on an ethical criterion of _____________. Question 14 options: utilitarianism outcomes consequences justice
A manager who is very focused on ensuring that all employees are following the reimbursement policies when it comes to expense reports and wants to make sure that every employee follows the rules for which expenses are eligible for reimbursement is likely focused on an ethical criterion of justice. Therefore, the correct answer option is: D. justice.
Who is a manager?In Business management, a manager can be defined as an individual who has been trained to acquire and distribute resources, as well as provide guidance, support, administrative control, and supervision to the employees who are working in a business organization, especially by being morally upright, ethical, well behaved, friendly, managing costs, and promoting the business's vison, culture, and values at all times.
Based on the ethical criterion of justice, it is mandatory that a manager imposes and enforces rules fairly and impartially for all the employees working within a business organization, in order to ensure that there is an equitable distribution of benefits and costs.
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The complete statement is "A manager who is very focused on ensuring that all employees are following the reimbursement policies when it comes to expense reports and wants to make sure that every employee follows the rules for which expenses are eligible for reimbursement is likely focused on an ethical criterion of justice. " Option D
Who are the managers?In the field of business management, a manager is someone who has received training in the acquisition and distribution of resources as well as in providing direction, support, administrative control, and supervision to the workers who are employed by a business organization.
This training includes being morally upright, ethical, well-behaved, and friendly, managing costs, and constantly promoting the company's vision, culture, and values.
In order to maintain an equal distribution of benefits and expenses, a manager must create and enforce regulations for all personnel operating inside a commercial organization in accordance with the ethical standard of justice.
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How can I take advantage of low interest rates?
Low interest rates mean more money in consumers' pockets to spend. This also implies that they are more willing to make larger purchases and borrow more, which increases demand for household goods.
This benefits financial institutions by allowing them to lend more money. When consumers pay less interest, they have more money to spend, which can lead to an demand in spending throughout the economy. Lower interest rates also benefit businesses and farmers by encouraging them to make large equipment purchases due to the low cost of borrowing. The lowest interest rate does not always result in the greatest savings or the best deal.
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What are the 3 main things an entrepreneur needs in order to be successful?
The three main things an entrepreneur needs in order to be successful are: time, resilience-effort and risk taking mentality.
The ability to remain resilient in the face of any challenges that may arise during their startup journey is said to be the most common quality that all successful entrepreneurs possess, according to experts from around the web.
One of the most crucial abilities for busy entrepreneurs to have is effective time management, which will ensure the smooth operation of their company. As the company's leader, you must allot the appropriate amount of time to each work, regardless of how full your schedule may be.
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What is tamper proof packaging?
Tamper-proof packaging is intended to offer the highest level of protection throughout the storage and transportation of valuable or delicate items.
Tamper-proof packaging has a variety of characteristics, including a flat bottom to prevent access, a printed tear strip on the upper flap that is impossible to replace, and two locking tabs that, if broken, drop into the case, to guarantee that any interference can be recognized.
Food packaging that is tamper-evident is made with unique closures that reveal whether the container has been damaged, opened, or unsealed. Broken closures warn you of possible product tampering if you sell packaged goods, allowing you to discard the merchandise. Most importantly, it gives the buyer peace of mind that the goods they buy are brand-new, secure, and unopened after being wrapped.
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c. Include adjusting entries such as the following:
i. Deferral Expense
ii. Deferral Revenue
iii. Accrued Expense
iv. Accrued Revenue
d. Prepare an adjusted the trial balance
e. Develop the Financial Statements for XYZ company
f. Prepare closing entries and postclosing trial balance
How long will it take for an investment of $5000 to grow to $7500 if it earns 10% simple interest per year?
5 years will it take for an investment of $5000 to grow to $7500 if it earns 10% simple interest per year.
In this question, Simple interest required = $7,500 - $5,000 = $2,500
Simple Interest = Principal * Rate * Time
$2,500 = $5,000 * 10% * Time
0.5 = 10% * Time
Time = 5 years
Funding is the dedication of cash to buy of an asset to gain an boom in fee over a period of time. investment requires a sacrifice of a few gift asset, along with time, money, or effort. In finance, the cause of investing is to generate a go back from the invested asset.
An investment calls for putting capital to paintings, within the form of time, cash, attempt, and many others., in hopes of a greater payoff within the future than what was originally put in.
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Answer:5 years
Explanation:
What is the activity of banks?
Various activities performed by Banks are:
Collecting deposits from the customers
Giving interest to the lenders
Giving loan to the corporate and individual who are in need of money
Taking or receiving interest from the borrowers
Safeguarding the valuable of customers by means of safe deposit vaults
Provide investment services like Mutual Funds
Provide Depository Services
What are the advantages of entrepreneurship and free enterprise?
Positive results of business and free enterprise include the generation of income, the reduction of unemployment, and the provision of tax revenue for the government.
In a business, what does enterprise mean?In the business sector, the term "enterprise" is used to indicate a project or effort that is conducted for profit. With the term "business," as in business enterprise, it is frequently used. an unit a economic or activity that is particularly challenging, complicated, or dangerous. particularly a commercial organization.
What purpose do enterprises serve?An enterprise is generally considered to be an business entity. In essence, any business that has a number of locations, levels, departments, or divisions that work together to accomplish corporate goals and objectives is referred to as a "enterprise."
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since there are advantages and disadvantages for all types of incentive pay, organizations offset the disadvantages by ______.
Since there are advantages and disadvantages for all types of incentive pay, organizations offset the disadvantages by using a balanced scorecard approach.
What is meant by the incentive pay?Instead of paying for the amount of hours worked, incentive pay is a monetary reward for achievement. The theory is that the possibility of cash reward will encourage the employee to meet specific performance goals or financial targets.
Cash incentives like as commissions, year-end bonuses, sign-on bonuses, and performance bonuses are a few examples of incentive pay. either shares or stock options.
What two sorts of incentive compensation are there?
The incentive compensation comes in two varieties.
incentive compensation that is structured.Casual (or one-time) rewards.Read more on incentive pay here: https://brainly.com/question/964887
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What is the main purpose of a regulatory commission ?
An independent governmental entity known as regulatory agency was created by a legislative act with purpose of establishing and enforcing standards in a particular area of operation in capital goods industry.
What exactly is a regulatory body?Regulatory authority, autonomous governmental organization established by legislative act to set and then enforce rules in a specific area of activity in the nation's economic private sector.
What is an illustration of regulation?Environmental pollution restrictions, laws against child labor and other types of child labour, minimum wage, regulations mandating proper constituent disclosure on food or medication labels, and regulations establishing minimal testing Just a few instances of typical regulations include those for food and medications.
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what are the 4 factors of production and give an example of each
There are four factors of production land, labor, capital, and entrepreneurship.
Production is the process of combining different material and immaterial inputs to create something for consumption. It is the act of producing an output, such as a good or service, that has value and contributes to people's utility. Production theory, which is intertwined with economic consumption theory, is the branch of economics that focuses on production.
The production process and output are directly related to the productive utilisation of the original inputs. Land, labor, and capital are regarded as the three fundamental production factors and are referred to as primary producer goods or services.
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