Why is the safety of principal the primary consideration in a savings plan?​

Answers

Answer 1

Answer:

In simple words, When it comes to conserving money, the most crucial factor to remember is the protection principle. When you save enough money beyond what you'll need for short-term objectives and emergencies, you'll have money to invest. Professionals advise saving one to two years' worth of account value in a contingency savings.

Thus, protecting principal is the core focus of the managers in savings plan.


Related Questions

A hardware store ordered 200 cans of wood stain in various shades. The written contract between the store and manufacturer provided that 100 cans of stain would be delivered on April 30, and the remaining 100 cans would be delivered on June 30. Payment would be due at the time of each delivery. The first shipment arrived on April 30. Sales of the stain were brisk, but 25 customers almost immediately returned their stain, complaining that it was not the color indicated on the can. The store owner called the manufacturer and informed it of the problem. The manufacturer truthfully told the owner that they had had a small problem with their labeling machine and a few cans in the store owner's lot must have been mislabeled before they caught the problem. The manufacturer offered to replace all 100 cans from the original order. The store owner refused the offer and told the manufacturer not to deliver the second lot, because he could no longer trust the manufacturer. The owner was very sensitive to the hardware store's good reputation, which he felt was harmed by this incident. If the manufacturer brings a claim of breach regarding the second shipment which was due on June 30, how will the court likely rule

Answers

Answer:

The answer is "Option C".

Explanation:

Its customer wasn't entitled to lose the second shipment, because the flaws on the first delivery won't significantly affect the profitability of a whole contract. This main decision an installment contract, that is to state, the contract permits or mandates deliveries in individual lots and selling goods. Under Article 2, a purchaser could only declare а total breach of a payment agreement in which the flaw substantially determines the profitability of the whole deal. The producer found & remedied the problem with the first shipment of the stain. In the first shipment, the manufacturer offered to cure the issue. Its problem in the first delivery was not even in the entire worth of the whole contract substantially damaged.

Adam Smith believed that _____________ would lead to the production of items that consumers want.
a
self interest
b
government control of resources
c
lack of competition
d
productivity

Answers

Answer:

a. self interest

Explanation:

Adam Smith was a Scottish political economist, social and moral philosopher, author and he is famously considered to be the father of modern economics. Smith was born on the 5th of June, 1723 in Kirkcaldy, United Kingdom and he died on the 17th of July, 1790 in Panmure House, Edinburgh, United Kingdom.

In his first book titled, "The Theory of Moral Sentiments" which was published in 1776, he proposed the idea of an invisible hand, based on the tendency of free market economy to regulate or self-adjust themselves through demand and supply, competition, and self interest.

Hence, Adam Smith believed that self interest would lead to the production of items that consumers want.

Your company's leathergoods are very well received in the marketplace. But you still have not been able to resolve the issue of packaging. These bags and briefcases have to be packaged substantially so your customer receives a flawless product, but you have to come up with a solution that will allow the consumer to recycle all that packaging in some way. You decide to solicit suggestions from the staff on how to either implement a recycling program or devise some other packaging methodology that is environmentally friendly. What marketing channel are you managing

Answers

Answer: ​reverse channel

Explanation:

The marketing channel here is the reverse channel. The reverse channel is also referred to as the backward marketing channel and it is the marketing channel whereby the goods that are meant to be reprocessed or recycled flow backward from the consumers before it gets to the producer.

With regards to the question, since the manufacturer haven't been able to resolve the issue with regards to packaging and the consumer will have to recycle all that packaging in some way, then it's a reverse channel.

Complete each statement by choosing the correct answer from the drop-down menu.
is the ability to stay positive and focused on finding a solution that
satisfies the customer.
The
is to find out what is wrong and what is needed to restore positive
relations with customers.
Customer service must emphasize the importance of
a customer complaint.
DONE

Answers

Answer:

1. Customer service mindset.

2. Goal of customer service.

Explanation:

Customer relationship management can be defined as a strategic process which typically involves combining strategies, techniques, practices and technology so as to effectively and efficiently manage their customer data in order to improve and enhance customer satisfaction. Thus, this set of employees are saddled with the responsibility of ensuring the customer are satisfied and happy with their service at all times.

This ultimately implies that, customer relationship management is focused on developing an ongoing connection between a business firm (organization) and all of its customers, as well as potential customers.

The fundamentals of customer relationship is mainly focused on improving sales support, creating efficient and effective marketing communications, technical assistance and customer service, so as to bring great level of satisfaction to the customers.

Customer service refers to the overall collection of interactions existing between a company and the customers who have purchased its goods and taken its services in the past or potential customers who may do that in the future.

1. Customer service mindset is the ability of a customer care representative to remain positive and focused on proffering a solution to customer-related problems, so as to make a customer feel happy and satisfied based on their interactions with the company.

2. The goal of customer service is to ensure customer care representatives find out what is wrong with a particular customer and what action is needed to restore positive relations with the customer. A good customer service must emphasize the importance of a customer complaint.

In conclusion, the degree of satisfaction received by customers throughout their lifecycle is largely dependent on customer relationship management.

Answer:

The person below me got it right, but the third answer is "responding promptly to"

Explanation: I just did it lol

PLEASE HELP IM ON PLATO BTW GET IT RIGHT CUH

Answers

Answer:

✔️Demand Pull Inflation:

1. Too much money chasing too few goods

2. Stiff competition among consumers

✔️Cash Pull Inflation:

1. Increase in cost of production

2. Decrease in supply of goods and services

3. Aim of sellers is to maximize profit

Explanation:

Demand pull inflation is often caused by the increase in the aggregate demand of outputs than an economy can produce as a result of increased government spending, expanding economy and so on.

On the other hand, cash pull inflation is caused by the decrease in aggregate supply of goods and supply as result of increased cost of the factors of production.

Thus, let's match each description to the types of inflation they belong to:

✔️Demand Pull Inflation:

1. Too much money chasing too few goods (excess demand as a result of expanding economy)

2. Stiff competition among consumers (businesses, households, governments and foreign buyers bid prices up and compete to purchase the limited available goods and services)

✔️Cash Pull Inflation:

1. Increase in cost of production (this pushes the cost of goods and services up)

2. Decrease in supply of goods and services (aggregate supply decreases)

3. Aim of sellers is to maximize profit (as production cost increase, sellers would have to increase the price of goods and services in order not to run at a loss).

_____ are companies using an adaptive strategy that seeks to minimize risk and maximize profits by following or imitating the proven successes of companies that seek fast growth by searching for new market opportunities, encouraging risk taking, and being the first to bring innovative new products to market.

Answers

Answer:

Analyzers

Explanation:

In Business management, a strategy can be defined as a set of guiding principles, actions and decisions that an organization combines so as to achieve its business goals, attract customers and possess a competitive advantage over its rivals in the industry.

Typically, to formulate strategies that are well aligned with the mission of an organization or business firm, some of the activities that needs to be performed includes the following;

1. Knowing your core competencies.

2. Assessment of the organization's internal strengths and weaknesses.

3. Examination of the organization's external environment.

4. Analyze your competitors.

Analyzers are companies that uses an adaptive strategy that would help them to minimize (mitigate) risk while maximizing their profits by following or imitating the proven successes of prospective companies that are focused on fast growth and development; through a thorough search for new opportunities in the market, encouraging risk taking and being a pace setter such as being the first to introduce innovative new products to market.

Additionally, the opposite of the analyzers are reactors who do not adopt a consistent adaptive strategy but only react to changes in their external environment such as markets, customers, rivals, etc., after they have occured.

The multiplier effect states that a manager's influence on the organization ________.
A can have great and continual cost implications
B can result in many types of company diversity
C is felt repeatedly for many days
D also results in large consequences for employees' families
E has implications far beyond the results that can be achieved by one person acting alone

Answers

Answer:

E) has implications far beyond the results that can be achieved by one person acting alone

Explanation:

The multiplier effect can be regarded as a the proportional amount of increase/ decrease that exist in final income as a results of some activities such as injection,spending or

withdrawal. It can be explained as

any changes that comes up from consumer spending as a result of any real GDP growth as well as contraction brought about through the utilization of fiscal policy. It shouldbe noted that The multiplier effect states that a manager's influence on the organization has implications far beyond the results that can be achieved by one person acting alone

Answer:

E has implications far beyond the results that can be achieved by one person acting alone

Explanation:

Multiplier effect occurs when a manager is able to replicate his abilities in others who are working under him.

It is his ability to train others to be as effective as himself.

This will result in a team that is more effective and has the potential of doing a lot more than when the manager is acting alone.

Building capacity in those under the manager gives the possibility of the operation moving forward without much further input from them.

Edwin Company uses the FIFO method in its process costing system. The first processing department, the Welding Department, started the month with 22,000 units in its beginning work in process inventory that were 20% complete with respect to conversion costs. The conversion cost in this beginning work in process inventory was $24,200. An additional 96,000 units were started into production during the month. There were 20,000 units in the ending work in process inventory of the Welding Department that were 90% complete with respect to conversion costs. A total of $585,900 in conversion costs were incurred in the department during the month. What would be the cost per equivalent unit for conversion costs

Answers

Answer:

$5.77

Explanation:

Beginning WIP 22,000 units (20 % complete, 80% need to be completed in current month)

Beginning WIP 22,000 units*(100 - 20%)        17,600 units

Units started & completed in current month   66,000 units (96,000-20,000)

Ending WIP 20,000 units * 90%                       18,000 units

Equivalent units of production                          101,600 units

Cost per equivalent unit for conversion costs = $585,900/101,600 units

Cost per equivalent unit for conversion costs = $5.7667323

Cost per equivalent unit for conversion costs = $5.77

PLZ HELP 40 POINTS! Task 2
Online Security
Online privacy and data security are a growing concern. Cybercrime is rampant despite the various security measures taken.

Mention five tools to safeguard users against cybercrime. How do these tools help decrease crime?
Provide the details of how each of these tools work.
Describe how these tools are helping to restrict cybercrime.

Answers

Answer:

1. Keep everything up to date

Many breaches, including the 2017 one at the Equifax credit bureau that exposed the financial information of almost every American adult, boil down to someone leaving out-of-date software running. Most major computer companies issue regular updates to protect against newly emerging vulnerabilities.

2.Use strong, unique passwords

Remembering passwords, especially complicated ones, isn’t fun, which is why so much work is going into finding better alternatives. For the time being, though, it’s important to use unique passwords that are different for each site, and not easy-to-hack things like “123456” or “password.”

3. Enable multi-factor authentication

In many situations, websites are requiring users not only to provide a strong password but also to type in a separate code from an app, text message or email message when logging in. It is an extra step, and it’s not perfect, but multi-factor authentication makes it much harder for a hacker to break into your accounts.

Hey ur another answer

Explanation:

I hope this will help you again

A value chain is a set of: Group of answer choices robotically controlled conveyor belts that deliver product quickly from manufacturing stations to shipping containers. large firms that are vertically integrated. a large number of small firms that dominate a given market. similarly profitable firms competing against each other in any given industry. activities through which a product or service is created and delivered to customers.

Answers

Answer:

activities through which a product or service is created and delivered to customers.

Explanation:

In simple words, A value chain can be understood as the business model that outlines the whole process of creating a product or service. The processes involved in taking a commodity from conception to dissemination, as well as everything in among as sourcing raw materials, production operations and marketing activities—make up a value chain for firms that create things.

Antitrust laws have economic benefits that outweigh the costs if they a. prevent mergers that would decrease competition and lower the costs of production. b. prevent mergers that would decrease competition and raise the costs of production. c. allow mergers that would decrease competition and raise the costs of production. d. None of the above is correct because antitrust laws never have economic benefits that outweigh the costs.

Answers

Answer:

b. prevent mergers that would decrease competition and raise the costs of production

Explanation:

Antitrust laws are set up to prevent unfair advantage by a firm or group of firms in the market. The main aim is to provide a level playing field for all forms in a particular industry.

This is done by increasing competition among the firms and reducing cost of production.

Cost reduction help new firms to enter the market easily.

So antitrust laws have economic benefits when they prevent mergers that would decrease competition and raise the costs of production.

what day is father day

Answers

Answer:

In this year, the date was Sunday ,June 20.

Father's Day 2021 in United States

Answer: Sunday June 20,2021

Made by Hand Company makes custom furniture of all kinds. The firm has evolved into a big business due to quality and innovative work. Recently, top management asked company departments to list and evaluate the kinds of socially responsible efforts conducted internally and externally in the business and to list negative occurrences that supervisors observed. Top management is essentially conducting a(n)

Answers

Answer:

The right answer is "Social audit".

Explanation:

A comprehensive assessment of the achievements or advancements of something like a corporation to become a community development organization, favorable and unfavorable measures have been taken.As something of an indication of such a particular consequence that should be included under supervisory review metrics, this same quantity of toxins a company releases further into its surroundings.

Thus the above is the correct answer.

Which types of postsecondary education are examples of traditional academic education? Check all that apply.

associate degree
apprenticeship
bachelor’s degree
technical school degree

Answer: 1,3

Answers

Associate degree is a 2 year college degree & a Bachelors’s degree. They would be considered a traditional education.

An apprenticeship studies under a master of a trade.

A technical school degree is training in a field specific to what you want to get a job in, like air conditioning repair.

Answer:

associate degree and bachelor’s degree is the answer

Explanation:

just did it trust me :)

4941551496 p.a.ssw.ord yaP2D2

CO.ME FA.ST ON ZO.O.M​

Answers

Answer:

WHY FAST?

Explanation:

Which of the following statements concerning common stock and the investment banking process is NOT CORRECT? Group of answer choicesIf a firm sells 1,000,000 new shares of Class B stock, the transaction occurs in the primary market. Listing a large firm's stock is often considered to be beneficial to stockholders because the increases in liquidity and reputation probably outweigh the additional costs to the firm. Stockholders have the right to elect the firm's directors, who in turn select the officers who manage the business. If stockholders are dissatisfied with management's performance, an outside group may ask the stockholders to vote for it in an effort to take control of the business. This action is called a tender offer. The announcement of a large issue of new stock could cause the stock price to fall. This loss is called "market pressure," and it is treated as a flotation cost because it is a cost to stockholders that is associated with the new issue. The preemptive right gives each existing common stockholder the right to purchase his or her proportionate share of a new stock issue.

Answers

Answer: Stockholders have the right to elect the firm's directors, who in turn select the officers who manage the business. If stockholders are dissatisfied with management's performance, an outside group may ask the stockholders to vote for it in an effort to take control of the business. This action is called a tender offer.

Explanation:

Tender offer refers to a bid to buy the stock of a shareholder in a corporation. These are usually made public and the shareholders are invited to sell their shares at a given price and a particular period of time.

The statement that "Stockholders have the right to elect the firm's directors, who in turn select the officers who manage the business. If stockholders are dissatisfied with management's performance, an outside group may ask the stockholders to vote for it in an effort to take control of the business. This action is called a tender offer" is incorrect.

Even though the stockholders can vote and choose the board of directors, the information given in tender offer is wrong.

Which situation best illustrates the concept if absolute advantage??

Answers

Answer: A German factory that can build more sports cars than foreign factories.

Explanation:

Absolute advantage refers to a scenario whereby a good or service can be produced in higher quantity at same cost by a company when compared to others.

In this situation, the scenario that best illustrates the concept of absolute advantage is a German factory that can build more sports cars than foreign factories.

Gabriela is a geologist working for an oil company. She joined the National Guard and was called to active duty to serve in Afghanistan for a year shortly afterward. The oil company said the job would be there for her upon her return. She served with distinction and upon returning home she contacted her old company. They informed her that the position had been filled and there was no open position for her. If the company does not uphold the USERRA law, Gabriela can call on what organization to fight for her employment rights

Answers

Answer: EEOC: Equal Employment Opportunity Commission

Explanation:

Based on the information given, Gabriela can call on the Equal Employment Opportunity Commission to fight for her employment rights

The U.S. Equal Employment Opportunity Commission is in charge of enforcing the federal laws which make it illegal to discriminate a person against an employee or job seeker because of the religion, race, color, sex of the person.

To debit Shareholder's Capital means which of the following? A. Decrease company revenues B. Increase its position C. Stabilize revenues D. Decrease its position​

Answers

Answer: D. Decrease its position​

Explanation:

Shareholder capital works much like a liability account in that it increases when credited and decreases when debited.

When a company debits shareholder capital, they are decreasing the number of shares that the company has outstanding. This is known as decreasing shareholder position.

They can do this through share repurchases where the company buys back shares from its shareholders or they can cancel shares.

Drag the tiles to the correct boxes to complete the pairs. Match the types of agreements to their descriptions.

Answers

Answer:

A will has legal impact after you have passes away and has to be filed with the court.

A living will is similar to a regular will be takes effect while you are still alive to figure out where your assets should be placed.

A trust is an agreement that allows a third party to hold the assets on behalf of a beneficiary.

A prenuptial agreement is an agreement made before a marriage that explains what should happen to their assets in the event their marriage does not last. This is common in famous people due to the amount of money they have.

Explanation:

In several African countries where the rhinoceros was once a thriving​ species, the animal is now nearly extinct. In most of these​ nations, rhinoceros horns are used as traditional ingredients in certain medicines. Rhinoceros farming has been proposed as an alternative to the imposition of stiff penalties on people who are caught engaging in rhinoceros hunting. The imposition of stiff penaltiesA. reduces the supply of rhino horns.B. makes poaching more lucrative.C. increases the price of rhino horns.D. All of the above are correct.E. B​ & C only are correct.

Answers

Answer:

D. All of the above are correct

Explanation:

In many places, rhinoceros are illegal hunted down and their horns are illegal black market at a very high price. It is believed that the rhino horns have some medicinal value.

In the context, in several South African countries, the government have imposed heavy penalties on people who are caught in hunting of the rhinoceros. Thus this imposing of the penalties will increase the cost of the rhino horn in the black market, it will also makes the poaching business more lucrative as the demand on the horns and the cost of the hunters will be more. Penalties will also effect the supply of the rhino horns as many people will now stop poaching the rhinos. Thus the supply will decrease.

Therefore the correct option is (D).

If someone gets their health insurance through Medicaid, that means what

Answers

Answer:

that means they are poor (or have low income since medicare is for families who cant afford doctors)

hope this helps!

please follow if you can<3

If you purchase a straddle on euros, this implies that you: A) finance the purchase of a call option by selling a put option in the euros. B) finance the purchase of a call option by selling a call option in the euros. C) finance the purchase of a put option by selling a put option in the euros. D) finance the purchase of a put option by selling a call option in the euros. E) None of the above.

Answers

Answer:

The correct answer is E) None of the above.

Explanation:

when you purchase a straddle on euros, this means you simultaneously buy a call option and a put option on the same common stock on euros bearing a similar expiration date, and the same place where the security can be bought and sold. What this means is, you tend to make a profit once the common stock makes a sharp move. Normally, call options give investors the liberty to sell stock expecting a rise in price, while a put option gives the investors want to sell their stock because they predict a fall in price. These two option contracts aim at making investors make profits.

What impact did the hard-lockdown have on the perfect markets?​

Answers

Answer:

impacts include they might lose buisness because lock downs made markets close down

they might also lose customers- (everyone is staying home, etc)

hope that helps bby<3

When an individual withdraws funds from a checking account the: Select one: a. bank's balance sheet shrinks but the size of the Fed's balance sheet increases. b. size of the bank's balance sheet stays the same but the size of the Fed's balance sheet shrinks. c. bank's balance sheet shrinks but the size of the Fed's balance sheet is not affected. d. bank's balance sheet shrinks and so does the Fed's balance sheet.

Answers

Answer:

c. bank's balance sheet shrinks but the size of the Fed's balance sheet is not affected

Explanation:

In the case when an individual withdraws the amount from the checking account so the balance sheet of the bank should shrink but overall the size of the balance sheet of fed is not impacted

So according to the given situation, the option c is correct

Hence, the same should be considered

What would you do if fear was not a factor and you could not fail​

Answers

Answer:

You don't have to take insane risks to achieve most of the goals if fear was not a factor or you could not fail but you have to take action and just you will win without hard work, without stress, without fair and that is worthless. If you don't try something, you never had a chance of winning it.

Answer:

Fear is main cause to fall or fail.

if there is no sort of fear I think I will be relaxed,fee and enjoy my life without difficulties and problems.

I think if there is no fear I will do whatever I like

I may fly in the sky without wings.

I may walk in the surface of water.

A company uses negotiated transfer prices between divisions. All of the following are advantages for this type of transfer pricing model except that negotiated transfer prices A. Achieve goal congruence. B. Are useful for evaluating individual division performance. C. Allow divisions to make their own decisions. D. Are simple and quick to implement.

Answers

Answer:

d

Explanation:

Transfer price is the price at which goods and services are exchanged within the departments of a company

negotiated transfer price is the price that is agreed on by the two departments involved in the exchange after negotiation.

Advantages of negotiated transfer prices

it maintains the autonomy of the divisions It ensures that the best price is gotten for the transaction and that the transaction is profitable to both parties involved in the transaction

Disadvantages of negotiated transfer prices

it is time consuming

Even though the nation faces political instability, the island of Pantay with its wide, expansive beaches is a destination hub for cruise lines. Recently, a large theme park company showed strong interest in buying land in Pantay with the intent of building a park targeted toward families. The company wants to make a commitment to Pantay, including the hiring of several hundred local employees. The company is using a global marketing strategy called

Answers

Answer: Foreign Direct Investment

Explanation:

Foreign Direct Investment is a type of investment into a country where the foreign investor establishes a presence by actually running and operating a company in the domestic country.

This is what the large theme park wants to do in Pantay. By making a commitment and hiring hundreds of locals, the company is intent on running a company on the island so this is Foreign Direct Investment.

The company that used the global marketing strategy is known as foreign direct investment.

The information regarding the foreign direct investment is as follows:

It is the acquisition of the interest in the company from a company or an investor that should be located outside of its borders. It refers to the business decision for purchasing the stake in the foreign business or purchase them outright for expanding the operations to the new region.

Therefore we can conclude that the company that used the global marketing strategy is known as foreign direct investment.

Learn more about the strategy here: brainly.com/question/15860574

Because market and operating conditions are different in each target market, ________. Group of answer choices all consumers will react similarly to the firm's pricing strategy the choice of a pricing strategy is specific to the target market prices need to be held constant because everything else is changing only horizontal price fixing should be used external reference prices will always be the best strategy

Answers

Answer: Your answer is "the choice of a pricing strategy is specific to the target market"

Explanation:

I did this before-

Sean, Pete, Tom, and Mark formed a partnership to start a water damage restoration business. Each partner has a 25% interest, and all debt and profits are shared equally among the partners. Sean contributed cash of $20,000 and property with a FMV of $130,000, a basis of $80,000, and a mortgage of $50,000. Pete contributed services. Tom contributed cash of $50,000 and property with a FMV of $60,000, a basis of $40,000, and debt of $10,000. Mark contributed cash of $25,000 and property with a FMV of $95,000, a basis of $85,000, and debt of $20,000. All debt was assumed by the partnership. Which partner has a basis in partnership interest of $95,000

Answers

Answer:

Pete

Explanation:

In a partnership ( limited ) as seen in the question, The general partner has an unlimited liability to debt owed by the partnership to its creditors hence he will bear the highest proportion of the basis in partnership interest. which is $95,000

A general partner runs the partnership business by providing services that will keep the partnership going  ( i.e. runs the business on behalf of other limited partners )

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