You need to have $30,250 in 17 in years. You can earn an annual interest rate of 4 percent for the first 5 years, 4.6 percent for the next 4 years, and 5.3 percent for the final 8 years. how much do you have to deposit today?

Answers

Answer 1

Answer:

The amount that has to be deposited today is $6205.63

Explanation:

The given parameters are;

The annual interest rate for the first 5 years = 4 percent

The annual interest rate for the next 4 years = 4.6 percent

The annual interest rate for the final 8 years = 5.3 percent

Let the amount deposited be X, we have;

X × (1 + 0.04)⁵ + X × (1 + 0.04)⁵×(1.046)⁴ + X × (1 + 0.04)⁵×(1.046)⁴ ×(1.053)⁸ = $30,250

X ((1.04)^5 + (1 + 0.04)^5×(1.046)^4 + (1 + 0.04)^5×(1.046)^4 ×(1.053)^8) = $30,250

X × 4.875 = $30,250

X = $30,250/$4.875 = $6205.63

The amount that has to be deposited today = $6205.63.


Related Questions

Lili spent $120 on a new sweater rather than using this money to buy her personal finance textbooks. The cost of doing without the textbooks is called the cost of buying the sweater. Group of answer choices

Answers

Answer:

opportunity cost

Explanation:

The opportunity cost is the cost that is incurred for purchasing any other thing in place of one thing or we can say it is a sacrification done to purchase another thing

Here in the question it is mentioned that the Lil spent $120 for purchasing a new sweater instead of buying her finance textbooks also the cost of buying the sweater is known as the non doing textbooks cost

So here it is a opportunity cost

A U.S. company that manufactures home appliances is interested in entering the Chinese market. The company has many national appliance competitors in China, all of which have a better understanding of the unique needs of Chinese customers. Based on these facts, the U.S. company should consider which strategy for entering the Chinese market

Answers

Answer: Global strategic alliance

Explanation:

A global strategic alliance is an arrangement that takes place between two companies when they both go into a project that is mutually beneficial even though the independence of each company is still retained.

Based on these facts that have been given in the question, the U.S. company should consider using this strategy for entering the Chinese market.

A parcel of corporate land was recently dedicated as the new plant site. What is the opportunity cost of land that should be considered, based on the following: original cost of $200,000, market value of $300,000, net book value of $200,000, a recent offer to purchase for $250,000.

Answers

Answer: $300,000

Explanation:

Opportunity cost is the value of the best available to you .An opportunity cost is mostly equal to the current market value.

Given, original cost of $200,000, market value of $300,000, net book value of $200,000, a recent offer to purchase for $250,000.

Highest value = market value =  $300,000

Hence, the opportunity cost of land that should be considered as $300,000.

The Federal Open Market Committee is comprised of A. the seven members of the Board of Governors plus five of the twelve Federal Reserve Bank presidents. B. the five members of the Board of Governors plus the twelve Federal Reserve Bank presidents. C. the seven members of the Board of Governors plus the twelve Federal Reserve Bank presidents. D. the five members of the Board of Governors plus seven of the twelve Federal Reserve Bank presidents.

Answers

Answer:

A. the seven members of the Board of Governors plus five of the twelve Federal Reserve Bank presidents.

Explanation:

The Federal Reserve Bank commonly known as "The Fed" is the central bank of the United States of America.

The Federal Open Market Committee under the Federal Reserve Bank is comprised of the seven members of the Board of Governors plus five of the twelve Federal Reserve Bank presidents.

The Federal Reserve System (the 'Fed) was created by the Federal Reserve Act, passed by Congress in 1913. The Fed began operations in 1914. It was founded by President Woodrow Wilson under the Federal Reserve Act, which was aimed at backing each banks in order to put a definitive end to the bank panics of the 1800s.

Like all central banks, the Federal Reserve is a government agency that is saddled with the following responsibilities;

- Controlling the issuance of currency in United States of America (it promotes public goals such as economic growth, low inflation, and the smooth operation of financial markets).

- Providing banking services to all the commercial banks in the country (the Federal Reserve is the "lender of last resort).

- Regulating banking activities (it has the power to supervise and regulate banks).

If the product or service you sell is taxable, you must obtain is ———— A. A sales tax permit B. An employer identification number C. A business checking account D. Business cards

Answers

Answer:

The answer I prefer is

Explanation:

An employer identification number.

Hope this helps....

Have a nice day!!!!

Profits from a sole proprietorship are reported as taxable income and Question 5 options: can be reported as a deduction. are subject to a self-employment tax of approximately 15%. can be deferred to the next tax year. can't be taxed again in a future tax year.

Answers

Answer:

(B) are subject to a self-employment tax of approximately 15%.

Explanation:

Let's assume that a firm produces 40 products. Its total weekly cost (TC) at this output is $1200. This includes TVC and TFC. We also know that the firm employs 3 part-time workers at a wage cost of $200 per worker per week. This is the firm's only variable cost (TVC). What is the firm's average fixed cost (AFC) at this output

Answers

Answer:

$15

Explanation:

The computation of the average fixed cost is shown below:

As we know that

Average fixed cost is

= Total fixed cost ÷ Quantity

where,

Total fixed cost is

= Total cost - total variable cost

= $1,200 - $200 × 3

= $1,200 - $600

= $600

And the quantity is 40 products

So, the average fixed cost is

= $600 ÷ 40

= $15

"Jobs Now is an employment website. Like its competitors, it offers free listings in every category, which is free for job seekers but not for companies. This feature of Jobs Now is an example of"

Answers

Answer:

A revenue model

Explanation:

A revenue model is a business organizational framework and strategy  for balancing a business expenditure and income generation per revenue stream outlined by the business by identification of the veritable revenue sources, the structure of the pricing for the access to the value derived from the revenue source, as well as how customers are to pay for the value of the services of the revenue source

In essence, a revenue model maps value to buyers of a given valuable product.

Suppose that when a monopolist produces 25 units, its average revenue is $8 per unit, its marginal revenue is $4 per unit, its marginal cost is $4 per unit, and its average total cost is $9 per unit. Total xed costs are $75. what can we conclude about this monopoly?

Answers

Answer:

the monopolist is maximizing its accounting profits

Explanation:

A monopolist (as well as every other type of business) will maximize its accounting profits when marginal revenue = marginal costs. That doesn't mean that it will actually make a profit, in this case net profit = $0

total revenue = 25 units x $8 = $200total costs = 25 units x $9 = $200 ($125 variable and $75 fixed)net profits = $0

But it means that at that point it will minimize its losses.

A company has a selling price of $2,150 each for its printers. Each printer has a 2 year warranty that covers replacement of defective parts. It is estimated that 3% of all printers sold will be returned under the warranty at an average cost of $157 each. During November, the company sold 37,000 printers, and 470 printers were serviced under the warranty at a total cost of $62,000. The balance in the Estimated Warranty Liability account at November 1 was $32,500. What is the company's warranty expense for the month of November

Answers

Answer:

$174,270  

Explanation:

The computation of the warranty expense for November is shown below:

= Number of printed sold × estimated percentage × average cost

= 37,000 printers × 3% × $157

= 1,110 printers ×$157

= $174,270  

We simply applied the above formula so that the company warranty expense for November month could come and the same is to be considered

The following information was available from the inventory records of Sunland Company for January: Units Unit Cost Total Cost Balance at January 1 9000 $9.70 $87300 Purchases: January 6 6000 10.35 62100 January 26 8300 10.73 89059 Sales January 7 (7400 ) January 31 (11300 ) Balance at January 31 4600 Assuming that Sunland does not maintain perpetual inventory records, what should be the inventory at January 31, using the weighted-average inventory method, rounded to the nearest dollar?

Answers

Answer:

Cost of Ending Inventory  $ 47,077.74

Units on Hand 31 Jan =  4,600

Weighted Average Cost= $ 10.24per unit

Explanation:

We divide the total cost with the total number of units  to get the weighted average cost per unit.

Sunland Company

                                       Units      Unit Cost       Total Cost      

Balance at January 1       9000          $9.70            $87300

Purchases: January 6      6000          10.35              62100

January 26                       8300           10.73               89059

Total Units                       23,300                               238,459

Sales January 7               (7400 )

January 31                        (11300 )

Units on Hand 31 Jan =  4,600

Weighted Average Cost= Total Cost/ Total Units = 238,459/ 23,300 =

$ 10.235≅ $ 10.24

Cost of Ending Inventory = 4,600*$ 10.24= $ 47,077.74

External government debt is: Multiple Choice government debt owed to individuals in foreign countries. government debt owed by one branch of the government to another. government debt owed to its own citizens. debt that individuals in foreign countries owe to the U.S. government.

Answers

Answer:

The correct answer is option A (government debt owed to individuals in foreign countries).

Explanation:

This applies to interest earned from some kind of creditor or outside nation, this must be repaid throughout the commodity these were invested in.  External debt may be collected through foreign banking institutions, from global banking organizations including the World Bank, respectively., as well as from sovereign governments.

Some other alternatives given don't apply to the cases in question. So answer A is a good one.

A customer, age 55, has a diversified portfolio of blue chip equity investments that pay a reliable cash dividend. The customer would like to retire at age 65. The customer has an expensive lifestyle, and even though he makes a good income, he uses the dividend income from his investments to pay his large monthly bills. The main problem that is evident here is that the:

Answers

Options :

A.) portfolio should be rebalanced to include a percentage allocation to fixed income securities because of the customer's age

B.) customer is unable to take advantage of the compounding effect of reinvesting dividends

C.) customer increases his tax liability by spending the dividends rather than reinvesting them

D.) customer needs to change his spending habits

Answer: B.) customer is unable to take advantage of the compounding effect of reinvesting dividends

Explanation: Investments have become a me a hugely important way of ensuring financial growth whereby individuals put hase stocks or shares in other to earn dividends. This investments has the capability of witnessing a very growth after the initial stock purchase whereby Dividend earned are accrued and reinvested thereby increasing the individual's investment capital and multiplying returns. In the scenario above, Dividend multiplication due to the compounding effect of the interest rate because the investor is unable to reinvest her Dividend and hence lose the huge benefit associated with compounding effect of Dividend Reinvestment in other to cater for her luxurious life style.

Alto Company issued 7% preferred stock with a $100 par value. This means that: Multiple Choice Only 7% of the total paid-in capital can be preferred stock. Preferred shareholders are entitled to 7% of the annual income. The amount of the potential dividend is $7 per year per preferred share. Preferred shareholders have a guaranteed dividend. The market price per share will approximate $100 per share.

Answers

Answer:

The amount of the potential dividend is $7 per year per preferred share.  [$100 x 7%] = $7

Explanation:

The preferred stockholder will receive $ 7 per share held each year provided there are sufficient net income to distribute those dividend.

Ken, whose primary job is supervising a small production group, is not getting cooperation from all members on the cross-functional team he leads. In particular, Bethany, a senior marketing manager, seems to resist his direction and tries to influence team members to go in another direction. The source of conflict in this case may be

Answers

Answer:

Status differences.

Explanation:

Since Ken, whose primary job is supervising a small production group, isn't getting cooperation from all members on the cross-functional team he leads. In particular, Bethany, a senior marketing manager, seems to resist his direction and tries to influence team members to go in another direction. The source of conflict in this case may be status differences.

A status difference in workplaces occurs between various workers or employees as a result of perceived thought of being higher than the other employees because of factors such as educational background, qualifications, age, intelligence, gender etc.

Basically, the top executives or human resources managers in organizations should strive really hard to reduce status differences at workplace through counseling, because it inhibits growth and development.

A company offers ID theft protection using leads obtained from client banks. Three employees work 40 hours a week on the leads, at a pay rate of $13 per hour per employee. Each employee identifies an average of 3,500 potential leads a week from a list of 4,900. An average of 8 percent of potential leads actually sign up for the service, paying a one-time fee of $90. Material costs are $1,500 per week, and overhead costs are $9,000 per week.Calculate the multifactor productivity for this operation in fees generated per dollar of input. (Round your answer to 2 decimal places.)
Multifactor productivity

Answers

Answer:

6.27

Explanation:

The computation of Multifactor productivity is shown below:-

Multifactor productivity = (Potential leads × Number of workers × Fees × Conversion percentage) ÷ (Labor cost + Material cost + Overhead cost)

= (3,500 × 3 × $90 × 0.08) ÷ ((3 × 40 × $13) + $1,500 + $9,000)

= $75,600 ÷ $12,060

= 6.27

Therefore for computing the multifactor productivity we simply applied the above formula.

When completing talent inventories for current employees, HR is interested in knowing more about their current employees, so if the time arrives they can replace the individual who not only meets the job specification, but also has the same traits as the previous employee. This is known as the ________ approach to performance management.

Answers

Answer:

attribute

Explanation:

Since it is mentioned in the question that after completing the talent inventories HR is interested in knowing more about the current employees in order to replace an individual in case it is needed.

Also, an individual should have the same traits, attributes, or characteristics as the previous employee had. As this approach derives the employees characteristics along with the job specification

So this approch we are known as an attribute for management performance

Juan is willing to buy the last ticket to the Meathead concert for $120, while Mara is willing to pay $250. Juan is first in line and buys a ticket for $120. Juan could sell his ticket to Mara for $200, but he can't because of government regulation preventing the reselling of tickets. The regulation, then, is causing:

Answers

Answer:

Potential total surplus to increase.

Explanation:

As we know that:

Producer Surplus = Market value - Minimum price to sell

This means that for Juan:

Market value at which he can sell the ticket to Mara was $200 and the minimum price that he will accept will be $120

By putting values, we have:

Liam's surplus = $200 - $120 = $70

Now

Consumer Surplus = Consumer willing to Pay - Consumer Paid

For Alexander, the amount he was willing to pay was $250 and what he actually paid was $200 if the regulation hasn't intervened.

Alexander's surplus = $250 - $200 = $50

This means that the regulation prevents the increase in the potential total surplus and this has increased the dead weight loss of $120 ($70 + $50).

Mariposa, a young office manager, is trying to exchange text messages with her supervisor, Bill. Although Bill has been the general manager of the business for years, he has never learned how to use the texting function on his cell phone. What barrier to communication is Alexandria experiencing?

Answers

Answer:

Generational differences

Explanation:

Barriers to communication refer to different things that can affect the communication in a company. One of these barriers is the generational differences because it refers to the gap that exists between people of different ages that can be seen in different opinions, beliefs, values, behaviors and way of doing things. According to that, the answer is that the barrier to communication that Alexandra is experiencing is generational differences because there is a difference in the mean Mariposa and her supervisor use to communicate because of their age as Mariposa uses a technology that Bill is not familiar with which causes a problem in the communication.

Tell me 3 characteristics of money? ​

Answers

1.) durability

2.) acceptability

3.) scarcity

4.) portability

5.)divisibility

6.)uniformity

choose any three u want! :)

Characteristics of Money.

Answer:

(a) Divisibility

(b) Limited supply

(c) Durability

More:

(d) Portability

(e) Acceptability

(f) Uniformity

These are the characteristics of money.

Hope it helps!!Please mark me as the brainliest!!!

Thanks!!!!

All of the following are true regarding traditional manufacturing except a.traditional manufacturing practices tolerate defects. b.traditional manufacturing practices increase inventory to protect against process problems. c.traditional manufacturing practices decrease lead time to protect against uncertainty. d.traditional manufacturing practices emphasize product oriented layout.

Answers

Answer: c.traditional manufacturing practices decrease lead time to protect against uncertainty.

Explanation:

The traditional manufacturing practices tolerate defects and also increase inventory to protect against process problems.

It should also be noted that traditional manufacturing practices emphasize product oriented layout.

The option that traditional manufacturing practices decrease lead time to protect against uncertainty is false.

Mary agreed to buy her mother’s house when her mother moves to a senior living community. They sign a purchase agreement, but when Mary has to move because of work, she signs her rights in the contract over to her sister, Tina. Mary may still owe money if Tina can’t come up with the agreed-upon funds. What’s happening in this scenario?

Answers

Answer:

What happened here is that Mary assigned her purchase contract to her sister, but if her sister is not able to perform the obligations completely, Mary will still be liable until the contract is completed.

Assignment of a contract refers to substituting one party for another, but the original party's obligations still exist until the contract is completely fulfilled.

Tina and Tom are co-workers at Acme Corporation.As night custodians,they work together cleaning the Acme office building at night when the building is empty.Tom regularly makes sexual advances toward Tina that distress her.However,Tina has never complained about Tom's conduct to her supervisor,Mary,who only works during the day.Which of the following statements is most accurate? A) Acme Corporation is strictly liable for Tom's harassment of Tina. B) Acme Corporation may defend that it did not know about Tom's harassment of Tina. C) Acme Corporation is not liable because Tom is not Tina's supervisor. D) Acme Corporation is not liable because Tina voluntarily accepted the job of a night custodian.

Answers

Answer:

B) Acme Corporation may defend that it did not know about Tom's harassment of Tina

Explanation:

In this scenario where the two co-workers clean the office at night when the building was empty, Tina has never complained about Tom's misconduct to her supervisor. Also the supervisor does not work nights with Tom and Tina, she works in the morning.

Acme Corporation will use this a defence if sexual harassment charges are filed. The supervisor was not told of the sexual harassment and neither was she on the same shift with the workers. So the employer was not aware of what was happening.

Since the act was only known to her co-worker Tom it will be a case between her and Tom and not her employer (Acme Corporation).

The equity sections from atticus group's 2016 and 2017 year-end balance sheets follow how many common shares are outstanding on each cash dividend date?

Answers

Answer and Explanation:

The computation of the number of common shares outstanding on each cash dividend is shown below:

On Jan 5 = 40,000 shares

On Apr 5, it is

=  Share issued - treasury stock shares

= 40,000 - 3,000

= 37,000 shares

On July 5, it is  

= Share issued - treasury stock shares

= 40,000 - 3,000

= 37,000 shares

On Oct 5, it is

= Share issued - treasury stock shares

= 47,400 - 3,000

= 44,400 shares

Williams & Co. is a medium-sized CPA firm enrolled in the Private Companies Practice Section (PCPS). The firm is to have a peer review under the AICPA Peer Review program. The review will most likely be performed by

Answers

Answer:

The correct answer will be "Another CPA firm".

Explanation:

CPA seems to be essentially a corporation that is accredited by such a professional accountant throughout the community wherein the individuals work and now own, at least to some extent. The CPA trademark would be an awareness of the strength, and indeed the company and therefore its representatives would use that logo only in conformity throughout our applicable regulations for trade secrets. These companies are made up of auditors who perform both domestic and international audit responsibilities.

Kickstarter is known as a(n) ___ website because it allows the general public to provide financial support to organizations and individuals that are working on a new product.

Answers

Answer: crowdfunding

Explanation:

Crowdfunding is when a project is being funded by collecting little amounts of money from the people, usually through Internet.

Kickstarter is known as a crowdfunding website because it allows the general public to provide financial support to organizations and individuals that are working on a new product.

Pete noticed a pattern at the annual budgeting session of his company. Mid-level managers were asking for unrealistically high budgets while top management was attempting to limit budgets under last year's actual expenditures. Management used ________ strategies.

Answers

Answer:

Tactical behavior.

Explanation:

In this scenario, Pete noticed a pattern at the annual budgeting session of his company. Mid-level managers were asking for unrealistically high budgets while top management was attempting to limit budgets under last year's actual expenditures. Hence, we can safely conclude that the management used tactical behavior strategies.

Tactical behavior strategy can be defined as the process of using tactics or maneuvers to achieve the best outcome which is aimed beyond an immediate action to problems.

. Which of the following statements is CORRECT? a. It is generally more expensive to form a proprietorship than a corporation because, with a proprietorship, extensive legal documents are required. b. Corporations face fewer regulations than sole proprietorships. c. One disadvantage of operating a business as a sole proprietorship is that the firm is subject to double taxation, at both the firm level and the owner level. d. One advantage of forming a corporation is that equity investors are usually exposed to less liability than in a regular partnership.

Answers

Answer:

The correct answer is the option D: One advantage of forming a corporation is that equity investors are usually exposed to less liability than in regular partnership.

Explanation:

On the one hand, a sole propietorship is a type of enterprise that characterizes itself because of the fact of having the condition to consider both the legal entity and the owner of it as a same person, meaning that there is no distinction between them and therefore that the owner of the business has unlimited liability.

On the other hand, a corporation is another type of enterprise in which there is a distinction between the people who own the company and the organization itself as a legal entity and therefore that one advantage of this type of business is that the owners have limited liability when it comes to terms of facing the debts of the company.

In radio advertising, a(n) ________ guarantees a certain percentage of spots in the better dayparts if the advertiser buys a total package of time.

Answers

Answer:

total audience plan package rate.

Explanation:

Advertising can be defined as a strategic process which involves paying for a commercial service that is aimed at boosting sales through the persuasion of customers by using convincing and attractive messages.

In radio advertising, a total audience plan package rate guarantees a certain percentage of spots in the better dayparts if the advertiser buys a total package of time. This ultimately implies that, the user gets a better widespread coverage in the better parts of the day, thus increasing his audience and guarantees potential customers for the business.

Which choice below shows all accounts that appear on the balance sheet? Multiple Choice Owner's Capital, Prepaid Insurance, Unearned Revenue, and Accumulated Depreciation Owner's Withdrawals, Service Revenue, Supplies, and Unearned Revenue Cost of Goods Sold, Land, Accounts Payable, and Sales Discounts

Answers

Answer:

The answer is:

. Owner's Capital

2. Prepaid Insurance

3. Unearned Revenue

4. Accumulated Depreciation

5. Land

6. Accounts Payable

Explanation:

Balance sheet also known financial position of a business contains asset, liability and equity.

The following accounts(from the question) will be found in the balance sheet.

1. Owner's Capital( Found under Equity)

2. Prepaid Insurance( under asset)

3. Unearned Revenue(under liability)

4. Accumulated Depreciation(under asset)

5. Land(under asset)

6. Accounts Payable(under liability)

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