Answer: Reading the fine print: the producer would always make available fine print on their products which distinguishes them from other's, the consumer is expected to take note of that.
Explanation:
Fraudulent practise are being on the increase in business now, as many want to imitate firms and make gains out of their products. The following are what consumers can look out for to help them against this fraudulent practise.
1) Do not call list; the producer would make available how they can be reached and would want the consumer to reach them by such ways.
2) Reading the fine print: the producer would always make available fine print on their products which distinguishes them from other's, the consumer is expected to take note of that.
3) Terms and conditions: although this can be imitated but the producer has a unique way they would do theirs which the consumer should be aware of.
4) Personal information disclosures: when considering services, there will be need for releasing personal information, the customer should verify who they release information to.
Compared to physical goods, digital goods have Group of answer choices similar inventory costs. very low costsof delivery. high marginal costs per unit. equivalent marketing costs.
Answer:
Digital Goods
Compared to physical goods, digital goods have
very low costs of delivery.
Explanation:
Digital goods are non-physical goods that are stored, delivered, and used in their electronic formats. They are usually delivered via Email and Internet download. Because of their nature, digital goods do not involve huge costs in physical manufacturing, storage, packing, shipping, and handling costs, unlike physical goods.
An investor has two bonds in her portfolio, Bond C and Bond Z. Each bond matures in 4 years, has a face value of $1,000, and has a yield to maturity of 8.7%. Bond C pays a 11.5% annual coupon, while Bond Z is a zero coupon bond. Assuming that the yield to maturity of each bond remains at 8.7% over the next 4 years, calculate the price of the bonds at each of the following years to maturity. Round your answer to the nearest cent.
Answer:
Bond C
Time to maturity Price of the bond
0 $1,091.31
1 $1,071.26
2 $1,049.46
3 $1,025.76
4 $1,000.00
Bond Z
Time to maturity Price of the bond
0 $716.28
1 $778.59
2 $846.33
3 $919.96
4 $1,000.00
Explanation:
Bond C
Use the PV function to calcuclate the price of the bond
=PV(rate, nper, pmt, [fv] )
Where
rate = yield to maturity = 8.7%
pmt = Coupon payment = Face value x Coupon rate = $1,000 x 11.50% = $115
fv = maturity value = $1,000
Working and the formula sheet is attached with this answer, please refer to the attachment.
Williams Company pays each of its two office employees each Friday at the rate of $290 per day for a five-day week that begins on Monday. If the monthly accounting period ends on Tuesday and the employees worked on both Monday and Tuesday, the month-end adjusting entry to record the salaries earned but unpaid is:
Answer:
Debit Salaries Expense $1,160 and credit Salaries Payable $1,160
Explanation:
Preparation of the month-end adjusting entry to record the salaries earned but unpaid
Based on the above information given the month-end adjusting journal entry to record the salaries earned but unpaid is:
Debit Salaries Expense $1,160
Credit Salaries Payable $1,160
( 2days * 2 workers *$290 per day = $1,160)
(To record the salaries earned but unpaid)
If someone is engaged in a highly dangerous activity (sky diving or scuba diving), then normally assumption of risk waivers must be signed. Are those waivers always effective, or can you imagine a situation where liability could still be imposed
Answer:
The signing of assumption of risk waivers cannot serve as a substitute to the insurance of liability hence lawsuit can be filed
Explanation:
liability could be imposed by the person engaged in the dangerous activity if the handler of the activity exhibits some form of negligence or discriminatory behaviors or if the material used is substandard.
The signing of assumption of risk waivers cannot serve as a substitute to the insurance of liability hence lawsuit can be filed
Felix is training for a triathlon, a timed race that combines swimming, biking, and running. Consider the following sentence: Felix has only 20 hours this week that he can devote to training. Each hour he spends swimming is an hour that he can't spend biking or running. Which basic principle of individual choice do these statements best illustrate?
a. Juanita can use time most efficiently by spending the same amounts of time on swimming, biking, and running.
b. People face trade-offs
c. People usually exploit opportunities to make themselves better off.
d. Juanita has an incentive to spend more time on swimming than on biking or running.
A career is another name for a job
Process or Sell Product D is produced for $24 per gallon. Product D can be sold without additional processing for $36 per gallon or processed further into Product E at an additional cost of $9 per gallon. Product E can be sold for $43 per gallon. Prepare a differential analysis dated February 26 on whether to sell Product D (Alternative 1) or process further into Product E (Alternative 2). For those boxes in which you must enter subtracted or negative numbers use a minus sign.
Answer:
Sell Product D
Explanation:
The computation of the differential analysis dated February 26 is presented below:
Particulars Sell D(ALT 1) Process Further Into E(ALT 2) Differential Effect(ALT 2)
Revenues
per unit $36 $43 $7
Costs per unit $24 $33 $9
Income(Loss)
per unit $12 $10 -$2
Here we should do that Sell Product D
You company requires that all projects yield a return of 12%. You’re the head of a project team developing a new product. The initial investment needed is $500,000 and the expected cashflows from this project will be 70,000 for the next 10 years. Will your project be approved, (generates a return higher than 12%). What cashflow would be required to get your project approved?
Answer:
initial investment = $500,000
10 cash flows of $70,000
Present value of cash flows = 5.65022 * $70,000 = $395,515.40
NPV = -$500,000 + $395,515.40 = -$104,484.60
The project should be rejected.
In order to approve the project, the cash flows should = $500,000 / 5.65022 = $88,492.13. With these cash flows the NPV = $0.
If a consumer withdraws money from his deposits at the bank (banking leakage), then the monetary base and money supply Group of answer choices
Answer:
The correct option is A. will go down.
Explanation:
Note: This question is not complete as the answer choices are omitted. The complete question is therefore provided before answering the question as follows:
If a consumer withdraws money from his deposits at the bank (banking leakage), then the monetary base and money supply
Group of answer choices
A. will go down
B. monetary base will go up and money supply will go down
C. will go up.
D. will remain unchanged
The explanation of the answer is now provided as follows:
The monetary base (or M0) is the total amount of a currency that is either in general circulation or retained in the central bank's reserves in the form of commercial bank deposits.
Money supply a country's entire amount of money in circulation or in existence.
Since each money supply and monetary base has an element of money in circulation, both the monetary base and money supply will go down if a consumer withdraws money from his deposits at the bank (banking leakage).
Therefore, the correct option is A. will go down.
Organizations can use common core security principles recommended as industry best practices when developing policies, standards, baselines, procedures, and guidelines. Which principle specifies that all personnel, assigned agents, and third-party providers should act in a timely manner to prevent and to respond to security breaches
Answer:
Timeliness principle.
Explanation:
Industry best practices can be used by various organizations as common core security principles to manage and control most, if not all of their assets and resources. These security principles can be adopted during the process of developing organizational policies, standards, baselines, procedures, and guidelines to effectively and efficiently manage the organization.
Timeliness principle can be defined as a principle which states that all stakeholders involved in the securitization of an organization and assets must act in a timely manner for the constant monitoring of the current and future state of the organization's assets, so as to avoid the integrity of its security being breached or compromised.
Hence, the principle which typically specifies that all personnel, assigned agents, and third-party providers should act in a timely manner to prevent and to respond to security breaches is known as the timeliness principle.
Hi guys, I need your help to give your opinions about this one.
Example:
The experts on your island warn of a possible tsunami, but opinions are divided.
a. A quarter of the experts (group A) assume that a tsunami will certainly come.
b. Three quarters of the experts (group B) assume that the tsunami will come with a 10 percent probability.
Which professionals (group A or group B) would you like to believe more and why? Give reasons for your answer. And what are the consequences of this decision for your actions? And how do you deal with the risks of a wrong decision?
I would believe group A more
because, as we know "Precaution is always better an cure"
If I stay more cautious about it, there are less chances of the tsunami to cause a severe harm. If I don't stay much cautious, according to group B, and in case if their prediction goes wrong, I'll be in serious danger.
I chose group A because
even if the tsunami ain't powerful enough, I would be glad I was careful enough for it and it'll help me in future if I face another situation like this again
The consequences if I chose group B would be :
well, if I would have chose B, I won't have taken any Precautions at all
I won't have been careful enough
and in case their prediction went wrong, I would have to suffer high losses.
I hope it helps.... Have a great time ahead!
Cala Manufacturing purchases land for $411,000 as part of its plans to build a new plant. The company pays $30,500 to tear down an old building on the lot and $45,087 to fill and level the lot. It also pays construction costs $1,726,400 for the new building and $108,976 for lighting and paving a parking area. Prepare a single journal entry to record the costs incurred by Cala, all of which are paid in cash.
Answer:
Date General journal Debit Credit
Land $486,587
($411,000+$30,500+$45,087)
Land improvements $108,976
Building $1,726,400
Cash $2,321,963
Assume that a stock is expected to pay dividends at the end of Year 1 and Year 2 of $1.25 and $1.56, respectively. Dividends are expected to grow at a 5% rate thereafter. Assuming that ke is 11%, the value of the stock is closest to:___.
A. $22.3.B. $23.42.C. $24.55.
Answer:
C. $24.55
Explanation:
Calculation to determine what the value of the stock is closest to:
Value of the stock =($1.25 / 1.11) + [1.56/ (0.11 -0.05)] / 1.11
Value of the stock =[1.126126+(1.56/0.06)]/1.11
Value of the stock = $24.55.
Therefore the value of the stock is closest to:$24.55
Calculate the annual coupon payment if the semi-annual coupon paying bond price is $920, the yield for the bond is 6%, the bond's face value is $1,000 and matures in 9 years. (Enter the answer in dollar format without $ sign or thousands comma -> 3519.23 and not $3,519.23 or 3,519.23)
Answer:
$48.40
Explanation:
Yield = 6%
Rate = Yield/2 = 6%/2 = 3%
YTM = 9
Nper = YTM*2 = 9*2 = 18
Face value = $1,000
Price(PV) = $920
Monthly payment = PMT(0.03, 18, -920, 1000)
Monthly payment = $24.1833
Coupon rate = (PMT/Face value) * 2
Coupon rate = (24.1833/1000) * 2
Coupon rate = 0.0241833 * 2
Coupon rate = 0.0483666
Coupon rate = 4.84%
Annual coupon payment = Face value * Coupon rate
Annual coupon payment = $1000 * 4.84%
Annual coupon payment = $48.40
How do different careers in the human services relate to one another
Name three jobs in insurance
Answer:
Claims adjuster
Risk consultant
What do you think are the main pros and cons of conservatism in financial accounting?
Answer:
Negative revenues fully reflect the entire profit during the time they occur. When working under the principle of conservatism in financial accounting, there is an asymmetric timeline of profits.
When he became the president of Jem Incorporated, John Smith changed the date of the weekly payday from the end of the day on Monday to the end of the day on Friday. The company has a weekly payroll of $10 million, and the cost of short-term funds was 13%. If this change delayed check clearing by 1 week, what annual savings were realized
Answer: $1.3 million
Explanation:
Based on the information given in the question, if this change delayed check clearing by 1 week, then the annual savings that were realized will be:
= Weekly payroll × Cost of short term funds
= $10 million × 13%
= $10 million × 0.13
= $1.3 million
Annual savings realized is $1.3 million.
It has been argued that the traditional model of a full-service, lead advertising agency is becoming obsolete. Discuss the changes occurring in the industry and how they are affecting the traditional lead agency model.
Answer:
It can be argued that the traditional leading full-service advertising agency model is becoming obsolete by the emergence of new technologies and communication tools such as social media. The relationship between company and consumer is no longer something more mechanized and distant to become more direct and personal, this was made possible by the very characteristics of social media, which are fast and integrative communication tools, which humanized and brought companies closer to consumers, making relationship marketing a great advantage in the quest for value creation and market positioning.
Therefore, after companies have immersed themselves in social media, communication is faster and more instantaneous, in addition to being cheaper, it does not require so much elaborate advertising effort, but content that engages its potential audience, generates value and focuses on building relationships . So advertising is really just a construction of the real connections that consumers want to have with the company, its values, objectives and mission.
name the market structure in which agriculture farming operate
Answer:
The right answer is "Pure monopoly, monopolistic competition and oligopoly".
Explanation:
The agricultural market system would be fundamentally competitive as well as is often called straight-up competitiveness.Agriculture would be ideal competitiveness even though it has a vast variety of industries and every company generates a small proportion of the overall production of such marketplace.Thus the above is the correct answer.
Suggest and critically discuss a model that helps managers to decide to adopt an offensive or defensive route. Support your answer with examples
Answer:
Please find the complete question in the attached file.
Explanation:
In order to study the impact on five forces and thereby decipher an offensive or defense strategy to stay competitive and maintained, management must employ a prototyping approach as Porters 5 Headed framework. Samsung, for example, should adopt a great combination because of its subsequent globalization.
Providers' bargaining power — In this industry, several companies offer low-cost services, which indicates the suppliers have much less bargaining energy.
Consumers' trading strength - Since Hyundai either works in a totally competitive environment or an oligopolistic marketplace across the globe.
The threat of new entries – The risk is significantly greater because new entries from low-cost China carriers can eat Samsung share since they are tax- and licensing-friendly.
The danger of competing among established businesses - That's also relatively significant because profits are thin and innovative developments are continually making the industry as a whole and tough.
Barriers to business – The biggest barriers are an initial investment, high marketing, and distribution expenses, and constant innovation.
According to the video, the Chinese economic model since the 1980s is commonly referred to as _________ with Chinese characteristics.
Answer: hello the video related to your question hence I will provide a general answer based on the scope of the question.
answer :
Socialism
Explanation:
The Chinese economic model since the early 1980s is commonly referred to as Socialism with Chinese characteristics
Socialism with Chinese Characteristics is a set of political theories been adapted by the Chinese to fit in into the Chinese circumstance and around this period ( early 1980s ) i.e. Boluan Fanzheng period
The PC Works assembles custom computers from components supplied by various manufacturers. The company is very small and its assembly shop and retail sales store are housed in a single facility in a Redmond, Washington, industrial park. Listed below are some of the costs that the company incurs. Required: For each cost, indicate whether it would most likely be classified as direct materials, direct labor, manufacturing overhead, selling, or an administrative cost. 1. The cost of a hard drive installed in a computer. multiple choice 1 Direct labor cost Direct materials cost Manufacturing overhead cost Selling cost Administrative cost 2. The cost of advertising in the Puget Sound Computer User newspaper. multiple choice 2 Direct labor cost Direct materials cost Manufacturing overhead cost Selling cost Administrative cost 3. The wages of employees who assemble computers from components. multiple choice 3 Direct labor cost Direct materials cost Manufacturing overhead cost Selling cost Administrative cost 4. Sales commissions paid to the company’s salespeople. multiple choice 4 Direct labor cost Direct materials cost Manufacturing overhead cost
Answer:
1. The cost of a hard drive installed in a computer. DIRECT MATERIAL COST.
The business of the company is to make computers so when it comes to hard drives, these are fundamental parts of a computer so they will be classified as direct materials since they are directly involved in the production process.
2. The cost of advertising in the Puget Sound Computer User newspaper. SELLING COST.
Advertising is done to be able to sell gods and services so it will fall under selling costs.
3. The wages of employees who assemble computers from components. DIRECT LABOR COST.
The labor cost of those that are involved in the direct manufacture of the computer will be considered direct labor as they are directly involved in the production process.
4. Sales commissions paid to the company’s salespeople. SELLING COST.
Sales commissions are paid to encourage the salespeople to sell more so this is a selling cost as it is incurred to increase sales.
Consuela is a business analyst for her company. She is working from home and on a video conference with several other team members. Her video conferencing client displays a message indicating that the quality of her connection is unstable. What is the most likely problem
Answer: c) Latency between her VPN client removing encryption and making it available to the video-conferencing client is causing poor performance.
Explanation:
A Virtual Private Network (VPN) is used to protect the identity of people online as it encrypts a person's data and uses different servers to allow them browse the web and with a different IP address from the user's original IP address that way it appears as though the user is somewhere else in the world than they actually are.
In doing this however, VPNs might give slow speeds due to the latency that develops as the VPN encrypts and decrypts data for use. In this case, the VPN latency in decrypting the video call for Consuela to see it is slowing down the speed of the Video conferencing client.
You want to borrow $91,000 from your local bank to buy a new sailboat. You can afford to make monthly payments of $1,750, but no more. Assuming monthly compounding, what is the highest rate you can afford on a 60-month APR loan
Answer:
5.784%
Explanation:
PV = $91000
PMT = -$1750
N = 60
FV = $0
Using the financial calculator to solve for I/Y
Interest yield = CPT I/Y(91000, -1750, 60, 0)
Interest yield = 0.00482
Interest yield = 0.482%
Highest rate APR = 0.482%*12
Highest rate APR = 5.784%
So, assuming monthly compounding, the highest rate i can afford on a 60-month APR loan is 5.784%.
g Assume that you have the following decision-making options: (1) make decisions on your own with available information, (2) consult others before making a decision, and (3) call a meeting and reach a consensus, seeking to arrive at a final decision everyone can agree on. Which approach would you use to make each of the following decisions and why
Answer: hello some part of your question is missing below is the missing piece
You are the project leader for Casino Night on campus, a charitable event organized by your group to raise money for the homeless. The event was a big success, garnering a net profit of $3,500. Before the event your team researched nearby organizations that support the homeless and to whom the money could be given
answer : Call a meeting and reach a consensus, seeking to arrive at a final decision everyone can agree on ( 3 )
Explanation:
The best approach would be to call a meeting and reach a consensus because the project you embarked on was built on team effort and contributions hence it is best to let every member have a say in the decision making process.
An automobile manufacturing firm decides to meet all its suppliers while planning to manufacture a new automobile that is a minor variant of an existing model in terms of design and performance. The firm wants to provide its loyal customers with automobiles at a low price without compromising on performance. According to authors Crawford and DiBenedetto, this new product falls into the category of ________.
Question Completion With Options:
O price redemptions
O repositionings
O price exemptions
O cost reductions
Answer:
According to authors Crawford and DiBenedetto, this new product falls into the category of ________.
O cost reductions
Explanation:
According to the declared intention of the automobile manufacturing firm, it is working at providing its loyal customers with low-priced automobiles that still maintain competitive performance. Therefore, the new product falls into the category of cost reductions, which is a strategic move to ensure that costs do not drive away customers while the company rakes in huge revenue with increased sales volume.
An investment banker agrees to underwrite an issue of 10 million shares of stock for TWResearch, Inc. on a firm commitment basis. The investment banker pays $10.50 per share to TWResearch, Inc. for the 10 million shares of stock. It then sells those shares to the public for $11.20 per share.
If the investment bank can sell the shares for $9.75 per share, what is the profit (loss) to the investment banker?
a) Profit of $1,000,000.
b) Loss of $7,500,000.
c) Profit of $7,000,000.
d) Loss of $7,000,000.\
e) Loss of $1,000,000.
Answer: b) Loss of $7,500,000.
Explanation:
The total the investment bank paid when underwriting was:
= 10.50 * 10,000,000 shares
= $105,000,000
The total they then sell to the public is:
= 9.75 * 10,000,000
= $97,500,000
The profit is:
= Selling revenue from public - Buying cost from company
= 97,500,000 - 105,000,000
= -$7,500,000
Laramie Trucking's CEO is considering a change to the company's capital structure, which currently consists of 25% debt and 75% equity. The CFO believes the firm should use more debt, but the CEO is reluctant to increase the debt ratio. The risk-free rate, r RF, is 5.0%, the market risk premium, RP M, is 6.0%, and the firm's tax rate is 40%. Currently, the cost of equity, r s, is 11.5% as determined by the CAPM. What would be the estimated cost of equity if the firm used 60% debt
Answer:
15.29%
Explanation:
Calculation to determine What would be the estimated cost of equity if the firm used 60% debt
First step is to calculate the Original beta using this formula
Original beta = (rs-rRf)/ RPM
Let plug in the formula
Original beta= (11.5%- 5%)/6%
Original beta= 6.5%/ 6%
Original beta= 1.083
Second step is to calculate the Original D/E using this formula
Original D/E = D/A / (1-D/A)
Let plug in the formula
Original D/E= .25/ (1-.25%)
Original D/E= .333
Third step is to calculate the Unlevered Beta using this formula
Unlevered Beta = Bu = Bl / 1+((1- Tax rate) x (D/E)
Let plug in the formula
Unlevered Beta= 1.083/1+((1-.4) x .333
Unlevered Beta=.90
Fourth step is to calculate the Target using this formula
Target =D/e
Let plug in the formula
Target = .6/.4
Target= 1.5
Fifth step is to calculate the New Beta using this formula
New Beta = bu* (1+(D/E)(1- tax rate)
Let plug in the formula
New Beta = .90 *(1+(1.5)*(.6)
New Beta = 1.71
Now let calculate the estimated cost of equity using this formula
rs = rRF + new beta (RPm)
Let plug in the formula
rs= 5% + 1.71*6
rs= 15.29%
Therefore What would be the estimated cost of equity if the firm used 60% debt is 15.29%
[tex]144x \div 25 - 3 + 56 \sqrt{223} [/tex]
Answer:
[tex]\frac{144x}{25} - 3 + 56\sqrt{223}[/tex]
Explanation:
Given
[tex]144x \div 25 - 3 + 56\sqrt{223}[/tex]
Required
Simplify
The question is either incomplete or it is the solution to an existing question.
The question cannot be further simplified. However, a better way of writing the expression is:
[tex]\frac{144x}{25} - 3 + 56\sqrt{223}[/tex]
or
[tex]\frac{144x - 75}{25} + 56\sqrt{223}[/tex] ---- by taking the LCM
or
[tex]\frac{144x - 75 + 1400\sqrt{223}}{25}[/tex] ---- by taking the LCM
Other than rewriting the expression, nothing else can be done
