The statement that once you are signed up for overdraft protection, you cannot opt out is false.
What is Overdraft protection?
Overdraft protection serves as an option that is been given by the bank accounts which prevents check, ATM as well as debit card transactions.
This protection helps the individual, from causing the account's balance to fall below zero.
It should be noted that with this protection, an overdraft fee or a non-sufficient funds can be triggered.
We can conclude that if you sign up for overdraft protection, you can as well opt out.
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Question 2 of 10
Which of the following are possible negative consequences of filing for
bankruptcy?
O A. Loss of employment
OB. Reduced and consolidated debt
O C. Increased credit score and reduction of debt
O D. Loss of property and lowered credit score
Answer:
D
Explanation:
The possible negative consequences of filing for bankruptcy is loss of property and lowered credit score. Option D is an appropriate response.
What is bankruptcy?Through the legal process of bankruptcy, individuals or other entities that are unable to pay their creditors back can seek partial or complete relief from their debts. Bankruptcy is typically imposed by a court order that is frequently requested by the debtor. An organization files for bankruptcy when it is unable to pay its creditors or honor its financial commitments.
Bankruptcies are seen negatively by prospective lenders and are recorded as bad information on your credit report. If creditors discover a bankruptcy on your credit report, they can opt not to grant you credit or, if they do, they might do so with more expensive interest rates and unfavorable terms.
Your credit scores may suffer if you declare bankruptcy. Hence, the appropriate response is option D.
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Select the correct answer.
Mark works as an operations manager in a manufacturing firm. Mark is very particular about the new employees that the company plans to hire, especially because the business needs skilled workers to use new machinery. Which management function is Mark carrying out to maximize his company’s operations in the future?
A. staffing
B. controlling
C. planning
D. organizing
Answer:
Explanation:
I'd say controlling
It could be staffing tho i don't know
Answer:
A) Staffing
Explanation:
Took test
If+you+believe+you+have+a+60%+chance+of+doubling+your+money,+a+30%+chance+of+gaining+15%,+and+a+10%+chance+of+losing+your+entire+investment,+what+is+your+expected+return?.
Answer:
t low
Explanation:
This is Pete's PPC curve for staying in touch with friends via phone vs. his weblog during one week. Pete plans to write four entries to his weblog. How many
conversations with friends can he have to efficiently use his time?
OO
01
04
06
To efficiently use his time, the number of conversations with friends Pete can have is 4.
The Production possibilities curve shows the different ways goods and can be combined so resources are fully utilised. The PPC is concave to the origin.
Points on the curve indicate efficient production. Point outside the curve or to the right of the curve means that the production level is not attainable given the level of resources . Points inside the production possibilities curve means that the nations resources are not being fully utilised.
If Pete wants to write 4 blog entries, trace the 4 on the y-axis to the curve and trace it to the x-axis. Based on this, Pete can have 4 conversations with friends.
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A method used for establishing a logical framework for identifying the required activities for the project is called
I think it's
Work breakdown structure.
Maren received 10 NQOs (each option gives her the right to purchase 10 shares of stock for $8 per share) at the time she started working when the stock price was $6 per share. When the share price was $15 per share, she exercised all of her options. Eighteen months later, she sold all of the shares for $20 per share. What is the amount of Maren's bargain element
Based on the information given the amount of Maren's bargain element is $700.
Using this formula
Bargain element=(Options received× Shares of stock × (Market price at exercise-Exercise price)
Where:
Options received=10
Shares of stock=10
Market price at exercise=$15
Exercise price=$8
Let plug in the formula
Bargain element=10 options× 10 shares× ($15 - $8 )
Bargain element=10 options× 10 shares×$7
Bargain element=$700
Inconclusion the amount of Maren's bargain element is $700.
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cosy corner plc case study
Answer: https://www.igcsebusiness.co.uk/uploads/2/6/7/8/26787454/organisation_notes_final.pdf
Explanation:
The banking crisis of 2008 is quite interesting to analyze. The factors that led to this near banking collapse are intriguing to say the least. In this exercise you will be evaluating the factors that led up to the crisis and determining which ones could have created this scenario.
There is no simple answer to what led to the banking crisis, as there were many factors that contributed over a long period of time. Understanding the factors that led to the crisis is very important, as such an understanding will help regulators prevent similar situations in the future.
Please analyze the factors that are given to determine which ones could have potentially worked together to have created the banking crisis of 2008, and then place each factor in the category of either “Major Contributor” or “Little or No Contribution.”
Banking crisis of 2008 was due to thr global financial crisis that occure during the period
The global financial crisis was a severe worldwide economic crisis.The financial crisis was rated the most serious financial crisis since after the Great Depression that happened in the 1920s to 1930..1. Repeal of some provisions of the Glass-Steagall Act of 1933 is a Major contributor to the Banking crisis of 2008.
2. Savvy individual investors is not a Major contributor to the Banking crisis of 2008.
3. The Community Reinvestment Act (CRA) is a Major contributor to the Banking crisis of 2008.
4. Borrowers’ lack of financial knowledge is a Major contributor to the Banking crisis of 2008.
5. The Troubled Asset Relief Program (TARP) is a not a Major contributor to the Banking crisis of 2008.
6. Mortgage-backed securities (MBSs) is a Major contributor to the Banking crisis of 2008.
7. Electronic Fund Transfer System (EFTS) is not a Major contributor to the Banking crisis of 2008.
8. Looser governance of loan requirements is a Major contributor to the Banking crisis of 2008.
9. Loans with variable interest rates is a Major contributor to the Banking crisis of 2008.
10. The creation of the FDIC is a Major contributor to the Banking crisis of 2008.
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Answer:
Explanation:
quick way to get the answer your looking for took a pic of the diagram!
An analyst who wants to compare two companies based on their income statement information should prepare a _____ income statement.
Answer:
Classified (Or Multi-Step) Income Statement
Explanation:
A Classified Income Statement states the income a company has made in a certain time frame, including revenue, expenses, and profits of an organization or company.
An analyst who wants to compare two companies based on their income statement information should prepare a Classified (Or Multi-Step) Income Statement.
What is a Statement?A statement, like "Pizza is tasty," is a declaration that something is true. In the fields of law, banking, and government, there are more types of statements. Every statement makes a claim or a point. If you see an accident, you have to tell the police what you observed in a statement.
Positive assertions are objective, as is positive reasoning more generally. They can be tested as a result. These can be divided into two groups. One is a claim, such as "a decline in GDP results in an increase.
Unemployment." By examining the GDP and unemployment statistics, this argument can be objectively tested. The second type is a factual remark, such as "It's raining" or "Microsoft is the world's largest manufacturer of computer operating systems."
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If the price of tortillas is $1.20 per dozen, how many dozen will suppliers offer for sale?
Answer:
2,500
Explanation:
Custom Quilters makes decorative comforters, quilted garments, and other products in a small sewing factory. The company expects to make 2,000 comforters during the current year. With respect to the comforters, how would the hourly wages of sewing machine operators be classified
Based on the comforters, the hourly wages of sewing machine operators would be classified as:
Direct and VariableAccording to the given question, we are asked to classify the hourly wages of sewing machine operators based on the decorative comforters.
As a result of this, we can see that because the company has a fixed number of comforters it wants to produce during the current year, then the hourly wages of the operators of the sewing machine can be classified as direct and variable.
Therefore, the correct answer is Direct and Variable
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When Ms. McConnley is ready to check out, she informs Samra that she does not have any cash to pay her $25 copayment. How should Samra respond?.
Samra should react professionally and sympathetically in the event that a patient, like Ms. McConnley, is unable to pay the $25 copayment.
Samra might approach the matter in the following manner:
Remain Calm and Empathetic: Speak to Ms. McConnley patiently and with an understanding of her predicament.Offer Alternative Payment Options: Mention any accessible payment plans or assistance programs, as well as alternative payment options like credit/debit cards.Ask whether she may postpone the payment due to anticipated short-term financial problems. Discuss Delayed Payment.Communication with Supervisor: If necessary, seek guidance from a supervisor, especially if the circumstance calls for special treatment.Note the Interaction: Detail the talk, any agreements, and any subsequent actions in detail in the patient's chart.Respect patient privacy by handling sensitive information discreetly and securely when recording.Share contact information with the billing department or patient financial services to get more information about payment plans and financial aid.Hence, maintaining empathy, looking for solutions, and professionally recording interactions when dealing with Ms. McConnley's condition all contribute to a patient-centered approach and accurate record-keeping for efficient healthcare administration.
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The given question is incomplete; below is the full question.
How should Samra handle the situation with Ms. McConnley? When Ms. McConnley is ready to check out, she informs Samra that she does not have any cash to pay her $25 copayment. How should Samra respond? When Ms. McConnley is ready to check out, she informs Samra that she does not have any cash to pay her $25 copayment. How should Samra respond? Is it necessary for Samra to make any notations in the patient’s chart?
Many online stream services allow customers to use their service of limited for 30 days. This strategy tries to increase the diffusion of a new format of using the service through increasing ________.
Answer:
trialability
Explanation:
trialability is the strategy used to try to increase the diffusion of new format using the service
How does the targeting process in entrepreneurship differ from the targeting process in traditional marketing
Targeting process in entrepreneurship differ from traditional marketing because the entrepreneurs begin the process with the idea for a new product.
Targeting process refers to process of breaking-down a market into segments to facilitate concentration of marketing efforts on target segments.
An entrepreneur will first seek to come up with a product idea in the targeting process whereas the marketer will seek to identify the market segment to concentrate on.In conclusion, the targeting process in entrepreneurship differ from traditional marketing because the entrepreneurs begin the process with the idea for a new product.
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the graph shows the curves facing a profit maximizing monopolistic competitor. label each curve with the appropriate term.
A monopoly is a market situation in which a good or service is offered by only one company. The existence of a monopoly presupposes that there are no other exchangeable products on the market for buyers.
The conditions that can cause the creation of a monopoly are many: state legislation that prohibits other companies from operating in a market, the overwhelming superiority of a company over its competitors, the neutralization of rivals with appropriate strategies by the monopoly company, and special market characteristics that allow profitably running just one business, between others.
The monopoly company has the ability to influence the quantity or price of a good, as it wants, since it can and does control the market.
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The _____ must be prepared by the condominium owners association no more than 3 months prior to the date the completed certificate is delivered to the buyer.(a) Condominium Resale Certificate(b) Loan Assumption Addendum(c) Certificate of Reasonable Value(d) Title Commitment Letter
Make a Claim
Dana needs to use the information from her 1098-T form to determine if
she qualifies for a tax credit. If information is missing on her 1098-T form,
leave the matching input field blank.
Input amounts from the 1098-T form into matching tax preparation software fields.
1098-T form is a U.S tax form for students or parents to obtain a tax credit on the amount of fee paid during an educational term or semester or year.
This form determines if the students or their parents qualify for the tax credit.
Yes Dana is eligible for her tax credit as her expenses are greater than $ 4000. For this she will receive $2500
If the scholarships exceed the amount of the educational fee then a tax credit has to be recalculated on a certain amount.
The first box is to be filled by the student's name (Dana) in this case, her address and her contact number.
The other boxes are to be filled with the filler and social security numbers as asked.
The no 1 box gives the tuition fees received and box 2 gives the tuition fees billed.
The box 3 has to filled if any change is made by the institution in billing amount.
The other boxes are filled similarly and the form is submitted to the IRS and the copy is kept with the student.
In the given question only 3 pieces of information are given .
Name : Dana
Amount Received : $ 16,467
Scholarship Received: $ 1500
These are already filled in the form.
Educational tax credit covers up to 100% of the first $2000 of the educational expenses and 25% of the next $ 2000 expenses.
It can be filed if the parent's income is up to $ 80,000 in the year 2020.
Yes Dana is eligible for her tax credit as her expenses are greater than $ 4000. For this she will receive $2500
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Answer:2500
Explanation:
Please help please please
Answer:
e you chose that includes at leasnts on your time line.) You can create the time line below or submit a separate Word or PowerPoint document containing the time line. If your tim
Explanation:
5. Submit a thematic time line for the theme yo You can create the time line below or submit a separate Word or PowerPoint document containing the time line. If your tim
brenda apologized to kordell for an e-mail that upset him. she said she had chosen an inconsiderate way of stating her idea, and that she’d be happy to discuss it further. brenda is:
The behavior or disposition displayed by Brenda that was described above shows consideration behavior, therefore, Brenda can be said to be: expressing consideration behavior.
Consideration behavior can be described as exhibiting a friendly and supportive disposition by considering the interests of others. It also entails effectively communicating openly with others, having respect of their ideas and showing concern for their feelings.
Thus, the behavior or disposition displayed by Brenda that was described above shows consideration behavior, therefore, Brenda can be said to be: expressing consideration behavior.
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Hedging risk involves engaging in a financial transaction that offsets a long position by taking an additional ________ position, or offsets a short position by taking an additional ________ position.
Risk Hedging entails offsetting a long position by taking an additional short position or offsets a short position by taking an additional long position.
Risk Hedging refers to various strategy employed to reduce exposure to an investment risk.
Risk Hedging is when the hedge the risk of one investment by taking an offsetting position in another investment.Hence, the strategy of Risk Hedging entails offsetting a long position by taking an additional short position or offsets a short position by taking an additional long position.
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Differentiate between equity financing and debt financing?
Answer:
When a business wants to obtain cash, it has two options for financing: equity financing and debt financing. Equity financing is the most common kind of financing accessible to companies. Debt financing refers to the borrowing of money, while equity financing refers to the sale of a piece of the company's stock.
Explanation:
Hope it helps:)
The curve most economists use to follow the relationship between the interest rates and bonds' time to maturity is the:
Identify four (4) different types of credit (purposes)
Answer:Revolving Credit. Charge Cards. Installment Credit. Non-Installment or Service Credit
which policy tools are considered automatic stabilizers?
In the fiscal policies of governments, automatic stabilizers are meant to correct and stabilize the fluctuations that arise within the economy of nations. The policy tools that are considered automatic stabilizers are;
A progressive income tax structure Government unemployment benefitsAt times, the economy of a nation might experience shocks and destabilizations. These policy tools listed above are meant to generate taxes from the citizens that would cushion the effects of these shocks.
They help to increase the flow of money in the economy when it is passing through difficulties like recessions.
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If you don't meet a deadline at work, you could: *
Answer:
Failing to meet a deadline in the workplace may result in disappointing your co-workers, receiving a negative reaction from your boss, or even hurting your company as a whole. If you cultivate time management skills early, you will have a better chance of success in your future career.
Check all of the perks a job might offer as incentives for potential applicants
A) gym membership
B) 401k investment plans
C) health benefits
D) child care services
Answer:C,D
Explanation:
the starting point for preparing the operating activities section using the indirect method is ______.
Organizations often have different operations. The starting point for preparing the operating activities section using the indirect method is Net income.
Net income is simply known to be the gross profit and removing all other expenses, costs and any other income and revenue sources that are not included in gross income.
A lot of other costs is often removed from gross to make it be at net income. They include interest on debt, taxes, and operating expenses or overhead costs.
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What type of promise to pay does a promissory note represent?
Answer:
my left
Explanation:
Answer: unconditional
Explanation: i just got it right
________ are salespeople who sell a manufacturer’s products on an extended contract basis but are not employees of the manufacturer.
Answer:
manufacturer's representatives.
hope this helps! :)
Manufacture's sales representative are sales groups who sell a manufacturer’s commodities on a prolonged contract ground, but are not employees of the manufacturer.
Who is Manufacture's sales representative?A manufacturers' representative is, in its most basic form, defines as someone who agrees to represent a firm and sell their product or service for a certain percentage fee.
He changes some basic commission on sale of the manufacture's product or commodity. Thai commission is also added to the price of commodity.
Sales organizations that market a manufacturer's commodities on a long-term contract basis, but are not employees of the manufacturer, are known as manufacturer's sales representatives.
Therefore, manufacture's sales representative is a person that sales the products on the behalf of manufacture.
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Many of the meetings in which office workers are involved are informal, small group meetings
Answer:
false
Explanation:
office meetings are always formal because this is a serious meeting. Every worker is also involved. You can tell by the way they dress the meeting and the way they speak is formal.
