Answer: fewer workers to be employed because their marginal revenue product has increased.
Explanation:
Insurance companies hire more people in order to make more profit as they would process more insurance forms. If technology was made such that employees were able to process twice as many forms in the same time, a lot of workers would be terminated.
This is because companies are always looking for ways to save costs and if it turns out that they can get rid of some people and still be able to keep production at the same level, they would do so. The insurance companies would therefore fire some workers because they would still be able to keep on processing the same amount of insurance forms.
The use of symbols such as charts, graphs, and signs are best classified as * 1 point oral communication written communication visual communication audio visual communication
Answer:
visual communication
Explanation:
Communication can be defined as a process which typically involves the transfer of information from one person (sender) to another (recipient), through the use of semiotics, symbols and signs that are mutually understood by both parties.
Generally, there are four (4) main types of communication and these includes;
I. Verbal (oral) communication.
II. Non-verbal communication.
III. Written communication.
IV. Visual communication.
Visual communication can be defined as the use of visual elements and symbols such as charts, graphs, and signs to convey ideas and information that effectively creates meaning to the recipient.
In conclusion, visual communication is strictly based on vision or sight.
PLEASE HELP!
There are 2 types of sales approaches used in the sales process. These are: soft approach and hard approach. Explain both with examples for each.
Answer:
Soft Sell-Many customers appreciate the soft sell approach when they just need some guidance in deciding on a selection. The seller can use gentle persuasion or suggestion to convince the buyer. Soft sell techniques include pointing out that many of the items were sold last week, recommending a certain model that costs less or saying that you recently bought the same product and are happy with it. No pressure is used. You state facts and allow the buyer to decide.
Hard Sell-High-pressure tactics often are not well-received by customers. However, the intimidation in the hard sell might cause some people to buy a product they don’t really want or need. Hard sellers try to make customers feel they must buy the product or service right now. The salesman claims that the product might be gone tomorrow or the that customer has no need to wait because the seller guarantees satisfaction. The seller tries to make the decision for the customer in a hard sell. “You can afford it” or “If you don’t buy it now, it won’t be here later,” the salesperson might say. Many customers are aware of the hard sell and walk away immediately. The soft sell approach usually results in more sales, but the hard sell works sometimes.
NOT MINE FROM THE INTERNET.
In the late 1970s Federal Reserve Chairman Paul Volcker contracted the money supply to reduce the rate of inflation. One result of this monetary policy was: ANSWER Unselected to increase interest rates which reduced aggregate demand. Unselected to reduce interest rates and stimulate aggregate demand. Unselected higher real output for the U.S. during the next few years. Unselected I DON'T KNOW YET
Answer: to increase interest rates which reduced aggregate demand.
Explanation:
Since the money supply was contracted to reduce the rate of inflation, this will lead to increase interest rates which reduced aggregate demand.
In this case as a result of the increase in the interest rate, people will prefer to save their money in the banks and thus will result in less money in circulation which ultimately reduces the demand for goods and services.
Which of the following is NOT a reason to make payments online?
Answer:
Hi there isn't anything attached??
The following data are available for Sampson Corporation.
Net income $200,000
Depreciation expense 60,000
Dividends paid 90,000
Loss on sale of land 15,000
Decrease in accounts receivable 30,000
Decrease in accounts payable 45,000
Net cash provided by operating activities is:
A. $160,000.
B. $140,000.
C. $260,000.
D. $240,000.
The Net cash provided by operating activities is $260,000. Thus, option C is correct.
What is operating activities?Operating activities include everything a firm does on a regular basis to bring its products and services to market. Non-operating activities are one-time occurrences that may have an impact on sales, costs, or cash flow but are not part of the company's regular, core activity.
Given that,
Net income = $200,000Depreciation expense = 60,000Dividends paid = 90,000Loss on sale of land = 15,000Decrease in accounts receivable = 30,000Decrease in accounts payable = 45,000So, the Net cash provided by operating activities is computed by using the following formula.
Net cash provided by operating activities = Net income + Depreciation + loss on land + decrease in receivables - decrease in payables
= $200,000+ 60,000+ 15,000+30,000- 45,000
= $260,000
Thus, $260,000 is the Net cash provided by operating activities Therefore, it can be concluded that option C is correct.
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which idea is an impotant element of the u.s free enterprice system
Answer:
Option A : The government should have a limited role in the economy.
The growers of Sunny Day Citrus have determined that their chief priority for choosing a transportation mode within the United States is achieving a quick transit time (lowest). However, due to low margins, low cost and the highest level reliability must also be taken into consideration. In light of these considerations, Sunny Day Citrus should use _____ to ship their oranges.
Answer:
Rail transportation
Explanation:
Considering the situation described above in the questions, Sunny Day Citrus should use RAIL TRANSPORTATION to ship their oranges.
There are basically four means of shipping goods, these include road, maritime, rail, and air shipment.
However, considering the need to achieve quick transit time, low margins, low cost, and the highest level of reliability the best means of use is RAIL TRANSPORTATION.
This is because while Air shipment is the fastest, it is the most expensive. Also, the Maritime or Ship may be the lowest in terms of cost, but since it is within the United States, it would be relatively expensive compared to rail and also is the slowest in terms of transit time.
Similarly, the road may be faster and relatively cheaper compared to air, but not as cheaper compared to the rail in a long distance.
Rail transportation offers cheaper, low margins, reliability as it is difficult to have accidents and robbery of such commodities inside the train. It is also quite faster compared to ship.
Hence, in this case, the right answer is RAIL TRANSPORTATION
Monique receives a check each month from the tenants living in the townhomes she owns. What type of income is this considered?
A. Earned income
B. Investment income
C. Inheritance income
D. Passive income
Answer:
D. Passive income
Explanation:Monique receives a check each month from the tenants living in the townhomes she owns. What type of income is this considered?
The check received by Monique from the renting party in respect of rental income is treated as passive income.
Option D is the correct answer.
What is a passive income?Passive income is an active but unearned income that is earned from other alternatives apart from any occupation.
According to the Internal Revenue Service authority of the US, there can be two sources of passive income namely, rental income and the dividends received on stockholdings.
Therefore, passive income is the type of income earned by Monique in the given situation.
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An examination of the reasons given by people willing to accept the risks of entrepreneurship indicates that: A)the desire to earn a profit is the only reason most people have for becoming entrepreneurs. B)many people become entrepreneurs because they do not enjoy working for someone else. C)the strongest motivator is the desire to famous and powerful. D)contrary to popular opinion, most entrepreneurs are not interested in personal achievement.
Answer:
B)many people become entrepreneurs because they do not enjoy working for someone else.
Explanation:
The examination of the reasons provided by the people who wants to accept the entrepreneurship risk as here most of the people become entrepreneurs but at the same time they dont enjoy working for someone else as they wabt to work for themselves not for someone else
Therefore as per the given situation, the option b is correct
A corporation entered into a contract with an owner of land for the transfer of land at a price of $500,000 in sixty days. The contract was silent as to its assignment. Ten days after the contract was executed, the corporation assigned the contract to a developer with no connections to the corporation. The owner, upon learning of the assignment, has indicated that she objects to the assignment because the developer is not as creditworthy as the corporation and, as a result, there is a greater chance that the developer will be unable to pay the purchase price. Is the owner bound to convey the land to the developer
Answer:
Yes, because the corporation remains liable to the owner under the contract
Explanation:
The above answer is true because in this case, there is no limit to the assignment of the contractual rights between the two parties, hence this assignment of a contract would be treated as both an assignment of rights and a delegation of duties.
Therefore, while the corporation in this case has delegated its duties and assigned its rights under the contract to the developer by assigning the contract to the developer, the corporation is still considered to be liable to the owner for payment of the purchase price.
And given the fact that the developer is not as creditworthy as the corporation, and thus there is a greater chance that the developer will be unable to pay the purchase price, the owner has the rights under the contract arrangement to contractually compel the corporation to do so.
Mariano Manufacturing can issue a 25-year, 8.1% annual payment bond at par. Its investment bankers also stated that the company can sell an issue of annual payment preferred stock to corporate investors who are in the 40% tax bracket. The corporate investors require an after-tax return on the preferred that exceeds their after-tax return on the bonds by 1.0%, which would represent an after-tax risk premium. What coupon rate must be set on the preferred in order to issue it at par? Group of answer choices6.66% 6.99% 7.34% 7.71% 8.09%
Answer:
6.66%
Explanation:
First and foremost, if a bond is issued at par it means that the coupon rate and before-tax yield to maturity are the same. hence, in this case, the before-tax yield on the bond is 8.10%, the same as its coupon rate
after-tax yield on bond=before-tax yield*(1-tax rate)
tax rate=40%
the after-tax yield on bond=8.10%*(1-40%)
the after-tax yield on bond=4.86%
after-tax return on the preferred=the after-tax yield on bond+after-tax risk premium
after-tax risk premium=1.0%
after-tax return on the preferred=4.86%+1.0%
after-tax return on the preferred=5.86%
However, the before-tax coupon rate on the preferred is determined below based on the dividend received deduction principle obtainable in the US
Pre-Tax Coupon Rate = after-tax return on the preferred/(1-(Tax Rate*Taxable Percentage)
The principle that 70% of dividends, that only 30% are taxable, hence, the taxable percentage is 30%
Pre-Tax Coupon Rate =5.86%/(1-(40%*30%)
Pre-Tax Coupon Rate =5.86%/0.88
Pre-Tax Coupon Rate =6.66%
You are employed by Company A, which makes motorcycles. You have been asked to write a brief report (following a report format) to the Managing Director comparing the size of your company with three others in the same industry. Use the following information in your report. State the advantages and disadvantages of each of the ways of comparing business size.
workers employed capital employed($ million) profit($ million) sales($ million)
Company A 20,000 50 10 100
Company B 5,000 150 5 200
Company C 3,000 60 20 150
Company D 15,000 180 15 150
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Explanation:
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Picture your ideal retirement and describe.
Answer:
Lots of money
Explanation:
I would want to save up in order to play sports and video games all day. I would also like to travel a lot
Answer:
Explanation:
I am retired. I have a pension that takes care of my needs for now. It won't once the economies realize what they've done. Practically no one will be able to retire.
So I'm lucky in that I can pretty much do what I want within the jurisdiction where I live. Right now the virus is leading us on a merry chase and our borders are closed. I'm told it's a good thing because the medical care is being overwhelmed. I certainly didn't plan that.
I have the best care that anyone could wish for. I have Cancer but my two specialists take of me with a medication that only 10% of the population respond to, so I'm lucky. That's something I didn't plan on either but I should have. Both my parents succumbed to Cancer. And you have to take into account the bad with the good.
I love to travel and look forward to the borders opening up. Nothing is going to hold me up. You must always figure on what interests you have to become what you like to do. Everyone where I am does have an interest, but I don't think watching television should really count. I do like answer questions on Brainly. I've learned how to write answers that I'm satisfied with, even if students are not.
A property owner had a stroke and is unable to take care of himself. He has no heirs so a court placed him in a nursing home and assigned a local attorney to represent him and take care of his financial affairs. The property owner has no will or any money available for expenses and hasn't paid any property taxes in the past four years. The court has been notified that the property owner's health is not improving, so he will not be leaving the nursing home. What would the state file to eventually collect the unpaid back taxes
Answer: Tax lien
Explanation:
Tax lien could be defined as a federal obligation which the government carries out when you fail to pay tax debt. The government accumulates the total tax.
The property owner got exposed as regards tax payment plan which was not paid.
federal tax lien is the government's legal claim against your property when you neglect or fail to pay a tax debt. ..
Match each type of tax with its correct description.
Medicare tax
local income tax
federal income tax
Social Security tax
state income tax
Answer:
1. Medicare tax.
2. Local income tax.
3. Federal income tax.
4. Social Security tax.
5. State income tax.
Explanation:
Taxation can be defined as the involuntary or compulsory fees levied on individuals or business entities by the government to generate revenues used for funding public institutions and activities.
The various type of tax with their correct description are;
1. Medicare tax: it is used to support healthcare costs for retired workers. An example is the Affordable Care Act (ACA) which became effective on the 23rd of March, 2010 and it's focused on making affordable health insurance available to qualified people or households through cost-sharing reductions and premium tax credits (subsidies).
2. Local income tax: it is collected by town, school district, counties and cities to fund city or community programs.
3. Federal income tax: it is collected from most workers, who pay up to 39.6 percent of their earnings. This type of tax is paid by employees with respect to the amount of money they receive as their wages or salary.
4. Social Security tax: it is used to provide financial support to retired and disabled workers. In the United States of America, the Social Security Administration (SSA) adopted the Old-Age, Survivors, and Disability Insurance (OASDI) program to support retired and disabled workers.
5. State income tax: it is collected from workers in most states to fund their budget and the rate differs from state to state.
Answer:
answer in pic
Explanation:
Marriott has branded its entire family of accommodations based on different value propositions, supported by clearly delineated pricing strategies. Its offerings include Ritz-Carlton and JW Marriott for the most discriminating patron, Marriott and Renaissance at the next level of full service, and an array of differentially positioned brands such Courtyard and Residence Inn. This is an example where ________ can occur at a level much broader in scope than individual products.
Answer:
Price lining
Explanation:
Price lining is defines as the pricing strategy where related products are sold at different prices to customers.
Usually the price difference depends on the level of quality of the products.
For example a beverage company with different drinks having various flavours will have a different price for each one.
In the given scenario price lining is occurring at a larger scale when Marriott branded its entire family of accommodations based on different value propositions.
These include Ritz-Carlton and JW Marriott for the most discriminating patron, Marriott and Renaissance at the next level of full service, and an array of differentially positioned brands such Courtyard and Residence Inn.
What does respecting people’s privacy mean?
Which factor is a component of verbal communication?
On March 1 the price of a commodity is $1,000 and the December futures price this commodity is $1,015. On November 1 the spot price of the commodity is $980 and the December futures price is $981. A producer of the commodity entered a December futures contracts on March 1 to hedge the sale of the commodity on November 1. The producer closed out the position on November 1. What is the effective price (after taking account of hedging) received by the producer?
Answer:
$1,014
Explanation:
Calculation to determine the effective price (after taking account of hedging) received by the producer
Using this formula
Effective price=Future price+(Spot price-Future price)
Let plug in the formula
Effective price=$1,015+($980+$981)
Effective price=$1,015+(-$1)
Effective price=$1,014
Therefore the effective price (after taking account of hedging) received by the producer is $1,014
20 points!
Which phrase best completes the table?
Monopoly
Benefits- has lower production costs
?
Drawbacks- allows for little competition between businesses
May lead to price fixing
A. Promotes innovation and entrepreneurship
B. Is less likely to be regulated by the government
C. Has more money for research and development
D. Makes a greater variety of products available to consumers
Monopoly has more money for research and development is the phase that best completes the table.
What is a monopoly?A monopoly is when one business holds a dominant position within an industry or a sector to the exclusion of all other serious competitors.
Monopolies are frequently discouraged in countries with free markets. They are viewed as causing price gouging and declining quality because consumers have few other options. They can also concentrate money, authority, and influence in the hands of a single person or a small group of people.
On the other hand, governments may support and even impose monopolies for some basic services like utilities.
The lack of competition that characterizes a monopoly can result in high costs for consumers, subpar goods and services, and dishonest corporate practices.
A business that controls a certain market or industry may take advantage of that status at the expense of its clients. It has the ability to control prices, fudge supply and demand, and produce fake scarcities. It may make it difficult for new competitors to enter the market and prevent experimentation or the creation of novel products. The consumer is at its mercy because they have no other option but to choose a competitor.
Markets that have been monopolized frequently turn unjust, uneven, and ineffective.
Because they either control the majority of the market for their product or are the only provider of it, monopolies often have an unfair advantage over their rivals. Monopolies may vary from one business to another, although they frequently have the following traits in common:
High entry barriers because a single company controls the market, competitors cannot enter it.There is only one seller in the market at this time.Price maker- The business with the monopoly can set the price for its goods without worrying that a rival will undercut it. Prices may be raised at will by a monopoly.A monopoly may purchase enormous quantities of the raw materials it requires at a volume discount thanks to economies of scale. Then, it can reduce its costs so drastically that smaller rivals won't be able to compete.
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In the real world, dividends Group of answer choicesare usually more stable than earnings. fluctuate more widely than earnings. tend to be a lower percentage of earnings for mature firms. are usually changed every year to reflect earnings changes, and these changes are randomly higher or lower, depending on whether earnings increased or decreased. are usually set as a fixed percentage of earnings, e.g., at 40% of earnings, so if EPS = $2.00, then DPS will equal $0.80. Once the percentage is set, then dividend policy is on "automatic pilot" and the actual dividend depends strictly on earnings.
Answer: are usually more stable than earnings.
Explanation:
In the real world, it should be noted that the dividends are usually more stable than earnings.
There's regularity with the payments of dividends even though there might be fluctuation with regards to earnings. This gives a good image for the company and investors are normally interested in companies with stable dividend policy.
A standing Order of $25 for insurance appears in the debit column of the Bank Statement. This amount does not appear in the Cash Book. How is this item treated in order to update the Cash Book.
a. Substract the $25 from the Bank Statement balance
b. Add $25 to the Bank Statement balance
c. Credit the Bank Account with $25
d. Debit the Bank Account with $25
Answer: c. Credit the Bank Account with $25
Explanation:
Insurance is an expense which means that the Standing Order reduced the amount of cash that the company had in the bank and this was reflected by the bank statement.
In order to reconcile the bank statement balance to the bank account balance, the bank account balance needs to be reduced as well. As it is an asset, it will be reduced by crediting it for the $25 standing order.
The NYSE does not exist as a physical location. Rather it represents a loose collection of dealers who trade stock electronically. b. An example of a primary market transaction would be your uncle transferring 100 shares of Walmart stock to you as a birthday gift c. If your uncle in New York sold 100 shares of Microsoft through his broker to an investor in Los Angeles, this would be a primary market transaction. d. Capital market instruments include both long-term debt and common stocks.
Answer: Capital market instruments include both long-term debt and common stocks.
Explanation:
Asking the options given, the option that is correct is that Capital market instruments include both long-term debt and common stocks.
The capital market refers to s financial market whereby equity backed securities and long-term debt can be purchased and sold. The capital different is different from the money market which ideally deals with short-term debt.
In the capital market, the buyers and the sellers engage in financial securities such as stocks, bonds, stocks, etc.
Under the Fair Labor Standards Act (FLSA), the overtime pay for workers is a rate that is lower than the minimum wage. decided by the employer after mutual consent and agreement with the workers. a rate that is equal to the employer's regular rate of revenues. variable depending upon the particular job involved. a rate not less than one and one-half times the employee's regular rate of pay.
Answer:
a rate not less than one and one-half times the employee's regular rate of pay.
Explanation:
An employee can be defined as an individual who is employed by an employer of labor to perform specific tasks, duties or functions in an organization.
The Fair Labor Standards Act is a labor law of the United States of America that was authored by Ellen C. Kearns. This labor law is applicable to all employees working in the private sector, local, state and federal government agencies or civil service. It was first published in 1938 and has since then be amended on several occasions.
All of the following were addressed by the Fair Labor Standards Act (FLSA):
I. Minimum wage.
II. Restrictions on child labor.
III. Overtime pay.
An overtime pay can be defined as an amount of money that is earned by an employee for working extra hours above the normal work period or working hours.
Under the Fair Labor Standards Act (FLSA), the overtime pay for workers is a rate that shouldn't be less than one and one-half times the regular rate of pay being received by an employee.
On the sale of any property, a sales associate's compensation is based on the total commission paid to the broker. The sales associate receives 30% of the first $2,500, 40% of the next amount between $2,500 and $7,500, and 50% of any remaining amount exceeding $7,500. If a property sells for $234,500 and the broker's commission rate is 6.5%, what is the sales associate's total compensation?
Answer:
$6,621.25
Explanation:
Calculation to determine the sales associate's total compensation
First step is to calculate the Total commission to the firm:
Total commission= $234,500 × 6.5%
Total commission = $15,242.50.
Second step is to calculate the three parts of the salesperson's commission
First part
Salesperson's commission=$2,500*30%
Salesperson's commission=$750
Second part
Salesperson's commission=$5,000*40%
Salesperson's commission=$2,000
Third part
Salesperson's commission =$2,500 + $5,000
Salesperson's commission=$7,500
Third step is to calculate the agent 50% commission that is left
Agent commission=($15,242.50 - $7,500) *50%
Agent commission=$7,742.50 * 50%
Agent commission = $3,871.25
Now let determine the sales associate's total compensation
Sales associate's total compensation= $750 + $2,000 + $3,871.25
Sales associate's total compensation= $6,621.25
Therefore Sales associate's total compensation is $6,621.25
places by the sea have (cooler/warmer/wetter) summer and (drier/cooler/warmer) winters than places inland.
Answer:
Temperature usually decreases by 1°C for every 100 metres in altitude. Distance from the sea - Oceans heat up and cool down much more slowly than land. This means that coastal locations tend to be cooler in summer and warmer in winter than places inland at the same latitude and altitude
Explanation:
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¿Cómo harías el marketing de tu producto?
Answer:
postearlo en redes sociales
Explanation:
Answer:
I don't understand
Explanation:
I don't know
A lawyer rented an office building for his law practice and subleased most of the building to three other tenants. The lawyer paid $2,000 per month to the owner and charged his subtenants $600 per month each. After having been in the building for three years, the lawyer and the owner orally agreed that the lawyer would purchase it for a price of $120,000, to be paid in monthly installments of $2,000 over a five-year period. It was further agreed that title would remain in the owner's name until $48,000 had been paid on the total price, whereupon the owner would deliver a deed to the lawyer. Shortly thereafter, the lawyer spent $4,000 redecorating his suite. During the course of the next two years, the lawyer hired an associate and placed her in one of the offices formerly occupied by one of the subtenants, and raised the monthly rental he charged the other two subtenants to $700. Two years after the agreement with the owner, the lawyer demanded that the owner convey the building by delivery of a deed. The owner refused, denying that any oral agreement for sale had ever existed. The lawyer brings an action for specific performance against the owner, who pleads the Statute of Frauds as a defense. If the owner wins, what is the likely reason
Answer: Statute of Frauds
Explanation:
The Statute of Frauds requires that real estate sales be conducted in writing instead of via oral agreement and since the lawyer and the owner had only an oral agreement, the courts would most likely side with the owner.
The lawyer can argue under the Principle of Part Performance (an exception to the Statute of Frauds) that his actions in renovating the place were consistent with someone who had an agreement to buy the place but the owner could argue that the lawyer's actions were simply those of a leasee improving the conditions of the place he is renting. This would bring the courts on the side of the owner.
The last two answers for number 6 is “Firefighting” and “Public Safety Inspection”
Answer:
9. Carbon paper
37. Window envelope
6. teaching
commercial banks hold deposits and
Which are the roles of a bank? Check all that apply.
Storing and holding money
Making purchases to create profits
Lending money
Investing in the economy
Creating money for the economy
The roles a bank plays includes:
Storing and holding moneyLending moneyWhat are banks?A bank is a financial institution that accepts deposits, lends money, stores valuables from customers. The activites of banks are guided by the Central Bank. The Central Bank is responsible for creating money in the economy.
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